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CSW INDUSTRIALS, INC.（CSW）与WESBANCO INC（WSBC）财务数据对比。点击上方公司名可切换其他公司
WESBANCO INC的季度营收约是CSW INDUSTRIALS, INC.的1.1倍（$257.2M vs $233.0M），WESBANCO INC净利率更高（34.5% vs 4.4%，领先30.1%），过去两年WESBANCO INC的营收复合增速更高（31.9% vs 5.1%）
WesBanco是一家总部位于美国西弗吉尼亚州惠灵的银行控股公司，业务覆盖广泛，目前在西弗吉尼亚州、俄亥俄州、宾夕法尼亚州西部、肯塔基州、马里兰州及印第安纳州南部拥有超过200家营业网点，为当地客户提供多元金融服务。
CSW vs WSBC — 直观对比
营收规模更大
WSBC
是对方的1.1倍
$233.0M
净利率更高
WSBC
高出30.1%
4.4%
两年增速更快
WSBC
近两年复合增速
5.1%
损益表 — Q3 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $233.0M | $257.2M |
| 净利润 | $10.3M | $88.6M |
| 毛利率 | 39.7% | — |
| 营业利润率 | 7.4% | — |
| 净利率 | 4.4% | 34.5% |
| 营收同比 | 20.3% | — |
| 净利润同比 | -61.9% | 54.4% |
| 每股收益（稀释后） | $0.62 | $0.88 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CSWWSBC
| Q1 26 | — | $257.2M | ||
| Q4 25 | $233.0M | $265.6M | ||
| Q3 25 | $277.0M | $261.6M | ||
| Q2 25 | $263.6M | $260.7M | ||
| Q1 25 | $230.5M | $193.2M | ||
| Q4 24 | $193.6M | $162.9M | ||
| Q3 24 | $227.9M | $150.8M | ||
| Q2 24 | $226.2M | $147.9M |
净利润CSWWSBC
| Q1 26 | — | $88.6M | ||
| Q4 25 | $10.3M | $91.1M | ||
| Q3 25 | $40.7M | $83.6M | ||
| Q2 25 | $40.9M | $57.4M | ||
| Q1 25 | $35.1M | $-9.0M | ||
| Q4 24 | $26.9M | $49.6M | ||
| Q3 24 | $36.1M | $37.3M | ||
| Q2 24 | $38.6M | $28.9M |
毛利率CSWWSBC
| Q1 26 | — | — | ||
| Q4 25 | 39.7% | — | ||
| Q3 25 | 43.0% | — | ||
| Q2 25 | 43.8% | — | ||
| Q1 25 | 44.2% | — | ||
| Q4 24 | 41.4% | — | ||
| Q3 24 | 45.6% | — | ||
| Q2 24 | 47.5% | — |
营业利润率CSWWSBC
| Q1 26 | — | — | ||
| Q4 25 | 7.4% | 43.2% | ||
| Q3 25 | 20.5% | 39.5% | ||
| Q2 25 | 20.8% | 27.2% | ||
| Q1 25 | 19.5% | -5.0% | ||
| Q4 24 | 15.3% | 38.0% | ||
| Q3 24 | 22.6% | 29.7% | ||
| Q2 24 | 24.3% | 23.7% |
净利率CSWWSBC
| Q1 26 | — | 34.5% | ||
| Q4 25 | 4.4% | 34.3% | ||
| Q3 25 | 14.7% | 31.9% | ||
| Q2 25 | 15.5% | 22.0% | ||
| Q1 25 | 15.2% | -4.7% | ||
| Q4 24 | 13.9% | 30.5% | ||
| Q3 24 | 15.8% | 24.7% | ||
| Q2 24 | 17.1% | 19.5% |
每股收益（稀释后）CSWWSBC
| Q1 26 | — | $0.88 | ||
| Q4 25 | $0.62 | $0.97 | ||
| Q3 25 | $2.41 | $0.84 | ||
| Q2 25 | $2.43 | $0.57 | ||
| Q1 25 | $2.05 | $-0.15 | ||
| Q4 24 | $1.60 | $0.72 | ||
| Q3 24 | $2.26 | $0.54 | ||
| Q2 24 | $2.47 | $0.44 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $40.2M | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.1B | $4.1B |
| 总资产 | $2.3B | $27.5B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CSWWSBC
| Q1 26 | — | — | ||
| Q4 25 | $40.2M | $956.1M | ||
| Q3 25 | $31.5M | $1.0B | ||
| Q2 25 | $38.0M | $1.2B | ||
