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Axos Financial, Inc.（AX）与INNOVATE Corp.（VATE）财务数据对比。点击上方公司名可切换其他公司
Axos Financial, Inc.的季度营收约是INNOVATE Corp.的1.0倍（$392.2M vs $382.7M），Axos Financial, Inc.净利率更高（31.8% vs -1.9%，领先33.7%），过去两年Axos Financial, Inc.的营收复合增速更高（16.1% vs 10.2%）
Axos Financial是总部位于美国内华达州拉斯维加斯的银行控股公司，旗下拥有直销银行Axos Bank，同时提供注册投资顾问服务及电子交易平台，深耕数字化金融赛道，可为用户提供多元便捷的金融服务解决方案。
创新公司（Innovate Corp.）是一家美国上市金融服务企业，创立于1994年，深耕金融服务领域，面向市场提供多元专业金融相关服务，是美国本土具备多年运营经验的公众金融服务机构。
AX vs VATE — 直观对比
营收规模更大
AX
是对方的1.0倍
$382.7M
净利率更高
AX
高出33.7%
-1.9%
两年增速更快
AX
近两年复合增速
10.2%
损益表 — Q3 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $392.2M | $382.7M |
| 净利润 | $124.7M | $-7.4M |
| 毛利率 | — | 15.4% |
| 营业利润率 | — | 3.7% |
| 净利率 | 31.8% | -1.9% |
| 营收同比 | — | 61.7% |
| 净利润同比 | 18.5% | 55.4% |
| 每股收益（稀释后） | $2.15 | $-0.57 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AXVATE
| Q1 26 | $392.2M | — | ||
| Q4 25 | $385.1M | $382.7M | ||
| Q3 25 | $323.4M | $347.1M | ||
| Q2 25 | $321.4M | $242.0M | ||
| Q1 25 | $308.8M | $274.2M | ||
| Q4 24 | $307.9M | $236.6M | ||
| Q3 24 | $320.7M | $242.2M | ||
| Q2 24 | $290.9M | $313.1M |
净利润AXVATE
| Q1 26 | $124.7M | — | ||
| Q4 25 | $128.4M | $-7.4M | ||
| Q3 25 | $112.4M | $-8.9M | ||
| Q2 25 | $110.7M | $-19.8M | ||
| Q1 25 | $105.2M | $-24.5M | ||
| Q4 24 | $104.7M | $-16.6M | ||
| Q3 24 | $112.3M | $-15.0M | ||
| Q2 24 | $104.9M | $14.4M |
毛利率AXVATE
| Q1 26 | — | — | ||
| Q4 25 | — | 15.4% | ||
| Q3 25 | — | 14.3% | ||
| Q2 25 | — | 18.8% | ||
| Q1 25 | — | 16.6% | ||
| Q4 24 | — | 19.6% | ||
| Q3 24 | — | 19.9% | ||
| Q2 24 | — | 21.0% |
营业利润率AXVATE
| Q1 26 | — | — | ||
| Q4 25 | 45.6% | 3.7% | ||
| Q3 25 | 46.3% | 1.8% | ||
| Q2 25 | 48.5% | 2.0% | ||
| Q1 25 | 47.9% | 1.2% | ||
| Q4 24 | 48.8% | 1.1% | ||
| Q3 24 | 49.6% | 2.4% | ||
| Q2 24 | 49.6% | 9.2% |
净利率AXVATE
| Q1 26 | 31.8% | — | ||
| Q4 25 | 33.3% | -1.9% | ||
| Q3 25 | 34.7% | -2.6% | ||
| Q2 25 | 34.4% | -8.2% | ||
| Q1 25 | 34.1% | -8.9% | ||
| Q4 24 | 34.0% | -7.0% | ||
| Q3 24 | 35.0% | -6.2% | ||
| Q2 24 | 36.0% | 4.6% |
每股收益（稀释后）AXVATE
| Q1 26 | $2.15 | — | ||
| Q4 25 | $2.22 | $-0.57 | ||
| Q3 25 | $1.94 | $-0.71 | ||
| Q2 25 | $1.89 | $-1.67 | ||
| Q1 25 | $1.81 | $-1.89 | ||
| Q4 24 | $1.80 | $-0.72 | ||
| Q3 24 | $1.93 | $-1.18 | ||
| Q2 24 | $1.75 | $1.03 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $112.1M |
| 总债务越低越好 | — | $80.3M |
| 股东权益账面价值 | $3.1B | $-240.1M |
| 总资产 | $29.2B | $950.1M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资AXVATE
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | $112.1M | ||
| Q3 25 | $2.6B | $35.5M | ||
| Q2 25 | $1.9B | $33.4M | ||
| Q1 25 | $2.0B | $33.3M | ||
| Q4 24 | $2.4B | $48.8M | ||
| Q3 24 | $2.6B | $51.0M | ||
