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Maplebear Inc.（CART）与ZIONS BANCORPORATION, NATIONAL ASSOCIATION（ZION）财务数据对比。点击上方公司名可切换其他公司
Maplebear Inc.的季度营收约是ZIONS BANCORPORATION, NATIONAL ASSOCIATION的1.1倍（$992.0M vs $891.0M），ZIONS BANCORPORATION, NATIONAL ASSOCIATION净利率更高（29.5% vs 8.2%，领先21.4%），Maplebear Inc.同比增速更快（12.3% vs 8.7%），ZIONS BANCORPORATION, NATIONAL ASSOCIATION自由现金流更多（$952.0M vs $171.0M），过去两年Maplebear Inc.的营收复合增速更高（10.0% vs 9.6%）
Maplebear Inc. 以Instacart为品牌开展业务，是总部位于美国旧金山的零售媒体及配送企业，在美国和加拿大运营生鲜杂货配送与自提服务。用户可通过官网及移动应用从合作商户订购食品杂货，在法律允许的地区还可选购酒类商品，所有订单由专属采购专员负责拣选、打包并配送上门。
Zions Bancorporation是总部位于美国犹他州盐湖城的全国性银行，并非银行控股公司。旗下共运营七大银行品牌，包括Zions银行、德州Amegy银行、加州信托银行、亚利桑那国家银行、内华达州立银行、科罗拉多Vectra银行及华盛顿商业银行，业务覆盖美国多地。
CART vs ZION — 直观对比
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $992.0M | $891.0M |
| 净利润 | $81.0M | $263.0M |
| 毛利率 | 72.3% | — |
| 营业利润率 | 9.9% | — |
| 净利率 | 8.2% | 29.5% |
| 营收同比 | 12.3% | 8.7% |
| 净利润同比 | -45.3% | 21.8% |
| 每股收益（稀释后） | $0.31 | $1.77 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $992.0M | $891.0M | ||
| Q3 25 | $939.0M | $861.0M | ||
| Q2 25 | $914.0M | $838.0M | ||
| Q1 25 | $897.0M | $795.0M | ||
| Q4 24 | $883.0M | $820.0M | ||
| Q3 24 | $852.0M | $792.0M | ||
| Q2 24 | $823.0M | $777.0M | ||
| Q1 24 | $820.0M | $742.0M |
| Q4 25 | $81.0M | $263.0M | ||
| Q3 25 | $144.0M | $222.0M | ||
| Q2 25 | $116.0M | $244.0M | ||
| Q1 25 | $106.0M | $170.0M | ||
| Q4 24 | $148.0M | $216.0M | ||
| Q3 24 | $118.0M | $214.0M | ||
| Q2 24 | $61.0M | $201.0M | ||
| Q1 24 | $130.0M | $153.0M |
| Q4 25 | 72.3% | — | ||
| Q3 25 | 73.7% | — | ||
| Q2 25 | 74.2% | — | ||
| Q1 25 | 74.8% | — | ||
| Q4 24 | 75.2% | — | ||
| Q3 24 | 75.2% | — | ||
| Q2 24 | 75.7% | — | ||
| Q1 24 | 74.9% | — |
| Q4 25 | 9.9% | — | ||
| Q3 25 | 17.7% | — | ||
| Q2 25 | 13.6% | — | ||
| Q1 25 | 12.3% | — | ||
| Q4 24 | 17.6% | — | ||
| Q3 24 | 16.2% | — | ||
| Q2 24 | 6.3% | — | ||
| Q1 24 | 17.6% | — |
| Q4 25 | 8.2% | 29.5% | ||
| Q3 25 | 15.3% | 25.8% | ||
| Q2 25 | 12.7% | 29.1% | ||
| Q1 25 | 11.8% | 21.4% | ||
| Q4 24 | 16.8% | 26.3% | ||
| Q3 24 | 13.8% | 27.0% | ||
| Q2 24 | 7.4% | 25.9% | ||
| Q1 24 | 15.9% | 20.6% |
| Q4 25 | $0.31 | $1.77 | ||
| Q3 25 | $0.51 | $1.48 | ||
| Q2 25 | $0.41 | $1.63 | ||
| Q1 25 | $0.37 | $1.13 | ||
| Q4 24 | $0.53 | $1.34 | ||
| Q3 24 | $0.42 | $1.37 | ||
| Q2 24 | $0.20 | $1.28 | ||
| Q1 24 | $0.43 | $0.96 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $687.0M | — |
| 总债务越低越好 | — | $1.5B |
| 股东权益账面价值 | $2.5B | $7.2B |
| 总资产 | $3.7B | $89.0B |
| 负债/权益比越低杠杆越低 | — | 0.21× |
8季度趋势，按日历期对齐
| Q4 25 | $687.0M | — | ||
| Q3 25 | $1.7B | — | ||
