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Axos Financial, Inc.（AX）与Natural Grocers by Vitamin Cottage, Inc.（NGVC）财务数据对比。点击上方公司名可切换其他公司
Axos Financial, Inc.的季度营收约是Natural Grocers by Vitamin Cottage, Inc.的1.2倍（$392.2M vs $335.6M），Axos Financial, Inc.净利率更高（31.8% vs 3.4%，领先28.4%），过去两年Axos Financial, Inc.的营收复合增速更高（16.1% vs 4.4%）
Axos Financial是总部位于美国内华达州拉斯维加斯的银行控股公司，旗下拥有直销银行Axos Bank，同时提供注册投资顾问服务及电子交易平台，深耕数字化金融赛道，可为用户提供多元便捷的金融服务解决方案。
Natural Grocers by Vitamin Cottage, Inc.是美国本土的特色零售连锁企业，主营认证有机食品、膳食补充剂、天然个护及环保家居类产品，面向健康意识较强的消费群体，门店覆盖美国多州，执行严格品控标准，拒绝售卖含人工添加剂的商品。
AX vs NGVC — 直观对比
营收规模更大
AX
是对方的1.2倍
$335.6M
净利率更高
AX
高出28.4%
3.4%
两年增速更快
AX
近两年复合增速
4.4%
损益表 — Q3 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $392.2M | $335.6M |
| 净利润 | $124.7M | $11.3M |
| 毛利率 | — | 29.5% |
| 营业利润率 | — | 4.4% |
| 净利率 | 31.8% | 3.4% |
| 营收同比 | — | 1.6% |
| 净利润同比 | 18.5% | 14.0% |
| 每股收益（稀释后） | $2.15 | $0.49 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AXNGVC
| Q1 26 | $392.2M | — | ||
| Q4 25 | $385.1M | $335.6M | ||
| Q3 25 | $323.4M | $336.1M | ||
| Q2 25 | $321.4M | $328.7M | ||
| Q1 25 | $308.8M | $335.8M | ||
| Q4 24 | $307.9M | $330.2M | ||
| Q3 24 | $320.7M | $322.7M | ||
| Q2 24 | $290.9M | $309.1M |
净利润AXNGVC
| Q1 26 | $124.7M | — | ||
| Q4 25 | $128.4M | $11.3M | ||
| Q3 25 | $112.4M | $11.8M | ||
| Q2 25 | $110.7M | $11.6M | ||
| Q1 25 | $105.2M | $13.1M | ||
| Q4 24 | $104.7M | $9.9M | ||
| Q3 24 | $112.3M | $9.0M | ||
| Q2 24 | $104.9M | $9.2M |
毛利率AXNGVC
| Q1 26 | — | — | ||
| Q4 25 | — | 29.5% | ||
| Q3 25 | — | 29.5% | ||
| Q2 25 | — | 29.9% | ||
| Q1 25 | — | 30.3% | ||
| Q4 24 | — | 29.9% | ||
| Q3 24 | — | 29.6% | ||
| Q2 24 | — | 29.2% |
营业利润率AXNGVC
| Q1 26 | — | — | ||
| Q4 25 | 45.6% | 4.4% | ||
| Q3 25 | 46.3% | 4.6% | ||
| Q2 25 | 48.5% | 4.7% | ||
| Q1 25 | 47.9% | 5.2% | ||
| Q4 24 | 48.8% | 4.0% | ||
| Q3 24 | 49.6% | 3.7% | ||
| Q2 24 | 49.6% | 4.2% |
净利率AXNGVC
| Q1 26 | 31.8% | — | ||
| Q4 25 | 33.3% | 3.4% | ||
| Q3 25 | 34.7% | 3.5% | ||
| Q2 25 | 34.4% | 3.5% | ||
| Q1 25 | 34.1% | 3.9% | ||
| Q4 24 | 34.0% | 3.0% | ||
| Q3 24 | 35.0% | 2.8% | ||
| Q2 24 | 36.0% | 3.0% |
每股收益（稀释后）AXNGVC
| Q1 26 | $2.15 | — | ||
| Q4 25 | $2.22 | $0.49 | ||
| Q3 25 | $1.94 | $0.51 | ||
| Q2 25 | $1.89 | $0.50 | ||
| Q1 25 | $1.81 | $0.56 | ||
| Q4 24 | $1.80 | $0.43 | ||
| Q3 24 | $1.93 | $0.38 | ||
| Q2 24 | $1.75 | $0.40 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $23.2M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $3.1B | $220.0M |
| 总资产 | $29.2B | $668.6M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资AXNGVC
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | $23.2M | ||
| Q3 25 | $2.6B | $17.1M | ||
