vs
EURONET WORLDWIDE, INC.（EEFT）与西联汇款（WU）财务数据对比。点击上方公司名可切换其他公司
EURONET WORLDWIDE, INC.的季度营收约是西联汇款的1.1倍（$1.1B vs $982.7M），西联汇款净利率更高（6.6% vs 4.7%，领先1.9%），EURONET WORLDWIDE, INC.同比增速更快（5.9% vs 0.0%），过去两年EURONET WORLDWIDE, INC.的营收复合增速更高（13.7% vs -1.9%）
Euronet Worldwide是总部位于美国堪萨斯州利伍德的全球电子支付服务提供商，业务涵盖自动柜员机（ATM）、销售点（POS）服务、信用卡/借记卡服务、货币兑换及其他电子金融服务与支付软件，旗下拥有Transact、PaySpot、epay等多家预付费业务子公司。
西联汇款是总部位于美国科罗拉多州丹佛市的跨国金融服务企业，在全球范围内为个人及机构用户提供便捷的跨境汇款、支付等相关金融服务，凭借广泛的服务网点覆盖和成熟的业务体系，在跨境资金流转领域拥有较高的行业知名度。
EEFT vs WU — 直观对比
营收规模更大
EEFT
是对方的1.1倍
$982.7M
营收增速更快
EEFT
高出5.9%
0.0%
净利率更高
WU
高出1.9%
4.7%
两年增速更快
EEFT
近两年复合增速
-1.9%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.1B | $982.7M |
| 净利润 | $51.8M | $64.7M |
| 毛利率 | — | — |
| 营业利润率 | 9.1% | 12.5% |
| 净利率 | 4.7% | 6.6% |
| 营收同比 | 5.9% | 0.0% |
| 净利润同比 | 14.3% | -47.6% |
| 每股收益（稀释后） | $0.97 | $0.41 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EEFTWU
| Q1 26 | — | $982.7M | ||
| Q4 25 | $1.1B | $972.0M | ||
| Q3 25 | $1.1B | $985.3M | ||
| Q2 25 | $1.1B | $983.6M | ||
| Q1 25 | $915.5M | $938.7M | ||
| Q4 24 | $1.0B | $1.0B | ||
| Q3 24 | $1.1B | $993.4M | ||
| Q2 24 | $986.2M | $1.0B |
净利润EEFTWU
| Q1 26 | — | $64.7M | ||
| Q4 25 | $51.8M | $114.4M | ||
| Q3 25 | $122.0M | $139.6M | ||
| Q2 25 | $97.6M | $122.1M | ||
| Q1 25 | $38.4M | $123.5M | ||
| Q4 24 | $45.3M | $385.7M | ||
| Q3 24 | $151.5M | $264.8M | ||
| Q2 24 | $83.1M | $141.0M |
毛利率EEFTWU
| Q1 26 | — | — | ||
| Q4 25 | — | 33.6% | ||
| Q3 25 | — | 34.7% | ||
| Q2 25 | — | 34.6% | ||
| Q1 25 | — | 34.0% | ||
| Q4 24 | — | 35.0% | ||
| Q3 24 | — | 34.2% | ||
| Q2 24 | — | 35.0% |
营业利润率EEFTWU
| Q1 26 | — | 12.5% | ||
| Q4 25 | 9.1% | 19.1% | ||
| Q3 25 | 17.0% | 20.5% | ||
| Q2 25 | 14.8% | 19.6% | ||
| Q1 25 | 8.2% | 18.9% | ||
| Q4 24 | 11.7% | 17.5% | ||
| Q3 24 | 16.6% | 16.6% | ||
| Q2 24 | 13.6% | 18.7% |
净利率EEFTWU
| Q1 26 | — | 6.6% | ||
| Q4 25 | 4.7% | 11.8% | ||
| Q3 25 | 10.6% | 14.2% | ||
| Q2 25 | 9.1% | 12.4% | ||
| Q1 25 | 4.2% | 13.2% | ||
| Q4 24 | 4.3% | 37.9% | ||
| Q3 24 | 13.8% | 26.7% | ||
| Q2 24 | 8.4% | 13.8% |
每股收益（稀释后）EEFTWU
| Q1 26 | — | $0.41 | ||
| Q4 25 | $0.97 | $0.36 | ||
| Q3 25 | $2.75 | $0.43 | ||
| Q2 25 | $2.27 | $0.37 | ||
| Q1 25 | $0.85 | $0.36 | ||
| Q4 24 | $0.96 | $1.14 | ||
| Q3 24 | $3.21 | $0.78 | ||
| Q2 24 | $1.73 | $0.41 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.0B | $909.2M |
| 总债务越低越好 | $1.0B | — |
| 股东权益账面价值 | $1.3B | $910.5M |
| 总资产 | $6.5B | $8.1B |
| 负债/权益比越低杠杆越低 | 0.79× | — |
8季度趋势，按日历期对齐
现金及短期投资EEFTWU
| Q1 26 | — | $909.2M | ||
| Q4 25 | $1.0B | $1.2B | ||
| Q3 25 | $1.2B | $947.8M | ||
| Q2 25 | $1.3B | $1.0B | ||
