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Axos Financial, Inc.（AX）与First Watch Restaurant Group, Inc.（FWRG）财务数据对比。点击上方公司名可切换其他公司
Axos Financial, Inc.的季度营收约是First Watch Restaurant Group, Inc.的1.2倍（$392.2M vs $316.4M），过去两年Axos Financial, Inc.的营收复合增速更高（16.1% vs 14.2%）
Axos Financial是总部位于美国内华达州拉斯维加斯的银行控股公司，旗下拥有直销银行Axos Bank，同时提供注册投资顾问服务及电子交易平台，深耕数字化金融赛道，可为用户提供多元便捷的金融服务解决方案。
该企业原信息存在公司混淆错误，实际First Watch Restaurant Group是美国餐饮集团，主打鲜制早餐、早午餐与午餐，在美国多个州运营自营与特许加盟餐厅，聚焦日间休闲餐饮市场，为消费者提供新鲜健康的美式餐食选择。
AX vs FWRG — 直观对比
营收规模更大
AX
是对方的1.2倍
$316.4M
两年增速更快
AX
近两年复合增速
14.2%
损益表 — Q3 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $392.2M | $316.4M |
| 净利润 | $124.7M | — |
| 毛利率 | — | — |
| 营业利润率 | — | 2.9% |
| 净利率 | 31.8% | — |
| 营收同比 | — | 20.2% |
| 净利润同比 | 18.5% | — |
| 每股收益（稀释后） | $2.15 | $0.24 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AXFWRG
| Q1 26 | $392.2M | — | ||
| Q4 25 | $385.1M | $316.4M | ||
| Q3 25 | $323.4M | $316.0M | ||
| Q2 25 | $321.4M | $307.9M | ||
| Q1 25 | $308.8M | $282.2M | ||
| Q4 24 | $307.9M | $263.3M | ||
| Q3 24 | $320.7M | $251.6M | ||
| Q2 24 | $290.9M | $258.6M |
净利润AXFWRG
| Q1 26 | $124.7M | — | ||
| Q4 25 | $128.4M | — | ||
| Q3 25 | $112.4M | $3.0M | ||
| Q2 25 | $110.7M | $2.1M | ||
| Q1 25 | $105.2M | $-829.0K | ||
| Q4 24 | $104.7M | — | ||
| Q3 24 | $112.3M | $2.1M | ||
| Q2 24 | $104.9M | $8.9M |
营业利润率AXFWRG
| Q1 26 | — | — | ||
| Q4 25 | 45.6% | 2.9% | ||
| Q3 25 | 46.3% | 3.2% | ||
| Q2 25 | 48.5% | 2.4% | ||
| Q1 25 | 47.9% | 0.4% | ||
| Q4 24 | 48.8% | 1.5% | ||
| Q3 24 | 49.6% | 2.5% | ||
| Q2 24 | 49.6% | 6.4% |
净利率AXFWRG
| Q1 26 | 31.8% | — | ||
| Q4 25 | 33.3% | — | ||
| Q3 25 | 34.7% | 0.9% | ||
| Q2 25 | 34.4% | 0.7% | ||
| Q1 25 | 34.1% | -0.3% | ||
| Q4 24 | 34.0% | — | ||
| Q3 24 | 35.0% | 0.8% | ||
| Q2 24 | 36.0% | 3.4% |
每股收益（稀释后）AXFWRG
| Q1 26 | $2.15 | — | ||
| Q4 25 | $2.22 | $0.24 | ||
| Q3 25 | $1.94 | $0.05 | ||
| Q2 25 | $1.89 | $0.03 | ||
| Q1 25 | $1.81 | $-0.01 | ||
| Q4 24 | $1.80 | $0.01 | ||
| Q3 24 | $1.93 | $0.03 | ||
| Q2 24 | $1.75 | $0.14 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $21.2M |
| 总债务越低越好 | — | $269.1M |
| 股东权益账面价值 | $3.1B | $626.3M |
| 总资产 | $29.2B | $1.7B |
| 负债/权益比越低杠杆越低 | — | 0.43× |
8季度趋势，按日历期对齐
现金及短期投资AXFWRG
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | $21.2M | ||
| Q3 25 | $2.6B | $20.7M | ||
| Q2 25 | $1.9B | $19.2M | ||
| Q1 25 | $2.0B | $18.6M | ||
| Q4 24 | $2.4B | $33.3M | ||
| Q3 24 | $2.6B | $51.1M | ||
| Q2 24 | $2.0B | $45.1M |
总债务AXFWRG
| Q1 26 | — | — | ||
| Q4 25 | — | $269.1M | ||
| Q3 25 | — | $251.0M | ||
| Q2 25 | $312.7M | $250.0M | ||
