vs
丰田北美（MPAA）与REPUBLIC BANCORP INC（RBCAA）财务数据对比。点击上方公司名可切换其他公司
丰田北美的季度营收约是REPUBLIC BANCORP INC的1.8倍（$167.7M vs $94.3M），REPUBLIC BANCORP INC净利率更高（24.2% vs 1.1%，领先23.1%），REPUBLIC BANCORP INC同比增速更快（5.3% vs -9.9%），REPUBLIC BANCORP INC自由现金流更多（$161.1M vs $-8.6M），过去两年丰田北美的营收复合增速更高（-5.9% vs -11.5%）
丰田北美（TMNA）是丰田汽车旗下负责加拿大、墨西哥及美国全境业务的运营子公司，业务范围覆盖研发、生产制造、销售营销、售后及企业管理等板块，相关核心业务由TMNA统筹，部分板块由其他子公司及控股企业负责执行，公司总部位于得克萨斯州普莱诺，在肯塔基州乔治敦等多地设有分支机构。
肯塔基州共和银行是美国的一家区域性银行控股企业，提供零售及商业银行全品类服务，涵盖个人存贷款、企业融资、按揭产品及财富管理解决方案，主要服务肯塔基州及周边州的个人消费者和中小企业客户。
MPAA vs RBCAA — 直观对比
营收规模更大
MPAA
是对方的1.8倍
$94.3M
营收增速更快
RBCAA
高出15.2%
-9.9%
净利率更高
RBCAA
高出23.1%
1.1%
自由现金流更多
RBCAA
多$169.8M
$-8.6M
两年增速更快
MPAA
近两年复合增速
-11.5%
损益表 — Q3 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $167.7M | $94.3M |
| 净利润 | $1.8M | $22.8M |
| 毛利率 | 19.6% | — |
| 营业利润率 | 5.0% | 29.3% |
| 净利率 | 1.1% | 24.2% |
| 营收同比 | -9.9% | 5.3% |
| 净利润同比 | -22.4% | 20.0% |
| 每股收益（稀释后） | $0.09 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MPAARBCAA
| Q4 25 | $167.7M | $94.3M | ||
| Q3 25 | $221.5M | $93.5M | ||
| Q2 25 | $188.4M | $93.8M | ||
| Q1 25 | $193.1M | $135.8M | ||
| Q4 24 | $186.2M | $89.5M | ||
| Q3 24 | $208.2M | $88.1M | ||
| Q2 24 | $169.9M | $86.9M | ||
| Q1 24 | $189.5M | $120.3M |
净利润MPAARBCAA
| Q4 25 | $1.8M | $22.8M | ||
| Q3 25 | $-2.1M | $29.7M | ||
| Q2 25 | $3.0M | $31.5M | ||
| Q1 25 | $-722.0K | $47.3M | ||
| Q4 24 | $2.3M | $19.0M | ||
| Q3 24 | $-3.0M | $26.5M | ||
| Q2 24 | $-18.1M | $25.2M | ||
| Q1 24 | $1.3M | $30.6M |
毛利率MPAARBCAA
| Q4 25 | 19.6% | — | ||
| Q3 25 | 19.3% | — | ||
| Q2 25 | 18.0% | — | ||
| Q1 25 | 19.9% | — | ||
| Q4 24 | 24.1% | — | ||
| Q3 24 | 19.8% | — | ||
| Q2 24 | 17.2% | — | ||
| Q1 24 | 18.4% | — |
营业利润率MPAARBCAA
| Q4 25 | 5.0% | 29.3% | ||
| Q3 25 | 7.4% | 40.4% | ||
| Q2 25 | 10.7% | 43.0% | ||
| Q1 25 | 8.4% | 44.1% | ||
| Q4 24 | 9.4% | 25.8% | ||
| Q3 24 | 6.0% | 38.4% | ||
| Q2 24 | -3.8% | 37.0% | ||
| Q1 24 | 6.4% | 32.2% |
净利率MPAARBCAA
| Q4 25 | 1.1% | 24.2% | ||
| Q3 25 | -1.0% | 31.8% | ||
| Q2 25 | 1.6% | 33.5% | ||
| Q1 25 | -0.4% | 34.8% | ||
| Q4 24 | 1.2% | 21.2% | ||
| Q3 24 | -1.4% | 30.1% | ||
| Q2 24 | -10.6% | 29.0% | ||
| Q1 24 | 0.7% | 25.4% |
每股收益（稀释后）MPAARBCAA
| Q4 25 | $0.09 | — | ||
| Q3 25 | $-0.11 | — | ||
| Q2 25 | $0.15 | — | ||
| Q1 25 | $-0.03 | — | ||
| Q4 24 | $0.11 | — | ||
| Q3 24 | $-0.15 | — | ||
| Q2 24 | $-0.92 | — | ||
| Q1 24 | $0.06 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $19.6M | $220.0M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $258.5M | $1.1B |
