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COMMERCE BANCSHARES INC（CBSH）与Mativ Holdings, Inc.（MATV）财务数据对比。点击上方公司名可切换其他公司
COMMERCE BANCSHARES INC的季度营收约是Mativ Holdings, Inc.的1.0倍（$475.7M vs $463.1M），COMMERCE BANCSHARES INC净利率更高（29.8% vs 21.8%，领先8.0%），COMMERCE BANCSHARES INC同比增速更快（11.1% vs 1.0%），过去两年COMMERCE BANCSHARES INC的营收复合增速更高（7.1% vs -3.8%）
Commerce Bancshares, Inc.是总部位于美国密苏里州的区域性银行控股公司，在堪萨斯城和圣路易斯设有核心办公点，旗下Commerce Bank提供多元化金融服务，覆盖企业及个人银行、财富管理、关联公司投资等业务。
Mativ Holdings是一家全球特种材料制造商，主要生产高性能先进聚合物、无纺布、过滤解决方案及功能性涂层材料，服务医疗、工业、消费品、航空航天、能源等领域，业务遍及北美、欧洲及亚太地区。
CBSH vs MATV — 直观对比
营收规模更大
CBSH
是对方的1.0倍
$463.1M
营收增速更快
CBSH
高出10.1%
1.0%
净利率更高
CBSH
高出8.0%
21.8%
两年增速更快
CBSH
近两年复合增速
-3.8%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $475.7M | $463.1M |
| 净利润 | $141.6M | $100.8M |
| 毛利率 | — | 18.8% |
| 营业利润率 | — | 2.2% |
| 净利率 | 29.8% | 21.8% |
| 营收同比 | 11.1% | 1.0% |
| 净利润同比 | 10.5% | 6620.0% |
| 每股收益（稀释后） | $0.96 | $1.87 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CBSHMATV
| Q1 26 | $475.7M | — | ||
| Q4 25 | $449.4M | $463.1M | ||
| Q3 25 | $441.0M | $513.7M | ||
| Q2 25 | $445.8M | $525.4M | ||
| Q1 25 | $428.1M | $484.8M | ||
| Q4 24 | $422.1M | $458.6M | ||
| Q3 24 | $421.4M | $498.5M | ||
| Q2 24 | $414.5M | $523.8M |
净利润CBSHMATV
| Q1 26 | $141.6M | — | ||
| Q4 25 | $140.7M | $100.8M | ||
| Q3 25 | $141.5M | $-3.2M | ||
| Q2 25 | $152.5M | $-9.5M | ||
| Q1 25 | $131.6M | $-425.5M | ||
| Q4 24 | $136.1M | $1.5M | ||
| Q3 24 | $138.0M | $-20.8M | ||
| Q2 24 | $139.6M | $-1.4M |
毛利率CBSHMATV
| Q1 26 | — | — | ||
| Q4 25 | — | 18.8% | ||
| Q3 25 | — | 19.3% | ||
| Q2 25 | — | 19.7% | ||
| Q1 25 | — | 15.0% | ||
| Q4 24 | — | 16.9% | ||
| Q3 24 | — | 18.8% | ||
| Q2 24 | — | 20.8% |
营业利润率CBSHMATV
| Q1 26 | — | — | ||
| Q4 25 | 40.8% | 2.2% | ||
| Q3 25 | 41.9% | 3.1% | ||
| Q2 25 | 44.0% | 3.8% | ||
| Q1 25 | 39.2% | -88.8% | ||
| Q4 24 | 41.2% | 0.6% | ||
| Q3 24 | 42.4% | 1.4% | ||
| Q2 24 | 43.4% | 2.0% |
净利率CBSHMATV
| Q1 26 | 29.8% | — | ||
| Q4 25 | 31.3% | 21.8% | ||
| Q3 25 | 32.1% | -0.6% | ||
| Q2 25 | 34.2% | -1.8% | ||
| Q1 25 | 30.7% | -87.8% | ||
| Q4 24 | 32.2% | 0.3% | ||
| Q3 24 | 32.8% | -4.2% | ||
| Q2 24 | 33.7% | -0.3% |
每股收益（稀释后）CBSHMATV
| Q1 26 | $0.96 | — | ||
| Q4 25 | $0.86 | $1.87 | ||
| Q3 25 | $1.06 | $-0.06 | ||
| Q2 25 | $1.14 | $-0.18 | ||
| Q1 25 | $0.98 | $-7.82 | ||
| Q4 24 | $0.83 | $0.03 | ||
| Q3 24 | $1.01 | $-0.38 | ||
| Q2 24 | $1.03 | $-0.03 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $84.2M |
| 总债务越低越好 | — | $1.0B |
| 股东权益账面价值 | $4.3B | $498.7M |
| 总资产 | $35.7B | $2.1B |
| 负债/权益比越低杠杆越低 | — | 2.07× |
8季度趋势，按日历期对齐
现金及短期投资CBSHMATV
| Q1 26 | — | — | ||
