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CI&T Inc（CINT）与怡安集团（RYAN）财务数据对比。点击上方公司名可切换其他公司
怡安集团的季度营收约是CI&T Inc的1.5倍（$738.0M vs $489.6M），CI&T Inc净利率更高（8.3% vs 1.1%，领先7.2%），怡安集团同比增速更快（13.6% vs 11.5%）
CI&T Inc是全球数字化转型服务提供商，提供定制软件开发、云迁移、数据分析、用户体验设计、人工智能落地等端到端解决方案，服务零售、金融、医疗、制造等多个行业客户，业务覆盖美洲、欧洲及亚太地区。
怡安集团是一家业务横跨英美两国的专业服务企业，目前主要开展两大板块业务：风险资本板块提供风险管理、保险及再保险领域的经纪与咨询服务；人力资本板块则提供健康保险、退休计划、养老金计划与人才咨询相关服务。
CINT vs RYAN — 直观对比
营收规模更大
RYAN
是对方的1.5倍
$489.6M
营收增速更快
RYAN
高出2.1%
11.5%
净利率更高
CINT
高出7.2%
1.1%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $489.6M | $738.0M |
| 净利润 | $40.6M | $8.0M |
| 毛利率 | 32.0% | — |
| 营业利润率 | 13.4% | 12.4% |
| 净利率 | 8.3% | 1.1% |
| 营收同比 | 11.5% | 13.6% |
| 净利润同比 | 37.7% | -42.0% |
| 每股收益（稀释后） | $0.30 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CINTRYAN
| Q4 25 | $489.6M | $738.0M | ||
| Q3 25 | — | $739.6M | ||
| Q2 25 | — | $840.9M | ||
| Q1 25 | — | $676.1M | ||
| Q4 24 | $439.0M | $649.4M | ||
| Q3 24 | — | $588.1M | ||
| Q2 24 | — | $680.2M | ||
| Q1 24 | — | $537.9M |
净利润CINTRYAN
| Q4 25 | $40.6M | $8.0M | ||
| Q3 25 | — | $31.1M | ||
| Q2 25 | — | $52.0M | ||
| Q1 25 | — | $-27.6M | ||
| Q4 24 | $29.5M | $13.8M | ||
| Q3 24 | — | $17.6M | ||
| Q2 24 | — | $46.8M | ||
| Q1 24 | — | $16.5M |
毛利率CINTRYAN
| Q4 25 | 32.0% | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 34.2% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
营业利润率CINTRYAN
| Q4 25 | 13.4% | 12.4% | ||
| Q3 25 | — | 15.0% | ||
| Q2 25 | — | 22.7% | ||
| Q1 25 | — | 14.8% | ||
| Q4 24 | 12.7% | 16.8% | ||
| Q3 24 | — | 13.9% | ||
| Q2 24 | — | 24.2% | ||
| Q1 24 | — | 13.5% |
净利率CINTRYAN
| Q4 25 | 8.3% | 1.1% | ||
| Q3 25 | — | 4.2% | ||
| Q2 25 | — | 6.2% | ||
| Q1 25 | — | -4.1% | ||
| Q4 24 | 6.7% | 2.1% | ||
| Q3 24 | — | 3.0% | ||
| Q2 24 | — | 6.9% | ||
| Q1 24 | — | 3.1% |
每股收益（稀释后）CINTRYAN
| Q4 25 | $0.30 | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $0.22 | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $47.9M | $158.3M |
| 总债务越低越好 | $122.6M | $3.3B |
| 股东权益账面价值 | $308.9M | $648.1M |
| 总资产 | $550.5M | $10.6B |
| 负债/权益比越低杠杆越低 | 0.40× | 5.16× |
8季度趋势，按日历期对齐
现金及短期投资CINTRYAN
| Q4 25 | $47.9M | $158.3M | ||
| Q3 25 | — | $153.5M | ||
| Q2 25 | — | $172.6M | ||
| Q1 25 | — | $203.5M | ||
| Q4 24 | $56.6M | $540.2M | ||
| Q3 24 | — | $235.2M | ||
| Q2 24 | — | $1.7B | ||
| Q1 24 | — | $1.6B |
总债务CINTRYAN
| Q4 25 | $122.6M | $3.3B | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $138.7M | $3.3B | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益CINTRYAN
| Q4 25 | $308.9M | $648.1M | ||
| Q3 25 | — | $630.5M | ||
| Q2 25 | — | $610.1M | ||
| Q1 25 | — | $542.5M | ||
| Q4 24 | $280.1M | $627.7M | ||
| Q3 24 | — | $632.8M | ||
| Q2 24 | — | $605.9M | ||
| Q1 24 | — | $554.4M |
总资产CINTRYAN
| Q4 25 | $550.5M | $10.6B | ||
| Q3 25 | — | $9.9B | ||
| Q2 25 | — | $10.6B | ||
| Q1 25 | — | $9.9B | ||
| Q4 24 | $526.4M | $9.6B | ||
| Q3 24 | — | $8.5B | ||
| Q2 24 | — | $8.3B | ||
| Q1 24 | — | $7.1B |
负债/权益比CINTRYAN
| Q4 25 | 0.40× | 5.16× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.50× | 5.22× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $60.6M | $263.2M |
| 自由现金流经营现金流 - 资本支出 | $45.8M | — |
| 自由现金流率自由现金流/营收 | 9.4% | — |
| 资本支出强度资本支出/营收 | 3.0% | 0.0% |
| 现金转化率经营现金流/净利润 | 1.49× | 32.99× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流CINTRYAN
| Q4 25 | $60.6M | $263.2M | ||
| Q3 25 | — | $169.7M | ||
| Q2 25 | — | $353.6M | ||
| Q1 25 | — | $-142.8M | ||
| Q4 24 | $69.0M | $259.6M | ||
| Q3 24 | — | $100.9M | ||
| Q2 24 | — | $270.8M | ||
| Q1 24 | — | $-116.5M |
自由现金流CINTRYAN
| Q4 25 | $45.8M | — | ||
| Q3 25 | — | $167.3M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | $-143.5M | ||
| Q4 24 | $58.4M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
自由现金流率CINTRYAN
| Q4 25 | 9.4% | — | ||
| Q3 25 | — | 22.6% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | -21.2% | ||
| Q4 24 | 13.3% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
资本支出强度CINTRYAN
| Q4 25 | 3.0% | 0.0% | ||
| Q3 25 | — | 0.3% | ||
| Q2 25 | — | 0.0% | ||
| Q1 25 | — | 0.1% | ||
| Q4 24 | 2.4% | 0.0% | ||
| Q3 24 | — | 0.0% | ||
| Q2 24 | — | 0.0% | ||
| Q1 24 | — | 0.0% |
现金转化率CINTRYAN
| Q4 25 | 1.49× | 32.99× | ||
| Q3 25 | — | 5.46× | ||
| Q2 25 | — | 6.80× | ||
| Q1 25 | — | — | ||
| Q4 24 | 2.34× | 18.88× | ||
| Q3 24 | — | 5.74× | ||
| Q2 24 | — | 5.79× | ||
| Q1 24 | — | -7.05× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CINT
暂无分部数据
RYAN
| Wholesale Brokerage | $385.7M | 52% |
| Underwriting Management | $268.3M | 36% |
| Binding Authorities | $84.0M | 11% |