| Q2 24 | $2.0B | $80.2M |
总债务AXVATE
| Q1 26 | — | — | ||
| Q4 25 | — | $80.3M | ||
| Q3 25 | — | $97.3M | ||
| Q2 25 | $312.7M | $160.1M | ||
| Q1 25 | $377.4M | $139.9M | ||
| Q4 24 | $358.7M | $500.6M | ||
| Q3 24 | $313.5M | $502.4M | ||
| Q2 24 | $325.7M | $638.3M |
股东权益AXVATE
| Q1 26 | $3.1B | — | ||
| Q4 25 | $2.9B | $-240.1M | ||
| Q3 25 | $2.8B | $-233.3M | ||
| Q2 25 | $2.7B | $-224.8M | ||
| Q1 25 | $2.6B | $-204.2M | ||
| Q4 24 | $2.5B | $-180.4M | ||
| Q3 24 | $2.4B | $-163.1M | ||
| Q2 24 | $2.3B | $-149.0M |
总资产AXVATE
| Q1 26 | $29.2B | — | ||
| Q4 25 | $28.2B | $950.1M | ||
| Q3 25 | $27.4B | $913.2M | ||
| Q2 25 | $24.8B | $890.9M | ||
| Q1 25 | $24.0B | $868.0M | ||
| Q4 24 | $23.7B | $891.1M | ||
| Q3 24 | $23.6B | $897.2M | ||
| Q2 24 | $22.9B | $898.9M |
负债/权益比AXVATE
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 0.12× | — | ||
| Q1 25 | 0.14× | — | ||
| Q4 24 | 0.14× | — | ||
| Q3 24 | 0.13× | — | ||
| Q2 24 | 0.14× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $101.1M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流AXVATE
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | $101.1M | ||
| Q3 25 | $118.4M | $19.2M | ||
| Q2 25 | $490.3M | $40.4M | ||
| Q1 25 | $73.7M | $-14.1M | ||
| Q4 24 | $162.5M | $41.4M | ||
| Q3 24 | $70.8M | $-28.4M | ||
| Q2 24 | $305.5M | $21.5M |
自由现金流AXVATE
| Q1 26 | — | — | ||
| Q4 25 | $85.4M | — | ||
| Q3 25 | $109.3M | $19.0M | ||
| Q2 25 | $436.1M | — | ||
| Q1 25 | $65.1M | $-18.8M | ||
| Q4 24 | $156.4M | $34.2M | ||
| Q3 24 | $53.0M | $-31.5M | ||
| Q2 24 | $269.5M | $18.4M |
自由现金流率AXVATE
| Q1 26 | — | — | ||
| Q4 25 | 22.2% | — | ||
| Q3 25 | 33.8% | 5.5% | ||
| Q2 25 | 135.7% | — | ||
| Q1 25 | 21.1% | -6.9% | ||
| Q4 24 | 50.8% | 14.5% | ||
| Q3 24 | 16.5% | -13.0% | ||
| Q2 24 | 92.6% | 5.9% |
资本支出强度AXVATE
| Q1 26 | — | — | ||
| Q4 25 | 4.9% | — | ||
| Q3 25 | 2.8% | 0.1% | ||
| Q2 25 | 16.9% | — | ||
| Q1 25 | 2.8% | 1.7% | ||
| Q4 24 | 2.0% | 3.0% | ||
| Q3 24 | 5.5% | 1.3% | ||
| Q2 24 | 12.4% | 1.0% |
现金转化率AXVATE
| Q1 26 | — | — | ||
| Q4 25 | 0.81× | — | ||
| Q3 25 | 1.05× | — | ||
| Q2 25 | 4.43× | — | ||
| Q1 25 | 0.70× | — | ||
| Q4 24 | 1.55× | — | ||
| Q3 24 | 0.63× | — | ||
| Q2 24 | 2.91× | 1.49× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AX
| Net Interest Income | $306.3M | 78% |
| Noninterest Income | $86.0M | 22% |
VATE
| Commercial Revenue | $126.1M | 33% |
| Industrial Revenue | $87.5M | 23% |
| Transportation Revenue | $58.4M | 15% |
| Healthcare Revenue | $48.4M | 13% |
| Government Revenue | $44.3M | 12% |
| Energy Revenue | $8.0M | 2% |
| Broadcast Station Revenue | $5.7M | 1% |
| Systems And Consumables Revenue | $3.1M | 1% |
| Leisure Revenue | $200.0K | 0% |