| Q4 25 | — | $84.2M | ||
| Q3 25 | — | $97.1M | ||
| Q2 25 | — | $95.6M | ||
| Q1 25 | — | $84.0M | ||
| Q4 24 | — | $94.3M | ||
| Q3 24 | — | $162.2M | ||
| Q2 24 | — | $133.4M |
总债务CBSHMATV
| Q1 26 | — | — | ||
| Q4 25 | — | $1.0B | ||
| Q3 25 | — | $1.0B | ||
| Q2 25 | — | $1.1B | ||
| Q1 25 | — | $1.1B | ||
| Q4 24 | — | $1.1B | ||
| Q3 24 | — | $1.2B | ||
| Q2 24 | — | $1.2B |
股东权益CBSHMATV
| Q1 26 | $4.3B | — | ||
| Q4 25 | $3.8B | $498.7M | ||
| Q3 25 | $3.8B | $397.4M | ||
| Q2 25 | $3.6B | $416.6M | ||
| Q1 25 | $3.5B | $428.2M | ||
| Q4 24 | $3.3B | $858.5M | ||
| Q3 24 | $3.4B | $882.3M | ||
| Q2 24 | $3.1B | $898.0M |
总资产CBSHMATV
| Q1 26 | $35.7B | — | ||
| Q4 25 | $32.9B | $2.1B | ||
| Q3 25 | $32.3B | $2.0B | ||
| Q2 25 | $32.3B | $2.1B | ||
| Q1 25 | $32.4B | $2.1B | ||
| Q4 24 | $32.0B | $2.4B | ||
| Q3 24 | $31.5B | $2.6B | ||
| Q2 24 | $30.6B | $2.6B |
负债/权益比CBSHMATV
| Q1 26 | — | — | ||
| Q4 25 | — | 2.07× | ||
| Q3 25 | — | 2.63× | ||
| Q2 25 | — | 2.66× | ||
| Q1 25 | — | 2.67× | ||
| Q4 24 | — | 1.30× | ||
| Q3 24 | — | 1.32× | ||
| Q2 24 | — | 1.29× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $19.3M |
| 自由现金流经营现金流 - 资本支出 | — | $8.0M |
| 自由现金流率自由现金流/营收 | — | 1.7% |
| 资本支出强度资本支出/营收 | — | 2.4% |
| 现金转化率经营现金流/净利润 | — | 0.19× |
| 过去12个月自由现金流最近4个季度 | — | $93.8M |
8季度趋势，按日历期对齐
经营现金流CBSHMATV
| Q1 26 | — | — | ||
| Q4 25 | $645.1M | $19.3M | ||
| Q3 25 | $129.0M | $72.8M | ||
| Q2 25 | $111.2M | $57.6M | ||
| Q1 25 | $138.6M | $-15.9M | ||
| Q4 24 | $577.9M | $24.1M | ||
| Q3 24 | $431.7M | $37.6M | ||
| Q2 24 | $147.4M | $46.1M |
自由现金流CBSHMATV
| Q1 26 | — | — | ||
| Q4 25 | $592.4M | $8.0M | ||
| Q3 25 | $113.3M | $66.7M | ||
| Q2 25 | $100.5M | $48.9M | ||
| Q1 25 | $126.0M | $-29.8M | ||
| Q4 24 | $531.7M | $2.0M | ||
| Q3 24 | $419.1M | $25.5M | ||
| Q2 24 | $138.9M | $37.4M |
自由现金流率CBSHMATV
| Q1 26 | — | — | ||
| Q4 25 | 131.8% | 1.7% | ||
| Q3 25 | 25.7% | 13.0% | ||
| Q2 25 | 22.5% | 9.3% | ||
| Q1 25 | 29.4% | -6.1% | ||
| Q4 24 | 126.0% | 0.4% | ||
| Q3 24 | 99.5% | 5.1% | ||
| Q2 24 | 33.5% | 7.1% |
资本支出强度CBSHMATV
| Q1 26 | — | — | ||
| Q4 25 | 11.7% | 2.4% | ||
| Q3 25 | 3.6% | 1.2% | ||
| Q2 25 | 2.4% | 1.7% | ||
| Q1 25 | 2.9% | 2.9% | ||
| Q4 24 | 10.9% | 4.8% | ||
| Q3 24 | 3.0% | 2.4% | ||
| Q2 24 | 2.1% | 1.7% |
现金转化率CBSHMATV
| Q1 26 | — | — | ||
| Q4 25 | 4.59× | 0.19× | ||
| Q3 25 | 0.91× | — | ||
| Q2 25 | 0.73× | — | ||
| Q1 25 | 1.05× | — | ||
| Q4 24 | 4.25× | 16.07× | ||
| Q3 24 | 3.13× | — | ||
| Q2 24 | 1.06× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CBSH
暂无分部数据
MATV
| Other | $208.7M | 45% |
| SAS Segment | $157.4M | 34% |
| FAM Segment | $97.0M | 21% |
