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Columbia Financial, Inc.（CLBK）与汇丰控股有限公司（HSBC）财务数据对比。点击上方公司名可切换其他公司
汇丰控股有限公司的季度营收约是Columbia Financial, Inc.的474.3倍（$28.6B vs $60.2M）。Columbia Financial, Inc.净利率更高（26.1% vs 25.7%，领先0.4%）。汇丰控股有限公司自由现金流更多（$64.0B vs $22.0M）
哥伦比亚金融公司（CLBK）是一家美国多元化金融服务及银行控股企业，提供财富管理、资产管理、保险、年金、遗产规划在内的全方位金融规划产品与服务，满足客户不同阶段的财务规划需求。
汇丰控股有限公司是总部位于英国伦敦的全能银行及金融服务集团，历史与业务均与东亚市场渊源深厚，业务布局覆盖全球。截至2024年9月，集团总资产达3.098万亿美元，为欧洲规模最大的银行，全球总资产排名第7位，同时是全球第三大非国有银行。
CLBK vs HSBC — 直观对比
营收规模更大
HSBC
是对方的474.3倍
$60.2M
净利率更高
CLBK
高出0.4%
25.7%
自由现金流更多
HSBC
多$63.9B
$22.0M
损益表 — Q4 2025 vs Q4 2024
| 指标 | | |
|---|---|---|
| 营收 | $60.2M | $28.6B |
| 净利润 | $15.7M | $7.3B |
| 毛利率 | — | — |
| 营业利润率 | 32.6% | 33.1% |
| 净利率 | 26.1% | 25.7% |
| 营收同比 | 29.7% | — |
| 净利润同比 | 173.9% | — |
| 每股收益（稀释后） | $0.15 | $0.36 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CLBKHSBC
| Q4 25 | $60.2M | — | ||
| Q3 25 | $57.4M | — | ||
| Q2 25 | $53.7M | — | ||
| Q1 25 | $50.3M | $28.6B | ||
| Q4 24 | $46.4M | — | ||
| Q3 24 | $45.3M | — | ||
| Q2 24 | $44.1M | — | ||
| Q1 24 | $42.2M | — |
净利润CLBKHSBC
| Q4 25 | $15.7M | — | ||
| Q3 25 | $14.9M | — | ||
| Q2 25 | $12.3M | — | ||
| Q1 25 | $8.9M | $7.3B | ||
| Q4 24 | $-21.2M | — | ||
| Q3 24 | $6.2M | — | ||
| Q2 24 | $4.5M | — | ||
| Q1 24 | $-1.2M | — |
营业利润率CLBKHSBC
| Q4 25 | 32.6% | — | ||
| Q3 25 | 34.5% | — | ||
| Q2 25 | 30.7% | — | ||
| Q1 25 | 23.9% | 33.1% | ||
| Q4 24 | -57.6% | — | ||
| Q3 24 | 16.2% | — | ||
| Q2 24 | 10.9% | — | ||
| Q1 24 | -3.0% | — |
净利率CLBKHSBC
| Q4 25 | 26.1% | — | ||
| Q3 25 | 25.9% | — | ||
| Q2 25 | 22.9% | — | ||
| Q1 25 | 17.7% | 25.7% | ||
| Q4 24 | -45.7% | — | ||
| Q3 24 | 13.7% | — | ||
| Q2 24 | 10.3% | — | ||
| Q1 24 | -2.7% | — |
每股收益（稀释后）CLBKHSBC
| Q4 25 | $0.15 | — | ||
| Q3 25 | $0.15 | — | ||
| Q2 25 | $0.12 | — | ||
| Q1 25 | $0.09 | $0.36 | ||
| Q4 24 | $-0.20 | — | ||
| Q3 24 | $0.06 | — | ||
| Q2 24 | $0.04 | — | ||
| Q1 24 | $-0.01 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $340.8M | $434.9B |
| 总债务越低越好 | $1.2B | — |
| 股东权益账面价值 | $1.2B | $192.3B |
| 总资产 | $11.0B | $3017.0B |
| 负债/权益比越低杠杆越低 | 1.02× | — |
8季度趋势，按日历期对齐
现金及短期投资CLBKHSBC
| Q4 25 | $340.8M | — | ||
| Q3 25 | $253.4M | — | ||
| Q2 25 | $248.2M | — | ||
| Q1 25 | $256.1M | $434.9B | ||
| Q4 24 | $289.2M | — | ||
