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CSW INDUSTRIALS, INC.（CSW）与INTERNATIONAL BANCSHARES CORP（IBOC）财务数据对比。点击上方公司名可切换其他公司
CSW INDUSTRIALS, INC.的季度营收约是INTERNATIONAL BANCSHARES CORP的1.1倍（$233.0M vs $217.7M），INTERNATIONAL BANCSHARES CORP净利率更高（62.3% vs 4.4%，领先57.9%），CSW INDUSTRIALS, INC.同比增速更快（20.3% vs 4.5%），INTERNATIONAL BANCSHARES CORP自由现金流更多（$472.9M vs $22.7M），过去两年CSW INDUSTRIALS, INC.的营收复合增速更高（5.1% vs 2.8%）
国际银行股份公司（International Bancshares Corporation）是总部位于美国得克萨斯州拉雷多的银行控股公司，核心子公司为国际商业银行。目前集团通过旗下银行子公司运营217个营业网点、315台自动柜员机，服务覆盖得克萨斯州、俄克拉荷马州的88个城镇社区。
CSW vs IBOC — 直观对比
营收规模更大
CSW
是对方的1.1倍
$217.7M
营收增速更快
CSW
高出15.8%
4.5%
净利率更高
IBOC
高出57.9%
4.4%
自由现金流更多
IBOC
多$450.2M
$22.7M
两年增速更快
CSW
近两年复合增速
2.8%
损益表 — Q3 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $233.0M | $217.7M |
| 净利润 | $10.3M | $106.9M |
| 毛利率 | 39.7% | — |
| 营业利润率 | 7.4% | 62.8% |
| 净利率 | 4.4% | 62.3% |
| 营收同比 | 20.3% | 4.5% |
| 净利润同比 | -61.9% | -7.1% |
| 每股收益（稀释后） | $0.62 | $1.71 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CSWIBOC
| Q4 25 | $233.0M | $217.7M | ||
| Q3 25 | $277.0M | $218.1M | ||
| Q2 25 | $263.6M | $208.2M | ||
| Q1 25 | $230.5M | $198.2M | ||
| Q4 24 | $193.6M | $208.3M | ||
| Q3 24 | $227.9M | $211.8M | ||
| Q2 24 | $226.2M | $207.8M | ||
| Q1 24 | $210.9M | $205.8M |
净利润CSWIBOC
| Q4 25 | $10.3M | $106.9M | ||
| Q3 25 | $40.7M | $108.4M | ||
| Q2 25 | $40.9M | $100.1M | ||
| Q1 25 | $35.1M | $96.9M | ||
| Q4 24 | $26.9M | $115.1M | ||
| Q3 24 | $36.1M | $99.8M | ||
| Q2 24 | $38.6M | $97.0M | ||
| Q1 24 | $31.8M | $97.3M |
毛利率CSWIBOC
| Q4 25 | 39.7% | — | ||
| Q3 25 | 43.0% | — | ||
| Q2 25 | 43.8% | — | ||
| Q1 25 | 44.2% | — | ||
| Q4 24 | 41.4% | — | ||
| Q3 24 | 45.6% | — | ||
| Q2 24 | 47.5% | — | ||
| Q1 24 | 44.4% | — |
营业利润率CSWIBOC
| Q4 25 | 7.4% | 62.8% | ||
| Q3 25 | 20.5% | 62.6% | ||
| Q2 25 | 20.8% | 60.5% | ||
| Q1 25 | 19.5% | 61.1% | ||
| Q4 24 | 15.3% | 64.2% | ||
| Q3 24 | 22.6% | 60.0% | ||
| Q2 24 | 24.3% | 60.1% | ||
| Q1 24 | 21.0% | 59.9% |
净利率CSWIBOC
| Q4 25 | 4.4% | 62.3% | ||
| Q3 25 | 14.7% | 49.7% | ||
| Q2 25 | 15.5% | 48.1% | ||
| Q1 25 | 15.2% | 48.9% | ||
| Q4 24 | 13.9% | 71.5% | ||
| Q3 24 | 15.8% | 47.1% | ||
| Q2 24 | 17.1% | 46.7% | ||
| Q1 24 | 15.1% | 47.3% |
每股收益（稀释后）CSWIBOC
| Q4 25 | $0.62 | $1.71 | ||
| Q3 25 | $2.41 | $1.74 | ||
| Q2 25 | $2.43 | $1.61 | ||
| Q1 25 | $2.05 | $1.56 | ||
| Q4 24 | $1.60 | $1.85 | ||
| Q3 24 | $2.26 | $1.60 | ||
| Q2 24 | $2.47 | $1.56 | ||
| Q1 24 | $2.03 | $1.56 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $40.2M | $5.5B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.1B | $3.3B |
| 总资产 | $2.3B | $16.6B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CSWIBOC
| Q4 25 | $40.2M | $5.5B | ||
