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Axos Financial, Inc.（AX）与Fiverr International Ltd.（FVRR）财务数据对比。点击上方公司名可切换其他公司
Axos Financial, Inc.的季度营收约是Fiverr International Ltd.的1.4倍（$392.2M vs $287.8M），Axos Financial, Inc.净利率更高（31.8% vs 1.9%，领先29.9%），过去两年Fiverr International Ltd.的营收复合增速更高（29.5% vs 16.1%）
Axos Financial是总部位于美国内华达州拉斯维加斯的银行控股公司，旗下拥有直销银行Axos Bank，同时提供注册投资顾问服务及电子交易平台，深耕数字化金融赛道，可为用户提供多元便捷的金融服务解决方案。
Fiverr International Ltd.运营全球在线自由职业服务平台，连接160余个国家的企业客户与独立创作者，提供数字营销、平面设计、编程、文案撰写、视频剪辑等多领域专业服务，满足各类客户灵活的按需用工需求。
AX vs FVRR — 直观对比
营收规模更大
AX
是对方的1.4倍
$287.8M
净利率更高
AX
高出29.9%
1.9%
两年增速更快
FVRR
近两年复合增速
16.1%
损益表 — Q3 FY2026 vs Q3 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $392.2M | $287.8M |
| 净利润 | $124.7M | $5.4M |
| 毛利率 | — | 82.5% |
| 营业利润率 | — | -3.5% |
| 净利率 | 31.8% | 1.9% |
| 营收同比 | — | — |
| 净利润同比 | 18.5% | — |
| 每股收益（稀释后） | $2.15 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AXFVRR
| Q1 26 | $392.2M | — | ||
| Q4 25 | $385.1M | — | ||
| Q3 25 | $323.4M | $287.8M | ||
| Q2 25 | $321.4M | $188.2M | ||
| Q1 25 | $308.8M | $93.5M | ||
| Q4 24 | $307.9M | — | ||
| Q3 24 | $320.7M | $269.9M | ||
| Q2 24 | $290.9M | $177.3M |
净利润AXFVRR
| Q1 26 | $124.7M | — | ||
| Q4 25 | $128.4M | — | ||
| Q3 25 | $112.4M | $5.4M | ||
| Q2 25 | $110.7M | $4.1M | ||
| Q1 25 | $105.2M | $788.0K | ||
| Q4 24 | $104.7M | — | ||
| Q3 24 | $112.3M | $-1.0M | ||
| Q2 24 | $104.9M | $-4.0M |
毛利率AXFVRR
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 82.5% | ||
| Q2 25 | — | 83.3% | ||
| Q1 25 | — | 83.5% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 82.8% | ||
| Q2 24 | — | 82.4% |
营业利润率AXFVRR
| Q1 26 | — | — | ||
| Q4 25 | 45.6% | — | ||
| Q3 25 | 46.3% | -3.5% | ||
| Q2 25 | 48.5% | -3.4% | ||
| Q1 25 | 47.9% | -4.4% | ||
| Q4 24 | 48.8% | — | ||
| Q3 24 | 49.6% | -5.0% | ||
| Q2 24 | 49.6% | -6.3% |
净利率AXFVRR
| Q1 26 | 31.8% | — | ||
| Q4 25 | 33.3% | — | ||
| Q3 25 | 34.7% | 1.9% | ||
| Q2 25 | 34.4% | 2.2% | ||
| Q1 25 | 34.1% | 0.8% | ||
| Q4 24 | 34.0% | — | ||
| Q3 24 | 35.0% | -0.4% | ||
| Q2 24 | 36.0% | -2.3% |
每股收益（稀释后）AXFVRR
| Q1 26 | $2.15 | — | ||
| Q4 25 | $2.22 | — | ||
| Q3 25 | $1.94 | — | ||
| Q2 25 | $1.89 | — | ||
| Q1 25 | $1.81 | — | ||
| Q4 24 | $1.80 | — | ||
| Q3 24 | $1.93 | — | ||
| Q2 24 | $1.75 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $133.5M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $3.1B | $362.6M |
| 总资产 | $29.2B | $1.1B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资AXFVRR
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | — | ||
