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CSW INDUSTRIALS, INC.（CSW）与OFG BANCORP（OFG）财务数据对比。点击上方公司名可切换其他公司
CSW INDUSTRIALS, INC.的季度营收约是OFG BANCORP的1.3倍（$233.0M vs $184.3M），OFG BANCORP净利率更高（30.3% vs 4.4%，领先25.9%），CSW INDUSTRIALS, INC.同比增速更快（20.3% vs 0.9%），OFG BANCORP自由现金流更多（$199.3M vs $22.7M），过去两年CSW INDUSTRIALS, INC.的营收复合增速更高（5.1% vs 2.8%）
OFG Bancorp成立于1964年，总部位于波多黎各圣胡安，是东方银行的金融控股公司。公司通过东方银行、东方金融服务有限责任公司、东方保险有限责任公司等核心子公司，主要面向波多黎各和美属维尔京群岛市场，提供多元化的零售与商业银行、贷款、财富管理相关产品、服务及技术解决方案。
CSW vs OFG — 直观对比
营收规模更大
CSW
是对方的1.3倍
$184.3M
营收增速更快
CSW
高出19.4%
0.9%
净利率更高
OFG
高出25.9%
4.4%
自由现金流更多
OFG
多$176.6M
$22.7M
两年增速更快
CSW
近两年复合增速
2.8%
损益表 — Q3 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $233.0M | $184.3M |
| 净利润 | $10.3M | $55.9M |
| 毛利率 | 39.7% | — |
| 营业利润率 | 7.4% | 25.7% |
| 净利率 | 4.4% | 30.3% |
| 营收同比 | 20.3% | 0.9% |
| 净利润同比 | -61.9% | 11.0% |
| 每股收益（稀释后） | $0.62 | $1.27 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CSWOFG
| Q4 25 | $233.0M | $184.3M | ||
| Q3 25 | $277.0M | $186.2M | ||
| Q2 25 | $263.6M | $182.4M | ||
| Q1 25 | $230.5M | $178.6M | ||
| Q4 24 | $193.6M | $182.7M | ||
| Q3 24 | $227.9M | $174.7M | ||
| Q2 24 | $226.2M | $179.8M | ||
| Q1 24 | $210.9M | $174.4M |
净利润CSWOFG
| Q4 25 | $10.3M | $55.9M | ||
| Q3 25 | $40.7M | $51.8M | ||
| Q2 25 | $40.9M | $51.8M | ||
| Q1 25 | $35.1M | $45.6M | ||
| Q4 24 | $26.9M | $50.3M | ||
| Q3 24 | $36.1M | $47.0M | ||
| Q2 24 | $38.6M | $51.1M | ||
| Q1 24 | $31.8M | $49.7M |
毛利率CSWOFG
| Q4 25 | 39.7% | — | ||
| Q3 25 | 43.0% | — | ||
| Q2 25 | 43.8% | — | ||
| Q1 25 | 44.2% | — | ||
| Q4 24 | 41.4% | — | ||
| Q3 24 | 45.6% | — | ||
| Q2 24 | 47.5% | — | ||
| Q1 24 | 44.4% | — |
营业利润率CSWOFG
| Q4 25 | 7.4% | 25.7% | ||
| Q3 25 | 20.5% | 33.0% | ||
| Q2 25 | 20.8% | 36.1% | ||
| Q1 25 | 19.5% | 33.3% | ||
| Q4 24 | 15.3% | 28.9% | ||
| Q3 24 | 22.6% | 35.4% | ||
| Q2 24 | 24.3% | 39.6% | ||
| Q1 24 | 21.0% | 38.9% |
净利率CSWOFG
| Q4 25 | 4.4% | 30.3% | ||
| Q3 25 | 14.7% | 27.8% | ||
| Q2 25 | 15.5% | 28.4% | ||
| Q1 25 | 15.2% | 25.5% | ||
| Q4 24 | 13.9% | 27.6% | ||
| Q3 24 | 15.8% | 26.9% | ||
| Q2 24 | 17.1% | 28.4% | ||
| Q1 24 | 15.1% | 28.5% |
每股收益（稀释后）CSWOFG
| Q4 25 | $0.62 | $1.27 | ||
| Q3 25 | $2.41 | $1.16 | ||
| Q2 25 | $2.43 | $1.15 | ||
| Q1 25 | $2.05 | $1.00 | ||
| Q4 24 | $1.60 | $1.10 | ||
| Q3 24 | $2.26 | $1.00 | ||
| Q2 24 | $2.47 | $1.08 | ||
| Q1 24 | $2.03 | $1.05 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $40.2M | $1.0B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.1B | $1.4B |
| 总资产 | $2.3B | $12.5B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CSWOFG
| Q4 25 | $40.2M | $1.0B | ||
| Q3 25 | $31.5M | $740.3M | ||
