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Axos Financial, Inc.（AX）与PELOTON INTERACTIVE, INC.（PTON）财务数据对比。点击上方公司名可切换其他公司
PELOTON INTERACTIVE, INC.的季度营收约是Axos Financial, Inc.的1.7倍（$656.5M vs $392.2M），Axos Financial, Inc.净利率更高（31.8% vs -5.9%，领先37.7%）
Axos Financial是总部位于美国内华达州拉斯维加斯的银行控股公司，旗下拥有直销银行Axos Bank，同时提供注册投资顾问服务及电子交易平台，深耕数字化金融赛道，可为用户提供多元便捷的金融服务解决方案。
派乐腾（Peloton Interactive）是总部位于美国纽约的健身设备与媒体服务商，主打搭载联网触控屏的动感单车、跑步机、室内划船器等产品，用户付费订阅即可观看直播和录播健身课程，设备内置传感器可追踪运动功率等数据，为用户提供实时运动表现反馈，还支持排行榜功能与其他用户互动比拼。
AX vs PTON — 直观对比
营收规模更大
PTON
是对方的1.7倍
$392.2M
净利率更高
AX
高出37.7%
-5.9%
损益表 — Q3 FY2026 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $392.2M | $656.5M |
| 净利润 | $124.7M | $-38.8M |
| 毛利率 | — | 50.5% |
| 营业利润率 | — | -2.2% |
| 净利率 | 31.8% | -5.9% |
| 营收同比 | — | -2.6% |
| 净利润同比 | 18.5% | 57.8% |
| 每股收益（稀释后） | $2.15 | $-0.09 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AXPTON
| Q1 26 | $392.2M | — | ||
| Q4 25 | $385.1M | $656.5M | ||
| Q3 25 | $323.4M | $550.8M | ||
| Q2 25 | $321.4M | — | ||
| Q1 25 | $308.8M | — | ||
| Q4 24 | $307.9M | — | ||
| Q3 24 | $320.7M | — | ||
| Q2 24 | $290.9M | — |
净利润AXPTON
| Q1 26 | $124.7M | — | ||
| Q4 25 | $128.4M | $-38.8M | ||
| Q3 25 | $112.4M | $13.9M | ||
| Q2 25 | $110.7M | — | ||
| Q1 25 | $105.2M | — | ||
| Q4 24 | $104.7M | — | ||
| Q3 24 | $112.3M | — | ||
| Q2 24 | $104.9M | — |
毛利率AXPTON
| Q1 26 | — | — | ||
| Q4 25 | — | 50.5% | ||
| Q3 25 | — | 51.5% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
营业利润率AXPTON
| Q1 26 | — | — | ||
| Q4 25 | 45.6% | -2.2% | ||
| Q3 25 | 46.3% | 7.5% | ||
| Q2 25 | 48.5% | — | ||
| Q1 25 | 47.9% | — | ||
| Q4 24 | 48.8% | — | ||
| Q3 24 | 49.6% | — | ||
| Q2 24 | 49.6% | — |
净利率AXPTON
| Q1 26 | 31.8% | — | ||
| Q4 25 | 33.3% | -5.9% | ||
| Q3 25 | 34.7% | 2.5% | ||
| Q2 25 | 34.4% | — | ||
| Q1 25 | 34.1% | — | ||
| Q4 24 | 34.0% | — | ||
| Q3 24 | 35.0% | — | ||
| Q2 24 | 36.0% | — |
每股收益（稀释后）AXPTON
| Q1 26 | $2.15 | — | ||
| Q4 25 | $2.22 | $-0.09 | ||
| Q3 25 | $1.94 | $0.03 | ||
| Q2 25 | $1.89 | — | ||
| Q1 25 | $1.81 | — | ||
| Q4 24 | $1.80 | — | ||
| Q3 24 | $1.93 | — | ||
| Q2 24 | $1.75 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $1.2B |
| 总债务越低越好 | — | $1.5B |
| 股东权益账面价值 | $3.1B | $-326.7M |
| 总资产 | $29.2B | $2.2B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资AXPTON
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | $1.2B | ||
| Q3 25 | $2.6B | $1.1B | ||
| Q2 25 | $1.9B | — | ||
| Q1 25 | $2.0B | — | ||
