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CANTALOUPE, INC.（CTLP）与HomeTrust Bancshares, Inc.（HTB）财务数据对比。点击上方公司名可切换其他公司
CANTALOUPE, INC.的季度营收约是HomeTrust Bancshares, Inc.的1.5倍（$78.7M vs $53.6M），CANTALOUPE, INC.同比增速更快（6.8% vs 3.7%），HomeTrust Bancshares, Inc.自由现金流更多（$45.3M vs $-614.0K），过去两年CANTALOUPE, INC.的营收复合增速更高（7.7% vs 3.5%）
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HomeTrust Bancshares, Inc.是总部位于美国北卡罗来纳州阿什维尔的银行控股公司，总资产达43亿美元，在北卡、南卡、佐治亚和田纳西州共设有33家网点，旗下拥有HomeTrust银行、Tryon联邦银行等七家社区银行。
CTLP vs HTB — 直观对比
营收规模更大
CTLP
是对方的1.5倍
$53.6M
营收增速更快
CTLP
高出3.1%
3.7%
自由现金流更多
HTB
多$45.9M
$-614.0K
两年增速更快
CTLP
近两年复合增速
3.5%
损益表 — Q2 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $78.7M | $53.6M |
| 净利润 | $-70.0K | — |
| 毛利率 | — | — |
| 营业利润率 | 2.0% | 37.0% |
| 净利率 | -0.1% | — |
| 营收同比 | 6.8% | 3.7% |
| 净利润同比 | -101.4% | — |
| 每股收益（稀释后） | $0.00 | $0.93 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CTLPHTB
| Q4 25 | $78.7M | $53.6M | ||
| Q3 25 | $80.9M | $54.1M | ||
| Q2 25 | $82.6M | $54.4M | ||
| Q1 25 | $75.4M | $50.9M | ||
| Q4 24 | $73.7M | $51.7M | ||
| Q3 24 | $70.8M | $50.6M | ||
| Q2 24 | $72.7M | $50.6M | ||
| Q1 24 | $67.9M | $50.0M |
净利润CTLPHTB
| Q4 25 | $-70.0K | — | ||
| Q3 25 | $-919.0K | $16.5M | ||
| Q2 25 | $6.8M | $17.2M | ||
| Q1 25 | $49.2M | $14.5M | ||
| Q4 24 | $5.0M | — | ||
| Q3 24 | $3.6M | $13.1M | ||
| Q2 24 | $2.2M | $12.4M | ||
| Q1 24 | $4.7M | $15.1M |
毛利率CTLPHTB
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | 39.6% | — |
营业利润率CTLPHTB
| Q4 25 | 2.0% | 37.0% | ||
| Q3 25 | 2.0% | 38.5% | ||
| Q2 25 | 6.3% | 40.1% | ||
| Q1 25 | 9.1% | 36.2% | ||
| Q4 24 | 8.4% | 35.4% | ||
| Q3 24 | 5.8% | 33.2% | ||
| Q2 24 | 4.9% | 31.3% | ||
| Q1 24 | 6.3% | 38.0% |
净利率CTLPHTB
| Q4 25 | -0.1% | — | ||
| Q3 25 | -1.1% | 30.5% | ||
| Q2 25 | 8.3% | 31.6% | ||
| Q1 25 | 65.2% | 28.5% | ||
| Q4 24 | 6.7% | — | ||
| Q3 24 | 5.0% | 25.9% | ||
| Q2 24 | 3.0% | 24.6% | ||
| Q1 24 | 6.9% | 30.1% |
每股收益（稀释后）CTLPHTB
| Q4 25 | $0.00 | $0.93 | ||
| Q3 25 | $-0.02 | $0.95 | ||
| Q2 25 | $0.10 | $1.00 | ||
| Q1 25 | $0.65 | $0.84 | ||
| Q4 24 | $0.07 | $0.83 | ||
| Q3 24 | $0.04 | $0.76 | ||
| Q2 24 | $0.03 | $0.73 | ||
| Q1 24 | $0.06 | $0.88 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $53.0M | $324.7M |
| 总债务越低越好 | $37.7M | — |
| 股东权益账面价值 | $252.5M | $600.7M |
| 总资产 | $381.9M | $4.5B |
| 负债/权益比越低杠杆越低 | 0.15× | — |
8季度趋势，按日历期对齐
现金及短期投资CTLPHTB
| Q4 25 | $53.0M | $324.7M | ||
| Q3 25 | $55.0M | $315.8M | ||
| Q2 25 | $51.1M | $297.2M | ||
| Q1 25 | $46.3M | $299.8M | ||
| Q4 24 | $27.7M | $279.2M | ||
| Q3 24 | $33.1M | $293.5M | ||
| Q2 24 | $58.9M | $294.2M | ||
