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CI&T Inc（CINT）与FirstCash Holdings, Inc.（FCFS）财务数据对比。点击上方公司名可切换其他公司
FirstCash Holdings, Inc.的季度营收约是CI&T Inc的1.0倍（$501.3M vs $489.6M），FirstCash Holdings, Inc.净利率更高（20.8% vs 8.3%，领先12.5%），FirstCash Holdings, Inc.同比增速更快（21.2% vs 11.5%）
CI&T Inc是全球数字化转型服务提供商，提供定制软件开发、云迁移、数据分析、用户体验设计、人工智能落地等端到端解决方案，服务零售、金融、医疗、制造等多个行业客户，业务覆盖美洲、欧洲及亚太地区。
FirstCash Holdings, Inc.是总部位于美国得克萨斯州沃斯堡的典当企业，在美国及拉丁美洲多地运营线下典当零售门店，为纳斯达克证券交易所公开上市企业，在美洲典当服务领域拥有成熟的业务布局与完善的运营网络。
CINT vs FCFS — 直观对比
营收规模更大
FCFS
是对方的1.0倍
$489.6M
营收增速更快
FCFS
高出9.6%
11.5%
净利率更高
FCFS
高出12.5%
8.3%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $489.6M | $501.3M |
| 净利润 | $40.6M | $104.2M |
| 毛利率 | 32.0% | — |
| 营业利润率 | 13.4% | 28.5% |
| 净利率 | 8.3% | 20.8% |
| 营收同比 | 11.5% | 21.2% |
| 净利润同比 | 37.7% | 24.7% |
| 每股收益（稀释后） | $0.30 | $2.35 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CINTFCFS
| Q4 25 | $489.6M | $501.3M | ||
| Q3 25 | — | $411.0M | ||
| Q2 25 | — | $385.1M | ||
| Q1 25 | — | $371.1M | ||
| Q4 24 | $439.0M | $413.7M | ||
| Q3 24 | — | $363.1M | ||
| Q2 24 | — | $363.5M | ||
| Q1 24 | — | $366.8M |
净利润CINTFCFS
| Q4 25 | $40.6M | $104.2M | ||
| Q3 25 | — | $82.8M | ||
| Q2 25 | — | $59.8M | ||
| Q1 25 | — | $83.6M | ||
| Q4 24 | $29.5M | $83.5M | ||
| Q3 24 | — | $64.8M | ||
| Q2 24 | — | $49.1M | ||
| Q1 24 | — | $61.4M |
毛利率CINTFCFS
| Q4 25 | 32.0% | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 34.2% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
营业利润率CINTFCFS
| Q4 25 | 13.4% | 28.5% | ||
| Q3 25 | — | 27.4% | ||
| Q2 25 | — | 21.1% | ||
| Q1 25 | — | 30.0% | ||
| Q4 24 | 12.7% | 26.5% | ||
| Q3 24 | — | 23.5% | ||
| Q2 24 | — | 18.2% | ||
| Q1 24 | — | 22.3% |
净利率CINTFCFS
| Q4 25 | 8.3% | 20.8% | ||
| Q3 25 | — | 20.1% | ||
| Q2 25 | — | 15.5% | ||
| Q1 25 | — | 22.5% | ||
| Q4 24 | 6.7% | 20.2% | ||
| Q3 24 | — | 17.9% | ||
| Q2 24 | — | 13.5% | ||
| Q1 24 | — | 16.7% |
每股收益（稀释后）CINTFCFS
| Q4 25 | $0.30 | $2.35 | ||
| Q3 25 | — | $1.86 | ||
| Q2 25 | — | $1.34 | ||
| Q1 25 | — | $1.87 | ||
| Q4 24 | $0.22 | $1.86 | ||
| Q3 24 | — | $1.44 | ||
| Q2 24 | — | $1.08 | ||
| Q1 24 | — | $1.35 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $47.9M | $125.2M |
| 总债务越低越好 | $122.6M | $2.2B |
| 股东权益账面价值 | $308.9M | $2.3B |
| 总资产 | $550.5M | $5.3B |
| 负债/权益比越低杠杆越低 | 0.40× | 0.98× |
8季度趋势，按日历期对齐
