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PATHWARD FINANCIAL, INC.（CASH）与KEY TRONIC CORP（KTCC）财务数据对比。点击上方公司名可切换其他公司
PATHWARD FINANCIAL, INC.的季度营收约是KEY TRONIC CORP的2.9倍（$276.3M vs $96.3M），PATHWARD FINANCIAL, INC.净利率更高（26.4% vs -8.9%，领先35.3%），过去两年PATHWARD FINANCIAL, INC.的营收复合增速更高（21.0% vs -17.8%）
Pathward Financial, Inc.是一家总部位于美国的银行及金融服务企业，其前身为Meta金融集团旗下相关业务主体，2022年母公司将“Meta”商标出售给Meta Platforms后，正式启用现有名称。
Key Tronic成立于1969年，最初主营键盘、鼠标等输入设备，目前专注于印刷电路板组装与成品整机组装业务，是美国规模前十的电子制造服务代工厂，可为各类消费家电及电子产品提供完整的产品设计与组装代工服务。
CASH vs KTCC — 直观对比
营收规模更大
CASH
是对方的2.9倍
$96.3M
净利率更高
CASH
高出35.3%
-8.9%
两年增速更快
CASH
近两年复合增速
-17.8%
损益表 — Q2 FY2026 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $276.3M | $96.3M |
| 净利润 | $72.9M | $-8.6M |
| 毛利率 | — | 0.6% |
| 营业利润率 | — | -10.7% |
| 净利率 | 26.4% | -8.9% |
| 营收同比 | — | -15.4% |
| 净利润同比 | — | -74.4% |
| 每股收益（稀释后） | $3.35 | $-0.79 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CASHKTCC
| Q1 26 | $276.3M | — | ||
| Q4 25 | $173.1M | $96.3M | ||
| Q3 25 | $186.7M | $98.8M | ||
| Q2 25 | $195.8M | $110.5M | ||
| Q1 25 | $274.8M | $112.0M | ||
| Q4 24 | $182.6M | $113.9M | ||
| Q3 24 | $179.5M | $131.6M | ||
| Q2 24 | $188.6M | $126.6M |
净利润CASHKTCC
| Q1 26 | $72.9M | — | ||
| Q4 25 | $35.2M | $-8.6M | ||
| Q3 25 | $38.8M | $-2.3M | ||
| Q2 25 | $42.1M | $-3.9M | ||
| Q1 25 | $75.0M | $-604.0K | ||
| Q4 24 | $30.0M | $-4.9M | ||
| Q3 24 | $33.5M | $1.1M | ||
| Q2 24 | $44.9M | $-2.0M |
毛利率CASHKTCC
| Q1 26 | — | — | ||
| Q4 25 | — | 0.6% | ||
| Q3 25 | — | 8.4% | ||
| Q2 25 | — | 6.2% | ||
| Q1 25 | — | 7.7% | ||
| Q4 24 | — | 6.8% | ||
| Q3 24 | — | 10.1% | ||
| Q2 24 | — | 7.2% |
营业利润率CASHKTCC
| Q1 26 | — | — | ||
| Q4 25 | 24.6% | -10.7% | ||
| Q3 25 | 25.9% | -0.6% | ||
| Q2 25 | 24.1% | -2.1% | ||
| Q1 25 | 33.2% | -0.4% | ||
| Q4 24 | 19.8% | -1.0% | ||
| Q3 24 | 20.9% | 3.4% | ||
| Q2 24 | 27.1% | 0.1% |
净利率CASHKTCC
| Q1 26 | 26.4% | — | ||
| Q4 25 | 20.3% | -8.9% | ||
| Q3 25 | 20.8% | -2.3% | ||
| Q2 25 | 21.5% | -3.6% | ||
| Q1 25 | 27.3% | -0.5% | ||
| Q4 24 | 16.4% | -4.3% | ||
| Q3 24 | 18.7% | 0.9% | ||
| Q2 24 | 23.8% | -1.6% |
每股收益（稀释后）CASHKTCC
| Q1 26 | $3.35 | — | ||
| Q4 25 | $1.57 | $-0.79 | ||
| Q3 25 | $1.69 | $-0.21 | ||
| Q2 25 | $1.81 | $-0.35 | ||
| Q1 25 | $3.14 | $-0.06 | ||
| Q4 24 | $1.23 | $-0.46 | ||
| Q3 24 | $1.34 | $0.10 | ||
| Q2 24 | $1.78 | $-0.18 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $157.6M | $788.0K |
| 总债务越低越好 | $59.5M | $97.7M |
| 股东权益账面价值 | $850.7M | $106.2M |
| 总资产 | $7.1B | $325.3M |
| 负债/权益比越低杠杆越低 | 0.07× | 0.92× |
8季度趋势，按日历期对齐
现金及短期投资CASHKTCC
| Q1 26 | $157.6M | — | ||
| Q4 25 | $331.2M | $788.0K | ||
| Q3 25 | $120.6M | $1.1M | ||
| Q2 25 | $258.3M | $1.4M | ||
| Q1 25 | $254.2M | $2.5M | ||