| Q2 25 | $38.0M | $851.8M | ||
| Q1 25 | $225.8M | $710.6M | ||
| Q4 24 | $213.8M | $591.1M | ||
| Q3 24 | $273.2M | $680.6M | ||
| Q2 24 | $18.9M | $740.4M | ||
| Q1 24 | $22.2M | $754.4M |
总债务CSWOFG
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | $800.1M | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | $166.0M | — |
股东权益CSWOFG
| Q4 25 | $1.1B | $1.4B | ||
| Q3 25 | $1.1B | $1.4B | ||
| Q2 25 | $1.1B | $1.3B | ||
| Q1 25 | $1.1B | $1.3B | ||
| Q4 24 | $1.0B | $1.3B | ||
| Q3 24 | $1.0B | $1.3B | ||
| Q2 24 | $650.2M | $1.2B | ||
| Q1 24 | $615.7M | $1.2B |
总资产CSWOFG
| Q4 25 | $2.3B | $12.5B | ||
| Q3 25 | $1.5B | $12.2B | ||
| Q2 25 | $1.5B | $12.2B | ||
| Q1 25 | $1.4B | $11.7B | ||
| Q4 24 | $1.4B | $11.5B | ||
| Q3 24 | $1.4B | $11.5B | ||
| Q2 24 | $1.1B | $11.3B | ||
| Q1 24 | $1.0B | $11.2B |
负债/权益比CSWOFG
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | 0.75× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | 0.27× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $28.9M | $217.7M |
| 自由现金流经营现金流 - 资本支出 | $22.7M | $199.3M |
| 自由现金流率自由现金流/营收 | 9.8% | 108.1% |
| 资本支出强度资本支出/营收 | 2.6% | 10.0% |
| 现金转化率经营现金流/净利润 | 2.81× | 3.90× |
| 过去12个月自由现金流最近4个季度 | $162.0M | $345.4M |
8季度趋势，按日历期对齐
经营现金流CSWOFG
| Q4 25 | $28.9M | $217.7M | ||
| Q3 25 | $61.8M | $39.5M | ||
| Q2 25 | $60.6M | $35.9M | ||
| Q1 25 | $27.3M | $83.1M | ||
| Q4 24 | $11.6M | $252.5M | ||
| Q3 24 | $66.8M | $58.1M | ||
| Q2 24 | $62.7M | $95.1M | ||
| Q1 24 | $22.4M | $61.0M |
自由现金流CSWOFG
| Q4 25 | $22.7M | $199.3M | ||
| Q3 25 | $58.7M | $35.5M | ||
| Q2 25 | $57.7M | $31.8M | ||
| Q1 25 | $22.8M | $78.7M | ||
| Q4 24 | $8.5M | $231.2M | ||
| Q3 24 | $61.3M | $51.8M | ||
| Q2 24 | $59.6M | $90.4M | ||
| Q1 24 | $17.5M | $54.8M |
自由现金流率CSWOFG
| Q4 25 | 9.8% | 108.1% | ||
| Q3 25 | 21.2% | 19.1% | ||
| Q2 25 | 21.9% | 17.4% | ||
| Q1 25 | 9.9% | 44.1% | ||
| Q4 24 | 4.4% | 126.5% | ||
| Q3 24 | 26.9% | 29.6% | ||
| Q2 24 | 26.3% | 50.3% | ||
| Q1 24 | 8.3% | 31.4% |
资本支出强度CSWOFG
| Q4 25 | 2.6% | 10.0% | ||
| Q3 25 | 1.1% | 2.1% | ||
| Q2 25 | 1.1% | 2.3% | ||
| Q1 25 | 2.0% | 2.4% | ||
| Q4 24 | 1.6% | 11.7% | ||
| Q3 24 | 2.4% | 3.6% | ||
| Q2 24 | 1.4% | 2.6% | ||
| Q1 24 | 2.3% | 3.5% |
现金转化率CSWOFG
| Q4 25 | 2.81× | 3.90× | ||
| Q3 25 | 1.52× | 0.76× | ||
| Q2 25 | 1.48× | 0.69× | ||
| Q1 25 | 0.78× | 1.82× | ||
| Q4 24 | 0.43× | 5.02× | ||
| Q3 24 | 1.85× | 1.24× | ||
| Q2 24 | 1.62× | 1.86× | ||
| Q1 24 | 0.71× | 1.23× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CSW
| Contractor Solutions Segment | $166.3M | 71% |
| Specialized Reliability Solutions Segment | $38.2M | 16% |
| Engineered Building Solutions Segment | $28.5M | 12% |
OFG
暂无分部数据
