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QWEST CORP（CTBB）与Regions Financial Corporation（RF）财务数据对比。点击上方公司名可切换其他公司
Regions Financial Corporation的季度营收约是QWEST CORP的1.2倍（$1.3B vs $1.1B），Regions Financial Corporation净利率更高（41.7% vs -187.5%，领先229.2%），Regions Financial Corporation同比增速更快（4.1% vs -15.0%），过去两年Regions Financial Corporation的营收复合增速更高（4.0% vs -8.6%）
奎斯特公司（以CenturyLink QC名义运营）是一家隶属于 lumen Technologies 的地区性贝尔运营公司。其前身为1911年成立的山地电话电报公司，先后更名为山地贝尔、美国西部通讯，2000年改为现名，业务整合了原Malheur Bell、西北贝尔、太平洋西北贝尔的运营资源。
Regions Financial Corporation是美国银行控股企业，总部位于阿拉巴马州伯明翰市。公司提供零售及商业银行、信托、股票经纪、抵押贷款等服务，旗下银行业务子公司Regions Bank在美国南部和中西部15个州运营约1300家营业网点和2000台自动柜员机，服务大量当地个人及企业客户。
CTBB vs RF — 直观对比
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.1B | $1.3B |
| 净利润 | $-2.1B | $534.0M |
| 毛利率 | 67.9% | — |
| 营业利润率 | -183.2% | 55.3% |
| 净利率 | -187.5% | 41.7% |
| 营收同比 | -15.0% | 4.1% |
| 净利润同比 | -627.9% | 0.0% |
| 每股收益（稀释后） | — | $0.59 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $1.1B | $1.3B | ||
| Q3 25 | $1.1B | $1.3B | ||
| Q2 25 | $1.1B | $1.3B | ||
| Q1 25 | $1.2B | $1.2B | ||
| Q4 24 | $1.3B | $1.2B | ||
| Q3 24 | $1.3B | $1.2B | ||
| Q2 24 | $1.3B | $1.2B | ||
| Q1 24 | $1.3B | $1.2B |
| Q4 25 | $-2.1B | $534.0M | ||
| Q3 25 | $176.0M | $569.0M | ||
| Q2 25 | $277.0M | $563.0M | ||
| Q1 25 | $284.0M | $490.0M | ||
| Q4 24 | $391.0M | $534.0M | ||
| Q3 24 | $365.0M | $490.0M | ||
| Q2 24 | $378.0M | $501.0M | ||
| Q1 24 | $353.0M | $368.0M |
| Q4 25 | 67.9% | — | ||
| Q3 25 | 65.3% | — | ||
| Q2 25 | 68.2% | — | ||
| Q1 25 | 69.3% | — | ||
| Q4 24 | 71.2% | — | ||
| Q3 24 | 69.9% | — | ||
| Q2 24 | 71.6% | — | ||
| Q1 24 | 71.9% | — |
| Q4 25 | -183.2% | 55.3% | ||
| Q3 25 | 22.3% | 56.3% | ||
| Q2 25 | 33.1% | 56.1% | ||
| Q1 25 | 33.7% | 52.0% | ||
| Q4 24 | 40.7% | 53.4% | ||
| Q3 24 | 38.5% | 49.9% | ||
| Q2 24 | 40.3% | 52.7% | ||
| Q1 24 | 37.6% | 39.2% |
| Q4 25 | -187.5% | 41.7% | ||
| Q3 25 | 16.1% | 45.3% | ||
| Q2 25 | 24.3% | 44.7% | ||
| Q1 25 | 24.7% | 41.0% | ||
| Q4 24 | 30.2% | 43.4% | ||
| Q3 24 | 28.2% | 40.2% | ||
| Q2 24 | 28.7% | 42.2% | ||
| Q1 24 | 26.8% | 31.1% |
| Q4 25 | — | $0.59 | ||
| Q3 25 | — | $0.61 | ||
| Q2 25 | — | $0.59 | ||
| Q1 25 | — | $0.51 | ||
| Q4 24 | — | $0.55 | ||
| Q3 24 | — | $0.49 | ||
| Q2 24 | — | $0.52 | ||
| Q1 24 | — | $0.37 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $39.0M | — |
| 总债务越低越好 | $1.7B | $4.1B |
| 股东权益账面价值 | $10.9B | $19.0B |
| 总资产 | $15.8B | $158.8B |
| 负债/权益比越低杠杆越低 | 0.15× | 0.22× |
8季度趋势，按日历期对齐
| Q4 25 | $39.0M | — | ||
| Q3 25 | $36.0M | — | ||
| Q2 25 | $25.0M | — | ||
| Q1 25 | $40.0M | — | ||
