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Catalyst Bancorp, Inc.（CLST）与汇丰控股有限公司（HSBC）财务数据对比。点击上方公司名可切换其他公司
汇丰控股有限公司的季度营收约是Catalyst Bancorp, Inc.的11392.9倍（$28.6B vs $2.5M）。汇丰控股有限公司净利率更高（25.7% vs 18.2%，领先7.5%）。汇丰控股有限公司自由现金流更多（$64.0B vs $794.0K）
Catalyst Bancorp, Inc.是一家总部位于美国的金融控股公司，旗下运营多家社区银行，面向个人消费者与中小企业客户提供储蓄账户、各类贷款、财富管理等多元金融服务，业务覆盖美国多个区域本土市场。
汇丰控股有限公司是总部位于英国伦敦的全能银行及金融服务集团，历史与业务均与东亚市场渊源深厚，业务布局覆盖全球。截至2024年9月，集团总资产达3.098万亿美元，为欧洲规模最大的银行，全球总资产排名第7位，同时是全球第三大非国有银行。
CLST vs HSBC — 直观对比
营收规模更大
HSBC
是对方的11392.9倍
$2.5M
净利率更高
HSBC
高出7.5%
18.2%
自由现金流更多
HSBC
多$64.0B
$794.0K
损益表 — Q4 2025 vs Q4 2024
| 指标 | | |
|---|---|---|
| 营收 | $2.5M | $28.6B |
| 净利润 | $456.0K | $7.3B |
| 毛利率 | — | — |
| 营业利润率 | 22.0% | 33.1% |
| 净利率 | 18.2% | 25.7% |
| 营收同比 | 1.4% | — |
| 净利润同比 | -27.2% | — |
| 每股收益（稀释后） | $0.13 | $0.36 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CLSTHSBC
| Q4 25 | $2.5M | — | ||
| Q3 25 | $2.5M | — | ||
| Q2 25 | $2.5M | — | ||
| Q1 25 | $2.4M | $28.6B | ||
| Q4 24 | $2.5M | — | ||
| Q3 24 | $2.5M | — | ||
| Q2 24 | $2.4M | — | ||
| Q1 24 | $2.1M | — |
净利润CLSTHSBC
| Q4 25 | $456.0K | — | ||
| Q3 25 | $489.0K | — | ||
| Q2 25 | $521.0K | — | ||
| Q1 25 | $586.0K | $7.3B | ||
| Q4 24 | $626.0K | — | ||
| Q3 24 | $447.0K | — | ||
| Q2 24 | $527.0K | — | ||
| Q1 24 | $-4.7M | — |
营业利润率CLSTHSBC
| Q4 25 | 22.0% | — | ||
| Q3 25 | 24.4% | — | ||
| Q2 25 | 25.7% | — | ||
| Q1 25 | 30.4% | 33.1% | ||
| Q4 24 | 31.2% | — | ||
| Q3 24 | 21.9% | — | ||
| Q2 24 | 26.4% | — | ||
| Q1 24 | -284.6% | — |
净利率CLSTHSBC
| Q4 25 | 18.2% | — | ||
| Q3 25 | 20.0% | — | ||
| Q2 25 | 21.1% | — | ||
| Q1 25 | 24.8% | 25.7% | ||
| Q4 24 | 25.3% | — | ||
| Q3 24 | 17.7% | — | ||
| Q2 24 | 21.5% | — | ||
| Q1 24 | -224.0% | — |
每股收益（稀释后）CLSTHSBC
| Q4 25 | $0.13 | — | ||
| Q3 25 | $0.13 | — | ||
| Q2 25 | $0.14 | — | ||
| Q1 25 | $0.16 | $0.36 | ||
| Q4 24 | $0.13 | — | ||
| Q3 24 | $0.11 | — | ||
| Q2 24 | $0.13 | — | ||
| Q1 24 | $-1.15 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $25.2M | $434.9B |
| 总债务越低越好 | $14.7M | — |
| 股东权益账面价值 | $81.7M | $192.3B |
| 总资产 | $282.9M | $3017.0B |
| 负债/权益比越低杠杆越低 | 0.18× | — |
8季度趋势，按日历期对齐
现金及短期投资CLSTHSBC
| Q4 25 | $25.2M | — | ||
| Q3 25 | $37.3M | — | ||
| Q2 25 | $40.1M | — | ||
| Q1 25 | $40.3M | $434.9B | ||
| Q4 24 | $44.3M | — | ||
