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Axos Financial, Inc.（AX）与HAVERTY FURNITURE COMPANIES INC（HVT）财务数据对比。点击上方公司名可切换其他公司
Axos Financial, Inc.的季度营收约是HAVERTY FURNITURE COMPANIES INC的1.9倍（$392.2M vs $201.9M），Axos Financial, Inc.净利率更高（31.8% vs 4.2%，领先27.6%），过去两年Axos Financial, Inc.的营收复合增速更高（16.1% vs 4.8%）
Axos Financial是总部位于美国内华达州拉斯维加斯的银行控股公司，旗下拥有直销银行Axos Bank，同时提供注册投资顾问服务及电子交易平台，深耕数字化金融赛道，可为用户提供多元便捷的金融服务解决方案。
该企业原名为国际鞋业公司，1911年由两家鞋企合并成立于美国密苏里州克莱顿，后开展多元化业务并逐步退出制鞋领域，最终更名为家具品牌国际，是美国家居行业知名企业，曾拥有布罗伊希尔等多个知名家具品牌。
AX vs HVT — 直观对比
营收规模更大
AX
是对方的1.9倍
$201.9M
净利率更高
AX
高出27.6%
4.2%
两年增速更快
AX
近两年复合增速
4.8%
损益表 — Q3 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $392.2M | $201.9M |
| 净利润 | $124.7M | $8.5M |
| 毛利率 | — | 60.4% |
| 营业利润率 | — | 5.3% |
| 净利率 | 31.8% | 4.2% |
| 营收同比 | — | 9.5% |
| 净利润同比 | 18.5% | 4.1% |
| 每股收益（稀释后） | $2.15 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AXHVT
| Q1 26 | $392.2M | — | ||
| Q4 25 | $385.1M | $201.9M | ||
| Q3 25 | $323.4M | $194.5M | ||
| Q2 25 | $321.4M | $181.0M | ||
| Q1 25 | $308.8M | $181.6M | ||
| Q4 24 | $307.9M | $184.4M | ||
| Q3 24 | $320.7M | $175.9M | ||
| Q2 24 | $290.9M | $178.6M |
净利润AXHVT
| Q1 26 | $124.7M | — | ||
| Q4 25 | $128.4M | $8.5M | ||
| Q3 25 | $112.4M | $4.7M | ||
| Q2 25 | $110.7M | $2.7M | ||
| Q1 25 | $105.2M | $3.8M | ||
| Q4 24 | $104.7M | $8.2M | ||
| Q3 24 | $112.3M | $4.9M | ||
| Q2 24 | $104.9M | $4.4M |
毛利率AXHVT
| Q1 26 | — | — | ||
| Q4 25 | — | 60.4% | ||
| Q3 25 | — | 60.3% | ||
| Q2 25 | — | 60.8% | ||
| Q1 25 | — | 61.2% | ||
| Q4 24 | — | 61.9% | ||
| Q3 24 | — | 60.2% | ||
| Q2 24 | — | 60.4% |
营业利润率AXHVT
| Q1 26 | — | — | ||
| Q4 25 | 45.6% | 5.3% | ||
| Q3 25 | 46.3% | 3.3% | ||
| Q2 25 | 48.5% | 2.4% | ||
| Q1 25 | 47.9% | 2.9% | ||
| Q4 24 | 48.8% | 5.2% | ||
| Q3 24 | 49.6% | 3.9% | ||
| Q2 24 | 49.6% | 3.6% |
净利率AXHVT
| Q1 26 | 31.8% | — | ||
| Q4 25 | 33.3% | 4.2% | ||
| Q3 25 | 34.7% | 2.4% | ||
| Q2 25 | 34.4% | 1.5% | ||
| Q1 25 | 34.1% | 2.1% | ||
| Q4 24 | 34.0% | 4.4% | ||
| Q3 24 | 35.0% | 2.8% | ||
| Q2 24 | 36.0% | 2.5% |
每股收益（稀释后）AXHVT
| Q1 26 | $2.15 | — | ||
| Q4 25 | $2.22 | — | ||
| Q3 25 | $1.94 | — | ||
| Q2 25 | $1.89 | — | ||
| Q1 25 | $1.81 | — | ||
| Q4 24 | $1.80 | — | ||
| Q3 24 | $1.93 | — | ||
| Q2 24 | $1.75 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $125.3M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $3.1B | $307.9M |
| 总资产 | $29.2B | $649.1M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资AXHVT
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | $125.3M | ||
| Q3 25 | $2.6B | $130.5M | ||
| Q2 25 | $1.9B | $107.4M | ||
| Q1 25 | $2.0B | $111.9M | ||
| Q4 24 | $2.4B | $120.0M | ||