| 总资产 | $991.3M | $7.0B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资MPAARBCAA
| Q4 25 | $19.6M | $220.0M | ||
| Q3 25 | $17.7M | $484.2M | ||
| Q2 25 | $14.5M | $484.8M | ||
| Q1 25 | $11.3M | $793.0M | ||
| Q4 24 | $12.7M | $432.2M | ||
| Q3 24 | $12.3M | $530.9M | ||
| Q2 24 | $9.4M | $400.1M | ||
| Q1 24 | $15.8M | $546.4M |
股东权益MPAARBCAA
| Q4 25 | $258.5M | $1.1B | ||
| Q3 25 | $258.5M | $1.1B | ||
| Q2 25 | $260.1M | $1.1B | ||
| Q1 25 | $257.7M | $1.0B | ||
| Q4 24 | $262.7M | $992.0M | ||
| Q3 24 | $264.0M | $979.7M | ||
| Q2 24 | $267.2M | $955.4M | ||
| Q1 24 | $285.1M | $935.6M |
总资产MPAARBCAA
| Q4 25 | $991.3M | $7.0B | ||
| Q3 25 | $990.0M | $7.0B | ||
| Q2 25 | $973.4M | $7.0B | ||
| Q1 25 | $957.6M | $7.1B | ||
| Q4 24 | $949.5M | $6.8B | ||
| Q3 24 | $986.2M | $6.7B | ||
| Q2 24 | $978.0M | $6.6B | ||
| Q1 24 | $1.0B | $6.9B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-8.2M | $168.2M |
| 自由现金流经营现金流 - 资本支出 | $-8.6M | $161.1M |
| 自由现金流率自由现金流/营收 | -5.2% | 170.9% |
| 资本支出强度资本支出/营收 | 0.2% | 7.5% |
| 现金转化率经营现金流/净利润 | -4.63× | 7.37× |
| 过去12个月自由现金流最近4个季度 | $27.7M | $288.6M |
8季度趋势，按日历期对齐
经营现金流MPAARBCAA
| Q4 25 | $-8.2M | $168.2M | ||
| Q3 25 | $21.9M | $33.3M | ||
| Q2 25 | $10.0M | $8.4M | ||
| Q1 25 | $9.1M | $93.2M | ||
| Q4 24 | $34.4M | $149.0M | ||
| Q3 24 | $22.9M | $51.3M | ||
| Q2 24 | $-20.8M | $4.0M | ||
| Q1 24 | $-9.3M | $71.2M |
自由现金流MPAARBCAA
| Q4 25 | $-8.6M | $161.1M | ||
| Q3 25 | $20.8M | $30.8M | ||
| Q2 25 | $9.2M | $5.2M | ||
| Q1 25 | $6.2M | $91.6M | ||
| Q4 24 | $33.7M | $143.2M | ||
| Q3 24 | $22.3M | $49.8M | ||
| Q2 24 | $-21.3M | $2.7M | ||
| Q1 24 | $-9.8M | $69.1M |
自由现金流率MPAARBCAA
| Q4 25 | -5.2% | 170.9% | ||
| Q3 25 | 9.4% | 32.9% | ||
| Q2 25 | 4.9% | 5.5% | ||
| Q1 25 | 3.2% | 67.4% | ||
| Q4 24 | 18.1% | 160.0% | ||
| Q3 24 | 10.7% | 56.5% | ||
| Q2 24 | -12.6% | 3.1% | ||
| Q1 24 | -5.2% | 57.5% |
资本支出强度MPAARBCAA
| Q4 25 | 0.2% | 7.5% | ||
| Q3 25 | 0.5% | 2.6% | ||
| Q2 25 | 0.4% | 3.5% | ||
| Q1 25 | 1.5% | 1.2% | ||
| Q4 24 | 0.4% | 6.5% | ||
| Q3 24 | 0.3% | 1.7% | ||
| Q2 24 | 0.3% | 1.5% | ||
| Q1 24 | 0.3% | 1.7% |
现金转化率MPAARBCAA
| Q4 25 | -4.63× | 7.37× | ||
| Q3 25 | — | 1.12× | ||
| Q2 25 | 3.30× | 0.27× | ||
| Q1 25 | — | 1.97× | ||
| Q4 24 | 15.00× | 7.84× | ||
| Q3 24 | — | 1.93× | ||
| Q2 24 | — | 0.16× | ||
| Q1 24 | -6.93× | 2.33× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MPAA
| Reportable Segment Aggregation Before Other Operating Segment | $156.3M | 93% |
| Other | $11.4M | 7% |
RBCAA
暂无分部数据
