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Coursera, Inc.（COUR）与WSFS FINANCIAL CORP（WSFS）财务数据对比。点击上方公司名可切换其他公司
WSFS FINANCIAL CORP的季度营收约是Coursera, Inc.的1.4倍（$275.3M vs $196.9M），WSFS FINANCIAL CORP净利率更高（31.5% vs -13.6%，领先45.1%），Coursera, Inc.同比增速更快（9.9% vs 7.5%），过去两年Coursera, Inc.的营收复合增速更高（7.9% vs 1.7%）
Coursera Inc.是美国营利性在线教育平台，由斯坦福大学计算机科学教授吴恩达与达芙妮·科勒于2012年创立。创立初期它作为全球大型开放式网络课程平台运营，目前和全球多所大学及各类机构合作，提供涵盖多个学科领域的在线课程、证书与学位项目。
WSFS金融集团是一家金融服务企业，核心子公司WSFS银行是总部位于特拉华州及大特拉华谷地区规模最大、经营历史最久的本地管理银行与财富管理机构。集团共运营115个网点，其中88个为银行网点，分布在宾夕法尼亚、特拉华、新泽西、佛罗里达、弗吉尼亚、内华达六州，提供全面金融服务。
COUR vs WSFS — 直观对比
营收规模更大
WSFS
是对方的1.4倍
$196.9M
营收增速更快
COUR
高出2.4%
7.5%
净利率更高
WSFS
高出45.1%
-13.6%
两年增速更快
COUR
近两年复合增速
1.7%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $196.9M | $275.3M |
| 净利润 | $-26.8M | $86.8M |
| 毛利率 | 54.2% | — |
| 营业利润率 | -16.4% | — |
| 净利率 | -13.6% | 31.5% |
| 营收同比 | 9.9% | 7.5% |
| 净利润同比 | -24.1% | 31.7% |
| 每股收益（稀释后） | $-0.16 | $1.64 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收COURWSFS
| Q1 26 | — | $275.3M | ||
| Q4 25 | $196.9M | $271.9M | ||
| Q3 25 | $194.2M | $270.5M | ||
| Q2 25 | $187.1M | $267.5M | ||
| Q1 25 | $179.3M | $256.1M | ||
| Q4 24 | $179.2M | $261.5M | ||
| Q3 24 | $176.1M | $267.7M | ||
| Q2 24 | $170.3M | $266.0M |
净利润COURWSFS
| Q1 26 | — | $86.8M | ||
| Q4 25 | $-26.8M | $72.7M | ||
| Q3 25 | $-8.6M | $76.4M | ||
| Q2 25 | $-7.8M | $72.3M | ||
| Q1 25 | $-7.8M | $65.9M | ||
| Q4 24 | $-21.6M | $64.2M | ||
| Q3 24 | $-13.7M | $64.4M | ||
| Q2 24 | $-22.9M | $69.3M |
毛利率COURWSFS
| Q1 26 | — | — | ||
| Q4 25 | 54.2% | — | ||
| Q3 25 | 54.6% | — | ||
| Q2 25 | 54.9% | — | ||
| Q1 25 | 54.6% | — | ||
| Q4 24 | 53.3% | — | ||
| Q3 24 | 54.6% | — | ||
| Q2 24 | 53.0% | — |
营业利润率COURWSFS
| Q1 26 | — | — | ||
| Q4 25 | -16.4% | 35.8% | ||
| Q3 25 | -8.0% | 37.3% | ||
| Q2 25 | -8.1% | 35.7% | ||
| Q1 25 | -8.0% | 34.0% | ||
| Q4 24 | -17.0% | 32.3% | ||
| Q3 24 | -12.3% | 31.9% | ||
| Q2 24 | -18.3% | 34.0% |
净利率COURWSFS
| Q1 26 | — | 31.5% | ||
| Q4 25 | -13.6% | 26.7% | ||
| Q3 25 | -4.4% | 28.3% | ||
| Q2 25 | -4.2% | 27.0% | ||
| Q1 25 | -4.4% | 25.7% | ||
| Q4 24 | -12.1% | 24.6% | ||
| Q3 24 | -7.8% | 24.1% | ||
| Q2 24 | -13.4% | 26.0% |
每股收益（稀释后）COURWSFS
| Q1 26 | — | $1.64 | ||
| Q4 25 | $-0.16 | $1.33 | ||
| Q3 25 | $-0.05 | $1.37 | ||
| Q2 25 | $-0.05 | $1.27 | ||
| Q1 25 | $-0.05 | $1.12 | ||
| Q4 24 | $-0.13 | $1.08 | ||
| Q3 24 | $-0.09 | $1.08 | ||
