vs
CrossAmerica Partners LP（CAPL）与Regions Financial Corporation（RF）财务数据对比。点击上方公司名可切换其他公司
Regions Financial Corporation的季度营收约是CrossAmerica Partners LP的1.5倍（$1.3B vs $866.3M），Regions Financial Corporation净利率更高（41.7% vs 1.2%，领先40.5%），Regions Financial Corporation同比增速更快（4.1% vs -8.3%），过去两年Regions Financial Corporation的营收复合增速更高（4.0% vs -4.1%）
塔峰资本合伙人（TowerBrook Capital Partners）是一家总部位于伦敦和纽约的投资管理公司，2005年从索罗斯基金管理分拆独立。该机构主打私募股权及结构性机会投资，曾收购奢侈品品牌Jimmy Choo控股权，截至2025年其管理规模超250亿美元，官网公示在管投资项目共110个。
Regions Financial Corporation是美国银行控股企业，总部位于阿拉巴马州伯明翰市。公司提供零售及商业银行、信托、股票经纪、抵押贷款等服务，旗下银行业务子公司Regions Bank在美国南部和中西部15个州运营约1300家营业网点和2000台自动柜员机，服务大量当地个人及企业客户。
CAPL vs RF — 直观对比
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $866.3M | $1.3B |
| 净利润 | $10.2M | $534.0M |
| 毛利率 | 12.4% | — |
| 营业利润率 | 3.0% | 55.3% |
| 净利率 | 1.2% | 41.7% |
| 营收同比 | -8.3% | 4.1% |
| 净利润同比 | -39.6% | 0.0% |
| 每股收益（稀释后） | $0.24 | $0.59 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $866.3M | $1.3B | ||
| Q3 25 | $971.8M | $1.3B | ||
| Q2 25 | $961.9M | $1.3B | ||
| Q1 25 | $862.5M | $1.2B | ||
| Q4 24 | $944.2M | $1.2B | ||
| Q3 24 | $1.1B | $1.2B | ||
| Q2 24 | $1.1B | $1.2B | ||
| Q1 24 | $941.5M | $1.2B |
| Q4 25 | $10.2M | $534.0M | ||
| Q3 25 | $13.6M | $569.0M | ||
| Q2 25 | $25.2M | $563.0M | ||
| Q1 25 | $-7.1M | $490.0M | ||
| Q4 24 | $16.9M | $534.0M | ||
| Q3 24 | $10.7M | $490.0M | ||
| Q2 24 | $12.4M | $501.0M | ||
| Q1 24 | $-17.5M | $368.0M |
| Q4 25 | 12.4% | — | ||
| Q3 25 | 10.8% | — | ||
| Q2 25 | 10.5% | — | ||
| Q1 25 | 10.4% | — | ||
| Q4 24 | 10.7% | — | ||
| Q3 24 | 10.3% | — | ||
| Q2 24 | 9.2% | — | ||
| Q1 24 | 8.6% | — |
| Q4 25 | 3.0% | 55.3% | ||
| Q3 25 | 2.9% | 56.3% | ||
| Q2 25 | 4.3% | 56.1% | ||
| Q1 25 | 0.2% | 52.0% | ||
| Q4 24 | 3.0% | 53.4% | ||
| Q3 24 | 2.5% | 49.9% | ||
| Q2 24 | 2.5% | 52.7% | ||
| Q1 24 | -1.4% | 39.2% |
| Q4 25 | 1.2% | 41.7% | ||
| Q3 25 | 1.4% | 45.3% | ||
| Q2 25 | 2.6% | 44.7% | ||
| Q1 25 | -0.8% | 41.0% | ||
| Q4 24 | 1.8% | 43.4% | ||
| Q3 24 | 1.0% | 40.2% | ||
| Q2 24 | 1.1% | 42.2% | ||
| Q1 24 | -1.9% | 31.1% |
| Q4 25 | $0.24 | $0.59 | ||
| Q3 25 | $0.34 | $0.61 | ||
| Q2 25 | $0.64 | $0.59 | ||
| Q1 25 | $-0.20 | $0.51 | ||
| Q4 24 | $0.42 | $0.55 | ||
| Q3 24 | $0.27 | $0.49 | ||
| Q2 24 | $0.31 | $0.52 | ||
| Q1 24 | $-0.48 | $0.37 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $3.1M | — |
| 总债务越低越好 | $687.2M | $4.1B |
| 股东权益账面价值 | — | $19.0B |
| 总资产 | $964.7M | $158.8B |
| 负债/权益比越低杠杆越低 | — | 0.22× |
8季度趋势，按日历期对齐
| Q4 25 | $3.1M | — | ||
| Q3 25 | $5.8M | — | ||
| Q2 25 | $9.7M | — | ||
