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COMMERCE BANCSHARES INC（CBSH）与INTERPARFUMS INC（IPAR）财务数据对比。点击上方公司名可切换其他公司
COMMERCE BANCSHARES INC的季度营收约是INTERPARFUMS INC的1.2倍（$475.7M vs $386.2M），COMMERCE BANCSHARES INC净利率更高（29.8% vs 7.3%，领先22.5%），COMMERCE BANCSHARES INC同比增速更快（11.1% vs 6.8%），过去两年INTERPARFUMS INC的营收复合增速更高（9.2% vs 7.1%）
Commerce Bancshares, Inc.是总部位于美国密苏里州的区域性银行控股公司，在堪萨斯城和圣路易斯设有核心办公点，旗下Commerce Bank提供多元化金融服务，覆盖企业及个人银行、财富管理、关联公司投资等业务。
Inter Parfums Inc是全球知名的高端香水企业，开发、生产并销售多款授权香水、身体护理及相关美妆产品，与多家顶级奢侈时尚生活方式品牌合作推出联名香氛系列，产品覆盖全球主要市场，通过百货、美妆专营店及官方电商渠道触达消费者。
CBSH vs IPAR — 直观对比
营收规模更大
CBSH
是对方的1.2倍
$386.2M
营收增速更快
CBSH
高出4.3%
6.8%
净利率更高
CBSH
高出22.5%
7.3%
两年增速更快
IPAR
近两年复合增速
7.1%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $475.7M | $386.2M |
| 净利润 | $141.6M | $28.1M |
| 毛利率 | — | 61.5% |
| 营业利润率 | — | 7.1% |
| 净利率 | 29.8% | 7.3% |
| 营收同比 | 11.1% | 6.8% |
| 净利润同比 | 10.5% | 16.0% |
| 每股收益（稀释后） | $0.96 | $0.88 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CBSHIPAR
| Q1 26 | $475.7M | — | ||
| Q4 25 | $449.4M | $386.2M | ||
| Q3 25 | $441.0M | $429.6M | ||
| Q2 25 | $445.8M | $333.9M | ||
| Q1 25 | $428.1M | $338.8M | ||
| Q4 24 | $422.1M | $361.5M | ||
| Q3 24 | $421.4M | $424.6M | ||
| Q2 24 | $414.5M | $342.2M |
净利润CBSHIPAR
| Q1 26 | $141.6M | — | ||
| Q4 25 | $140.7M | $28.1M | ||
| Q3 25 | $141.5M | $65.8M | ||
| Q2 25 | $152.5M | $32.0M | ||
| Q1 25 | $131.6M | $42.5M | ||
| Q4 24 | $136.1M | $24.2M | ||
| Q3 24 | $138.0M | $62.3M | ||
| Q2 24 | $139.6M | $36.8M |
毛利率CBSHIPAR
| Q1 26 | — | — | ||
| Q4 25 | — | 61.5% | ||
| Q3 25 | — | 63.5% | ||
| Q2 25 | — | 66.2% | ||
| Q1 25 | — | 63.7% | ||
| Q4 24 | — | 64.5% | ||
| Q3 24 | — | 63.9% | ||
| Q2 24 | — | 64.5% |
营业利润率CBSHIPAR
| Q1 26 | — | — | ||
| Q4 25 | 40.8% | 7.1% | ||
| Q3 25 | 41.9% | 25.3% | ||
| Q2 25 | 44.0% | 17.7% | ||
| Q1 25 | 39.2% | 22.2% | ||
| Q4 24 | 41.2% | 10.0% | ||
| Q3 24 | 42.4% | 25.0% | ||
| Q2 24 | 43.4% | 18.9% |
净利率CBSHIPAR
| Q1 26 | 29.8% | — | ||
| Q4 25 | 31.3% | 7.3% | ||
| Q3 25 | 32.1% | 15.3% | ||
| Q2 25 | 34.2% | 9.6% | ||
| Q1 25 | 30.7% | 12.5% | ||
| Q4 24 | 32.2% | 6.7% | ||
| Q3 24 | 32.8% | 14.7% | ||
| Q2 24 | 33.7% | 10.8% |
每股收益（稀释后）CBSHIPAR
| Q1 26 | $0.96 | — | ||
| Q4 25 | $0.86 | $0.88 | ||
| Q3 25 | $1.06 | $2.05 | ||
| Q2 25 | $1.14 | $0.99 | ||
| Q1 25 | $0.98 | $1.32 | ||
| Q4 24 | $0.83 | $0.78 | ||
| Q3 24 | $1.01 | $1.93 | ||
| Q2 24 | $1.03 | $1.14 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $137.1M |
| 总债务越低越好 | — | $176.0M |
| 股东权益账面价值 | $4.3B | $880.7M |
| 总资产 | $35.7B | $1.6B |
| 负债/权益比越低杠杆越低 | — | 0.20× |
8季度趋势，按日历期对齐
