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Chime Financial, Inc.（CHYM）与DeFi Development Corp.（DFDV）财务数据对比。点击上方公司名可切换其他公司
Chime Financial, Inc.的季度营收约是DeFi Development Corp.的117.5倍（$543.5M vs $4.6M），DeFi Development Corp.净利率更高（1211.4% vs -10.1%，领先1221.4%），DeFi Development Corp.同比增速更快（647.2% vs 28.8%）
Chime Financial, Inc.是总部位于美国加利福尼亚州旧金山的金融科技企业，通过与Stride Bank、The Bancorp Bank两家全国性银行合作，为用户提供免服务费的移动银行服务，是美国消费金融科技领域的代表性企业之一。
ADD汽车设计开发曾是一家英国企业，因打造外观极具未来感的Nova组装套件车为人熟知。该公司1971年至1973年总部位于南安普敦，后迁至兰开夏郡阿克灵顿运营至1975年。公司停业后，Nova车型相关产权在1978年被西约克郡的Nova Cars收购，后续还曾有小批量生产。
CHYM vs DFDV — 直观对比
营收规模更大
CHYM
是对方的117.5倍
$4.6M
营收增速更快
DFDV
高出618.3%
28.8%
净利率更高
DFDV
高出1221.4%
-10.1%
损益表 — Q3 FY2025 vs Q3 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $543.5M | $4.6M |
| 净利润 | $-54.7M | $56.0M |
| 毛利率 | 87.2% | 98.1% |
| 营业利润率 | -11.9% | — |
| 净利率 | -10.1% | 1211.4% |
| 营收同比 | 28.8% | 647.2% |
| 净利润同比 | -148.4% | 11995.1% |
| 每股收益（稀释后） | $-0.15 | $1.95 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CHYMDFDV
| Q3 25 | $543.5M | $4.6M | ||
| Q2 25 | $528.1M | $2.0M | ||
| Q1 25 | — | $287.2K | ||
| Q4 24 | — | $628.9K | ||
| Q3 24 | $421.9M | $619.0K | ||
| Q2 24 | $384.2M | $441.0K | ||
| Q1 24 | — | $411.1K | ||
| Q3 23 | — | $583.8K |
净利润CHYMDFDV
| Q3 25 | $-54.7M | $56.0M | ||
| Q2 25 | $-923.4M | $15.4M | ||
| Q1 25 | — | $-778.0K | ||
| Q4 24 | — | $-487.0K | ||
| Q3 24 | $-22.0M | $-471.0K | ||
| Q2 24 | $385.0K | $-805.0K | ||
| Q1 24 | — | $-964.0K | ||
| Q3 23 | — | $-1.6M |
毛利率CHYMDFDV
| Q3 25 | 87.2% | 98.1% | ||
| Q2 25 | 87.3% | 98.6% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 98.8% | ||
| Q3 24 | 87.3% | 98.7% | ||
| Q2 24 | 86.9% | 98.2% | ||
| Q1 24 | — | 97.9% | ||
| Q3 23 | — | 100.0% |
营业利润率CHYMDFDV
| Q3 25 | -11.9% | — | ||
| Q2 25 | -176.2% | — | ||
| Q1 25 | — | -307.5% | ||
| Q4 24 | — | -107.9% | ||
| Q3 24 | -7.3% | -73.3% | ||
| Q2 24 | -2.5% | -193.2% | ||
| Q1 24 | — | -247.7% | ||
| Q3 23 | — | -280.7% |
净利率CHYMDFDV
| Q3 25 | -10.1% | 1211.4% | ||
| Q2 25 | -174.8% | 777.0% | ||
| Q1 25 | — | -270.9% | ||
| Q4 24 | — | -77.4% | ||
| Q3 24 | -5.2% | -76.1% | ||
| Q2 24 | 0.1% | -182.5% | ||
| Q1 24 | — | -234.5% | ||
| Q3 23 | — | -270.4% |
每股收益（稀释后）CHYMDFDV
| Q3 25 | $-0.15 | $1.95 | ||
| Q2 25 | $-7.29 | $0.84 | ||
| Q1 25 | — | $-0.55 | ||
| Q4 24 | — | $0.55 | ||
| Q3 24 | $-0.34 | $-0.05 | ||
| Q2 24 | $0.00 | $-0.08 | ||
| Q1 24 | — | $-0.70 | ||
| Q3 23 | — | $-0.17 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $445.0M | $1.4M |
| 总债务越低越好 | — | $131.4M |
| 股东权益账面价值 | $1.4B | $243.8M |
| 总资产 | $2.0B | $480.0M |
