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Axos Financial, Inc.（AX）与IAC Inc.（IAC）财务数据对比。点击上方公司名可切换其他公司
IAC Inc.的季度营收约是Axos Financial, Inc.的1.1倍（$422.9M vs $392.2M），Axos Financial, Inc.净利率更高（31.8% vs -17.0%，领先48.8%），过去两年Axos Financial, Inc.的营收复合增速更高（16.1% vs -18.4%）
Axos Financial是总部位于美国内华达州拉斯维加斯的银行控股公司，旗下拥有直销银行Axos Bank，同时提供注册投资顾问服务及电子交易平台，深耕数字化金融赛道，可为用户提供多元便捷的金融服务解决方案。
IAC Inc.是一家美国控股企业，业务覆盖媒体与互联网领域，在全球拥有多个知名品牌。公司前身是1996年成立的HSN Inc.，当时作为家庭购物频道Home Shopping Network和USA电视台的控股主体运营，1999年更名为USA Networks Inc.，2002年将旗下电视业务资产出售给威望迪集团。
AX vs IAC — 直观对比
营收规模更大
IAC
是对方的1.1倍
$392.2M
净利率更高
AX
高出48.8%
-17.0%
两年增速更快
AX
近两年复合增速
-18.4%
损益表 — Q3 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $392.2M | $422.9M |
| 净利润 | $124.7M | $-71.9M |
| 毛利率 | — | 99.9% |
| 营业利润率 | — | — |
| 净利率 | 31.8% | -17.0% |
| 营收同比 | — | -12.2% |
| 净利润同比 | 18.5% | 67.1% |
| 每股收益（稀释后） | $2.15 | $-0.94 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AXIAC
| Q1 26 | $392.2M | $422.9M | ||
| Q4 25 | $385.1M | $646.0M | ||
| Q3 25 | $323.4M | $589.8M | ||
| Q2 25 | $321.4M | $586.9M | ||
| Q1 25 | $308.8M | $570.5M | ||
| Q4 24 | $307.9M | $721.4M | ||
| Q3 24 | $320.7M | $642.0M | ||
| Q2 24 | $290.9M | $634.4M |
净利润AXIAC
| Q1 26 | $124.7M | $-71.9M | ||
| Q4 25 | $128.4M | $-76.8M | ||
| Q3 25 | $112.4M | $-21.9M | ||
| Q2 25 | $110.7M | $211.5M | ||
| Q1 25 | $105.2M | $-216.8M | ||
| Q4 24 | $104.7M | $-199.0M | ||
| Q3 24 | $112.3M | $-243.7M | ||
| Q2 24 | $104.9M | $-142.2M |
毛利率AXIAC
| Q1 26 | — | 99.9% | ||
| Q4 25 | — | 69.8% | ||
| Q3 25 | — | 64.8% | ||
| Q2 25 | — | 65.6% | ||
| Q1 25 | — | 64.0% | ||
| Q4 24 | — | 65.8% | ||
| Q3 24 | — | 62.1% | ||
| Q2 24 | — | 60.1% |
营业利润率AXIAC
| Q1 26 | — | — | ||
| Q4 25 | 45.6% | -17.5% | ||
| Q3 25 | 46.3% | -3.5% | ||
| Q2 25 | 48.5% | 0.1% | ||
| Q1 25 | 47.9% | 6.3% | ||
| Q4 24 | 48.8% | 6.7% | ||
| Q3 24 | 49.6% | 1.3% | ||
| Q2 24 | 49.6% | -3.4% |
净利率AXIAC
| Q1 26 | 31.8% | -17.0% | ||
| Q4 25 | 33.3% | -11.9% | ||
| Q3 25 | 34.7% | -3.7% | ||
| Q2 25 | 34.4% | 36.0% | ||
| Q1 25 | 34.1% | -38.0% | ||
| Q4 24 | 34.0% | -27.6% | ||
| Q3 24 | 35.0% | -38.0% | ||
| Q2 24 | 36.0% | -22.4% |
每股收益（稀释后）AXIAC
| Q1 26 | $2.15 | $-0.94 | ||
| Q4 25 | $2.22 | $-0.96 | ||
| Q3 25 | $1.94 | $-0.27 | ||
| Q2 25 | $1.89 | $2.57 | ||
| Q1 25 | $1.81 | $-2.64 | ||
| Q4 24 | $1.80 | $-2.36 | ||
| Q3 24 | $1.93 | $-2.93 | ||
| Q2 24 | $1.75 | $-1.71 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $1.1B |
| 总债务越低越好 | — | $24.5M |
| 股东权益账面价值 | $3.1B | $4.6B |
| 总资产 | $29.2B | $6.8B |
| 负债/权益比越低杠杆越低 | — | 0.01× |
8季度趋势，按日历期对齐
现金及短期投资AXIAC
| Q1 26 | — | $1.1B | ||
| Q4 25 | $1.0B | $960.2M | ||
| Q3 25 | $2.6B | $1.0B | ||