| Q2 24 | $-0.15 | $1.16 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $792.6M | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $635.7M | $2.7B |
| 总资产 | $1.0B | $22.1B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资COURWSFS
| Q1 26 | — | — | ||
| Q4 25 | $792.6M | $1.7B | ||
| Q3 25 | $797.7M | — | ||
| Q2 25 | $775.1M | — | ||
| Q1 25 | $748.0M | — | ||
| Q4 24 | $726.1M | $1.2B | ||
| Q3 24 | $719.4M | — | ||
| Q2 24 | $708.8M | — |
股东权益COURWSFS
| Q1 26 | — | $2.7B | ||
| Q4 25 | $635.7M | $2.7B | ||
| Q3 25 | $639.5M | $2.8B | ||
| Q2 25 | $627.0M | $2.7B | ||
| Q1 25 | $610.5M | $2.7B | ||
| Q4 24 | $597.4M | $2.6B | ||
| Q3 24 | $593.3M | $2.7B | ||
| Q2 24 | $585.2M | $2.5B |
总资产COURWSFS
| Q1 26 | — | $22.1B | ||
| Q4 25 | $1.0B | $21.3B | ||
| Q3 25 | $995.3M | $20.8B | ||
| Q2 25 | $979.9M | $20.8B | ||
| Q1 25 | $951.2M | $20.5B | ||
| Q4 24 | $930.3M | $20.8B | ||
| Q3 24 | $914.1M | $20.9B | ||
| Q2 24 | $904.4M | $20.7B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $5.8M | — |
| 自由现金流经营现金流 - 资本支出 | $5.4M | — |
| 自由现金流率自由现金流/营收 | 2.7% | — |
| 资本支出强度资本支出/营收 | 0.2% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $107.2M | — |
8季度趋势，按日历期对齐
经营现金流COURWSFS
| Q1 26 | — | — | ||
| Q4 25 | $5.8M | $220.0M | ||
| Q3 25 | $33.9M | $121.5M | ||
| Q2 25 | $35.5M | $37.2M | ||
| Q1 25 | $33.5M | $8.7M | ||
| Q4 24 | $19.2M | $219.9M | ||
| Q3 24 | $27.9M | $3.1M | ||
| Q2 24 | $23.8M | $44.8M |
自由现金流COURWSFS
| Q1 26 | — | — | ||
| Q4 25 | $5.4M | $213.6M | ||
| Q3 25 | $33.7M | $120.3M | ||
| Q2 25 | $35.1M | $35.2M | ||
| Q1 25 | $33.0M | $6.3M | ||
| Q4 24 | $18.1M | $205.6M | ||
| Q3 24 | $27.7M | $-489.0K | ||
| Q2 24 | $23.6M | $42.1M |
自由现金流率COURWSFS
| Q1 26 | — | — | ||
| Q4 25 | 2.7% | 78.6% | ||
| Q3 25 | 17.4% | 44.5% | ||
| Q2 25 | 18.8% | 13.2% | ||
| Q1 25 | 18.4% | 2.5% | ||
| Q4 24 | 10.1% | 78.6% | ||
| Q3 24 | 15.7% | -0.2% | ||
| Q2 24 | 13.9% | 15.8% |
资本支出强度COURWSFS
| Q1 26 | — | — | ||
| Q4 25 | 0.2% | 2.3% | ||
| Q3 25 | 0.1% | 0.5% | ||
| Q2 25 | 0.2% | 0.7% | ||
| Q1 25 | 0.3% | 0.9% | ||
| Q4 24 | 0.6% | 5.5% | ||
| Q3 24 | 0.1% | 1.4% | ||
| Q2 24 | 0.1% | 1.0% |
现金转化率COURWSFS
| Q1 26 | — | — | ||
| Q4 25 | — | 3.03× | ||
| Q3 25 | — | 1.59× | ||
| Q2 25 | — | 0.51× | ||
| Q1 25 | — | 0.13× | ||
| Q4 24 | — | 3.43× | ||
| Q3 24 | — | 0.05× | ||
| Q2 24 | — | 0.65× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
COUR
| Consumer Segment | $131.5M | 67% |
| Enterprise Segment | $65.4M | 33% |
WSFS
暂无分部数据
