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PATHWARD FINANCIAL, INC.（CASH）与NATIONAL FUEL GAS CO（NFG）财务数据对比。点击上方公司名可切换其他公司
NATIONAL FUEL GAS CO的季度营收约是PATHWARD FINANCIAL, INC.的1.5倍（$425.9M vs $276.3M），NATIONAL FUEL GAS CO净利率更高（35.7% vs 26.4%，领先9.3%），过去两年PATHWARD FINANCIAL, INC.的营收复合增速更高（21.0% vs 12.1%）
Pathward Financial, Inc.是一家总部位于美国的银行及金融服务企业，其前身为Meta金融集团旗下相关业务主体，2022年母公司将“Meta”商标出售给Meta Platforms后，正式启用现有名称。
该多元化能源企业成立于1902年，总部位于美国纽约州威廉斯维尔，总资产达62亿美元，下设勘探与生产、管道与存储、燃气集输、公用事业、能源营销五大运营板块，业务覆盖能源产业链上下游多个核心环节。
CASH vs NFG — 直观对比
营收规模更大
NFG
是对方的1.5倍
$276.3M
净利率更高
NFG
高出9.3%
26.4%
两年增速更快
CASH
近两年复合增速
12.1%
损益表 — Q2 FY2026 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $276.3M | $425.9M |
| 净利润 | $72.9M | $152.0M |
| 毛利率 | — | — |
| 营业利润率 | — | 81.5% |
| 净利率 | 26.4% | 35.7% |
| 营收同比 | — | 1.7% |
| 净利润同比 | — | — |
| 每股收益（稀释后） | $3.35 | $1.59 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CASHNFG
| Q1 26 | $276.3M | $425.9M | ||
| Q4 25 | $173.1M | $637.9M | ||
| Q3 25 | $186.7M | $443.1M | ||
| Q2 25 | $195.8M | $527.4M | ||
| Q1 25 | $274.8M | $734.8M | ||
| Q4 24 | $182.6M | $513.8M | ||
| Q3 24 | $179.5M | $310.0M | ||
| Q2 24 | $188.6M | $338.6M |
净利润CASHNFG
| Q1 26 | $72.9M | $152.0M | ||
| Q4 25 | $35.2M | $181.6M | ||
| Q3 25 | $38.8M | $107.3M | ||
| Q2 25 | $42.1M | $149.8M | ||
| Q1 25 | $75.0M | $216.4M | ||
| Q4 24 | $30.0M | $45.0M | ||
| Q3 24 | $33.5M | $-167.6M | ||
| Q2 24 | $44.9M | $-54.2M |
毛利率CASHNFG
| Q1 26 | — | — | ||
| Q4 25 | — | 86.6% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 94.7% | ||
| Q1 25 | — | 81.6% | ||
| Q4 24 | — | 87.3% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 98.5% |
营业利润率CASHNFG
| Q1 26 | — | 81.5% | ||
| Q4 25 | 24.6% | 43.3% | ||
| Q3 25 | 25.9% | 40.6% | ||
| Q2 25 | 24.1% | 43.7% | ||
| Q1 25 | 33.2% | 43.2% | ||
| Q4 24 | 19.8% | 16.8% | ||
| Q3 24 | 20.9% | -63.4% | ||
| Q2 24 | 27.1% | -15.2% |
净利率CASHNFG
| Q1 26 | 26.4% | 35.7% | ||
| Q4 25 | 20.3% | 28.5% | ||
| Q3 25 | 20.8% | 24.2% | ||
| Q2 25 | 21.5% | 28.4% | ||
| Q1 25 | 27.3% | 29.4% | ||
| Q4 24 | 16.4% | 8.8% | ||
| Q3 24 | 18.7% | -54.1% | ||
| Q2 24 | 23.8% | -16.0% |
每股收益（稀释后）CASHNFG
| Q1 26 | $3.35 | $1.59 | ||
| Q4 25 | $1.57 | $1.98 | ||
| Q3 25 | $1.69 | $1.18 | ||
| Q2 25 | $1.81 | $1.64 | ||
| Q1 25 | $3.14 | $2.37 | ||
| Q4 24 | $1.23 | $0.49 | ||
| Q3 24 | $1.34 | $-1.81 | ||
| Q2 24 | $1.78 | $-0.59 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $157.6M | — |
| 总债务越低越好 | $59.5M | $300.0M |
| 股东权益账面价值 | $850.7M | — |
| 总资产 | $7.1B | $9.1B |
| 负债/权益比越低杠杆越低 | 0.07× | — |
8季度趋势，按日历期对齐
现金及短期投资CASHNFG
| Q1 26 | $157.6M | — | ||
| Q4 25 | $331.2M | $271.4M | ||
| Q3 25 | $120.6M | $43.2M | ||
| Q2 25 | $258.3M | $39.3M | ||
| Q1 25 | $254.2M | $40.0M | ||