| Q4 24 | $2.4B | — | ||
| Q3 24 | $2.6B | — | ||
| Q2 24 | $2.0B | — |
总债务AXPTON
| Q1 26 | — | — | ||
| Q4 25 | — | $1.5B | ||
| Q3 25 | — | $1.5B | ||
| Q2 25 | $312.7M | — | ||
| Q1 25 | $377.4M | — | ||
| Q4 24 | $358.7M | — | ||
| Q3 24 | $313.5M | — | ||
| Q2 24 | $325.7M | — |
股东权益AXPTON
| Q1 26 | $3.1B | — | ||
| Q4 25 | $2.9B | $-326.7M | ||
| Q3 25 | $2.8B | $-347.0M | ||
| Q2 25 | $2.7B | — | ||
| Q1 25 | $2.6B | — | ||
| Q4 24 | $2.5B | — | ||
| Q3 24 | $2.4B | — | ||
| Q2 24 | $2.3B | — |
总资产AXPTON
| Q1 26 | $29.2B | — | ||
| Q4 25 | $28.2B | $2.2B | ||
| Q3 25 | $27.4B | $2.2B | ||
| Q2 25 | $24.8B | — | ||
| Q1 25 | $24.0B | — | ||
| Q4 24 | $23.7B | — | ||
| Q3 24 | $23.6B | — | ||
| Q2 24 | $22.9B | — |
负债/权益比AXPTON
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 0.12× | — | ||
| Q1 25 | 0.14× | — | ||
| Q4 24 | 0.14× | — | ||
| Q3 24 | 0.13× | — | ||
| Q2 24 | 0.14× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $71.9M |
| 自由现金流经营现金流 - 资本支出 | — | $71.0M |
| 自由现金流率自由现金流/营收 | — | 10.8% |
| 资本支出强度资本支出/营收 | — | 0.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流AXPTON
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | $71.9M | ||
| Q3 25 | $118.4M | $71.9M | ||
| Q2 25 | $490.3M | — | ||
| Q1 25 | $73.7M | — | ||
| Q4 24 | $162.5M | — | ||
| Q3 24 | $70.8M | — | ||
| Q2 24 | $305.5M | — |
自由现金流AXPTON
| Q1 26 | — | — | ||
| Q4 25 | $85.4M | $71.0M | ||
| Q3 25 | $109.3M | $67.4M | ||
| Q2 25 | $436.1M | — | ||
| Q1 25 | $65.1M | — | ||
| Q4 24 | $156.4M | — | ||
| Q3 24 | $53.0M | — | ||
| Q2 24 | $269.5M | — |
自由现金流率AXPTON
| Q1 26 | — | — | ||
| Q4 25 | 22.2% | 10.8% | ||
| Q3 25 | 33.8% | 12.2% | ||
| Q2 25 | 135.7% | — | ||
| Q1 25 | 21.1% | — | ||
| Q4 24 | 50.8% | — | ||
| Q3 24 | 16.5% | — | ||
| Q2 24 | 92.6% | — |
资本支出强度AXPTON
| Q1 26 | — | — | ||
| Q4 25 | 4.9% | 0.1% | ||
| Q3 25 | 2.8% | 0.8% | ||
| Q2 25 | 16.9% | — | ||
| Q1 25 | 2.8% | — | ||
| Q4 24 | 2.0% | — | ||
| Q3 24 | 5.5% | — | ||
| Q2 24 | 12.4% | — |
现金转化率AXPTON
| Q1 26 | — | — | ||
| Q4 25 | 0.81× | — | ||
| Q3 25 | 1.05× | 5.17× | ||
| Q2 25 | 4.43× | — | ||
| Q1 25 | 0.70× | — | ||
| Q4 24 | 1.55× | — | ||
| Q3 24 | 0.63× | — | ||
| Q2 24 | 2.91× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AX
| Net Interest Income | $306.3M | 78% |
| Noninterest Income | $86.0M | 22% |
PTON
| Subscription And Circulation | $412.6M | 63% |
| Connected Fitness Products Segment | $243.9M | 37% |
| Product Warranty | $4.0M | 1% |