| Q2 25 | $1.6B | — | ||
| Q1 25 | $1.6B | — | ||
| Q4 24 | $1.4B | — | ||
| Q3 24 | $1.3B | — | ||
| Q2 24 | $1.4B | — | ||
| Q1 24 | $1.5B | — |
| Q4 25 | — | $1.5B | ||
| Q3 25 | — | $1.5B | ||
| Q2 25 | — | $970.0M | ||
| Q1 25 | — | $964.0M | ||
| Q4 24 | — | $950.0M | ||
| Q3 24 | — | $548.0M | ||
| Q2 24 | — | $546.0M | ||
| Q1 24 | — | $544.0M |
| Q4 25 | $2.5B | $7.2B | ||
| Q3 25 | $3.5B | $6.9B | ||
| Q2 25 | $3.3B | $6.6B | ||
| Q1 25 | $3.2B | $6.3B | ||
| Q4 24 | $3.1B | $6.1B | ||
| Q3 24 | $2.9B | $6.4B | ||
| Q2 24 | $3.0B | $6.0B | ||
| Q1 24 | $3.1B | $5.8B |
| Q4 25 | $3.7B | $89.0B | ||
| Q3 25 | $4.5B | $88.5B | ||
| Q2 25 | $4.4B | $88.9B | ||
| Q1 25 | $4.3B | $88.0B | ||
| Q4 24 | $4.1B | $88.8B | ||
| Q3 24 | $3.9B | $87.0B | ||
| Q2 24 | $4.0B | $87.6B | ||
| Q1 24 | $4.1B | $87.1B |
| Q4 25 | — | 0.21× | ||
| Q3 25 | — | 0.21× | ||
| Q2 25 | — | 0.15× | ||
| Q1 25 | — | 0.15× | ||
| Q4 24 | — | 0.16× | ||
| Q3 24 | — | 0.09× | ||
| Q2 24 | — | 0.09× | ||
| Q1 24 | — | 0.09× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $183.0M | $1.1B |
| 自由现金流经营现金流 - 资本支出 | $171.0M | $952.0M |
| 自由现金流率自由现金流/营收 | 17.2% | 106.8% |
| 资本支出强度资本支出/营收 | 1.2% | 13.6% |
| 现金转化率经营现金流/净利润 | 2.26× | 4.08× |
| 过去12个月自由现金流最近4个季度 | $910.0M | $1.4B |
8季度趋势，按日历期对齐
| Q4 25 | $183.0M | $1.1B | ||
| Q3 25 | $287.0M | $438.0M | ||
| Q2 25 | $203.0M | $-62.0M | ||
| Q1 25 | $298.0M | $179.0M | ||
| Q4 24 | $153.0M | $1.1B | ||
| Q3 24 | $185.0M | $119.0M | ||
| Q2 24 | $244.0M | $251.0M | ||
| Q1 24 | $105.0M | $261.0M |
| Q4 25 | $171.0M | $952.0M | ||
| Q3 25 | $272.0M | $413.0M | ||
| Q2 25 | $187.0M | $-93.0M | ||
| Q1 25 | $280.0M | $152.0M | ||
| Q4 24 | $141.0M | $1.1B | ||
| Q3 24 | $171.0M | $97.0M | ||
| Q2 24 | $220.0M | $234.0M | ||
| Q1 24 | $91.0M | $231.0M |
| Q4 25 | 17.2% | 106.8% | ||
| Q3 25 | 29.0% | 48.0% | ||
| Q2 25 | 20.5% | -11.1% | ||
| Q1 25 | 31.2% | 19.1% | ||
| Q4 24 | 16.0% | 128.2% | ||
| Q3 24 | 20.1% | 12.2% | ||
| Q2 24 | 26.7% | 30.1% | ||
| Q1 24 | 11.1% | 31.1% |
| Q4 25 | 1.2% | 13.6% | ||
| Q3 25 | 1.6% | 2.9% | ||
| Q2 25 | 1.8% | 3.7% | ||
| Q1 25 | 2.0% | 3.4% | ||
| Q4 24 | 1.4% | 11.8% | ||
| Q3 24 | 1.6% | 2.8% | ||
| Q2 24 | 2.9% | 2.2% | ||
| Q1 24 | 1.7% | 4.0% |
| Q4 25 | 2.26× | 4.08× | ||
| Q3 25 | 1.99× | 1.97× | ||
| Q2 25 | 1.75× | -0.25× | ||
| Q1 25 | 2.81× | 1.05× | ||
| Q4 24 | 1.03× | 5.31× | ||
| Q3 24 | 1.57× | 0.56× | ||
| Q2 24 | 4.00× | 1.25× | ||
| Q1 24 | 0.81× | 1.71× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CART
| Transaction | $698.0M | 70% |
| Advertising And Other | $294.0M | 30% |
ZION
暂无分部数据
