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POPULAR, INC.（BPOP）与科慕（CC）财务数据对比。点击上方公司名可切换其他公司
科慕的季度营收约是POPULAR, INC.的1.6倍（$1.3B vs $835.8M），POPULAR, INC.净利率更高（29.4% vs -3.5%，领先32.9%），过去两年POPULAR, INC.的营收复合增速更高（25.1% vs -1.2%）
Popular Inc.是波多黎各最大的金融服务集团，创立于1893年，总部位于首府圣胡安哈托雷伊商务区的黄金英里金融区。集团提供全方位金融服务，在波多黎各、美属及英属维尔京群岛以Banco Popular品牌运营，美国本土则使用Popular Bank品牌。
科慕公司是一家美国化工企业，2015年7月从杜邦分拆成立，总部位于美国特拉华州威尔明顿。公司主营产品包括具备不粘特性的知名品牌特氟龙（聚四氟乙烯PTFE）、二氧化钛以及制冷剂气体，在特种化工领域拥有深厚的技术积累。
BPOP vs CC — 直观对比
营收规模更大
CC
是对方的1.6倍
$835.8M
净利率更高
BPOP
高出32.9%
-3.5%
两年增速更快
BPOP
近两年复合增速
-1.2%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $835.8M | $1.3B |
| 净利润 | $245.7M | $-47.0M |
| 毛利率 | — | 11.7% |
| 营业利润率 | — | — |
| 净利率 | 29.4% | -3.5% |
| 营收同比 | — | -2.1% |
| 净利润同比 | 38.4% | -261.5% |
| 每股收益（稀释后） | $3.78 | $-0.32 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BPOPCC
| Q1 26 | $835.8M | — | ||
| Q4 25 | $657.6M | $1.3B | ||
| Q3 25 | $646.5M | $1.5B | ||
| Q2 25 | $631.5M | $1.6B | ||
| Q1 25 | — | $1.4B | ||
| Q4 24 | $590.8M | $1.4B | ||
| Q3 24 | $572.5M | $1.5B | ||
| Q2 24 | $568.3M | $1.6B |
净利润BPOPCC
| Q1 26 | $245.7M | — | ||
| Q4 25 | $233.9M | $-47.0M | ||
| Q3 25 | $211.3M | $46.0M | ||
| Q2 25 | $210.4M | $-380.0M | ||
| Q1 25 | — | $-5.0M | ||
| Q4 24 | $177.8M | $-13.0M | ||
| Q3 24 | $155.3M | $-32.0M | ||
| Q2 24 | $177.8M | $60.0M |
毛利率BPOPCC
| Q1 26 | — | — | ||
| Q4 25 | — | 11.7% | ||
| Q3 25 | — | 15.6% | ||
| Q2 25 | — | 17.2% | ||
| Q1 25 | — | 17.3% | ||
| Q4 24 | — | 19.4% | ||
| Q3 24 | — | 19.0% | ||
| Q2 24 | — | 19.8% |
营业利润率BPOPCC
| Q1 26 | — | — | ||
| Q4 25 | 42.4% | — | ||
| Q3 25 | 38.2% | 2.5% | ||
| Q2 25 | 40.9% | -15.4% | ||
| Q1 25 | — | — | ||
| Q4 24 | 37.5% | -0.1% | ||
| Q3 24 | 34.5% | -2.1% | ||
| Q2 24 | 38.4% | 4.4% |
净利率BPOPCC
| Q1 26 | 29.4% | — | ||
| Q4 25 | 35.6% | -3.5% | ||
| Q3 25 | 32.7% | 3.1% | ||
| Q2 25 | 33.3% | -23.5% | ||
| Q1 25 | — | -0.4% | ||
| Q4 24 | 30.1% | -1.0% | ||
| Q3 24 | 27.1% | -2.1% | ||
| Q2 24 | 31.3% | 3.9% |
每股收益（稀释后）BPOPCC
| Q1 26 | $3.78 | — | ||
| Q4 25 | $3.51 | $-0.32 | ||
| Q3 25 | $3.14 | $0.31 | ||
| Q2 25 | $3.09 | $-2.53 | ||
| Q1 25 | — | $-0.03 | ||
| Q4 24 | $2.51 | $-0.07 | ||
| Q3 24 | $2.16 | $-0.22 | ||
| Q2 24 | $2.46 | $0.39 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $670.0M |
| 总债务越低越好 | $17.6M | $4.1B |
| 股东权益账面价值 | $6.3B | $250.0M |
| 总资产 | $76.1B | $7.4B |
| 负债/权益比越低杠杆越低 | 0.00× | 16.40× |
8季度趋势，按日历期对齐
现金及短期投资BPOPCC
| Q1 26 | — | — | ||
| Q4 25 | — | $670.0M | ||
| Q3 25 | — | $613.0M | ||
| Q2 25 | — | $502.0M | ||
| Q1 25 | — | $464.0M | ||
| Q4 24 | — | $713.0M | ||
| Q3 24 | — | $596.0M | ||
