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CHEGG, INC（CHGG）与REPUBLIC BANCORP INC（RBCAA）财务数据对比。点击上方公司名可切换其他公司
REPUBLIC BANCORP INC的季度营收约是CHEGG, INC的1.3倍（$94.3M vs $72.7M），REPUBLIC BANCORP INC同比增速更快（5.3% vs -49.4%），REPUBLIC BANCORP INC自由现金流更多（$161.1M vs $-15.5M），过去两年REPUBLIC BANCORP INC的营收复合增速更高（-11.5% vs -35.4%）
Chegg是一家总部位于美国加利福尼亚州圣克拉拉的教育科技公司，依托人工智能技术，为学生提供作业辅导、数字及实体教材租赁、在线辅导等各类学生服务，目前拥有660万订阅用户，也因被指协助学生作弊、违反学术诚信而广受批评。
肯塔基州共和银行是美国的一家区域性银行控股企业，提供零售及商业银行全品类服务，涵盖个人存贷款、企业融资、按揭产品及财富管理解决方案，主要服务肯塔基州及周边州的个人消费者和中小企业客户。
CHGG vs RBCAA — 直观对比
营收规模更大
RBCAA
是对方的1.3倍
$72.7M
营收增速更快
RBCAA
高出54.7%
-49.4%
自由现金流更多
RBCAA
多$176.6M
$-15.5M
两年增速更快
RBCAA
近两年复合增速
-35.4%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $72.7M | $94.3M |
| 净利润 | — | $22.8M |
| 毛利率 | 57.3% | — |
| 营业利润率 | -47.2% | 29.3% |
| 净利率 | — | 24.2% |
| 营收同比 | -49.4% | 5.3% |
| 净利润同比 | — | 20.0% |
| 每股收益（稀释后） | $-0.30 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CHGGRBCAA
| Q4 25 | $72.7M | $94.3M | ||
| Q3 25 | $77.7M | $93.5M | ||
| Q2 25 | $105.1M | $93.8M | ||
| Q1 25 | $121.4M | $135.8M | ||
| Q4 24 | $143.5M | $89.5M | ||
| Q3 24 | $136.6M | $88.1M | ||
| Q2 24 | $163.1M | $86.9M | ||
| Q1 24 | $174.3M | $120.3M |
净利润CHGGRBCAA
| Q4 25 | — | $22.8M | ||
| Q3 25 | $-17.5M | $29.7M | ||
| Q2 25 | $-35.7M | $31.5M | ||
| Q1 25 | $-17.5M | $47.3M | ||
| Q4 24 | — | $19.0M | ||
| Q3 24 | $-212.6M | $26.5M | ||
| Q2 24 | $-616.9M | $25.2M | ||
| Q1 24 | $-1.4M | $30.6M |
毛利率CHGGRBCAA
| Q4 25 | 57.3% | — | ||
| Q3 25 | 59.2% | — | ||
| Q2 25 | 66.3% | — | ||
| Q1 25 | 55.5% | — | ||
| Q4 24 | 68.2% | — | ||
| Q3 24 | 68.2% | — | ||
| Q2 24 | 72.2% | — | ||
| Q1 24 | 73.3% | — |
营业利润率CHGGRBCAA
| Q4 25 | -47.2% | 29.3% | ||
| Q3 25 | -22.0% | 40.4% | ||
| Q2 25 | -34.7% | 43.0% | ||
| Q1 25 | -23.9% | 44.1% | ||
| Q4 24 | -19.0% | 25.8% | ||
| Q3 24 | -162.7% | 38.4% | ||
| Q2 24 | -297.3% | 37.0% | ||
| Q1 24 | -1.4% | 32.2% |
净利率CHGGRBCAA
| Q4 25 | — | 24.2% | ||
| Q3 25 | -22.5% | 31.8% | ||
| Q2 25 | -33.9% | 33.5% | ||
| Q1 25 | -14.4% | 34.8% | ||
| Q4 24 | — | 21.2% | ||
| Q3 24 | -155.7% | 30.1% | ||
| Q2 24 | -378.1% | 29.0% | ||
| Q1 24 | -0.8% | 25.4% |
每股收益（稀释后）CHGGRBCAA
| Q4 25 | $-0.30 | — | ||
| Q3 25 | $-0.16 | — | ||
| Q2 25 | $-0.33 | — | ||
| Q1 25 | $-0.17 | — | ||
| Q4 24 | $-0.03 | — | ||
| Q3 24 | $-2.05 | — | ||
| Q2 24 | $-6.01 | — | ||
| Q1 24 | $-0.01 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $72.8M | $220.0M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $119.6M | $1.1B |
