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Consensus Cloud Solutions, Inc.（CCSI）与REPUBLIC BANCORP INC（RBCAA）财务数据对比。点击上方公司名可切换其他公司
REPUBLIC BANCORP INC的季度营收约是Consensus Cloud Solutions, Inc.的1.1倍（$94.3M vs $87.1M），REPUBLIC BANCORP INC净利率更高（24.2% vs 23.5%，领先0.7%），REPUBLIC BANCORP INC同比增速更快（5.3% vs 0.1%），REPUBLIC BANCORP INC自由现金流更多（$161.1M vs $7.3M），过去两年Consensus Cloud Solutions, Inc.的营收复合增速更高（-0.6% vs -11.5%）
Consensus Cloud Solutions是一家云解决方案提供商，核心产品包括加密数字传真、安全文档交换、工作流程自动化工具，主要面向医疗、法律、金融服务等领域的北美企业客户提供相关服务。
肯塔基州共和银行是美国的一家区域性银行控股企业，提供零售及商业银行全品类服务，涵盖个人存贷款、企业融资、按揭产品及财富管理解决方案，主要服务肯塔基州及周边州的个人消费者和中小企业客户。
CCSI vs RBCAA — 直观对比
营收规模更大
RBCAA
是对方的1.1倍
$87.1M
营收增速更快
RBCAA
高出5.2%
0.1%
净利率更高
RBCAA
高出0.7%
23.5%
自由现金流更多
RBCAA
多$153.8M
$7.3M
两年增速更快
CCSI
近两年复合增速
-11.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $87.1M | $94.3M |
| 净利润 | $20.5M | $22.8M |
| 毛利率 | 80.0% | — |
| 营业利润率 | 41.1% | 29.3% |
| 净利率 | 23.5% | 24.2% |
| 营收同比 | 0.1% | 5.3% |
| 净利润同比 | 13.5% | 20.0% |
| 每股收益（稀释后） | $1.06 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CCSIRBCAA
| Q4 25 | $87.1M | $94.3M | ||
| Q3 25 | $87.8M | $93.5M | ||
| Q2 25 | $87.7M | $93.8M | ||
| Q1 25 | $87.1M | $135.8M | ||
| Q4 24 | $87.0M | $89.5M | ||
| Q3 24 | $87.8M | $88.1M | ||
| Q2 24 | $87.5M | $86.9M | ||
| Q1 24 | $88.1M | $120.3M |
净利润CCSIRBCAA
| Q4 25 | $20.5M | $22.8M | ||
| Q3 25 | $22.1M | $29.7M | ||
| Q2 25 | $20.8M | $31.5M | ||
| Q1 25 | $21.2M | $47.3M | ||
| Q4 24 | $18.1M | $19.0M | ||
| Q3 24 | $21.1M | $26.5M | ||
| Q2 24 | $23.9M | $25.2M | ||
| Q1 24 | $26.4M | $30.6M |
毛利率CCSIRBCAA
| Q4 25 | 80.0% | — | ||
| Q3 25 | 80.0% | — | ||
| Q2 25 | 79.9% | — | ||
| Q1 25 | 79.3% | — | ||
| Q4 24 | 79.5% | — | ||
| Q3 24 | 79.9% | — | ||
| Q2 24 | 80.4% | — | ||
| Q1 24 | 80.7% | — |
营业利润率CCSIRBCAA
| Q4 25 | 41.1% | 29.3% | ||
| Q3 25 | 43.2% | 40.4% | ||
| Q2 25 | 44.5% | 43.0% | ||
| Q1 25 | 43.0% | 44.1% | ||
| Q4 24 | 38.4% | 25.8% | ||
| Q3 24 | 43.8% | 38.4% | ||
| Q2 24 | 45.6% | 37.0% | ||
| Q1 24 | 42.7% | 32.2% |
净利率CCSIRBCAA
| Q4 25 | 23.5% | 24.2% | ||
| Q3 25 | 25.2% | 31.8% | ||
| Q2 25 | 23.7% | 33.5% | ||
| Q1 25 | 24.3% | 34.8% | ||
| Q4 24 | 20.8% | 21.2% | ||
| Q3 24 | 24.1% | 30.1% | ||
| Q2 24 | 27.3% | 29.0% | ||
| Q1 24 | 29.9% | 25.4% |
每股收益（稀释后）CCSIRBCAA
| Q4 25 | $1.06 | — | ||
| Q3 25 | $1.15 | — | ||
| Q2 25 | $1.07 | — | ||
| Q1 25 | $1.07 | — | ||
| Q4 24 | $0.92 | — | ||
| Q3 24 | $1.09 | — | ||
| Q2 24 | $1.24 | — | ||
| Q1 24 | $1.37 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $74.7M | $220.0M |
| 总债务越低越好 | $558.4M | — |
| 股东权益账面价值 | $13.8M | $1.1B |
| 总资产 | $663.8M | $7.0B |
