vs
Crane NXT, Co.（CXT）与Fair Isaac（FICO）财务数据对比。点击上方公司名可切换其他公司
Fair Isaac的季度营收约是Crane NXT, Co.的1.3倍（$512.0M vs $387.7M），Fair Isaac净利率更高（30.9% vs 1.7%，领先29.3%），Crane NXT, Co.同比增速更快（17.4% vs 16.4%），Fair Isaac自由现金流更多（$173.9M vs $-24.1M），过去两年Fair Isaac的营收复合增速更高（8.6% vs 2.3%）
Crane NXT是一家总部位于美国康涅狄格州斯坦福德的工业产品企业，由理查德·特勒·克莱恩于1855年创立。曾是美国头部卫浴配件制造商，1990年出售卫浴业务后，自1960年起逐步转型为多元化控股集团，目前核心业务涵盖航空航天与电子、工程材料、流体处理、控制设备四大板块，服务化工等多个行业领域。
FICO（原Fair, Isaac and Company）是美国知名数据分析企业，1956年由比尔·费尔与厄尔·艾萨克创立，总部位于蒙大拿州博兹曼市，核心业务为信用评分服务，其推出的FICO信用分是评估消费者信贷风险的重要指标，目前已被美国消费信贷行业广泛采用。
CXT vs FICO — 直观对比
营收规模更大
FICO
是对方的1.3倍
$387.7M
营收增速更快
CXT
高出1.0%
16.4%
净利率更高
FICO
高出29.3%
1.7%
自由现金流更多
FICO
多$198.0M
$-24.1M
两年增速更快
FICO
近两年复合增速
2.3%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $387.7M | $512.0M |
| 净利润 | $6.4M | $158.4M |
| 毛利率 | 40.2% | 83.0% |
| 营业利润率 | — | 45.7% |
| 净利率 | 1.7% | 30.9% |
| 营收同比 | 17.4% | 16.4% |
| 净利润同比 | -70.5% | 3.8% |
| 每股收益（稀释后） | — | $6.61 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CXTFICO
| Q1 26 | $387.7M | — | ||
| Q4 25 | $476.9M | $512.0M | ||
| Q3 25 | $445.1M | $515.8M | ||
| Q2 25 | $404.4M | $536.4M | ||
| Q1 25 | $330.3M | $498.7M | ||
| Q4 24 | $399.1M | $440.0M | ||
| Q3 24 | $403.5M | $453.8M | ||
| Q2 24 | $370.6M | $447.8M |
净利润CXTFICO
| Q1 26 | $6.4M | — | ||
| Q4 25 | $47.5M | $158.4M | ||
| Q3 25 | $50.5M | $155.0M | ||
| Q2 25 | $24.9M | $181.8M | ||
| Q1 25 | $21.7M | $162.6M | ||
| Q4 24 | — | $152.5M | ||
| Q3 24 | $47.1M | $135.7M | ||
| Q2 24 | $41.6M | $126.3M |
毛利率CXTFICO
| Q1 26 | 40.2% | — | ||
| Q4 25 | 42.4% | 83.0% | ||
| Q3 25 | 43.3% | 82.3% | ||
| Q2 25 | 41.7% | 83.7% | ||
| Q1 25 | 42.4% | 82.4% | ||
| Q4 24 | 45.2% | 80.1% | ||
| Q3 24 | 42.5% | 80.3% | ||
| Q2 24 | 43.4% | 80.3% |
营业利润率CXTFICO
| Q1 26 | — | — | ||
| Q4 25 | 16.7% | 45.7% | ||
| Q3 25 | 18.4% | 46.0% | ||
| Q2 25 | 11.8% | 48.9% | ||
| Q1 25 | 11.3% | 49.3% | ||
| Q4 24 | 17.7% | 40.8% | ||
| Q3 24 | 18.6% | 43.4% | ||
| Q2 24 | 18.2% | 42.5% |
净利率CXTFICO
| Q1 26 | 1.7% | — | ||
| Q4 25 | 10.0% | 30.9% | ||
| Q3 25 | 11.3% | 30.1% | ||
| Q2 25 | 6.2% | 33.9% | ||
| Q1 25 | 6.6% | 32.6% | ||
| Q4 24 | — | 34.7% | ||
| Q3 24 | 11.7% | 29.9% | ||
| Q2 24 | 11.2% | 28.2% |
每股收益（稀释后）CXTFICO
| Q1 26 | — | — | ||
| Q4 25 | $0.82 | $6.61 | ||
| Q3 25 | $0.87 | $6.41 | ||
| Q2 25 | $0.43 | $7.40 | ||
| Q1 25 | $0.38 | $6.59 | ||
| Q4 24 | $1.00 | $6.14 | ||
| Q3 24 | $0.81 | $5.44 | ||
| Q2 24 | $0.72 | $5.05 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $228.3M | $162.0M |
| 总债务越低越好 | $1.5B | $3.2B |
| 股东权益账面价值 | $1.2B | $-1.8B |
| 总资产 | $3.6B | $1.9B |
| 负债/权益比越低杠杆越低 | 1.22× | — |
8季度趋势，按日历期对齐
现金及短期投资CXTFICO
| Q1 26 | $228.3M | — | ||
| Q4 25 | $233.8M | $162.0M | ||
| Q3 25 | $182.4M | $134.1M | ||
| Q2 25 | $152.5M | $189.0M | ||
| Q1 25 | $173.8M | $146.6M | ||
| Q4 24 | $165.8M | $184.3M | ||