| Q2 24 | — | $604.0M |
总债务BPOPCC
| Q1 26 | $17.6M | — | ||
| Q4 25 | — | $4.1B | ||
| Q3 25 | — | $4.1B | ||
| Q2 25 | — | $4.1B | ||
| Q1 25 | — | $4.1B | ||
| Q4 24 | — | $4.1B | ||
| Q3 24 | — | $4.0B | ||
| Q2 24 | — | $4.0B |
股东权益BPOPCC
| Q1 26 | $6.3B | — | ||
| Q4 25 | $6.2B | $250.0M | ||
| Q3 25 | $6.1B | $274.0M | ||
| Q2 25 | $6.0B | $228.0M | ||
| Q1 25 | — | $566.0M | ||
| Q4 24 | $5.6B | $571.0M | ||
| Q3 24 | $5.8B | $643.0M | ||
| Q2 24 | $5.4B | $714.0M |
总资产BPOPCC
| Q1 26 | $76.1B | — | ||
| Q4 25 | $75.3B | $7.4B | ||
| Q3 25 | $75.1B | $7.5B | ||
| Q2 25 | $76.1B | $7.5B | ||
| Q1 25 | — | $7.4B | ||
| Q4 24 | $73.0B | $7.5B | ||
| Q3 24 | $71.3B | $7.5B | ||
| Q2 24 | $72.8B | $7.2B |
负债/权益比BPOPCC
| Q1 26 | 0.00× | — | ||
| Q4 25 | — | 16.40× | ||
| Q3 25 | — | 14.96× | ||
| Q2 25 | — | 17.99× | ||
| Q1 25 | — | 7.18× | ||
| Q4 24 | — | 7.11× | ||
| Q3 24 | — | 6.20× | ||
| Q2 24 | — | 5.53× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $137.0M |
| 自由现金流经营现金流 - 资本支出 | — | $92.0M |
| 自由现金流率自由现金流/营收 | — | 6.9% |
| 资本支出强度资本支出/营收 | — | 3.4% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $51.0M |
8季度趋势，按日历期对齐
经营现金流BPOPCC
| Q1 26 | — | — | ||
| Q4 25 | $268.5M | $137.0M | ||
| Q3 25 | $195.0M | $146.0M | ||
| Q2 25 | $242.9M | $93.0M | ||
| Q1 25 | — | $-112.0M | ||
| Q4 24 | $199.5M | $138.0M | ||
| Q3 24 | $233.2M | $139.0M | ||
| Q2 24 | $80.4M | $-620.0M |
自由现金流BPOPCC
| Q1 26 | — | — | ||
| Q4 25 | $221.1M | $92.0M | ||
| Q3 25 | $141.1M | $105.0M | ||
| Q2 25 | $198.3M | $50.0M | ||
| Q1 25 | — | $-196.0M | ||
| Q4 24 | $139.2M | $29.0M | ||
| Q3 24 | $175.6M | $63.0M | ||
| Q2 24 | $38.9M | $-693.0M |
自由现金流率BPOPCC
| Q1 26 | — | — | ||
| Q4 25 | 33.6% | 6.9% | ||
| Q3 25 | 21.8% | 7.0% | ||
| Q2 25 | 31.4% | 3.1% | ||
| Q1 25 | — | -14.3% | ||
| Q4 24 | 23.6% | 2.1% | ||
| Q3 24 | 30.7% | 4.2% | ||
| Q2 24 | 6.8% | -44.6% |
资本支出强度BPOPCC
| Q1 26 | — | — | ||
| Q4 25 | 7.2% | 3.4% | ||
| Q3 25 | 8.3% | 2.7% | ||
| Q2 25 | 7.1% | 2.7% | ||
| Q1 25 | — | 6.1% | ||
| Q4 24 | 10.2% | 8.0% | ||
| Q3 24 | 10.1% | 5.0% | ||
| Q2 24 | 7.3% | 4.7% |
现金转化率BPOPCC
| Q1 26 | — | — | ||
| Q4 25 | 1.15× | — | ||
| Q3 25 | 0.92× | 3.17× | ||
| Q2 25 | 1.15× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 1.12× | — | ||
| Q3 24 | 1.50× | — | ||
| Q2 24 | 0.45× | -10.33× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BPOP
| Net Interest Income | $670.2M | 80% |
| Noninterest Income | $165.6M | 20% |
CC
| Titanium Technologies | $563.0M | 42% |
| Thermal And Specialized Solutions | $443.0M | 33% |
| Advanced Performance Materials | $312.0M | 23% |
| Other Non-Reportable Segment | $12.0M | 1% |
