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POPULAR, INC.（BPOP）与SCANSOURCE, INC.（SCSC）财务数据对比。点击上方公司名可切换其他公司
POPULAR, INC.的季度营收约是SCANSOURCE, INC.的1.1倍（$835.8M vs $766.5M），POPULAR, INC.净利率更高（29.4% vs 2.2%，领先27.2%），过去两年POPULAR, INC.的营收复合增速更高（25.1% vs 0.9%）
Popular Inc.是波多黎各最大的金融服务集团，创立于1893年，总部位于首府圣胡安哈托雷伊商务区的黄金英里金融区。集团提供全方位金融服务，在波多黎各、美属及英属维尔京群岛以Banco Popular品牌运营，美国本土则使用Popular Bank品牌。
ScanSource是全球领先的专业技术分销商，主营销售点系统、条码扫描设备、网络安全产品、云服务及通信解决方案，面向北美、拉美、欧洲的增值经销商、服务提供商及企业客户，覆盖零售、医疗、工业、公共部门等领域。
BPOP vs SCSC — 直观对比
营收规模更大
BPOP
是对方的1.1倍
$766.5M
净利率更高
BPOP
高出27.2%
2.2%
两年增速更快
BPOP
近两年复合增速
0.9%
损益表 — Q1 FY2026 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $835.8M | $766.5M |
| 净利润 | $245.7M | $16.5M |
| 毛利率 | — | 13.4% |
| 营业利润率 | 44.1% | 2.3% |
| 净利率 | 29.4% | 2.2% |
| 营收同比 | — | 2.5% |
| 净利润同比 | 38.4% | -3.3% |
| 每股收益（稀释后） | $3.78 | $0.75 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BPOPSCSC
| Q1 26 | $835.8M | — | ||
| Q4 25 | $657.6M | $766.5M | ||
| Q3 25 | $646.5M | $739.6M | ||
| Q2 25 | $631.5M | $812.9M | ||
| Q1 25 | — | $704.8M | ||
| Q4 24 | $590.8M | $747.5M | ||
| Q3 24 | $572.5M | $775.6M | ||
| Q2 24 | $568.3M | $746.1M |
净利润BPOPSCSC
| Q1 26 | $245.7M | — | ||
| Q4 25 | $233.9M | $16.5M | ||
| Q3 25 | $211.3M | $19.9M | ||
| Q2 25 | $210.4M | $20.1M | ||
| Q1 25 | — | $17.4M | ||
| Q4 24 | $177.8M | $17.1M | ||
| Q3 24 | $155.3M | $17.0M | ||
| Q2 24 | $177.8M | $16.1M |
毛利率BPOPSCSC
| Q1 26 | — | — | ||
| Q4 25 | — | 13.4% | ||
| Q3 25 | — | 14.5% | ||
| Q2 25 | — | 12.9% | ||
| Q1 25 | — | 14.2% | ||
| Q4 24 | — | 13.6% | ||
| Q3 24 | — | 13.1% | ||
| Q2 24 | — | 13.0% |
营业利润率BPOPSCSC
| Q1 26 | 44.1% | — | ||
| Q4 25 | 42.4% | 2.3% | ||
| Q3 25 | 38.2% | 3.5% | ||
| Q2 25 | 40.9% | 3.3% | ||
| Q1 25 | — | 3.2% | ||
| Q4 24 | 37.5% | 2.5% | ||
| Q3 24 | 34.5% | 2.3% | ||
| Q2 24 | 38.4% | 2.9% |
净利率BPOPSCSC
| Q1 26 | 29.4% | — | ||
| Q4 25 | 35.6% | 2.2% | ||
| Q3 25 | 32.7% | 2.7% | ||
| Q2 25 | 33.3% | 2.5% | ||
| Q1 25 | — | 2.5% | ||
| Q4 24 | 30.1% | 2.3% | ||
| Q3 24 | 27.1% | 2.2% | ||
| Q2 24 | 31.3% | 2.2% |
每股收益（稀释后）BPOPSCSC
| Q1 26 | $3.78 | — | ||
| Q4 25 | $3.51 | $0.75 | ||
| Q3 25 | $3.14 | $0.89 | ||
| Q2 25 | $3.09 | $0.87 | ||
| Q1 25 | — | $0.74 | ||
| Q4 24 | $2.51 | $0.70 | ||
| Q3 24 | $2.16 | $0.69 | ||
| Q2 24 | $2.46 | $0.66 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $83.5M |
| 总债务越低越好 | $17.6M | — |
| 股东权益账面价值 | $6.3B | $910.9M |
| 总资产 | $76.1B | $1.7B |
