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Axos Financial, Inc.（AX）与PROG Holdings, Inc.（PRG）财务数据对比。点击上方公司名可切换其他公司
PROG Holdings, Inc.的季度营收约是Axos Financial, Inc.的1.7倍（$651.6M vs $392.2M），Axos Financial, Inc.净利率更高（31.8% vs 5.5%，领先26.3%），过去两年Axos Financial, Inc.的营收复合增速更高（16.1% vs 4.9%）
Axos Financial是总部位于美国内华达州拉斯维加斯的银行控股公司，旗下拥有直销银行Axos Bank，同时提供注册投资顾问服务及电子交易平台，深耕数字化金融赛道，可为用户提供多元便捷的金融服务解决方案。
PROG Holdings是一家总部位于美国的金融科技企业，主要面向美国本土市场提供灵活的租购及销售点融资解决方案，核心业务涵盖零售合作伙伴融资、消费信贷与支付服务，帮助消费者无需满足传统信用要求即可购买电子产品、家居用品等商品。
AX vs PRG — 直观对比
营收规模更大
PRG
是对方的1.7倍
$392.2M
净利率更高
AX
高出26.3%
5.5%
两年增速更快
AX
近两年复合增速
4.9%
损益表 — Q3 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $392.2M | $651.6M |
| 净利润 | $124.7M | $36.1M |
| 毛利率 | — | — |
| 营业利润率 | — | 10.0% |
| 净利率 | 31.8% | 5.5% |
| 营收同比 | — | 457.1% |
| 净利润同比 | 18.5% | 3.8% |
| 每股收益（稀释后） | $2.15 | $3.68 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AXPRG
| Q1 26 | $392.2M | $651.6M | ||
| Q4 25 | $385.1M | $525.4M | ||
| Q3 25 | $323.4M | $595.1M | ||
| Q2 25 | $321.4M | $604.7M | ||
| Q1 25 | $308.8M | $684.1M | ||
| Q4 24 | $307.9M | $558.9M | ||
| Q3 24 | $320.7M | $606.1M | ||
| Q2 24 | $290.9M | $592.2M |
净利润AXPRG
| Q1 26 | $124.7M | $36.1M | ||
| Q4 25 | $128.4M | $40.5M | ||
| Q3 25 | $112.4M | $33.1M | ||
| Q2 25 | $110.7M | $38.5M | ||
| Q1 25 | $105.2M | $34.7M | ||
| Q4 24 | $104.7M | $57.5M | ||
| Q3 24 | $112.3M | $84.0M | ||
| Q2 24 | $104.9M | $33.8M |
营业利润率AXPRG
| Q1 26 | — | 10.0% | ||
| Q4 25 | 45.6% | 6.9% | ||
| Q3 25 | 46.3% | 9.0% | ||
| Q2 25 | 48.5% | 10.0% | ||
| Q1 25 | 47.9% | 8.2% | ||
| Q4 24 | 48.8% | 8.9% | ||
| Q3 24 | 49.6% | 8.1% | ||
| Q2 24 | 49.6% | 9.4% |
净利率AXPRG
| Q1 26 | 31.8% | 5.5% | ||
| Q4 25 | 33.3% | 7.7% | ||
| Q3 25 | 34.7% | 5.6% | ||
| Q2 25 | 34.4% | 6.4% | ||
| Q1 25 | 34.1% | 5.1% | ||
| Q4 24 | 34.0% | 10.3% | ||
| Q3 24 | 35.0% | 13.9% | ||
| Q2 24 | 36.0% | 5.7% |
每股收益（稀释后）AXPRG
| Q1 26 | $2.15 | $3.68 | ||
| Q4 25 | $2.22 | $0.99 | ||
| Q3 25 | $1.94 | $0.82 | ||
| Q2 25 | $1.89 | $0.95 | ||
| Q1 25 | $1.81 | $0.83 | ||
| Q4 24 | $1.80 | $1.33 | ||
| Q3 24 | $1.93 | $1.94 | ||
| Q2 24 | $1.75 | $0.77 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $69.4M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $3.1B | $774.4M |
| 总资产 | $29.2B | $2.0B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资AXPRG
| Q1 26 | — | $69.4M | ||
| Q4 25 | $1.0B | $308.8M | ||
| Q3 25 | $2.6B | $292.6M | ||
| Q2 25 | $1.9B | $222.0M | ||
| Q1 25 | $2.0B | $213.3M | ||
| Q4 24 | $2.4B | $90.9M | ||
| Q3 24 | $2.6B | $221.7M | ||
| Q2 24 | $2.0B | $250.1M |
总债务AXPRG
| Q1 26 | — | — | ||
| Q4 25 | — | $594.9M | ||
| Q3 25 | — | — | ||
| Q2 25 | $312.7M | — | ||
| Q1 25 | $377.4M | — | ||
| Q4 24 | $358.7M | $643.6M | ||
| Q3 24 | $313.5M | — | ||
| Q2 24 | $325.7M | — |
股东权益AXPRG
| Q1 26 | $3.1B | $774.4M | ||
| Q4 25 | $2.9B | $746.4M | ||
| Q3 25 | $2.8B | $703.6M | ||
| Q2 25 | $2.7B | $668.7M | ||
| Q1 25 | $2.6B | $654.4M | ||
| Q4 24 | $2.5B | $650.3M | ||
| Q3 24 | $2.4B | $630.8M | ||
| Q2 24 | $2.3B | $581.9M |
总资产AXPRG
| Q1 26 | $29.2B | $2.0B | ||
| Q4 25 | $28.2B | $1.6B | ||
| Q3 25 | $27.4B | $1.5B | ||
| Q2 25 | $24.8B | $1.5B | ||
| Q1 25 | $24.0B | $1.5B | ||
| Q4 24 | $23.7B | $1.5B | ||
| Q3 24 | $23.6B | $1.4B | ||
| Q2 24 | $22.9B | $1.5B |
负债/权益比AXPRG
| Q1 26 | — | — | ||
| Q4 25 | — | 0.80× | ||
| Q3 25 | — | — | ||
| Q2 25 | 0.12× | — | ||
| Q1 25 | 0.14× | — | ||
| Q4 24 | 0.14× | 0.99× | ||
| Q3 24 | 0.13× | — | ||
| Q2 24 | 0.14× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AX
| Net Interest Income | $306.3M | 78% |
| Noninterest Income | $86.0M | 22% |
PRG
暂无分部数据
