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PATHWARD FINANCIAL, INC.（CASH）与Proficient Auto Logistics, Inc（PAL）财务数据对比。点击上方公司名可切换其他公司
PATHWARD FINANCIAL, INC.的季度营收约是Proficient Auto Logistics, Inc的3.0倍（$276.3M vs $91.5M），PATHWARD FINANCIAL, INC.净利率更高（26.4% vs -1.5%，领先27.9%）
Pathward Financial, Inc.是一家总部位于美国的银行及金融服务企业，其前身为Meta金融集团旗下相关业务主体，2022年母公司将“Meta”商标出售给Meta Platforms后，正式启用现有名称。
Proficient Auto Logistics, Inc.是一家专注于汽车领域的专业物流服务商，提供整车运输、汽车零部件仓储配送、供应链配套支持等定制化物流方案，为汽车行业客户提供可靠高效的服务。
CASH vs PAL — 直观对比
营收规模更大
CASH
是对方的3.0倍
$91.5M
净利率更高
CASH
高出27.9%
-1.5%
损益表 — Q2 FY2026 vs Q3 FY2024
| 指标 | | |
|---|---|---|
| 营收 | $276.3M | $91.5M |
| 净利润 | $72.9M | $-1.4M |
| 毛利率 | — | — |
| 营业利润率 | — | -2.4% |
| 净利率 | 26.4% | -1.5% |
| 营收同比 | — | — |
| 净利润同比 | — | — |
| 每股收益（稀释后） | $3.35 | $-0.05 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CASHPAL
| Q1 26 | $276.3M | — | ||
| Q4 25 | $173.1M | — | ||
| Q3 25 | $186.7M | — | ||
| Q2 25 | $195.8M | — | ||
| Q1 25 | $274.8M | — | ||
| Q4 24 | $182.6M | — | ||
| Q3 24 | $179.5M | $91.5M | ||
| Q2 24 | $188.6M | — |
净利润CASHPAL
| Q1 26 | $72.9M | — | ||
| Q4 25 | $35.2M | — | ||
| Q3 25 | $38.8M | — | ||
| Q2 25 | $42.1M | — | ||
| Q1 25 | $75.0M | — | ||
| Q4 24 | $30.0M | — | ||
| Q3 24 | $33.5M | $-1.4M | ||
| Q2 24 | $44.9M | — |
营业利润率CASHPAL
| Q1 26 | — | — | ||
| Q4 25 | 24.6% | — | ||
| Q3 25 | 25.9% | — | ||
| Q2 25 | 24.1% | — | ||
| Q1 25 | 33.2% | — | ||
| Q4 24 | 19.8% | — | ||
| Q3 24 | 20.9% | -2.4% | ||
| Q2 24 | 27.1% | — |
净利率CASHPAL
| Q1 26 | 26.4% | — | ||
| Q4 25 | 20.3% | — | ||
| Q3 25 | 20.8% | — | ||
| Q2 25 | 21.5% | — | ||
| Q1 25 | 27.3% | — | ||
| Q4 24 | 16.4% | — | ||
| Q3 24 | 18.7% | -1.5% | ||
| Q2 24 | 23.8% | — |
每股收益（稀释后）CASHPAL
| Q1 26 | $3.35 | — | ||
| Q4 25 | $1.57 | — | ||
| Q3 25 | $1.69 | — | ||
| Q2 25 | $1.81 | — | ||
| Q1 25 | $3.14 | — | ||
| Q4 24 | $1.23 | — | ||
| Q3 24 | $1.34 | $-0.05 | ||
| Q2 24 | $1.78 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $157.6M | $16.8M |
| 总债务越低越好 | $59.5M | $64.0M |
| 股东权益账面价值 | $850.7M | $338.5M |
| 总资产 | $7.1B | $498.2M |
| 负债/权益比越低杠杆越低 | 0.07× | 0.19× |
8季度趋势，按日历期对齐
现金及短期投资CASHPAL
| Q1 26 | $157.6M | — | ||
| Q4 25 | $331.2M | — | ||
| Q3 25 | $120.6M | — | ||
| Q2 25 | $258.3M | — | ||
| Q1 25 | $254.2M | — | ||
| Q4 24 | $597.4M | — | ||
| Q3 24 | $158.3M | $16.8M | ||
| Q2 24 | $298.9M | — |
总债务CASHPAL
| Q1 26 | $59.5M | — | ||
| Q4 25 | $33.5M | — | ||
| Q3 25 | $33.5M | — | ||
| Q2 25 | $33.4M | — | ||
| Q1 25 | $33.4M | — | ||
| Q4 24 | $33.4M | — | ||
| Q3 24 | $33.4M | $64.0M | ||
| Q2 24 | $33.3M | — |
股东权益CASHPAL
| Q1 26 | $850.7M | — | ||
| Q4 25 | $854.5M | — | ||
| Q3 25 | $858.0M | — | ||
| Q2 25 | $819.0M | — | ||
| Q1 25 | $814.7M | — | ||
| Q4 24 | $758.3M | — | ||
| Q3 24 | $822.5M | $338.5M | ||
| Q2 24 | $748.4M | — |
总资产CASHPAL
| Q1 26 | $7.1B | — | ||
| Q4 25 | $7.6B | — | ||
| Q3 25 | $7.2B | — | ||
| Q2 25 | $7.2B | — | ||
| Q1 25 | $7.0B | — | ||
| Q4 24 | $7.6B | — | ||
| Q3 24 | $7.5B | $498.2M | ||
| Q2 24 | $7.5B | — |
负债/权益比CASHPAL
| Q1 26 | 0.07× | — | ||
| Q4 25 | 0.04× | — | ||
| Q3 25 | 0.04× | — | ||
| Q2 25 | 0.04× | — | ||
| Q1 25 | 0.04× | — | ||
| Q4 24 | 0.04× | — | ||
| Q3 24 | 0.04× | 0.19× | ||
| Q2 24 | 0.04× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CASH
| Noninterest Income | $151.2M | 55% |
| Net Interest Income | $125.1M | 45% |
PAL
暂无分部数据