| 负债/权益比越低杠杆越低 | 0.00× | — |
8季度趋势，按日历期对齐
现金及短期投资BPOPSCSC
| Q1 26 | — | — | ||
| Q4 25 | — | $83.5M | ||
| Q3 25 | — | $124.9M | ||
| Q2 25 | — | $126.2M | ||
| Q1 25 | — | $146.3M | ||
| Q4 24 | — | $110.5M | ||
| Q3 24 | — | $145.0M | ||
| Q2 24 | — | $185.5M |
总债务BPOPSCSC
| Q1 26 | $17.6M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益BPOPSCSC
| Q1 26 | $6.3B | — | ||
| Q4 25 | $6.2B | $910.9M | ||
| Q3 25 | $6.1B | $914.0M | ||
| Q2 25 | $6.0B | $906.4M | ||
| Q1 25 | — | $901.7M | ||
| Q4 24 | $5.6B | $900.7M | ||
| Q3 24 | $5.8B | $920.9M | ||
| Q2 24 | $5.4B | $924.3M |
总资产BPOPSCSC
| Q1 26 | $76.1B | — | ||
| Q4 25 | $75.3B | $1.7B | ||
| Q3 25 | $75.1B | $1.7B | ||
| Q2 25 | $76.1B | $1.8B | ||
| Q1 25 | — | $1.7B | ||
| Q4 24 | $73.0B | $1.7B | ||
| Q3 24 | $71.3B | $1.8B | ||
| Q2 24 | $72.8B | $1.8B |
负债/权益比BPOPSCSC
| Q1 26 | 0.00× | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $30.8M |
| 自由现金流经营现金流 - 资本支出 | — | $28.9M |
| 自由现金流率自由现金流/营收 | — | 3.8% |
| 资本支出强度资本支出/营收 | — | 0.3% |
| 现金转化率经营现金流/净利润 | — | 1.87× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流BPOPSCSC
| Q1 26 | — | — | ||
| Q4 25 | $268.5M | $30.8M | ||
| Q3 25 | $195.0M | $23.2M | ||
| Q2 25 | $242.9M | — | ||
| Q1 25 | — | $66.1M | ||
| Q4 24 | $199.5M | $-6.2M | ||
| Q3 24 | $233.2M | $44.8M | ||
| Q2 24 | $80.4M | — |
自由现金流BPOPSCSC
| Q1 26 | — | — | ||
| Q4 25 | $221.1M | $28.9M | ||
| Q3 25 | $141.1M | $20.8M | ||
| Q2 25 | $198.3M | — | ||
| Q1 25 | — | $64.6M | ||
| Q4 24 | $139.2M | $-8.2M | ||
| Q3 24 | $175.6M | $42.5M | ||
| Q2 24 | $38.9M | — |
自由现金流率BPOPSCSC
| Q1 26 | — | — | ||
| Q4 25 | 33.6% | 3.8% | ||
| Q3 25 | 21.8% | 2.8% | ||
| Q2 25 | 31.4% | — | ||
| Q1 25 | — | 9.2% | ||
| Q4 24 | 23.6% | -1.1% | ||
| Q3 24 | 30.7% | 5.5% | ||
| Q2 24 | 6.8% | — |
资本支出强度BPOPSCSC
| Q1 26 | — | — | ||
| Q4 25 | 7.2% | 0.3% | ||
| Q3 25 | 8.3% | 0.3% | ||
| Q2 25 | 7.1% | 0.3% | ||
| Q1 25 | — | 0.2% | ||
| Q4 24 | 10.2% | 0.3% | ||
| Q3 24 | 10.1% | 0.3% | ||
| Q2 24 | 7.3% | 0.2% |
现金转化率BPOPSCSC
| Q1 26 | — | — | ||
| Q4 25 | 1.15× | 1.87× | ||
| Q3 25 | 0.92× | 1.17× | ||
| Q2 25 | 1.15× | — | ||
| Q1 25 | — | 3.79× | ||
| Q4 24 | 1.12× | -0.36× | ||
| Q3 24 | 1.50× | 2.64× | ||
| Q2 24 | 0.45× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BPOP
| Net Interest Income | $670.2M | 80% |
| Noninterest Income | $165.6M | 20% |
SCSC
| Products And Services | $723.4M | 94% |
| Intelisys Advisory | $25.0M | 3% |
| Recurring Revenue | $18.2M | 2% |