| Q3 24 | $45.8M | — | ||
| Q2 24 | $75.5M | — | ||
| Q1 24 | $76.0M | — |
总债务CLSTHSBC
| Q4 25 | $14.7M | — | ||
| Q3 25 | $14.7M | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $9.6M | — | ||
| Q3 24 | $29.5M | — | ||
| Q2 24 | $30.3M | — | ||
| Q1 24 | $29.4M | — |
股东权益CLSTHSBC
| Q4 25 | $81.7M | — | ||
| Q3 25 | $81.6M | — | ||
| Q2 25 | $80.8M | — | ||
| Q1 25 | $80.6M | $192.3B | ||
| Q4 24 | $80.2M | — | ||
| Q3 24 | $81.7M | — | ||
| Q2 24 | $81.0M | — | ||
| Q1 24 | $81.3M | — |
总资产CLSTHSBC
| Q4 25 | $282.9M | — | ||
| Q3 25 | $283.8M | — | ||
| Q2 25 | $273.8M | — | ||
| Q1 25 | $271.6M | $3017.0B | ||
| Q4 24 | $276.7M | — | ||
| Q3 24 | $280.6M | — | ||
| Q2 24 | $295.3M | — | ||
| Q1 24 | $282.0M | — |
负债/权益比CLSTHSBC
| Q4 25 | 0.18× | — | ||
| Q3 25 | 0.18× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.12× | — | ||
| Q3 24 | 0.36× | — | ||
| Q2 24 | 0.37× | — | ||
| Q1 24 | 0.36× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $797.0K | $65.3B |
| 自由现金流经营现金流 - 资本支出 | $794.0K | $64.0B |
| 自由现金流率自由现金流/营收 | 31.7% | 223.9% |
| 资本支出强度资本支出/营收 | 0.1% | 4.7% |
| 现金转化率经营现金流/净利润 | 1.75× | 8.90× |
| 过去12个月自由现金流最近4个季度 | $3.1M | — |
8季度趋势，按日历期对齐
经营现金流CLSTHSBC
| Q4 25 | $797.0K | — | ||
| Q3 25 | $912.0K | — | ||
| Q2 25 | $1.2M | — | ||
| Q1 25 | $427.0K | $65.3B | ||
| Q4 24 | $636.0K | — | ||
| Q3 24 | $896.0K | — | ||
| Q2 24 | $1.4M | — | ||
| Q1 24 | $247.0K | — |
自由现金流CLSTHSBC
| Q4 25 | $794.0K | — | ||
| Q3 25 | $827.0K | — | ||
| Q2 25 | $1.1M | — | ||
| Q1 25 | $361.0K | $64.0B | ||
| Q4 24 | $581.0K | — | ||
| Q3 24 | $771.0K | — | ||
| Q2 24 | $1.2M | — | ||
| Q1 24 | $223.0K | — |
自由现金流率CLSTHSBC
| Q4 25 | 31.7% | — | ||
| Q3 25 | 33.8% | — | ||
| Q2 25 | 45.3% | — | ||
| Q1 25 | 15.3% | 223.9% | ||
| Q4 24 | 23.5% | — | ||
| Q3 24 | 30.5% | — | ||
| Q2 24 | 47.7% | — | ||
| Q1 24 | 10.7% | — |
资本支出强度CLSTHSBC
| Q4 25 | 0.1% | — | ||
| Q3 25 | 3.5% | — | ||
| Q2 25 | 1.4% | — | ||
| Q1 25 | 2.8% | 4.7% | ||
| Q4 24 | 2.2% | — | ||
| Q3 24 | 4.9% | — | ||
| Q2 24 | 9.2% | — | ||
| Q1 24 | 1.1% | — |
现金转化率CLSTHSBC
| Q4 25 | 1.75× | — | ||
| Q3 25 | 1.87× | — | ||
| Q2 25 | 2.21× | — | ||
| Q1 25 | 0.73× | 8.90× | ||
| Q4 24 | 1.02× | — | ||
| Q3 24 | 2.00× | — | ||
| Q2 24 | 2.64× | — | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
