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Camping World Holdings, Inc.（CWH）与Regions Financial Corporation（RF）财务数据对比。点击上方公司名可切换其他公司
Regions Financial Corporation的季度营收约是Camping World Holdings, Inc.的1.1倍（$1.3B vs $1.2B），Regions Financial Corporation净利率更高（41.7% vs -9.3%，领先51.0%），Regions Financial Corporation同比增速更快（4.1% vs -2.6%），过去两年Regions Financial Corporation的营收复合增速更高（4.0% vs -7.2%）
露营世界控股公司是美国知名露营房车行业企业，总部位于伊利诺伊州林肯郡，主营休闲房车销售、房车配件供应及售后维保服务，同时也售卖各类露营装备。目前公司在全美共设有202家线下门店，除线下门店经营外，还通过电话等渠道开展零售业务，2016年10月完成首次公开募股上市，募资2.51亿美元。
Regions Financial Corporation是美国银行控股企业，总部位于阿拉巴马州伯明翰市。公司提供零售及商业银行、信托、股票经纪、抵押贷款等服务，旗下银行业务子公司Regions Bank在美国南部和中西部15个州运营约1300家营业网点和2000台自动柜员机，服务大量当地个人及企业客户。
CWH vs RF — 直观对比
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.2B | $1.3B |
| 净利润 | $-109.1M | $534.0M |
| 毛利率 | 28.8% | — |
| 营业利润率 | -4.3% | 55.3% |
| 净利率 | -9.3% | 41.7% |
| 营收同比 | -2.6% | 4.1% |
| 净利润同比 | -83.3% | 0.0% |
| 每股收益（稀释后） | — | $0.59 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $1.2B | $1.3B | ||
| Q3 25 | $1.8B | $1.3B | ||
| Q2 25 | $2.0B | $1.3B | ||
| Q1 25 | $1.4B | $1.2B | ||
| Q4 24 | $1.2B | $1.2B | ||
| Q3 24 | $1.7B | $1.2B | ||
| Q2 24 | $1.8B | $1.2B | ||
| Q1 24 | $1.4B | $1.2B |
| Q4 25 | $-109.1M | $534.0M | ||
| Q3 25 | $-40.4M | $569.0M | ||
| Q2 25 | $30.2M | $563.0M | ||
| Q1 25 | $-12.3M | $490.0M | ||
| Q4 24 | $-59.5M | $534.0M | ||
| Q3 24 | $5.5M | $490.0M | ||
| Q2 24 | $9.8M | $501.0M | ||
| Q1 24 | $-22.3M | $368.0M |
| Q4 25 | 28.8% | — | ||
| Q3 25 | 28.6% | — | ||
| Q2 25 | 30.0% | — | ||
| Q1 25 | 30.4% | — | ||
| Q4 24 | 31.3% | — | ||
| Q3 24 | 28.9% | — | ||
| Q2 24 | 30.3% | — | ||
| Q1 24 | 29.5% | — |
| Q4 25 | -4.3% | 55.3% | ||
| Q3 25 | 4.4% | 56.3% | ||
| Q2 25 | 6.6% | 56.1% | ||
| Q1 25 | 1.5% | 52.0% | ||
| Q4 24 | -1.3% | 53.4% | ||
| Q3 24 | 3.7% | 49.9% | ||
| Q2 24 | 5.3% | 52.7% | ||
| Q1 24 | 0.3% | 39.2% |
| Q4 25 | -9.3% | 41.7% | ||
| Q3 25 | -2.2% | 45.3% | ||
| Q2 25 | 1.5% | 44.7% | ||
| Q1 25 | -0.9% | 41.0% | ||
| Q4 24 | -4.9% | 43.4% | ||
| Q3 24 | 0.3% | 40.2% | ||
| Q2 24 | 0.5% | 42.2% | ||
| Q1 24 | -1.6% | 31.1% |
| Q4 25 | — | $0.59 | ||
| Q3 25 | — | $0.61 | ||
| Q2 25 | — | $0.59 | ||
| Q1 25 | — | $0.51 | ||
| Q4 24 | — | $0.55 | ||
| Q3 24 | — | $0.49 | ||
| Q2 24 | — | $0.52 | ||
| Q1 24 | — | $0.37 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $215.0M | — |