现金及短期投资CBSHIPAR
| Q1 26 | — | — | ||
| Q4 25 | — | $137.1M | ||
| Q3 25 | — | $77.5M | ||
| Q2 25 | — | $53.9M | ||
| Q1 25 | — | $75.3M | ||
| Q4 24 | — | $109.3M | ||
| Q3 24 | — | $78.8M | ||
| Q2 24 | — | $37.7M |
总债务CBSHIPAR
| Q1 26 | — | — | ||
| Q4 25 | — | $176.0M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $157.3M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益CBSHIPAR
| Q1 26 | $4.3B | — | ||
| Q4 25 | $3.8B | $880.7M | ||
| Q3 25 | $3.8B | $870.9M | ||
| Q2 25 | $3.6B | $839.4M | ||
| Q1 25 | $3.5B | $788.6M | ||
| Q4 24 | $3.3B | $744.9M | ||
| Q3 24 | $3.4B | $778.5M | ||
| Q2 24 | $3.1B | $717.1M |
总资产CBSHIPAR
| Q1 26 | $35.7B | — | ||
| Q4 25 | $32.9B | $1.6B | ||
| Q3 25 | $32.3B | $1.6B | ||
| Q2 25 | $32.3B | $1.6B | ||
| Q1 25 | $32.4B | $1.4B | ||
| Q4 24 | $32.0B | $1.4B | ||
| Q3 24 | $31.5B | $1.5B | ||
| Q2 24 | $30.6B | $1.4B |
负债/权益比CBSHIPAR
| Q1 26 | — | — | ||
| Q4 25 | — | 0.20× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.21× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $146.5M |
| 自由现金流经营现金流 - 资本支出 | — | $145.0M |
| 自由现金流率自由现金流/营收 | — | 37.5% |
| 资本支出强度资本支出/营收 | — | 0.4% |
| 现金转化率经营现金流/净利润 | — | 5.21× |
| 过去12个月自由现金流最近4个季度 | — | $190.5M |
8季度趋势，按日历期对齐
经营现金流CBSHIPAR
| Q1 26 | — | — | ||
| Q4 25 | $645.1M | $146.5M | ||
| Q3 25 | $129.0M | $63.9M | ||
| Q2 25 | $111.2M | $11.9M | ||
| Q1 25 | $138.6M | $-7.4M | ||
| Q4 24 | $577.9M | $138.0M | ||
| Q3 24 | $431.7M | $76.1M | ||
| Q2 24 | $147.4M | $25.5M |
自由现金流CBSHIPAR
| Q1 26 | — | — | ||
| Q4 25 | $592.4M | $145.0M | ||
| Q3 25 | $113.3M | $57.6M | ||
| Q2 25 | $100.5M | $-3.3M | ||
| Q1 25 | $126.0M | $-8.8M | ||
| Q4 24 | $531.7M | $136.1M | ||
| Q3 24 | $419.1M | $75.4M | ||
| Q2 24 | $138.9M | $24.4M |
自由现金流率CBSHIPAR
| Q1 26 | — | — | ||
| Q4 25 | 131.8% | 37.5% | ||
| Q3 25 | 25.7% | 13.4% | ||
| Q2 25 | 22.5% | -1.0% | ||
| Q1 25 | 29.4% | -2.6% | ||
| Q4 24 | 126.0% | 37.7% | ||
| Q3 24 | 99.5% | 17.8% | ||
| Q2 24 | 33.5% | 7.1% |
资本支出强度CBSHIPAR
| Q1 26 | — | — | ||
| Q4 25 | 11.7% | 0.4% | ||
| Q3 25 | 3.6% | 1.5% | ||
| Q2 25 | 2.4% | 4.5% | ||
| Q1 25 | 2.9% | 0.4% | ||
| Q4 24 | 10.9% | 0.5% | ||
| Q3 24 | 3.0% | 0.2% | ||
| Q2 24 | 2.1% | 0.3% |
现金转化率CBSHIPAR
| Q1 26 | — | — | ||
| Q4 25 | 4.59× | 5.21× | ||
| Q3 25 | 0.91× | 0.97× | ||
| Q2 25 | 0.73× | 0.37× | ||
| Q1 25 | 1.05× | -0.17× | ||
| Q4 24 | 4.25× | 5.69× | ||
| Q3 24 | 3.13× | 1.22× | ||
| Q2 24 | 1.06× | 0.69× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CBSH
暂无分部数据
IPAR
| European Based Operations | $232.7M | 60% |
| United States Based Operations | $155.2M | 40% |