| Q1 25 | $225.8M | $1.1B | ||
| Q4 24 | $213.8M | $568.1M | ||
| Q3 24 | $273.2M | $620.9M | ||
| Q2 24 | $18.9M | $486.8M |
总债务CSWWSBC
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | $800.1M | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益CSWWSBC
| Q1 26 | — | $4.1B | ||
| Q4 25 | $1.1B | $4.0B | ||
| Q3 25 | $1.1B | $4.1B | ||
| Q2 25 | $1.1B | $3.8B | ||
| Q1 25 | $1.1B | $3.8B | ||
| Q4 24 | $1.0B | $2.8B | ||
| Q3 24 | $1.0B | $2.8B | ||
| Q2 24 | $650.2M | $2.5B |
总资产CSWWSBC
| Q1 26 | — | $27.5B | ||
| Q4 25 | $2.3B | $27.7B | ||
| Q3 25 | $1.5B | $27.5B | ||
| Q2 25 | $1.5B | $27.6B | ||
| Q1 25 | $1.4B | $27.4B | ||
| Q4 24 | $1.4B | $18.7B | ||
| Q3 24 | $1.4B | $18.5B | ||
| Q2 24 | $1.1B | $18.1B |
负债/权益比CSWWSBC
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | 0.75× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $28.9M | — |
| 自由现金流经营现金流 - 资本支出 | $22.7M | — |
| 自由现金流率自由现金流/营收 | 9.8% | — |
| 资本支出强度资本支出/营收 | 2.6% | — |
| 现金转化率经营现金流/净利润 | 2.81× | — |
| 过去12个月自由现金流最近4个季度 | $162.0M | — |
8季度趋势，按日历期对齐
经营现金流CSWWSBC
| Q1 26 | — | — | ||
| Q4 25 | $28.9M | $290.4M | ||
| Q3 25 | $61.8M | $116.9M | ||
| Q2 25 | $60.6M | $105.0M | ||
| Q1 25 | $27.3M | $-26.4M | ||
| Q4 24 | $11.6M | $211.0M | ||
| Q3 24 | $66.8M | $60.7M | ||
| Q2 24 | $62.7M | $18.2M |
自由现金流CSWWSBC
| Q1 26 | — | — | ||
| Q4 25 | $22.7M | $280.0M | ||
| Q3 25 | $58.7M | $114.9M | ||
| Q2 25 | $57.7M | $98.3M | ||
| Q1 25 | $22.8M | $-30.7M | ||
| Q4 24 | $8.5M | $200.7M | ||
| Q3 24 | $61.3M | $56.9M | ||
| Q2 24 | $59.6M | $17.3M |
自由现金流率CSWWSBC
| Q1 26 | — | — | ||
| Q4 25 | 9.8% | 105.4% | ||
| Q3 25 | 21.2% | 43.9% | ||
| Q2 25 | 21.9% | 37.7% | ||
| Q1 25 | 9.9% | -15.9% | ||
| Q4 24 | 4.4% | 123.2% | ||
| Q3 24 | 26.9% | 37.7% | ||
| Q2 24 | 26.3% | 11.7% |
资本支出强度CSWWSBC
| Q1 26 | — | — | ||
| Q4 25 | 2.6% | 3.9% | ||
| Q3 25 | 1.1% | 0.8% | ||
| Q2 25 | 1.1% | 2.6% | ||
| Q1 25 | 2.0% | 2.2% | ||
| Q4 24 | 1.6% | 6.3% | ||
| Q3 24 | 2.4% | 2.5% | ||
| Q2 24 | 1.4% | 0.6% |
现金转化率CSWWSBC
| Q1 26 | — | — | ||
| Q4 25 | 2.81× | 3.19× | ||
| Q3 25 | 1.52× | 1.40× | ||
| Q2 25 | 1.48× | 1.83× | ||
| Q1 25 | 0.78× | — | ||
| Q4 24 | 0.43× | 4.25× | ||
| Q3 24 | 1.85× | 1.63× | ||
| Q2 24 | 1.62× | 0.63× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CSW
| Contractor Solutions Segment | $166.3M | 71% |
| Specialized Reliability Solutions Segment | $38.2M | 16% |
| Engineered Building Solutions Segment | $28.5M | 12% |
WSBC
| Net Interest Income | $215.4M | 84% |
| Noninterest Income | $41.8M | 16% |