| Q3 24 | $165.1M | $150.7M | ||
| Q2 24 | $175.5M | $156.0M |
总债务CXTFICO
| Q1 26 | $1.5B | — | ||
| Q4 25 | $1.0B | $3.2B | ||
| Q3 25 | $834.3M | $3.1B | ||
| Q2 25 | $861.8M | $2.8B | ||
| Q1 25 | $541.1M | $2.5B | ||
| Q4 24 | $540.6M | $2.4B | ||
| Q3 24 | $638.2M | $2.2B | ||
| Q2 24 | $638.9M | $2.1B |
股东权益CXTFICO
| Q1 26 | $1.2B | — | ||
| Q4 25 | $1.3B | $-1.8B | ||
| Q3 25 | $1.2B | $-1.7B | ||
| Q2 25 | $1.2B | $-1.4B | ||
| Q1 25 | $1.1B | $-1.1B | ||
| Q4 24 | $1.1B | $-1.1B | ||
| Q3 24 | $1.1B | $-962.7M | ||
| Q2 24 | $989.8M | $-829.3M |
总资产CXTFICO
| Q1 26 | $3.6B | — | ||
| Q4 25 | $3.1B | $1.9B | ||
| Q3 25 | $2.9B | $1.9B | ||
| Q2 25 | $2.9B | $1.9B | ||
| Q1 25 | $2.4B | $1.8B | ||
| Q4 24 | $2.4B | $1.7B | ||
| Q3 24 | $2.4B | $1.7B | ||
| Q2 24 | $2.4B | $1.7B |
负债/权益比CXTFICO
| Q1 26 | 1.22× | — | ||
| Q4 25 | 0.80× | — | ||
| Q3 25 | 0.69× | — | ||
| Q2 25 | 0.73× | — | ||
| Q1 25 | 0.49× | — | ||
| Q4 24 | 0.51× | — | ||
| Q3 24 | 0.60× | — | ||
| Q2 24 | 0.65× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $174.1M |
| 自由现金流经营现金流 - 资本支出 | $-24.1M | $173.9M |
| 自由现金流率自由现金流/营收 | -6.2% | 34.0% |
| 资本支出强度资本支出/营收 | 2.6% | 0.0% |
| 现金转化率经营现金流/净利润 | — | 1.10× |
| 过去12个月自由现金流最近4个季度 | — | $750.6M |
8季度趋势，按日历期对齐
经营现金流CXTFICO
| Q1 26 | — | — | ||
| Q4 25 | $105.8M | $174.1M | ||
| Q3 25 | $92.0M | $223.7M | ||
| Q2 25 | $62.8M | $286.2M | ||
| Q1 25 | $-19.1M | $74.9M | ||
| Q4 24 | $81.1M | $194.0M | ||
| Q3 24 | $66.7M | $226.5M | ||
| Q2 24 | $56.8M | $213.3M |
自由现金流CXTFICO
| Q1 26 | $-24.1M | — | ||
| Q4 25 | — | $173.9M | ||
| Q3 25 | $78.7M | $219.5M | ||
| Q2 25 | $55.8M | $284.4M | ||
| Q1 25 | $-32.2M | $72.8M | ||
| Q4 24 | — | $193.2M | ||
| Q3 24 | $53.5M | $224.7M | ||
| Q2 24 | $47.9M | $211.6M |
自由现金流率CXTFICO
| Q1 26 | -6.2% | — | ||
| Q4 25 | — | 34.0% | ||
| Q3 25 | 17.7% | 42.6% | ||
| Q2 25 | 13.8% | 53.0% | ||
| Q1 25 | -9.7% | 14.6% | ||
| Q4 24 | — | 43.9% | ||
| Q3 24 | 13.3% | 49.5% | ||
| Q2 24 | 12.9% | 47.2% |
资本支出强度CXTFICO
| Q1 26 | 2.6% | — | ||
| Q4 25 | — | 0.0% | ||
| Q3 25 | 3.0% | 0.8% | ||
| Q2 25 | 1.7% | 0.3% | ||
| Q1 25 | 4.0% | 0.4% | ||
| Q4 24 | — | 0.2% | ||
| Q3 24 | 3.3% | 0.4% | ||
| Q2 24 | 2.4% | 0.4% |
现金转化率CXTFICO
| Q1 26 | — | — | ||
| Q4 25 | 2.23× | 1.10× | ||
| Q3 25 | 1.82× | 1.44× | ||
| Q2 25 | 2.52× | 1.57× | ||
| Q1 25 | -0.88× | 0.46× | ||
| Q4 24 | — | 1.27× | ||
| Q3 24 | 1.42× | 1.67× | ||
| Q2 24 | 1.37× | 1.69× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CXT
| Detection and Traceability Technologies | $194.9M | 50% |
| Security and Authentication Technologies | $192.8M | 50% |
FICO
| Business To Business Scores | $248.6M | 49% |
| Saa S Products | $115.7M | 23% |
| Platform Software | $73.9M | 14% |
| Business To Consumer Scores | $55.9M | 11% |
| Technology Service | $19.2M | 4% |