| Q4 24 | $597.4M | $48.7M | ||
| Q3 24 | $158.3M | $38.2M | ||
| Q2 24 | $298.9M | $81.4M |
总债务CASHNFG
| Q1 26 | $59.5M | $300.0M | ||
| Q4 25 | $33.5M | $2.7B | ||
| Q3 25 | $33.5M | $2.7B | ||
| Q2 25 | $33.4M | $2.7B | ||
| Q1 25 | $33.4M | $2.7B | ||
| Q4 24 | $33.4M | $2.7B | ||
| Q3 24 | $33.4M | $2.7B | ||
| Q2 24 | $33.3M | $2.7B |
股东权益CASHNFG
| Q1 26 | $850.7M | — | ||
| Q4 25 | $854.5M | $3.6B | ||
| Q3 25 | $858.0M | $3.1B | ||
| Q2 25 | $819.0M | $3.0B | ||
| Q1 25 | $814.7M | $2.8B | ||
| Q4 24 | $758.3M | $-76.2M | ||
| Q3 24 | $822.5M | $-15.5M | ||
| Q2 24 | $748.4M | $5.0M |
总资产CASHNFG
| Q1 26 | $7.1B | $9.1B | ||
| Q4 25 | $7.6B | $9.2B | ||
| Q3 25 | $7.2B | $8.7B | ||
| Q2 25 | $7.2B | $8.4B | ||
| Q1 25 | $7.0B | $8.5B | ||
| Q4 24 | $7.6B | $8.3B | ||
| Q3 24 | $7.5B | $8.3B | ||
| Q2 24 | $7.5B | $8.5B |
负债/权益比CASHNFG
| Q1 26 | 0.07× | — | ||
| Q4 25 | 0.04× | 0.75× | ||
| Q3 25 | 0.04× | 0.87× | ||
| Q2 25 | 0.04× | 0.90× | ||
| Q1 25 | 0.04× | 0.99× | ||
| Q4 24 | 0.04× | — | ||
| Q3 24 | 0.04× | — | ||
| Q2 24 | 0.04× | 532.10× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $657.3M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | 117.0% |
| 现金转化率经营现金流/净利润 | — | 4.32× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流CASHNFG
| Q1 26 | — | $657.3M | ||
| Q4 25 | $108.3M | $274.9M | ||
| Q3 25 | $303.7M | $237.8M | ||
| Q2 25 | $30.4M | $388.4M | ||
| Q1 25 | $188.3M | $253.8M | ||
| Q4 24 | $-71.7M | $220.1M | ||
| Q3 24 | $143.1M | $197.9M | ||
| Q2 24 | $113.2M | $281.8M |
自由现金流CASHNFG
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | $-2.7M | ||
| Q3 25 | $300.3M | $-47.8M | ||
| Q2 25 | $27.7M | $195.3M | ||
| Q1 25 | $184.7M | $59.9M | ||
| Q4 24 | $-73.8M | $-20.3M | ||
| Q3 24 | $138.8M | $-49.1M | ||
| Q2 24 | $111.0M | $79.5M |
自由现金流率CASHNFG
| Q1 26 | — | — | ||
| Q4 25 | 60.1% | -0.4% | ||
| Q3 25 | 160.9% | -10.8% | ||
| Q2 25 | 14.1% | 37.0% | ||
| Q1 25 | 67.2% | 8.2% | ||
| Q4 24 | -40.4% | -4.0% | ||
| Q3 24 | 77.3% | -15.8% | ||
| Q2 24 | 58.8% | 23.5% |
资本支出强度CASHNFG
| Q1 26 | — | 117.0% | ||
| Q4 25 | 2.4% | 43.5% | ||
| Q3 25 | 1.8% | 64.4% | ||
| Q2 25 | 1.4% | 36.6% | ||
| Q1 25 | 1.3% | 26.4% | ||
| Q4 24 | 1.1% | 46.8% | ||
| Q3 24 | 2.4% | 79.7% | ||
| Q2 24 | 1.2% | 59.7% |
现金转化率CASHNFG
| Q1 26 | — | 4.32× | ||
| Q4 25 | 3.08× | 1.51× | ||
| Q3 25 | 7.83× | 2.21× | ||
| Q2 25 | 0.72× | 2.59× | ||
| Q1 25 | 2.51× | 1.17× | ||
| Q4 24 | -2.39× | 4.89× | ||
| Q3 24 | 4.27× | — | ||
| Q2 24 | 2.52× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CASH
| Noninterest Income | $151.2M | 55% |
| Net Interest Income | $125.1M | 45% |
NFG
| Revenues from External Customers | $425.8M | 100% |
| Intersegment Revenues | $126.0K | 0% |