| Q1 25 | $6.7M | — | ||
| Q4 24 | $3.4M | — | ||
| Q3 24 | $7.8M | — | ||
| Q2 24 | $5.5M | — | ||
| Q1 24 | $6.3M | — |
| Q4 25 | $687.2M | $4.1B | ||
| Q3 25 | $700.8M | $4.8B | ||
| Q2 25 | $722.7M | $5.3B | ||
| Q1 25 | $774.1M | $6.0B | ||
| Q4 24 | $763.9M | $6.0B | ||
| Q3 24 | $769.2M | $6.0B | ||
| Q2 24 | $786.7M | $5.1B | ||
| Q1 24 | $795.8M | $3.3B |
| Q4 25 | — | $19.0B | ||
| Q3 25 | — | $19.0B | ||
| Q2 25 | — | $18.7B | ||
| Q1 25 | — | $18.5B | ||
| Q4 24 | — | $17.9B | ||
| Q3 24 | — | $18.7B | ||
| Q2 24 | — | $17.2B | ||
| Q1 24 | — | $17.0B |
| Q4 25 | $964.7M | $158.8B | ||
| Q3 25 | $998.9M | $159.9B | ||
| Q2 25 | $1.0B | $159.2B | ||
| Q1 25 | $1.1B | $159.8B | ||
| Q4 24 | $1.1B | $157.3B | ||
| Q3 24 | $1.1B | $157.4B | ||
| Q2 24 | $1.2B | $154.1B | ||
| Q1 24 | $1.2B | $154.9B |
| Q4 25 | — | 0.22× | ||
| Q3 25 | — | 0.25× | ||
| Q2 25 | — | 0.28× | ||
| Q1 25 | — | 0.32× | ||
| Q4 24 | — | 0.34× | ||
| Q3 24 | — | 0.32× | ||
| Q2 24 | — | 0.30× | ||
| Q1 24 | — | 0.20× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $29.4M | $-319.0M |
| 自由现金流经营现金流 - 资本支出 | $22.4M | — |
| 自由现金流率自由现金流/营收 | 2.6% | — |
| 资本支出强度资本支出/营收 | 0.8% | — |
| 现金转化率经营现金流/净利润 | 2.89× | -0.60× |
| 过去12个月自由现金流最近4个季度 | $55.8M | — |
8季度趋势，按日历期对齐
| Q4 25 | $29.4M | $-319.0M | ||
| Q3 25 | $24.4M | $861.0M | ||
| Q2 25 | $22.6M | $573.0M | ||
| Q1 25 | $15.0M | $1.1B | ||
| Q4 24 | $11.1M | $-220.0M | ||
| Q3 24 | $41.9M | $1.3B | ||
| Q2 24 | $28.9M | $161.0M | ||
| Q1 24 | $5.8M | $396.0M |
| Q4 25 | $22.4M | — | ||
| Q3 25 | $17.7M | — | ||
| Q2 25 | $10.8M | — | ||
| Q1 25 | $4.9M | — | ||
| Q4 24 | $3.9M | — | ||
| Q3 24 | $34.2M | — | ||
| Q2 24 | $23.6M | — | ||
| Q1 24 | $-289.0K | — |
| Q4 25 | 2.6% | — | ||
| Q3 25 | 1.8% | — | ||
| Q2 25 | 1.1% | — | ||
| Q1 25 | 0.6% | — | ||
| Q4 24 | 0.4% | — | ||
| Q3 24 | 3.2% | — | ||
| Q2 24 | 2.1% | — | ||
| Q1 24 | -0.0% | — |
| Q4 25 | 0.8% | — | ||
| Q3 25 | 0.7% | — | ||
| Q2 25 | 1.2% | — | ||
| Q1 25 | 1.2% | — | ||
| Q4 24 | 0.8% | — | ||
| Q3 24 | 0.7% | — | ||
| Q2 24 | 0.5% | — | ||
| Q1 24 | 0.6% | — |
| Q4 25 | 2.89× | -0.60× | ||
| Q3 25 | 1.79× | 1.51× | ||
| Q2 25 | 0.90× | 1.02× | ||
| Q1 25 | — | 2.18× | ||
| Q4 24 | 0.66× | -0.41× | ||
| Q3 24 | 3.92× | 2.57× | ||
| Q2 24 | 2.33× | 0.32× | ||
| Q1 24 | — | 1.08× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CAPL
| Retail Segment | $505.3M | 58% |
| Wholesale | $360.9M | 42% |
| Other | $1.2M | 0% |
RF
| Consumer Bank | $747.0M | 58% |
| Corporate Bank | $487.0M | 38% |
| Wealth Management | $47.0M | 4% |
