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CANTALOUPE, INC.（CTLP）与REPUBLIC BANCORP INC（RBCAA）财务数据对比。点击上方公司名可切换其他公司
REPUBLIC BANCORP INC的季度营收约是CANTALOUPE, INC.的1.2倍（$94.3M vs $78.7M），REPUBLIC BANCORP INC净利率更高（24.2% vs -0.1%，领先24.3%），CANTALOUPE, INC.同比增速更快（6.8% vs 5.3%），REPUBLIC BANCORP INC自由现金流更多（$161.1M vs $-614.0K），过去两年CANTALOUPE, INC.的营收复合增速更高（7.7% vs -11.5%）
坎塔卢波（原美国技术公司）是一家美国科技企业，核心业务为ePort无现金支付受理技术，依托持专利的PCI合规ePort Connect服务开展运营。该服务可通过无线方式为消费者提供信用卡、借记卡以及Apple Pay、Google Pay等NFC钱包支付选项，同时为运营商提供遥测与机器间通信服务，ePort技术主要应用于...
肯塔基州共和银行是美国的一家区域性银行控股企业，提供零售及商业银行全品类服务，涵盖个人存贷款、企业融资、按揭产品及财富管理解决方案，主要服务肯塔基州及周边州的个人消费者和中小企业客户。
CTLP vs RBCAA — 直观对比
营收规模更大
RBCAA
是对方的1.2倍
$78.7M
营收增速更快
CTLP
高出1.5%
5.3%
净利率更高
RBCAA
高出24.3%
-0.1%
自由现金流更多
RBCAA
多$161.7M
$-614.0K
两年增速更快
CTLP
近两年复合增速
-11.5%
损益表 — Q2 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $78.7M | $94.3M |
| 净利润 | $-70.0K | $22.8M |
| 毛利率 | — | — |
| 营业利润率 | 2.0% | 29.3% |
| 净利率 | -0.1% | 24.2% |
| 营收同比 | 6.8% | 5.3% |
| 净利润同比 | -101.4% | 20.0% |
| 每股收益（稀释后） | $0.00 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CTLPRBCAA
| Q4 25 | $78.7M | $94.3M | ||
| Q3 25 | $80.9M | $93.5M | ||
| Q2 25 | $82.6M | $93.8M | ||
| Q1 25 | $75.4M | $135.8M | ||
| Q4 24 | $73.7M | $89.5M | ||
| Q3 24 | $70.8M | $88.1M | ||
| Q2 24 | $72.7M | $86.9M | ||
| Q1 24 | $67.9M | $120.3M |
净利润CTLPRBCAA
| Q4 25 | $-70.0K | $22.8M | ||
| Q3 25 | $-919.0K | $29.7M | ||
| Q2 25 | $6.8M | $31.5M | ||
| Q1 25 | $49.2M | $47.3M | ||
| Q4 24 | $5.0M | $19.0M | ||
| Q3 24 | $3.6M | $26.5M | ||
| Q2 24 | $2.2M | $25.2M | ||
| Q1 24 | $4.7M | $30.6M |
毛利率CTLPRBCAA
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | 39.6% | — |
营业利润率CTLPRBCAA
| Q4 25 | 2.0% | 29.3% | ||
| Q3 25 | 2.0% | 40.4% | ||
| Q2 25 | 6.3% | 43.0% | ||
| Q1 25 | 9.1% | 44.1% | ||
| Q4 24 | 8.4% | 25.8% | ||
| Q3 24 | 5.8% | 38.4% | ||
| Q2 24 | 4.9% | 37.0% | ||
| Q1 24 | 6.3% | 32.2% |
净利率CTLPRBCAA
| Q4 25 | -0.1% | 24.2% | ||
| Q3 25 | -1.1% | 31.8% | ||
| Q2 25 | 8.3% | 33.5% | ||
| Q1 25 | 65.2% | 34.8% | ||
| Q4 24 | 6.7% | 21.2% | ||
| Q3 24 | 5.0% | 30.1% | ||
| Q2 24 | 3.0% | 29.0% | ||
| Q1 24 | 6.9% | 25.4% |
每股收益（稀释后）CTLPRBCAA
| Q4 25 | $0.00 | — | ||
| Q3 25 | $-0.02 | — | ||
| Q2 25 | $0.10 | — | ||
| Q1 25 | $0.65 | — | ||
| Q4 24 | $0.07 | — | ||
| Q3 24 | $0.04 | — | ||
| Q2 24 | $0.03 | — | ||
| Q1 24 | $0.06 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $53.0M | $220.0M |
| 总债务越低越好 | $37.7M | — |
| 股东权益账面价值 | $252.5M | $1.1B |
| 总资产 | $381.9M | $7.0B |
| 负债/权益比越低杠杆越低 | 0.15× | — |
8季度趋势，按日历期对齐
现金及短期投资CTLPRBCAA
| Q4 25 | $53.0M | $220.0M | ||
| Q3 25 | $55.0M | $484.2M | ||
| Q2 25 | $51.1M | $484.8M | ||
| Q1 25 | $46.3M | $793.0M | ||
| Q4 24 | $27.7M | $432.2M | ||