| Q4 24 | $26.0M | — | ||
| Q3 24 | $22.0M | — | ||
| Q2 24 | $18.0M | — | ||
| Q1 24 | $14.0M | — |
| Q4 25 | $1.7B | $4.1B | ||
| Q3 25 | $1.7B | $4.8B | ||
| Q2 25 | $1.7B | $5.3B | ||
| Q1 25 | $1.7B | $6.0B | ||
| Q4 24 | $1.7B | $6.0B | ||
| Q3 24 | $1.7B | $6.0B | ||
| Q2 24 | $1.9B | $5.1B | ||
| Q1 24 | $1.9B | $3.3B |
| Q4 25 | $10.9B | $19.0B | ||
| Q3 25 | $13.0B | $19.0B | ||
| Q2 25 | $12.8B | $18.7B | ||
| Q1 25 | $12.5B | $18.5B | ||
| Q4 24 | $12.2B | $17.9B | ||
| Q3 24 | $11.9B | $18.7B | ||
| Q2 24 | $11.5B | $17.2B | ||
| Q1 24 | $11.1B | $17.0B |
| Q4 25 | $15.8B | $158.8B | ||
| Q3 25 | $17.9B | $159.9B | ||
| Q2 25 | $17.8B | $159.2B | ||
| Q1 25 | $17.6B | $159.8B | ||
| Q4 24 | $17.4B | $157.3B | ||
| Q3 24 | $17.0B | $157.4B | ||
| Q2 24 | $16.6B | $154.1B | ||
| Q1 24 | $16.4B | $154.9B |
| Q4 25 | 0.15× | 0.22× | ||
| Q3 25 | 0.13× | 0.25× | ||
| Q2 25 | 0.13× | 0.28× | ||
| Q1 25 | 0.13× | 0.32× | ||
| Q4 24 | 0.14× | 0.34× | ||
| Q3 24 | 0.14× | 0.32× | ||
| Q2 24 | 0.17× | 0.30× | ||
| Q1 24 | 0.17× | 0.20× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $402.0M | $-319.0M |
| 自由现金流经营现金流 - 资本支出 | $160.0M | — |
| 自由现金流率自由现金流/营收 | 14.5% | — |
| 资本支出强度资本支出/营收 | 22.0% | — |
| 现金转化率经营现金流/净利润 | — | -0.60× |
| 过去12个月自由现金流最近4个季度 | $938.0M | — |
8季度趋势，按日历期对齐
| Q4 25 | $402.0M | $-319.0M | ||
| Q3 25 | $427.0M | $861.0M | ||
| Q2 25 | $480.0M | $573.0M | ||
| Q1 25 | $453.0M | $1.1B | ||
| Q4 24 | $548.0M | $-220.0M | ||
| Q3 24 | $627.0M | $1.3B | ||
| Q2 24 | $548.0M | $161.0M | ||
| Q1 24 | $471.0M | $396.0M |
| Q4 25 | $160.0M | — | ||
| Q3 25 | $252.0M | — | ||
| Q2 25 | $276.0M | — | ||
| Q1 25 | $250.0M | — | ||
| Q4 24 | $277.0M | — | ||
| Q3 24 | $396.0M | — | ||
| Q2 24 | $280.0M | — | ||
| Q1 24 | $194.0M | — |
| Q4 25 | 14.5% | — | ||
| Q3 25 | 23.1% | — | ||
| Q2 25 | 24.2% | — | ||
| Q1 25 | 21.7% | — | ||
| Q4 24 | 21.4% | — | ||
| Q3 24 | 30.6% | — | ||
| Q2 24 | 21.3% | — | ||
| Q1 24 | 14.7% | — |
| Q4 25 | 22.0% | — | ||
| Q3 25 | 16.0% | — | ||
| Q2 25 | 17.9% | — | ||
| Q1 25 | 17.6% | — | ||
| Q4 24 | 20.9% | — | ||
| Q3 24 | 17.9% | — | ||
| Q2 24 | 20.4% | — | ||
| Q1 24 | 21.0% | — |
| Q4 25 | — | -0.60× | ||
| Q3 25 | 2.43× | 1.51× | ||
| Q2 25 | 1.73× | 1.02× | ||
| Q1 25 | 1.60× | 2.18× | ||
| Q4 24 | 1.40× | -0.41× | ||
| Q3 24 | 1.72× | 2.57× | ||
| Q2 24 | 1.45× | 0.32× | ||
| Q1 24 | 1.33× | 1.08× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CTBB
| Nonrelated Party | $665.0M | 60% |
| Other | $436.0M | 40% |
RF
| Consumer Bank | $747.0M | 58% |
| Corporate Bank | $487.0M | 38% |
| Wealth Management | $47.0M | 4% |