| Q3 24 | $2.6B | $121.2M | ||
| Q2 24 | $2.0B | $109.9M |
总债务AXHVT
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | $312.7M | — | ||
| Q1 25 | $377.4M | — | ||
| Q4 24 | $358.7M | — | ||
| Q3 24 | $313.5M | — | ||
| Q2 24 | $325.7M | — |
股东权益AXHVT
| Q1 26 | $3.1B | — | ||
| Q4 25 | $2.9B | $307.9M | ||
| Q3 25 | $2.8B | $306.0M | ||
| Q2 25 | $2.7B | $304.9M | ||
| Q1 25 | $2.6B | $305.4M | ||
| Q4 24 | $2.5B | $307.6M | ||
| Q3 24 | $2.4B | $307.8M | ||
| Q2 24 | $2.3B | $307.1M |
总资产AXHVT
| Q1 26 | $29.2B | — | ||
| Q4 25 | $28.2B | $649.1M | ||
| Q3 25 | $27.4B | $651.7M | ||
| Q2 25 | $24.8B | $642.7M | ||
| Q1 25 | $24.0B | $642.7M | ||
| Q4 24 | $23.7B | $648.7M | ||
| Q3 24 | $23.6B | $659.3M | ||
| Q2 24 | $22.9B | $642.1M |
负债/权益比AXHVT
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 0.12× | — | ||
| Q1 25 | 0.14× | — | ||
| Q4 24 | 0.14× | — | ||
| Q3 24 | 0.13× | — | ||
| Q2 24 | 0.14× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $7.4M |
| 自由现金流经营现金流 - 资本支出 | — | $3.0M |
| 自由现金流率自由现金流/营收 | — | 1.5% |
| 资本支出强度资本支出/营收 | — | 2.2% |
| 现金转化率经营现金流/净利润 | — | 0.86× |
| 过去12个月自由现金流最近4个季度 | — | $33.0M |
8季度趋势，按日历期对齐
经营现金流AXHVT
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | $7.4M | ||
| Q3 25 | $118.4M | $31.9M | ||
| Q2 25 | $490.3M | $7.2M | ||
| Q1 25 | $73.7M | $6.2M | ||
| Q4 24 | $162.5M | $16.9M | ||
| Q3 24 | $70.8M | $24.4M | ||
| Q2 24 | $305.5M | $14.4M |
自由现金流AXHVT
| Q1 26 | — | — | ||
| Q4 25 | $85.4M | $3.0M | ||
| Q3 25 | $109.3M | $28.3M | ||
| Q2 25 | $436.1M | $1.6M | ||
| Q1 25 | $65.1M | $27.0K | ||
| Q4 24 | $156.4M | $9.1M | ||
| Q3 24 | $53.0M | $16.1M | ||
| Q2 24 | $269.5M | $4.9M |
自由现金流率AXHVT
| Q1 26 | — | — | ||
| Q4 25 | 22.2% | 1.5% | ||
| Q3 25 | 33.8% | 14.6% | ||
| Q2 25 | 135.7% | 0.9% | ||
| Q1 25 | 21.1% | 0.0% | ||
| Q4 24 | 50.8% | 4.9% | ||
| Q3 24 | 16.5% | 9.2% | ||
| Q2 24 | 92.6% | 2.7% |
资本支出强度AXHVT
| Q1 26 | — | — | ||
| Q4 25 | 4.9% | 2.2% | ||
| Q3 25 | 2.8% | 1.8% | ||
| Q2 25 | 16.9% | 3.1% | ||
| Q1 25 | 2.8% | 3.4% | ||
| Q4 24 | 2.0% | 4.2% | ||
| Q3 24 | 5.5% | 4.7% | ||
| Q2 24 | 12.4% | 5.3% |
现金转化率AXHVT
| Q1 26 | — | — | ||
| Q4 25 | 0.81× | 0.86× | ||
| Q3 25 | 1.05× | 6.75× | ||
| Q2 25 | 4.43× | 2.69× | ||
| Q1 25 | 0.70× | 1.63× | ||
| Q4 24 | 1.55× | 2.06× | ||
| Q3 24 | 0.63× | 4.96× | ||
| Q2 24 | 2.91× | 3.25× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AX
| Net Interest Income | $306.3M | 78% |
| Noninterest Income | $86.0M | 22% |
HVT
| Upholstery | $91.0M | 45% |
| Bedroom Furniture | $29.2M | 14% |
| Accessories And Other | $28.4M | 14% |
| Dining Room Furniture | $22.8M | 11% |
| Mattresses | $16.1M | 8% |
| Occasional | $14.4M | 7% |