| Q3 24 | $33.1M | $530.9M | ||
| Q2 24 | $58.9M | $400.1M | ||
| Q1 24 | $50.2M | $546.4M |
总债务CTLPRBCAA
| Q4 25 | $37.7M | — | ||
| Q3 25 | $38.3M | — | ||
| Q2 25 | $38.7M | — | ||
| Q1 25 | $39.2M | — | ||
| Q4 24 | $37.0M | — | ||
| Q3 24 | $37.3M | — | ||
| Q2 24 | $37.5M | — | ||
| Q1 24 | $38.1M | — |
股东权益CTLPRBCAA
| Q4 25 | $252.5M | $1.1B | ||
| Q3 25 | $251.8M | $1.1B | ||
| Q2 25 | $251.0M | $1.1B | ||
| Q1 25 | $240.7M | $1.0B | ||
| Q4 24 | $190.1M | $992.0M | ||
| Q3 24 | $186.2M | $979.7M | ||
| Q2 24 | $181.7M | $955.4M | ||
| Q1 24 | $178.8M | $935.6M |
总资产CTLPRBCAA
| Q4 25 | $381.9M | $7.0B | ||
| Q3 25 | $389.5M | $7.0B | ||
| Q2 25 | $381.9M | $7.0B | ||
| Q1 25 | $370.5M | $7.1B | ||
| Q4 24 | $303.0M | $6.8B | ||
| Q3 24 | $312.1M | $6.7B | ||
| Q2 24 | $335.6M | $6.6B | ||
| Q1 24 | $319.9M | $6.9B |
负债/权益比CTLPRBCAA
| Q4 25 | 0.15× | — | ||
| Q3 25 | 0.15× | — | ||
| Q2 25 | 0.15× | — | ||
| Q1 25 | 0.16× | — | ||
| Q4 24 | 0.19× | — | ||
| Q3 24 | 0.20× | — | ||
| Q2 24 | 0.21× | — | ||
| Q1 24 | 0.21× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $3.1M | $168.2M |
| 自由现金流经营现金流 - 资本支出 | $-614.0K | $161.1M |
| 自由现金流率自由现金流/营收 | -0.8% | 170.9% |
| 资本支出强度资本支出/营收 | 4.8% | 7.5% |
| 现金转化率经营现金流/净利润 | — | 7.37× |
| 过去12个月自由现金流最近4个季度 | $25.8M | $288.6M |
8季度趋势，按日历期对齐
经营现金流CTLPRBCAA
| Q4 25 | $3.1M | $168.2M | ||
| Q3 25 | $7.0M | $33.3M | ||
| Q2 25 | $9.4M | $8.4M | ||
| Q1 25 | $22.4M | $93.2M | ||
| Q4 24 | $522.0K | $149.0M | ||
| Q3 24 | $-12.0M | $51.3M | ||
| Q2 24 | $14.3M | $4.0M | ||
| Q1 24 | $14.7M | $71.2M |
自由现金流CTLPRBCAA
| Q4 25 | $-614.0K | $161.1M | ||
| Q3 25 | $3.5M | $30.8M | ||
| Q2 25 | $4.3M | $5.2M | ||
| Q1 25 | $18.6M | $91.6M | ||
| Q4 24 | $-3.8M | $143.2M | ||
| Q3 24 | $-15.8M | $49.8M | ||
| Q2 24 | $8.5M | $2.7M | ||
| Q1 24 | $11.4M | $69.1M |
自由现金流率CTLPRBCAA
| Q4 25 | -0.8% | 170.9% | ||
| Q3 25 | 4.4% | 32.9% | ||
| Q2 25 | 5.3% | 5.5% | ||
| Q1 25 | 24.6% | 67.4% | ||
| Q4 24 | -5.1% | 160.0% | ||
| Q3 24 | -22.3% | 56.5% | ||
| Q2 24 | 11.7% | 3.1% | ||
| Q1 24 | 16.9% | 57.5% |
资本支出强度CTLPRBCAA
| Q4 25 | 4.8% | 7.5% | ||
| Q3 25 | 4.2% | 2.6% | ||
| Q2 25 | 6.2% | 3.5% | ||
| Q1 25 | 5.1% | 1.2% | ||
| Q4 24 | 5.8% | 6.5% | ||
| Q3 24 | 5.4% | 1.7% | ||
| Q2 24 | 7.9% | 1.5% | ||
| Q1 24 | 4.8% | 1.7% |
现金转化率CTLPRBCAA
| Q4 25 | — | 7.37× | ||
| Q3 25 | — | 1.12× | ||
| Q2 25 | 1.38× | 0.27× | ||
| Q1 25 | 0.46× | 1.97× | ||
| Q4 24 | 0.10× | 7.84× | ||
| Q3 24 | -3.36× | 1.93× | ||
| Q2 24 | 6.47× | 0.16× | ||
| Q1 24 | 3.16× | 2.33× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CTLP
| Transaction Processing | $47.9M | 61% |
| Subscription Revenue | $21.8M | 28% |
| Products | $9.0M | 11% |
RBCAA
暂无分部数据