| 负债/权益比越低杠杆越低 | 40.54× | — |
8季度趋势，按日历期对齐
现金及短期投资CCSIRBCAA
| Q4 25 | $74.7M | $220.0M | ||
| Q3 25 | $97.6M | $484.2M | ||
| Q2 25 | $57.9M | $484.8M | ||
| Q1 25 | $53.4M | $793.0M | ||
| Q4 24 | $33.5M | $432.2M | ||
| Q3 24 | $54.6M | $530.9M | ||
| Q2 24 | $49.2M | $400.1M | ||
| Q1 24 | $61.5M | $546.4M |
总债务CCSIRBCAA
| Q4 25 | $558.4M | — | ||
| Q3 25 | $578.6M | — | ||
| Q2 25 | $578.2M | — | ||
| Q1 25 | $583.7M | — | ||
| Q4 24 | $593.0M | — | ||
| Q3 24 | $612.5M | — | ||
| Q2 24 | $642.8M | — | ||
| Q1 24 | $671.7M | — |
股东权益CCSIRBCAA
| Q4 25 | $13.8M | $1.1B | ||
| Q3 25 | $-2.6M | $1.1B | ||
| Q2 25 | $-26.5M | $1.1B | ||
| Q1 25 | $-49.4M | $1.0B | ||
| Q4 24 | $-79.5M | $992.0M | ||
| Q3 24 | $-93.2M | $979.7M | ||
| Q2 24 | $-124.4M | $955.4M | ||
| Q1 24 | $-151.8M | $935.6M |
总资产CCSIRBCAA
| Q4 25 | $663.8M | $7.0B | ||
| Q3 25 | $675.0M | $7.0B | ||
| Q2 25 | $641.5M | $7.0B | ||
| Q1 25 | $629.6M | $7.1B | ||
| Q4 24 | $602.2M | $6.8B | ||
| Q3 24 | $622.5M | $6.7B | ||
| Q2 24 | $608.5M | $6.6B | ||
| Q1 24 | $620.8M | $6.9B |
负债/权益比CCSIRBCAA
| Q4 25 | 40.54× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $15.2M | $168.2M |
| 自由现金流经营现金流 - 资本支出 | $7.3M | $161.1M |
| 自由现金流率自由现金流/营收 | 8.4% | 170.9% |
| 资本支出强度资本支出/营收 | 9.1% | 7.5% |
| 现金转化率经营现金流/净利润 | 0.74× | 7.37× |
| 过去12个月自由现金流最近4个季度 | $105.9M | $288.6M |
8季度趋势，按日历期对齐
经营现金流CCSIRBCAA
| Q4 25 | $15.2M | $168.2M | ||
| Q3 25 | $51.6M | $33.3M | ||
| Q2 25 | $28.3M | $8.4M | ||
| Q1 25 | $40.9M | $93.2M | ||
| Q4 24 | $11.1M | $149.0M | ||
| Q3 24 | $41.6M | $51.3M | ||
| Q2 24 | $24.4M | $4.0M | ||
| Q1 24 | $44.7M | $71.2M |
自由现金流CCSIRBCAA
| Q4 25 | $7.3M | $161.1M | ||
| Q3 25 | $44.4M | $30.8M | ||
| Q2 25 | $20.3M | $5.2M | ||
| Q1 25 | $33.7M | $91.6M | ||
| Q4 24 | $3.1M | $143.2M | ||
| Q3 24 | $33.6M | $49.8M | ||
| Q2 24 | $15.8M | $2.7M | ||
| Q1 24 | $35.8M | $69.1M |
自由现金流率CCSIRBCAA
| Q4 25 | 8.4% | 170.9% | ||
| Q3 25 | 50.6% | 32.9% | ||
| Q2 25 | 23.2% | 5.5% | ||
| Q1 25 | 38.7% | 67.4% | ||
| Q4 24 | 3.6% | 160.0% | ||
| Q3 24 | 38.3% | 56.5% | ||
| Q2 24 | 18.1% | 3.1% | ||
| Q1 24 | 40.6% | 57.5% |
资本支出强度CCSIRBCAA
| Q4 25 | 9.1% | 7.5% | ||
| Q3 25 | 8.2% | 2.6% | ||
| Q2 25 | 9.1% | 3.5% | ||
| Q1 25 | 8.3% | 1.2% | ||
| Q4 24 | 9.2% | 6.5% | ||
| Q3 24 | 9.1% | 1.7% | ||
| Q2 24 | 9.8% | 1.5% | ||
| Q1 24 | 10.1% | 1.7% |
现金转化率CCSIRBCAA
| Q4 25 | 0.74× | 7.37× | ||
| Q3 25 | 2.34× | 1.12× | ||
| Q2 25 | 1.36× | 0.27× | ||
| Q1 25 | 1.94× | 1.97× | ||
| Q4 24 | 0.62× | 7.84× | ||
| Q3 24 | 1.97× | 1.93× | ||
| Q2 24 | 1.02× | 0.16× | ||
| Q1 24 | 1.69× | 2.33× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