| Q3 24 | $283.5M | — | ||
| Q2 24 | $391.1M | — | ||
| Q1 24 | $373.5M | — |
总债务CLBKHSBC
| Q4 25 | $1.2B | — | ||
| Q3 25 | $1.3B | — | ||
| Q2 25 | $1.3B | — | ||
| Q1 25 | $1.1B | — | ||
| Q4 24 | $1.1B | — | ||
| Q3 24 | $1.4B | — | ||
| Q2 24 | $1.7B | — | ||
| Q1 24 | $1.5B | — |
股东权益CLBKHSBC
| Q4 25 | $1.2B | — | ||
| Q3 25 | $1.1B | — | ||
| Q2 25 | $1.1B | — | ||
| Q1 25 | $1.1B | $192.3B | ||
| Q4 24 | $1.1B | — | ||
| Q3 24 | $1.1B | — | ||
| Q2 24 | $1.0B | — | ||
| Q1 24 | $1.0B | — |
总资产CLBKHSBC
| Q4 25 | $11.0B | — | ||
| Q3 25 | $10.9B | — | ||
| Q2 25 | $10.7B | — | ||
| Q1 25 | $10.6B | $3017.0B | ||
| Q4 24 | $10.5B | — | ||
| Q3 24 | $10.7B | — | ||
| Q2 24 | $10.8B | — | ||
| Q1 24 | $10.6B | — |
负债/权益比CLBKHSBC
| Q4 25 | 1.02× | — | ||
| Q3 25 | 1.11× | — | ||
| Q2 25 | 1.14× | — | ||
| Q1 25 | 1.01× | — | ||
| Q4 24 | 1.00× | — | ||
| Q3 24 | 1.32× | — | ||
| Q2 24 | 1.61× | — | ||
| Q1 24 | 1.47× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $24.4M | $65.3B |
| 自由现金流经营现金流 - 资本支出 | $22.0M | $64.0B |
| 自由现金流率自由现金流/营收 | 36.5% | 223.9% |
| 资本支出强度资本支出/营收 | 3.9% | 4.7% |
| 现金转化率经营现金流/净利润 | 1.55× | 8.90× |
| 过去12个月自由现金流最近4个季度 | $58.6M | — |
8季度趋势，按日历期对齐
经营现金流CLBKHSBC
| Q4 25 | $24.4M | — | ||
| Q3 25 | $31.0M | — | ||
| Q2 25 | $14.6M | — | ||
| Q1 25 | $-1.6M | $65.3B | ||
| Q4 24 | $28.9M | — | ||
| Q3 24 | $-28.3M | — | ||
| Q2 24 | $18.6M | — | ||
| Q1 24 | $14.1M | — |
自由现金流CLBKHSBC
| Q4 25 | $22.0M | — | ||
| Q3 25 | $28.1M | — | ||
| Q2 25 | $12.9M | — | ||
| Q1 25 | $-4.5M | $64.0B | ||
| Q4 24 | $27.3M | — | ||
| Q3 24 | $-31.1M | — | ||
| Q2 24 | $17.2M | — | ||
| Q1 24 | $12.5M | — |
自由现金流率CLBKHSBC
| Q4 25 | 36.5% | — | ||
| Q3 25 | 49.0% | — | ||
| Q2 25 | 24.1% | — | ||
| Q1 25 | -8.9% | 223.9% | ||
| Q4 24 | 58.8% | — | ||
| Q3 24 | -68.6% | — | ||
| Q2 24 | 39.0% | — | ||
| Q1 24 | 29.5% | — |
资本支出强度CLBKHSBC
| Q4 25 | 3.9% | — | ||
| Q3 25 | 4.9% | — | ||
| Q2 25 | 3.2% | — | ||
| Q1 25 | 5.8% | 4.7% | ||
| Q4 24 | 3.5% | — | ||
| Q3 24 | 6.1% | — | ||
| Q2 24 | 3.1% | — | ||
| Q1 24 | 4.0% | — |
现金转化率CLBKHSBC
| Q4 25 | 1.55× | — | ||
| Q3 25 | 2.08× | — | ||
| Q2 25 | 1.19× | — | ||
| Q1 25 | -0.18× | 8.90× | ||
| Q4 24 | — | — | ||
| Q3 24 | -4.57× | — | ||
| Q2 24 | 4.09× | — | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
