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华钦科技（CLPS）与MERCANTILE BANK CORP（MBWM）财务数据对比。点击上方公司名可切换其他公司
华钦科技的季度营收约是MERCANTILE BANK CORP的1.2倍（$82.8M vs $67.6M），MERCANTILE BANK CORP净利率更高（33.6% vs 0.2%，领先33.3%）
华钦科技（CLPS Inc）是全球领先的信息技术咨询与数字化解决方案服务商，核心服务银行、保险、资产管理等金融领域客户，同时覆盖零售、医疗健康、电商等行业，业务遍及北美、亚太及欧洲地区。
泰米尔纳德商业银行（TMB）是一家印度银行，总部位于泰米尔纳德邦杜蒂戈林。该行始建于1921年，最初名为纳达尔银行，1962年11月更名为泰米尔纳德商业银行，以拓展纳达尔社群以外的业务。目前该银行在印度全境拥有600家全功能网点、12个区域办事处及各类配套服务中心与自助设施。
CLPS vs MBWM — 直观对比
营收规模更大
CLPS
是对方的1.2倍
$67.6M
净利率更高
MBWM
高出33.3%
0.2%
损益表 — Q4 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $82.8M | $67.6M |
| 净利润 | $183.0K | $22.7M |
| 毛利率 | 23.1% | — |
| 营业利润率 | 0.2% | — |
| 净利率 | 0.2% | 33.6% |
| 营收同比 | — | — |
| 净利润同比 | — | 16.1% |
| 每股收益（稀释后） | — | $1.32 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CLPSMBWM
| Q2 26 | $82.8M | — | ||
| Q1 26 | — | $67.6M | ||
| Q4 25 | — | $62.1M | ||
| Q3 25 | — | $62.4M | ||
| Q2 25 | — | $60.9M | ||
| Q1 25 | — | $57.3M | ||
| Q4 24 | $71.8M | $58.5M | ||
| Q3 24 | — | $58.0M |
净利润CLPSMBWM
| Q2 26 | $183.0K | — | ||
| Q1 26 | — | $22.7M | ||
| Q4 25 | — | $22.8M | ||
| Q3 25 | — | $23.8M | ||
| Q2 25 | — | $22.6M | ||
| Q1 25 | — | $19.5M | ||
| Q4 24 | $-993.5K | $19.6M | ||
| Q3 24 | — | $19.6M |
毛利率CLPSMBWM
| Q2 26 | 23.1% | — | ||
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 21.9% | — | ||
| Q3 24 | — | — |
营业利润率CLPSMBWM
| Q2 26 | 0.2% | — | ||
| Q1 26 | — | — | ||
| Q4 25 | — | 42.0% | ||
| Q3 25 | — | 44.0% | ||
| Q2 25 | — | 42.6% | ||
| Q1 25 | — | 42.0% | ||
| Q4 24 | -1.3% | 39.7% | ||
| Q3 24 | — | 42.4% |
净利率CLPSMBWM
| Q2 26 | 0.2% | — | ||
| Q1 26 | — | 33.6% | ||
| Q4 25 | — | 36.8% | ||
| Q3 25 | — | 38.1% | ||
| Q2 25 | — | 37.1% | ||
| Q1 25 | — | 34.1% | ||
| Q4 24 | -1.4% | 33.5% | ||
| Q3 24 | — | 33.8% |
每股收益（稀释后）CLPSMBWM
| Q2 26 | — | — | ||
| Q1 26 | — | $1.32 | ||
| Q4 25 | — | $1.41 | ||
| Q3 25 | — | $1.46 | ||
| Q2 25 | — | $1.39 | ||
| Q1 25 | — | $1.21 | ||
| Q4 24 | — | $1.20 | ||
| Q3 24 | — | $1.22 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $29.1M | — |
| 总债务越低越好 | — | $1.5M |
| 股东权益账面价值 | $57.6M | $736.9M |
| 总资产 | $118.1M | $6.9B |
| 负债/权益比越低杠杆越低 | — | 0.00× |
8季度趋势，按日历期对齐
现金及短期投资CLPSMBWM
| Q2 26 | $29.1M | — | ||
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $31.2M | — | ||
| Q3 24 | — | — |
总债务CLPSMBWM
| Q2 26 | — | — | ||
| Q1 26 | — | $1.5M | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — |
股东权益CLPSMBWM
| Q2 26 | $57.6M | — | ||
| Q1 26 | — | $736.9M | ||
| Q4 25 | — | $724.9M | ||
| Q3 25 | — | $657.6M | ||
| Q2 25 | — | $631.5M | ||
| Q1 25 | — | $608.3M | ||
| Q4 24 | $63.9M | $584.5M | ||
| Q3 24 | — | $583.3M |
总资产CLPSMBWM
| Q2 26 | $118.1M | — | ||
| Q1 26 | — | $6.9B | ||
| Q4 25 | — | $6.8B | ||
| Q3 25 | — | $6.3B | ||
| Q2 25 | — | $6.2B | ||
| Q1 25 | — | $6.1B | ||
| Q4 24 | $110.0M | $6.1B | ||
| Q3 24 | — | $5.9B |
负债/权益比CLPSMBWM
| Q2 26 | — | — | ||
| Q1 26 | — | 0.00× | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CLPS
暂无分部数据
MBWM
| Net Interest Income | $55.9M | 83% |
| Noninterest Income | $11.7M | 17% |