| 负债/权益比越低杠杆越低 | — | 0.54× |
8季度趋势，按日历期对齐
现金及短期投资CHYMDFDV
| Q3 25 | $445.0M | $1.4M | ||
| Q2 25 | $868.3M | $595.0K | ||
| Q1 25 | — | $2.2M | ||
| Q4 24 | — | $2.8M | ||
| Q3 24 | $270.8M | $2.8M | ||
| Q2 24 | $295.4M | $3.2M | ||
| Q1 24 | — | $3.9M | ||
| Q3 23 | — | $5.8M |
总债务CHYMDFDV
| Q3 25 | — | $131.4M | ||
| Q2 25 | — | $21.2M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $0 | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — | ||
| Q3 23 | — | — |
股东权益CHYMDFDV
| Q3 25 | $1.4B | $243.8M | ||
| Q2 25 | $1.4B | $79.6M | ||
| Q1 25 | — | $2.8M | ||
| Q4 24 | — | $3.5M | ||
| Q3 24 | $-1.9B | $4.0M | ||
| Q2 24 | $-1.9B | $4.3M | ||
| Q1 24 | — | $5.0M | ||
| Q3 23 | — | $6.0M |
总资产CHYMDFDV
| Q3 25 | $2.0B | $480.0M | ||
| Q2 25 | $1.9B | $107.2M | ||
| Q1 25 | — | $4.2M | ||
| Q4 24 | — | $4.4M | ||
| Q3 24 | — | $4.5M | ||
| Q2 24 | — | $4.8M | ||
| Q1 24 | — | $5.5M | ||
| Q3 23 | — | $6.2M |
负债/权益比CHYMDFDV
| Q3 25 | — | 0.54× | ||
| Q2 25 | — | 0.27× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.00× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — | ||
| Q3 23 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $17.5M | $-5.0M |
| 自由现金流经营现金流 - 资本支出 | $15.4M | — |
| 自由现金流率自由现金流/营收 | 2.8% | — |
| 资本支出强度资本支出/营收 | 0.4% | 0.0% |
| 现金转化率经营现金流/净利润 | — | -0.09× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流CHYMDFDV
| Q3 25 | $17.5M | $-5.0M | ||
| Q2 25 | $2.7M | $-1.3M | ||
| Q1 25 | — | $-785.6K | ||
| Q4 24 | — | $-2.4M | ||
| Q3 24 | — | $-412.0K | ||
| Q2 24 | — | $-680.8K | ||
| Q1 24 | — | $-1.1M | ||
| Q3 23 | — | $-586.2K |
自由现金流CHYMDFDV
| Q3 25 | $15.4M | — | ||
| Q2 25 | $-888.0K | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $-2.4M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $-687.4K | ||
| Q1 24 | — | $-1.2M | ||
| Q3 23 | — | $-595.3K |
自由现金流率CHYMDFDV
| Q3 25 | 2.8% | — | ||
| Q2 25 | -0.2% | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | -388.2% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | -155.9% | ||
| Q1 24 | — | -280.3% | ||
| Q3 23 | — | -102.0% |
资本支出强度CHYMDFDV
| Q3 25 | 0.4% | 0.0% | ||
| Q2 25 | 0.7% | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 3.7% | ||
| Q3 24 | — | 0.0% | ||
| Q2 24 | — | 1.5% | ||
| Q1 24 | — | 1.6% | ||
| Q3 23 | — | 1.6% |
现金转化率CHYMDFDV
| Q3 25 | — | -0.09× | ||
| Q2 25 | — | -0.08× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — | ||
| Q3 23 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CHYM
| Payments Revenue | $363.2M | 67% |
| Platform Related Revenue | $180.4M | 33% |
DFDV
| Digital Asset Treasury | $3.8M | 82% |
| Other | $831.0K | 18% |