| Q3 25 | $2.6B | $133.5M | ||
| Q2 25 | $1.9B | $578.4M | ||
| Q1 25 | $2.0B | $133.5M | ||
| Q4 24 | $2.4B | — | ||
| Q3 24 | $2.6B | $183.7M | ||
| Q2 24 | $2.0B | $183.7M |
总债务AXFVRR
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | $312.7M | — | ||
| Q1 25 | $377.4M | — | ||
| Q4 24 | $358.7M | — | ||
| Q3 24 | $313.5M | — | ||
| Q2 24 | $325.7M | — |
股东权益AXFVRR
| Q1 26 | $3.1B | — | ||
| Q4 25 | $2.9B | — | ||
| Q3 25 | $2.8B | $362.6M | ||
| Q2 25 | $2.7B | $404.9M | ||
| Q1 25 | $2.6B | $362.6M | ||
| Q4 24 | $2.5B | — | ||
| Q3 24 | $2.4B | $355.8M | ||
| Q2 24 | $2.3B | $355.8M |
总资产AXFVRR
| Q1 26 | $29.2B | — | ||
| Q4 25 | $28.2B | — | ||
| Q3 25 | $27.4B | $1.1B | ||
| Q2 25 | $24.8B | $1.1B | ||
| Q1 25 | $24.0B | $1.1B | ||
| Q4 24 | $23.7B | — | ||
| Q3 24 | $23.6B | $1.0B | ||
| Q2 24 | $22.9B | $1.0B |
负债/权益比AXFVRR
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 0.12× | — | ||
| Q1 25 | 0.14× | — | ||
| Q4 24 | 0.14× | — | ||
| Q3 24 | 0.13× | — | ||
| Q2 24 | 0.14× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $53.0M |
| 自由现金流经营现金流 - 资本支出 | — | $52.1M |
| 自由现金流率自由现金流/营收 | — | 18.1% |
| 资本支出强度资本支出/营收 | — | 0.3% |
| 现金转化率经营现金流/净利润 | — | 9.81× |
| 过去12个月自由现金流最近4个季度 | — | $124.9M |
8季度趋势，按日历期对齐
经营现金流AXFVRR
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | — | ||
| Q3 25 | $118.4M | $53.0M | ||
| Q2 25 | $490.3M | $42.2M | ||
| Q1 25 | $73.7M | $21.2M | ||
| Q4 24 | $162.5M | — | ||
| Q3 24 | $70.8M | $10.9M | ||
| Q2 24 | $305.5M | $32.2M |
自由现金流AXFVRR
| Q1 26 | — | — | ||
| Q4 25 | $85.4M | — | ||
| Q3 25 | $109.3M | $52.1M | ||
| Q2 25 | $436.1M | $41.5M | ||
| Q1 25 | $65.1M | $20.8M | ||
| Q4 24 | $156.4M | — | ||
| Q3 24 | $53.0M | $10.6M | ||
| Q2 24 | $269.5M | $31.5M |
自由现金流率AXFVRR
| Q1 26 | — | — | ||
| Q4 25 | 22.2% | — | ||
| Q3 25 | 33.8% | 18.1% | ||
| Q2 25 | 135.7% | 22.0% | ||
| Q1 25 | 21.1% | 22.3% | ||
| Q4 24 | 50.8% | — | ||
| Q3 24 | 16.5% | 3.9% | ||
| Q2 24 | 92.6% | 17.8% |
资本支出强度AXFVRR
| Q1 26 | — | — | ||
| Q4 25 | 4.9% | — | ||
| Q3 25 | 2.8% | 0.3% | ||
| Q2 25 | 16.9% | 0.4% | ||
| Q1 25 | 2.8% | 0.4% | ||
| Q4 24 | 2.0% | — | ||
| Q3 24 | 5.5% | 0.1% | ||
| Q2 24 | 12.4% | 0.4% |
现金转化率AXFVRR
| Q1 26 | — | — | ||
| Q4 25 | 0.81× | — | ||
| Q3 25 | 1.05× | 9.81× | ||
| Q2 25 | 4.43× | 10.40× | ||
| Q1 25 | 0.70× | 26.90× | ||
| Q4 24 | 1.55× | — | ||
| Q3 24 | 0.63× | — | ||
| Q2 24 | 2.91× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AX
| Net Interest Income | $306.3M | 78% |
| Noninterest Income | $86.0M | 22% |
FVRR
暂无分部数据