| Q1 25 | $377.4M | $191.5M | ||
| Q4 24 | $358.7M | $189.0M | ||
| Q3 24 | $313.5M | $189.7M | ||
| Q2 24 | $325.7M | $192.1M |
股东权益AXFWRG
| Q1 26 | $3.1B | — | ||
| Q4 25 | $2.9B | $626.3M | ||
| Q3 25 | $2.8B | $607.3M | ||
| Q2 25 | $2.7B | $601.3M | ||
| Q1 25 | $2.6B | $596.3M | ||
| Q4 24 | $2.5B | $595.4M | ||
| Q3 24 | $2.4B | $589.1M | ||
| Q2 24 | $2.3B | $585.8M |
总资产AXFWRG
| Q1 26 | $29.2B | — | ||
| Q4 25 | $28.2B | $1.7B | ||
| Q3 25 | $27.4B | $1.7B | ||
| Q2 25 | $24.8B | $1.7B | ||
| Q1 25 | $24.0B | $1.5B | ||
| Q4 24 | $23.7B | $1.5B | ||
| Q3 24 | $23.6B | $1.5B | ||
| Q2 24 | $22.9B | $1.4B |
负债/权益比AXFWRG
| Q1 26 | — | — | ||
| Q4 25 | — | 0.43× | ||
| Q3 25 | — | 0.41× | ||
| Q2 25 | 0.12× | 0.42× | ||
| Q1 25 | 0.14× | 0.32× | ||
| Q4 24 | 0.14× | 0.32× | ||
| Q3 24 | 0.13× | 0.32× | ||
| Q2 24 | 0.14× | 0.33× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $18.5M |
| 自由现金流经营现金流 - 资本支出 | — | $-18.3M |
| 自由现金流率自由现金流/营收 | — | -5.8% |
| 资本支出强度资本支出/营收 | — | 11.6% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-31.0M |
8季度趋势，按日历期对齐
经营现金流AXFWRG
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | $18.5M | ||
| Q3 25 | $118.4M | $47.9M | ||
| Q2 25 | $490.3M | $39.4M | ||
| Q1 25 | $73.7M | $20.1M | ||
| Q4 24 | $162.5M | $22.9M | ||
| Q3 24 | $70.8M | $35.9M | ||
| Q2 24 | $305.5M | $31.9M |
自由现金流AXFWRG
| Q1 26 | — | — | ||
| Q4 25 | $85.4M | $-18.3M | ||
| Q3 25 | $109.3M | $5.5M | ||
| Q2 25 | $436.1M | $-1.7M | ||
| Q1 25 | $65.1M | $-16.4M | ||
| Q4 24 | $156.4M | $-17.7M | ||
| Q3 24 | $53.0M | $6.8M | ||
| Q2 24 | $269.5M | $2.3M |
自由现金流率AXFWRG
| Q1 26 | — | — | ||
| Q4 25 | 22.2% | -5.8% | ||
| Q3 25 | 33.8% | 1.7% | ||
| Q2 25 | 135.7% | -0.5% | ||
| Q1 25 | 21.1% | -5.8% | ||
| Q4 24 | 50.8% | -6.7% | ||
| Q3 24 | 16.5% | 2.7% | ||
| Q2 24 | 92.6% | 0.9% |
资本支出强度AXFWRG
| Q1 26 | — | — | ||
| Q4 25 | 4.9% | 11.6% | ||
| Q3 25 | 2.8% | 13.4% | ||
| Q2 25 | 16.9% | 13.4% | ||
| Q1 25 | 2.8% | 13.0% | ||
| Q4 24 | 2.0% | 15.4% | ||
| Q3 24 | 5.5% | 11.6% | ||
| Q2 24 | 12.4% | 11.5% |
现金转化率AXFWRG
| Q1 26 | — | — | ||
| Q4 25 | 0.81× | — | ||
| Q3 25 | 1.05× | 16.01× | ||
| Q2 25 | 4.43× | 18.72× | ||
| Q1 25 | 0.70× | — | ||
| Q4 24 | 1.55× | — | ||
| Q3 24 | 0.63× | 16.98× | ||
| Q2 24 | 2.91× | 3.59× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AX
| Net Interest Income | $306.3M | 78% |
| Noninterest Income | $86.0M | 22% |
FWRG
| In Restaurant Dining Sales | $254.1M | 80% |
| Third Party Delivery Sales | $38.6M | 12% |
| Take Out Sales | $21.3M | 7% |
| Royalty And System Fund Contributions | $2.3M | 1% |