| 总资产 | $278.0M | $7.0B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CHGGRBCAA
| Q4 25 | $72.8M | $220.0M | ||
| Q3 25 | $96.4M | $484.2M | ||
| Q2 25 | $85.6M | $484.8M | ||
| Q1 25 | $88.3M | $793.0M | ||
| Q4 24 | $315.7M | $432.2M | ||
| Q3 24 | $361.1M | $530.9M | ||
| Q2 24 | $345.5M | $400.1M | ||
| Q1 24 | $390.8M | $546.4M |
股东权益CHGGRBCAA
| Q4 25 | $119.6M | $1.1B | ||
| Q3 25 | $146.1M | $1.1B | ||
| Q2 25 | $157.9M | $1.1B | ||
| Q1 25 | $185.7M | $1.0B | ||
| Q4 24 | $193.0M | $992.0M | ||
| Q3 24 | $185.0M | $979.7M | ||
| Q2 24 | $365.5M | $955.4M | ||
| Q1 24 | $963.5M | $935.6M |
总资产CHGGRBCAA
| Q4 25 | $278.0M | $7.0B | ||
| Q3 25 | $378.3M | $7.0B | ||
| Q2 25 | $404.5M | $7.0B | ||
| Q1 25 | $438.8M | $7.1B | ||
| Q4 24 | $869.0M | $6.8B | ||
| Q3 24 | $1.0B | $6.7B | ||
| Q2 24 | $1.1B | $6.6B | ||
| Q1 24 | $1.7B | $6.9B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-9.0M | $168.2M |
| 自由现金流经营现金流 - 资本支出 | $-15.5M | $161.1M |
| 自由现金流率自由现金流/营收 | -21.3% | 170.9% |
| 资本支出强度资本支出/营收 | 8.9% | 7.5% |
| 现金转化率经营现金流/净利润 | — | 7.37× |
| 过去12个月自由现金流最近4个季度 | $-12.6M | $288.6M |
8季度趋势，按日历期对齐
经营现金流CHGGRBCAA
| Q4 25 | $-9.0M | $168.2M | ||
| Q3 25 | $4.8M | $33.3M | ||
| Q2 25 | $-4.8M | $8.4M | ||
| Q1 25 | $24.5M | $93.2M | ||
| Q4 24 | $18.1M | $149.0M | ||
| Q3 24 | $39.5M | $51.3M | ||
| Q2 24 | $14.2M | $4.0M | ||
| Q1 24 | $53.3M | $71.2M |
自由现金流CHGGRBCAA
| Q4 25 | $-15.5M | $161.1M | ||
| Q3 25 | $-943.0K | $30.8M | ||
| Q2 25 | $-12.1M | $5.2M | ||
| Q1 25 | $15.9M | $91.6M | ||
| Q4 24 | $4.8M | $143.2M | ||
| Q3 24 | $23.7M | $49.8M | ||
| Q2 24 | $-3.6M | $2.7M | ||
| Q1 24 | $25.3M | $69.1M |
自由现金流率CHGGRBCAA
| Q4 25 | -21.3% | 170.9% | ||
| Q3 25 | -1.2% | 32.9% | ||
| Q2 25 | -11.5% | 5.5% | ||
| Q1 25 | 13.1% | 67.4% | ||
| Q4 24 | 3.4% | 160.0% | ||
| Q3 24 | 17.3% | 56.5% | ||
| Q2 24 | -2.2% | 3.1% | ||
| Q1 24 | 14.5% | 57.5% |
资本支出强度CHGGRBCAA
| Q4 25 | 8.9% | 7.5% | ||
| Q3 25 | 7.4% | 2.6% | ||
| Q2 25 | 6.9% | 3.5% | ||
| Q1 25 | 7.1% | 1.2% | ||
| Q4 24 | 9.3% | 6.5% | ||
| Q3 24 | 11.6% | 1.7% | ||
| Q2 24 | 10.9% | 1.5% | ||
| Q1 24 | 16.1% | 1.7% |
现金转化率CHGGRBCAA
| Q4 25 | — | 7.37× | ||
| Q3 25 | — | 1.12× | ||
| Q2 25 | — | 0.27× | ||
| Q1 25 | — | 1.97× | ||
| Q4 24 | — | 7.84× | ||
| Q3 24 | — | 1.93× | ||
| Q2 24 | — | 0.16× | ||
| Q1 24 | — | 2.33× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
