vs
COMMERCE BANCSHARES INC（CBSH）与VinFast Auto Ltd.（VFS）财务数据对比。点击上方公司名可切换其他公司
VinFast Auto Ltd.的季度营收约是COMMERCE BANCSHARES INC的1.5倍（$718.6M vs $475.7M），COMMERCE BANCSHARES INC净利率更高（29.8% vs -2.8%，领先32.6%）
Commerce Bancshares, Inc.是总部位于美国密苏里州的区域性银行控股公司，在堪萨斯城和圣路易斯设有核心办公点，旗下Commerce Bank提供多元化金融服务，覆盖企业及个人银行、财富管理、关联公司投资等业务。
VinFast Auto Ltd.是越南跨国汽车企业，由越南最大私营综合企业集团之一Vingroup创立。Vingroup由越南知名企业家潘日旺创办，业务覆盖地产、零售、医疗、科技等多个领域，是越南本土头部企业集团。
CBSH vs VFS — 直观对比
营收规模更大
VFS
是对方的1.5倍
$475.7M
净利率更高
CBSH
高出32.6%
-2.8%
损益表 — Q1 FY2026 vs Q3 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $475.7M | $718.6M |
| 净利润 | $141.6M | $-20.0M |
| 毛利率 | — | — |
| 营业利润率 | — | -96.1% |
| 净利率 | 29.8% | -2.8% |
| 营收同比 | 11.1% | — |
| 净利润同比 | 10.5% | — |
| 每股收益（稀释后） | $0.96 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CBSHVFS
| Q1 26 | $475.7M | — | ||
| Q4 25 | $449.4M | — | ||
| Q3 25 | $441.0M | $718.6M | ||
| Q2 25 | $445.8M | $663.0M | ||
| Q1 25 | $428.1M | $656.5M | ||
| Q4 24 | $422.1M | — | ||
| Q3 24 | $421.4M | $511.6M | ||
| Q2 24 | $414.5M | — |
净利润CBSHVFS
| Q1 26 | $141.6M | — | ||
| Q4 25 | $140.7M | — | ||
| Q3 25 | $141.5M | $-20.0M | ||
| Q2 25 | $152.5M | $-51.8M | ||
| Q1 25 | $131.6M | $-26.1M | ||
| Q4 24 | $136.1M | — | ||
| Q3 24 | $138.0M | $-10.4M | ||
| Q2 24 | $139.6M | — |
营业利润率CBSHVFS
| Q1 26 | — | — | ||
| Q4 25 | 40.8% | — | ||
| Q3 25 | 41.9% | -96.1% | ||
| Q2 25 | 44.0% | -79.0% | ||
| Q1 25 | 39.2% | -74.0% | ||
| Q4 24 | 41.2% | — | ||
| Q3 24 | 42.4% | -65.9% | ||
| Q2 24 | 43.4% | — |
净利率CBSHVFS
| Q1 26 | 29.8% | — | ||
| Q4 25 | 31.3% | — | ||
| Q3 25 | 32.1% | -2.8% | ||
| Q2 25 | 34.2% | -7.8% | ||
| Q1 25 | 30.7% | -4.0% | ||
| Q4 24 | 32.2% | — | ||
| Q3 24 | 32.8% | -2.0% | ||
| Q2 24 | 33.7% | — |
每股收益（稀释后）CBSHVFS
| Q1 26 | $0.96 | — | ||
| Q4 25 | $0.86 | — | ||
| Q3 25 | $1.06 | — | ||
| Q2 25 | $1.14 | — | ||
| Q1 25 | $0.98 | — | ||
| Q4 24 | $0.83 | — | ||
| Q3 24 | $1.01 | — | ||
| Q2 24 | $1.03 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $8.8M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $4.3B | — |
| 总资产 | $35.7B | $183.2M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CBSHVFS
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $8.8M | ||
| Q2 25 | — | $650.0M | ||
| Q1 25 | — | $2.4M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $1.9M | ||
| Q2 24 | — | — |
股东权益CBSHVFS
| Q1 26 | $4.3B | — | ||
| Q4 25 | $3.8B | — | ||
| Q3 25 | $3.8B | — | ||
| Q2 25 | $3.6B | $-7.2B | ||
| Q1 25 | $3.5B | — | ||
| Q4 24 | $3.3B | — | ||
| Q3 24 | $3.4B | — | ||
| Q2 24 | $3.1B | — |
总资产CBSHVFS
| Q1 26 | $35.7B | — | ||
| Q4 25 | $32.9B | — | ||
| Q3 25 | $32.3B | $183.2M | ||
| Q2 25 | $32.3B | $7.2B | ||
| Q1 25 | $32.4B | $158.2M | ||
| Q4 24 | $32.0B | — | ||
| Q3 24 | $31.5B | $151.8M | ||
| Q2 24 | $30.6B | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CBSH
暂无分部数据
VFS
| Sales of vehicles | $662.9M | 92% |
| Sales of spare parts and components | $41.3M | 6% |
| Revenue from leasing activities | $12.3M | 2% |
| Finance income | $2.4M | 0% |
| Rendering of services | $1.2M | 0% |