| Q2 25 | $1.9B | $1.1B | ||
| Q1 25 | $2.0B | $1.2B | ||
| Q4 24 | $2.4B | $1.4B | ||
| Q3 24 | $2.6B | $1.3B | ||
| Q2 24 | $2.0B | $1.3B |
总债务AXIAC
| Q1 26 | — | $24.5M | ||
| Q4 25 | — | $1.4B | ||
| Q3 25 | — | $1.4B | ||
| Q2 25 | $312.7M | $1.4B | ||
| Q1 25 | $377.4M | — | ||
| Q4 24 | $358.7M | — | ||
| Q3 24 | $313.5M | — | ||
| Q2 24 | $325.7M | — |
股东权益AXIAC
| Q1 26 | $3.1B | $4.6B | ||
| Q4 25 | $2.9B | $4.7B | ||
| Q3 25 | $2.8B | $4.8B | ||
| Q2 25 | $2.7B | $4.9B | ||
| Q1 25 | $2.6B | $4.7B | ||
| Q4 24 | $2.5B | $5.6B | ||
| Q3 24 | $2.4B | $5.8B | ||
| Q2 24 | $2.3B | $6.0B |
总资产AXIAC
| Q1 26 | $29.2B | $6.8B | ||
| Q4 25 | $28.2B | $7.1B | ||
| Q3 25 | $27.4B | $7.2B | ||
| Q2 25 | $24.8B | $7.4B | ||
| Q1 25 | $24.0B | $7.2B | ||
| Q4 24 | $23.7B | $9.7B | ||
| Q3 24 | $23.6B | $9.8B | ||
| Q2 24 | $22.9B | $10.2B |
负债/权益比AXIAC
| Q1 26 | — | 0.01× | ||
| Q4 25 | — | 0.30× | ||
| Q3 25 | — | 0.30× | ||
| Q2 25 | 0.12× | 0.30× | ||
| Q1 25 | 0.14× | — | ||
| Q4 24 | 0.14× | — | ||
| Q3 24 | 0.13× | — | ||
| Q2 24 | 0.14× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $5.4M |
| 自由现金流经营现金流 - 资本支出 | — | $2.0M |
| 自由现金流率自由现金流/营收 | — | 0.5% |
| 资本支出强度资本支出/营收 | — | 1.9% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $51.4M |
8季度趋势，按日历期对齐
经营现金流AXIAC
| Q1 26 | — | $5.4M | ||
| Q4 25 | $104.1M | $36.6M | ||
| Q3 25 | $118.4M | $30.1M | ||
| Q2 25 | $490.3M | $-2.8M | ||
| Q1 25 | $73.7M | $63.0K | ||
| Q4 24 | $162.5M | $110.1M | ||
| Q3 24 | $70.8M | $95.3M | ||
| Q2 24 | $305.5M | $85.0M |
自由现金流AXIAC
| Q1 26 | — | $2.0M | ||
| Q4 25 | $85.4M | $31.4M | ||
| Q3 25 | $109.3M | $25.3M | ||
| Q2 25 | $436.1M | $-7.2M | ||
| Q1 25 | $65.1M | $-4.6M | ||
| Q4 24 | $156.4M | $104.8M | ||
| Q3 24 | $53.0M | $92.0M | ||
| Q2 24 | $269.5M | $81.6M |
自由现金流率AXIAC
| Q1 26 | — | 0.5% | ||
| Q4 25 | 22.2% | 4.9% | ||
| Q3 25 | 33.8% | 4.3% | ||
| Q2 25 | 135.7% | -1.2% | ||
| Q1 25 | 21.1% | -0.8% | ||
| Q4 24 | 50.8% | 14.5% | ||
| Q3 24 | 16.5% | 14.3% | ||
| Q2 24 | 92.6% | 12.9% |
资本支出强度AXIAC
| Q1 26 | — | 1.9% | ||
| Q4 25 | 4.9% | 0.8% | ||
| Q3 25 | 2.8% | 0.8% | ||
| Q2 25 | 16.9% | 0.8% | ||
| Q1 25 | 2.8% | 0.8% | ||
| Q4 24 | 2.0% | 0.7% | ||
| Q3 24 | 5.5% | 0.5% | ||
| Q2 24 | 12.4% | 0.5% |
现金转化率AXIAC
| Q1 26 | — | — | ||
| Q4 25 | 0.81× | — | ||
| Q3 25 | 1.05× | — | ||
| Q2 25 | 4.43× | -0.01× | ||
| Q1 25 | 0.70× | — | ||
| Q4 24 | 1.55× | — | ||
| Q3 24 | 0.63× | — | ||
| Q2 24 | 2.91× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AX
| Net Interest Income | $306.3M | 78% |
| Noninterest Income | $86.0M | 22% |
IAC
| People Inc. (a) | $385.7M | 91% |
| Emerging & Other | $20.1M | 5% |
| Search | $17.1M | 4% |