| Q2 25 | $1.9B | $13.2M | ||
| Q1 25 | $2.0B | $21.2M | ||
| Q4 24 | $2.4B | $6.3M | ||
| Q3 24 | $2.6B | $8.9M | ||
| Q2 24 | $2.0B | $13.9M |
总债务AXNGVC
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | $312.7M | — | ||
| Q1 25 | $377.4M | — | ||
| Q4 24 | $358.7M | — | ||
| Q3 24 | $313.5M | — | ||
| Q2 24 | $325.7M | — |
股东权益AXNGVC
| Q1 26 | $3.1B | — | ||
| Q4 25 | $2.9B | $220.0M | ||
| Q3 25 | $2.8B | $212.4M | ||
| Q2 25 | $2.7B | $202.5M | ||
| Q1 25 | $2.6B | $193.0M | ||
| Q4 24 | $2.5B | $181.9M | ||
| Q3 24 | $2.4B | $174.3M | ||
| Q2 24 | $2.3B | $167.8M |
总资产AXNGVC
| Q1 26 | $29.2B | — | ||
| Q4 25 | $28.2B | $668.6M | ||
| Q3 25 | $27.4B | $670.5M | ||
| Q2 25 | $24.8B | $659.0M | ||
| Q1 25 | $24.0B | $664.6M | ||
| Q4 24 | $23.7B | $648.9M | ||
| Q3 24 | $23.6B | $655.5M | ||
| Q2 24 | $22.9B | $654.4M |
负债/权益比AXNGVC
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 0.12× | — | ||
| Q1 25 | 0.14× | — | ||
| Q4 24 | 0.14× | — | ||
| Q3 24 | 0.13× | — | ||
| Q2 24 | 0.14× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $21.1M |
| 自由现金流经营现金流 - 资本支出 | — | $11.6M |
| 自由现金流率自由现金流/营收 | — | 3.4% |
| 资本支出强度资本支出/营收 | — | 2.9% |
| 现金转化率经营现金流/净利润 | — | 1.86× |
| 过去12个月自由现金流最近4个季度 | — | $42.6M |
8季度趋势，按日历期对齐
经营现金流AXNGVC
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | $21.1M | ||
| Q3 25 | $118.4M | $15.6M | ||
| Q2 25 | $490.3M | $2.9M | ||
| Q1 25 | $73.7M | $34.1M | ||
| Q4 24 | $162.5M | $2.7M | ||
| Q3 24 | $70.8M | $24.5M | ||
| Q2 24 | $305.5M | $12.4M |
自由现金流AXNGVC
| Q1 26 | — | — | ||
| Q4 25 | $85.4M | $11.6M | ||
| Q3 25 | $109.3M | $7.5M | ||
| Q2 25 | $436.1M | $-4.2M | ||
| Q1 25 | $65.1M | $27.6M | ||
| Q4 24 | $156.4M | $-6.9M | ||
| Q3 24 | $53.0M | $18.0M | ||
| Q2 24 | $269.5M | $3.6M |
自由现金流率AXNGVC
| Q1 26 | — | — | ||
| Q4 25 | 22.2% | 3.4% | ||
| Q3 25 | 33.8% | 2.2% | ||
| Q2 25 | 135.7% | -1.3% | ||
| Q1 25 | 21.1% | 8.2% | ||
| Q4 24 | 50.8% | -2.1% | ||
| Q3 24 | 16.5% | 5.6% | ||
| Q2 24 | 92.6% | 1.2% |
资本支出强度AXNGVC
| Q1 26 | — | — | ||
| Q4 25 | 4.9% | 2.9% | ||
| Q3 25 | 2.8% | 2.4% | ||
| Q2 25 | 16.9% | 2.2% | ||
| Q1 25 | 2.8% | 1.9% | ||
| Q4 24 | 2.0% | 2.9% | ||
| Q3 24 | 5.5% | 2.0% | ||
| Q2 24 | 12.4% | 2.9% |
现金转化率AXNGVC
| Q1 26 | — | — | ||
| Q4 25 | 0.81× | 1.86× | ||
| Q3 25 | 1.05× | 1.32× | ||
| Q2 25 | 4.43× | 0.25× | ||
| Q1 25 | 0.70× | 2.60× | ||
| Q4 24 | 1.55× | 0.27× | ||
| Q3 24 | 0.63× | 2.72× | ||
| Q2 24 | 2.91× | 1.35× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AX
| Net Interest Income | $306.3M | 78% |
| Noninterest Income | $86.0M | 22% |
NGVC
| Grocery | $243.8M | 73% |
| Dietary Supplements | $60.7M | 18% |
| Manufactured Product Other | $31.0M | 9% |