| Q4 24 | $597.4M | $4.2M | ||
| Q3 24 | $158.3M | $6.6M | ||
| Q2 24 | $298.9M | $4.8M |
总债务CASHKTCC
| Q1 26 | $59.5M | — | ||
| Q4 25 | $33.5M | $97.7M | ||
| Q3 25 | $33.5M | $100.8M | ||
| Q2 25 | $33.4M | $105.2M | ||
| Q1 25 | $33.4M | $113.6M | ||
| Q4 24 | $33.4M | $111.1M | ||
| Q3 24 | $33.4M | $112.7M | ||
| Q2 24 | $33.3M | $119.5M |
股东权益CASHKTCC
| Q1 26 | $850.7M | — | ||
| Q4 25 | $854.5M | $106.2M | ||
| Q3 25 | $858.0M | $114.8M | ||
| Q2 25 | $819.0M | $117.1M | ||
| Q1 25 | $814.7M | $119.6M | ||
| Q4 24 | $758.3M | $119.5M | ||
| Q3 24 | $822.5M | $124.3M | ||
| Q2 24 | $748.4M | $124.0M |
总资产CASHKTCC
| Q1 26 | $7.1B | — | ||
| Q4 25 | $7.6B | $325.3M | ||
| Q3 25 | $7.2B | $324.6M | ||
| Q2 25 | $7.2B | $315.9M | ||
| Q1 25 | $7.0B | $328.6M | ||
| Q4 24 | $7.6B | $327.8M | ||
| Q3 24 | $7.5B | $355.9M | ||
| Q2 24 | $7.5B | $355.3M |
负债/权益比CASHKTCC
| Q1 26 | 0.07× | — | ||
| Q4 25 | 0.04× | 0.92× | ||
| Q3 25 | 0.04× | 0.88× | ||
| Q2 25 | 0.04× | 0.90× | ||
| Q1 25 | 0.04× | 0.95× | ||
| Q4 24 | 0.04× | 0.93× | ||
| Q3 24 | 0.04× | 0.91× | ||
| Q2 24 | 0.04× | 0.96× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $6.4M |
| 自由现金流经营现金流 - 资本支出 | — | $3.1M |
| 自由现金流率自由现金流/营收 | — | 3.2% |
| 资本支出强度资本支出/营收 | — | 3.4% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $11.6M |
8季度趋势，按日历期对齐
经营现金流CASHKTCC
| Q1 26 | — | — | ||
| Q4 25 | $108.3M | $6.4M | ||
| Q3 25 | $303.7M | $7.6M | ||
| Q2 25 | $30.4M | $8.8M | ||
| Q1 25 | $188.3M | $-1.4M | ||
| Q4 24 | $-71.7M | $1.6M | ||
| Q3 24 | $143.1M | $9.9M | ||
| Q2 24 | $113.2M | $7.7M |
自由现金流CASHKTCC
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | $3.1M | ||
| Q3 25 | $300.3M | $4.4M | ||
| Q2 25 | $27.7M | $7.7M | ||
| Q1 25 | $184.7M | $-3.6M | ||
| Q4 24 | $-73.8M | $1.1M | ||
| Q3 24 | $138.8M | $9.6M | ||
| Q2 24 | $111.0M | $7.1M |
自由现金流率CASHKTCC
| Q1 26 | — | — | ||
| Q4 25 | 60.1% | 3.2% | ||
| Q3 25 | 160.9% | 4.5% | ||
| Q2 25 | 14.1% | 7.0% | ||
| Q1 25 | 67.2% | -3.2% | ||
| Q4 24 | -40.4% | 1.0% | ||
| Q3 24 | 77.3% | 7.3% | ||
| Q2 24 | 58.8% | 5.6% |
资本支出强度CASHKTCC
| Q1 26 | — | — | ||
| Q4 25 | 2.4% | 3.4% | ||
| Q3 25 | 1.8% | 3.2% | ||
| Q2 25 | 1.4% | 1.0% | ||
| Q1 25 | 1.3% | 2.0% | ||
| Q4 24 | 1.1% | 0.4% | ||
| Q3 24 | 2.4% | 0.3% | ||
| Q2 24 | 1.2% | 0.4% |
现金转化率CASHKTCC
| Q1 26 | — | — | ||
| Q4 25 | 3.08× | — | ||
| Q3 25 | 7.83× | — | ||
| Q2 25 | 0.72× | — | ||
| Q1 25 | 2.51× | — | ||
| Q4 24 | -2.39× | — | ||
| Q3 24 | 4.27× | 8.85× | ||
| Q2 24 | 2.52× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CASH
| Noninterest Income | $151.2M | 55% |
| Net Interest Income | $125.1M | 45% |
KTCC
| Transferred Over Time | $91.3M | 95% |
| Transferred At Point In Time | $5.0M | 5% |