现金及短期投资CINTFCFS
| Q4 25 | $47.9M | $125.2M | ||
| Q3 25 | — | $130.2M | ||
| Q2 25 | — | $101.5M | ||
| Q1 25 | — | $146.0M | ||
| Q4 24 | $56.6M | $175.1M | ||
| Q3 24 | — | $106.3M | ||
| Q2 24 | — | $113.7M | ||
| Q1 24 | — | $135.1M |
总债务CINTFCFS
| Q4 25 | $122.6M | $2.2B | ||
| Q3 25 | — | $2.2B | ||
| Q2 25 | — | $1.7B | ||
| Q1 25 | — | $1.7B | ||
| Q4 24 | $138.7M | $1.7B | ||
| Q3 24 | — | $1.7B | ||
| Q2 24 | — | $1.7B | ||
| Q1 24 | — | $1.5B |
股东权益CINTFCFS
| Q4 25 | $308.9M | $2.3B | ||
| Q3 25 | — | $2.2B | ||
| Q2 25 | — | $2.1B | ||
| Q1 25 | — | $2.1B | ||
| Q4 24 | $280.1M | $2.1B | ||
| Q3 24 | — | $2.0B | ||
| Q2 24 | — | $2.0B | ||
| Q1 24 | — | $2.0B |
总资产CINTFCFS
| Q4 25 | $550.5M | $5.3B | ||
| Q3 25 | — | $5.2B | ||
| Q2 25 | — | $4.5B | ||
| Q1 25 | — | $4.4B | ||
| Q4 24 | $526.4M | $4.5B | ||
| Q3 24 | — | $4.4B | ||
| Q2 24 | — | $4.3B | ||
| Q1 24 | — | $4.2B |
负债/权益比CINTFCFS
| Q4 25 | 0.40× | 0.98× | ||
| Q3 25 | — | 1.01× | ||
| Q2 25 | — | 0.79× | ||
| Q1 25 | — | 0.83× | ||
| Q4 24 | 0.50× | 0.85× | ||
| Q3 24 | — | 0.87× | ||
| Q2 24 | — | 0.85× | ||
| Q1 24 | — | 0.75× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $60.6M | $206.6M |
| 自由现金流经营现金流 - 资本支出 | $45.8M | — |
| 自由现金流率自由现金流/营收 | 9.4% | — |
| 资本支出强度资本支出/营收 | 3.0% | — |
| 现金转化率经营现金流/净利润 | 1.49× | 1.98× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流CINTFCFS
| Q4 25 | $60.6M | $206.6M | ||
| Q3 25 | — | $135.8M | ||
| Q2 25 | — | $116.9M | ||
| Q1 25 | — | $126.6M | ||
| Q4 24 | $69.0M | $198.1M | ||
| Q3 24 | — | $113.1M | ||
| Q2 24 | — | $106.2M | ||
| Q1 24 | — | $122.5M |
自由现金流CINTFCFS
| Q4 25 | $45.8M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $58.4M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
自由现金流率CINTFCFS
| Q4 25 | 9.4% | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 13.3% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
资本支出强度CINTFCFS
| Q4 25 | 3.0% | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 2.4% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金转化率CINTFCFS
| Q4 25 | 1.49× | 1.98× | ||
| Q3 25 | — | 1.64× | ||
| Q2 25 | — | 1.95× | ||
| Q1 25 | — | 1.51× | ||
| Q4 24 | 2.34× | 2.37× | ||
| Q3 24 | — | 1.74× | ||
| Q2 24 | — | 2.16× | ||
| Q1 24 | — | 2.00× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CINT
暂无分部数据
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
