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Blue Foundry Bancorp（BLFY）与FLAGSTAR BANK, NATIONAL ASSOCIATION（FLG）财务数据对比。点击上方公司名可切换其他公司
FLAGSTAR BANK, NATIONAL ASSOCIATION的季度营收约是Blue Foundry Bancorp的38.9倍（$498.0M vs $12.8M）。FLAGSTAR BANK, NATIONAL ASSOCIATION净利率更高（4.2% vs -27.4%，领先31.6%）。Blue Foundry Bancorp同比增速更快（35.2% vs 1.6%）。过去两年Blue Foundry Bancorp的营收复合增速更高（16.6% vs -10.7%）
Blue Foundry Bancorp是总部位于美国新泽西州的区域银行控股公司，主要面向当地个人消费者与中小企业，提供存款账户、消费贷款、住房按揭、商业融资等全方位的个人及商业银行服务。
Flagstar银行是原总部位于美国密歇根州特洛伊的商业银行，成立于1987年，主营零售及商业银行业务、抵押贷款发放及各类金融服务。其控股公司于2022年12月被纽约社区银行收购，后者后将全部门店统一为Flagstar品牌，2024年更名为Flagstar Financial，2025年启动企业重组。
BLFY vs FLG — 直观对比
营收规模更大
FLG
是对方的38.9倍
$12.8M
营收增速更快
BLFY
高出33.6%
1.6%
净利率更高
FLG
高出31.6%
-27.4%
两年增速更快
BLFY
近两年复合增速
-10.7%
损益表 — Q4 2025 vs Q1 2026
| 指标 | | |
|---|---|---|
| 营收 | $12.8M | $498.0M |
| 净利润 | $-3.5M | $21.0M |
| 毛利率 | — | — |
| 营业利润率 | — | — |
| 净利率 | -27.4% | 4.2% |
| 营收同比 | 35.2% | 1.6% |
| 净利润同比 | -30.6% | -27.6% |
| 每股收益（稀释后） | $-0.18 | $0.03 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BLFYFLG
| Q1 26 | — | $498.0M | ||
| Q4 25 | $12.8M | $2.1B | ||
| Q3 25 | $12.2M | $425.0M | ||
| Q2 25 | $11.6M | $419.0M | ||
| Q1 25 | $10.7M | — | ||
| Q4 24 | $9.5M | $461.0M | ||
| Q3 24 | $9.1M | $510.0M | ||
| Q2 24 | $9.6M | $557.0M |
净利润BLFYFLG
| Q1 26 | — | $21.0M | ||
| Q4 25 | $-3.5M | $29.0M | ||
| Q3 25 | $-1.9M | $-36.0M | ||
| Q2 25 | $-2.0M | $-70.0M | ||
| Q1 25 | $-2.7M | — | ||
| Q4 24 | $-2.7M | $-188.0M | ||
| Q3 24 | $-4.0M | $-280.0M | ||
| Q2 24 | $-2.3M | $-323.0M |
营业利润率BLFYFLG
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | -9.6% | ||
| Q2 25 | — | -19.3% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | -51.6% | ||
| Q3 24 | — | -65.7% | ||
| Q2 24 | — | -76.1% |
净利率BLFYFLG
| Q1 26 | — | 4.2% | ||
| Q4 25 | -27.4% | 1.4% | ||
| Q3 25 | -15.3% | -8.5% | ||
| Q2 25 | -16.8% | -16.7% | ||
| Q1 25 | -25.1% | — | ||
| Q4 24 | -28.4% | -40.8% | ||
| Q3 24 | -44.5% | -54.9% | ||
| Q2 24 | -24.5% | -58.0% |
每股收益（稀释后）BLFYFLG
| Q1 26 | — | $0.03 | ||
| Q4 25 | $-0.18 | $0.05 | ||
| Q3 25 | $-0.10 | $-0.11 | ||
| Q2 25 | $-0.10 | $-0.19 | ||
| Q1 25 | $-0.13 | — | ||
| Q4 24 | $-0.12 | $-1.11 | ||
| Q3 24 | $-0.19 | $-0.79 | ||
| Q2 24 | $-0.11 | $-1.14 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $53.1M | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $312.7M | $8.1B |
| 总资产 | $2.2B | $87.1B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资BLFYFLG
| Q1 26 | — | — | ||
| Q4 25 | $53.1M | — | ||
| Q3 25 | $44.1M | $23.6B | ||
| Q2 25 | $41.9M | $22.9B | ||
| Q1 25 | $46.2M | — | ||
| Q4 24 | $42.5M | $25.8B | ||
| Q3 24 | $76.1M | $33.6B | ||
| Q2 24 | $60.3M | $29.5B |
总债务BLFYFLG
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $13.2B | ||
| Q2 25 | — | $13.2B | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $14.4B | ||
| Q3 24 | — | $20.3B | ||
| Q2 24 | — | $28.9B |
股东权益BLFYFLG
| Q1 26 | — | $8.1B | ||
| Q4 25 | $312.7M | $8.1M | ||
| Q3 25 | $314.4M | $8.1B | ||
| Q2 25 | $321.3M | $8.1B | ||
| Q1 25 | $326.7M | — | ||
| Q4 24 | $332.2M | $8.2B | ||
| Q3 24 | $339.3M | $8.6B | ||
| Q2 24 | $345.6M | $8.4B |
总资产BLFYFLG
| Q1 26 | — | $87.1B | ||
| Q4 25 | $2.2B | $87.5M | ||
| Q3 25 | $2.2B | $91.7B | ||
| Q2 25 | $2.1B | $92.2B | ||
| Q1 25 | $2.1B | — | ||
| Q4 24 | $2.1B | $100.2B | ||
| Q3 24 | $2.1B | $114.4B | ||
| Q2 24 | $2.0B | $119.1B |
负债/权益比BLFYFLG
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 1.63× | ||
| Q2 25 | — | 1.63× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 1.77× | ||
| Q3 24 | — | 2.37× | ||
| Q2 24 | — | 3.44× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-6.0M | — |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流BLFYFLG
| Q1 26 | — | — | ||
| Q4 25 | $-6.0M | — | ||
| Q3 25 | $-255.0K | $243.0M | ||
| Q2 25 | $2.0M | — | ||
| Q1 25 | $-3.8M | — | ||
| Q4 24 | $-512.0K | $623.0M | ||
| Q3 24 | $-3.7M | $-1.0B | ||
| Q2 24 | $14.1M | $796.0M |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