| Q1 25 | $1.4B | $1.3B | ||
| Q4 24 | $1.3B | $1.5B | ||
| Q3 24 | $1.5B | $1.1B | ||
| Q2 24 | $1.3B | $1.0B |
总债务EEFTWU
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | $2.9B | ||
| Q3 25 | $1.1B | $2.5B | ||
| Q2 25 | $1.0B | $2.5B | ||
| Q1 25 | $1.9B | $2.5B | ||
| Q4 24 | $1.1B | $3.0B | ||
| Q3 24 | $1.2B | $2.1B | ||
| Q2 24 | $1.0B | $2.1B |
股东权益EEFTWU
| Q1 26 | — | $910.5M | ||
| Q4 25 | $1.3B | $957.8M | ||
| Q3 25 | $1.3B | $925.4M | ||
| Q2 25 | $1.4B | $883.6M | ||
| Q1 25 | $1.3B | $939.4M | ||
| Q4 24 | $1.2B | $968.9M | ||
| Q3 24 | $1.4B | $652.7M | ||
| Q2 24 | $1.2B | $440.8M |
总资产EEFTWU
| Q1 26 | — | $8.1B | ||
| Q4 25 | $6.5B | $8.3B | ||
| Q3 25 | $6.3B | $7.8B | ||
| Q2 25 | $6.6B | $8.0B | ||
| Q1 25 | $6.1B | $8.3B | ||
| Q4 24 | $5.8B | $8.4B | ||
| Q3 24 | $6.3B | $7.7B | ||
| Q2 24 | $6.1B | $8.0B |
负债/权益比EEFTWU
| Q1 26 | — | — | ||
| Q4 25 | 0.79× | 3.01× | ||
| Q3 25 | 0.85× | 2.70× | ||
| Q2 25 | 0.74× | 2.83× | ||
| Q1 25 | 1.46× | 2.61× | ||
| Q4 24 | 0.92× | 3.04× | ||
| Q3 24 | 0.88× | 3.29× | ||
| Q2 24 | 0.85× | 4.88× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $559.8M | $109.0M |
| 自由现金流经营现金流 - 资本支出 | $434.3M | — |
| 自由现金流率自由现金流/营收 | 39.2% | — |
| 资本支出强度资本支出/营收 | 11.3% | 4.8% |
| 现金转化率经营现金流/净利润 | 10.81× | 1.68× |
| 过去12个月自由现金流最近4个季度 | $722.3M | — |
8季度趋势，按日历期对齐
经营现金流EEFTWU
| Q1 26 | — | $109.0M | ||
| Q4 25 | $559.8M | $135.4M | ||
| Q3 25 | $197.3M | $260.4M | ||
| Q2 25 | $182.9M | $-300.0K | ||
| Q1 25 | $1.7M | $148.2M | ||
| Q4 24 | $732.8M | $134.0M | ||
| Q3 24 | $440.3M | $212.1M | ||
| Q2 24 | $182.2M | $-33.8M |
自由现金流EEFTWU
| Q1 26 | — | — | ||
| Q4 25 | $434.3M | $115.5M | ||
| Q3 25 | $161.2M | $252.7M | ||
| Q2 25 | $148.3M | $-7.8M | ||
| Q1 25 | $-21.5M | $144.8M | ||
| Q4 24 | $615.6M | $119.7M | ||
| Q3 24 | $414.5M | $205.1M | ||
| Q2 24 | $148.8M | $-38.9M |
自由现金流率EEFTWU
| Q1 26 | — | — | ||
| Q4 25 | 39.2% | 11.9% | ||
| Q3 25 | 14.1% | 25.6% | ||
| Q2 25 | 13.8% | -0.8% | ||
| Q1 25 | -2.3% | 15.4% | ||
| Q4 24 | 58.8% | 11.8% | ||
| Q3 24 | 37.7% | 20.6% | ||
| Q2 24 | 15.1% | -3.8% |
资本支出强度EEFTWU
| Q1 26 | — | 4.8% | ||
| Q4 25 | 11.3% | 2.0% | ||
| Q3 25 | 3.2% | 0.8% | ||
| Q2 25 | 3.2% | 0.8% | ||
| Q1 25 | 2.5% | 0.4% | ||
| Q4 24 | 11.2% | 1.4% | ||
| Q3 24 | 2.3% | 0.7% | ||
| Q2 24 | 3.4% | 0.5% |
现金转化率EEFTWU
| Q1 26 | — | 1.68× | ||
| Q4 25 | 10.81× | 1.18× | ||
| Q3 25 | 1.62× | 1.87× | ||
| Q2 25 | 1.87× | -0.00× | ||
| Q1 25 | 0.04× | 1.20× | ||
| Q4 24 | 16.18× | 0.35× | ||
| Q3 24 | 2.91× | 0.80× | ||
| Q2 24 | 2.19× | -0.24× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