| Q3 25 | $31.5M | $5.6B | ||
| Q2 25 | $38.0M | $5.8B | ||
| Q1 25 | $225.8M | $5.6B | ||
| Q4 24 | $213.8M | $5.4B | ||
| Q3 24 | $273.2M | $5.8B | ||
| Q2 24 | $18.9M | $5.7B | ||
| Q1 24 | $22.2M | $5.7B |
总债务CSWIBOC
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | $800.1M | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | $166.0M | — |
股东权益CSWIBOC
| Q4 25 | $1.1B | $3.3B | ||
| Q3 25 | $1.1B | $3.1B | ||
| Q2 25 | $1.1B | $3.0B | ||
| Q1 25 | $1.1B | $2.9B | ||
| Q4 24 | $1.0B | $2.8B | ||
| Q3 24 | $1.0B | $2.7B | ||
| Q2 24 | $650.2M | $2.6B | ||
| Q1 24 | $615.7M | $2.5B |
总资产CSWIBOC
| Q4 25 | $2.3B | $16.6B | ||
| Q3 25 | $1.5B | $16.6B | ||
| Q2 25 | $1.5B | $16.5B | ||
| Q1 25 | $1.4B | $16.3B | ||
| Q4 24 | $1.4B | $15.7B | ||
| Q3 24 | $1.4B | $15.9B | ||
| Q2 24 | $1.1B | $15.5B | ||
| Q1 24 | $1.0B | $15.4B |
负债/权益比CSWIBOC
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | 0.75× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | 0.27× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $28.9M | $491.1M |
| 自由现金流经营现金流 - 资本支出 | $22.7M | $472.9M |
| 自由现金流率自由现金流/营收 | 9.8% | 217.2% |
| 资本支出强度资本支出/营收 | 2.6% | 8.3% |
| 现金转化率经营现金流/净利润 | 2.81× | 4.59× |
| 过去12个月自由现金流最近4个季度 | $162.0M | $809.9M |
8季度趋势，按日历期对齐
经营现金流CSWIBOC
| Q4 25 | $28.9M | $491.1M | ||
| Q3 25 | $61.8M | $115.2M | ||
| Q2 25 | $60.6M | $95.5M | ||
| Q1 25 | $27.3M | $140.5M | ||
| Q4 24 | $11.6M | $473.9M | ||
| Q3 24 | $66.8M | $116.5M | ||
| Q2 24 | $62.7M | $107.2M | ||
| Q1 24 | $22.4M | $135.4M |
自由现金流CSWIBOC
| Q4 25 | $22.7M | $472.9M | ||
| Q3 25 | $58.7M | $112.2M | ||
| Q2 25 | $57.7M | $91.6M | ||
| Q1 25 | $22.8M | $133.1M | ||
| Q4 24 | $8.5M | $459.8M | ||
| Q3 24 | $61.3M | $109.6M | ||
| Q2 24 | $59.6M | $104.9M | ||
| Q1 24 | $17.5M | $128.9M |
自由现金流率CSWIBOC
| Q4 25 | 9.8% | 217.2% | ||
| Q3 25 | 21.2% | 51.5% | ||
| Q2 25 | 21.9% | 44.0% | ||
| Q1 25 | 9.9% | 67.1% | ||
| Q4 24 | 4.4% | 220.8% | ||
| Q3 24 | 26.9% | 51.7% | ||
| Q2 24 | 26.3% | 50.5% | ||
| Q1 24 | 8.3% | 62.6% |
资本支出强度CSWIBOC
| Q4 25 | 2.6% | 8.3% | ||
| Q3 25 | 1.1% | 1.3% | ||
| Q2 25 | 1.1% | 1.9% | ||
| Q1 25 | 2.0% | 3.7% | ||
| Q4 24 | 1.6% | 6.8% | ||
| Q3 24 | 2.4% | 3.3% | ||
| Q2 24 | 1.4% | 1.1% | ||
| Q1 24 | 2.3% | 3.2% |
现金转化率CSWIBOC
| Q4 25 | 2.81× | 4.59× | ||
| Q3 25 | 1.52× | 1.06× | ||
| Q2 25 | 1.48× | 0.95× | ||
| Q1 25 | 0.78× | 1.45× | ||
| Q4 24 | 0.43× | 4.12× | ||
| Q3 24 | 1.85× | 1.17× | ||
| Q2 24 | 1.62× | 1.11× | ||
| Q1 24 | 0.71× | 1.39× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CSW
| Contractor Solutions Segment | $166.3M | 71% |
| Specialized Reliability Solutions Segment | $38.2M | 16% |
| Engineered Building Solutions Segment | $28.5M | 12% |
IBOC
暂无分部数据