| 总债务越低越好 | $1.5B | $4.1B |
| 股东权益账面价值 | $228.6M | $19.0B |
| 总资产 | $5.0B | $158.8B |
| 负债/权益比越低杠杆越低 | 6.44× | 0.22× |
8季度趋势，按日历期对齐
| Q4 25 | $215.0M | — | ||
| Q3 25 | $230.5M | — | ||
| Q2 25 | $118.1M | — | ||
| Q1 25 | $20.9M | — | ||
| Q4 24 | $208.4M | — | ||
| Q3 24 | $28.4M | — | ||
| Q2 24 | $23.7M | — | ||
| Q1 24 | $29.7M | — |
| Q4 25 | $1.5B | $4.1B | ||
| Q3 25 | $1.5B | $4.8B | ||
| Q2 25 | $1.5B | $5.3B | ||
| Q1 25 | $1.5B | $6.0B | ||
| Q4 24 | $1.5B | $6.0B | ||
| Q3 24 | $1.5B | $6.0B | ||
| Q2 24 | $1.5B | $5.1B | ||
| Q1 24 | $1.6B | $3.3B |
| Q4 25 | $228.6M | $19.0B | ||
| Q3 25 | $296.2M | $19.0B | ||
| Q2 25 | $340.5M | $18.7B | ||
| Q1 25 | $310.5M | $18.5B | ||
| Q4 24 | $326.6M | $17.9B | ||
| Q3 24 | $151.6M | $18.7B | ||
| Q2 24 | $149.7M | $17.2B | ||
| Q1 24 | $142.8M | $17.0B |
| Q4 25 | $5.0B | $158.8B | ||
| Q3 25 | $5.0B | $159.9B | ||
| Q2 25 | $5.2B | $159.2B | ||
| Q1 25 | $5.1B | $159.8B | ||
| Q4 24 | $4.9B | $157.3B | ||
| Q3 24 | $4.7B | $157.4B | ||
| Q2 24 | $5.0B | $154.1B | ||
| Q1 24 | $5.1B | $154.9B |
| Q4 25 | 6.44× | 0.22× | ||
| Q3 25 | 5.00× | 0.25× | ||
| Q2 25 | 4.42× | 0.28× | ||
| Q1 25 | 4.87× | 0.32× | ||
| Q4 24 | 4.64× | 0.34× | ||
| Q3 24 | 10.09× | 0.32× | ||
| Q2 24 | 10.28× | 0.30× | ||
| Q1 24 | 11.00× | 0.20× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-227.2M | $-319.0M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | -0.60× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
| Q4 25 | $-227.2M | $-319.0M | ||
| Q3 25 | $139.8M | $861.0M | ||
| Q2 25 | $187.9M | $573.0M | ||
| Q1 25 | $-232.5M | $1.1B | ||
| Q4 24 | $-163.4M | $-220.0M | ||
| Q3 24 | $324.2M | $1.3B | ||
| Q2 24 | $152.3M | $161.0M | ||
| Q1 24 | $-68.0M | $396.0M |
| Q4 25 | — | -0.60× | ||
| Q3 25 | — | 1.51× | ||
| Q2 25 | 6.22× | 1.02× | ||
| Q1 25 | — | 2.18× | ||
| Q4 24 | — | -0.41× | ||
| Q3 24 | 58.93× | 2.57× | ||
| Q2 24 | 15.59× | 0.32× | ||
| Q1 24 | — | 1.08× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CWH
| New Vehicles | $457.8M | 39% |
| Used Vehicles | $386.5M | 33% |
| Products Service And Other | $160.5M | 14% |
| Finance And Insurance Net | $111.4M | 9% |
| Good Sam Services And Plans | $48.0M | 4% |
| Good Sam Club | $10.5M | 1% |
RF
| Consumer Bank | $747.0M | 58% |
| Corporate Bank | $487.0M | 38% |
| Wealth Management | $47.0M | 4% |