| Q1 24 | $50.2M | $380.5M |
总债务CTLPHTB
| Q4 25 | $37.7M | — | ||
| Q3 25 | $38.3M | — | ||
| Q2 25 | $38.7M | — | ||
| Q1 25 | $39.2M | — | ||
| Q4 24 | $37.0M | — | ||
| Q3 24 | $37.3M | — | ||
| Q2 24 | $37.5M | — | ||
| Q1 24 | $38.1M | — |
股东权益CTLPHTB
| Q4 25 | $252.5M | $600.7M | ||
| Q3 25 | $251.8M | $595.8M | ||
| Q2 25 | $251.0M | $579.3M | ||
| Q1 25 | $240.7M | $565.4M | ||
| Q4 24 | $190.1M | $551.8M | ||
| Q3 24 | $186.2M | $540.0M | ||
| Q2 24 | $181.7M | $523.6M | ||
| Q1 24 | $178.8M | $513.2M |
总资产CTLPHTB
| Q4 25 | $381.9M | $4.5B | ||
| Q3 25 | $389.5M | $4.6B | ||
| Q2 25 | $381.9M | $4.6B | ||
| Q1 25 | $370.5M | $4.6B | ||
| Q4 24 | $303.0M | $4.6B | ||
| Q3 24 | $312.1M | $4.6B | ||
| Q2 24 | $335.6M | $4.7B | ||
| Q1 24 | $319.9M | $4.7B |
负债/权益比CTLPHTB
| Q4 25 | 0.15× | — | ||
| Q3 25 | 0.15× | — | ||
| Q2 25 | 0.15× | — | ||
| Q1 25 | 0.16× | — | ||
| Q4 24 | 0.19× | — | ||
| Q3 24 | 0.20× | — | ||
| Q2 24 | 0.21× | — | ||
| Q1 24 | 0.21× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $3.1M | $49.5M |
| 自由现金流经营现金流 - 资本支出 | $-614.0K | $45.3M |
| 自由现金流率自由现金流/营收 | -0.8% | 84.5% |
| 资本支出强度资本支出/营收 | 4.8% | 7.8% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $25.8M | $93.8M |
8季度趋势，按日历期对齐
经营现金流CTLPHTB
| Q4 25 | $3.1M | $49.5M | ||
| Q3 25 | $7.0M | $-11.3M | ||
| Q2 25 | $9.4M | $-8.8M | ||
| Q1 25 | $22.4M | $71.7M | ||
| Q4 24 | $522.0K | $45.4M | ||
| Q3 24 | $-12.0M | $43.8M | ||
| Q2 24 | $14.3M | $5.9M | ||
| Q1 24 | $14.7M | $-9.0M |
自由现金流CTLPHTB
| Q4 25 | $-614.0K | $45.3M | ||
| Q3 25 | $3.5M | $-12.0M | ||
| Q2 25 | $4.3M | $-10.2M | ||
| Q1 25 | $18.6M | $70.7M | ||
| Q4 24 | $-3.8M | $42.4M | ||
| Q3 24 | $-15.8M | $43.1M | ||
| Q2 24 | $8.5M | $5.7M | ||
| Q1 24 | $11.4M | $-9.6M |
自由现金流率CTLPHTB
| Q4 25 | -0.8% | 84.5% | ||
| Q3 25 | 4.4% | -22.2% | ||
| Q2 25 | 5.3% | -18.7% | ||
| Q1 25 | 24.6% | 138.7% | ||
| Q4 24 | -5.1% | 82.0% | ||
| Q3 24 | -22.3% | 85.1% | ||
| Q2 24 | 11.7% | 11.2% | ||
| Q1 24 | 16.9% | -19.2% |
资本支出强度CTLPHTB
| Q4 25 | 4.8% | 7.8% | ||
| Q3 25 | 4.2% | 1.4% | ||
| Q2 25 | 6.2% | 2.5% | ||
| Q1 25 | 5.1% | 2.0% | ||
| Q4 24 | 5.8% | 5.9% | ||
| Q3 24 | 5.4% | 1.3% | ||
| Q2 24 | 7.9% | 0.5% | ||
| Q1 24 | 4.8% | 1.1% |
现金转化率CTLPHTB
| Q4 25 | — | — | ||
| Q3 25 | — | -0.68× | ||
| Q2 25 | 1.38× | -0.51× | ||
| Q1 25 | 0.46× | 4.93× | ||
| Q4 24 | 0.10× | — | ||
| Q3 24 | -3.36× | 3.34× | ||
| Q2 24 | 6.47× | 0.48× | ||
| Q1 24 | 3.16× | -0.60× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CTLP
| Transaction Processing | $47.9M | 61% |
| Subscription Revenue | $21.8M | 28% |
| Products | $9.0M | 11% |
HTB
暂无分部数据
