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Corpay（CPAY）与EURONET WORLDWIDE, INC.（EEFT）财务数据对比。点击上方公司名可切换其他公司
Corpay的季度营收约是EURONET WORLDWIDE, INC.的1.1倍（$1.2B vs $1.1B），Corpay净利率更高（21.2% vs 4.7%，领先16.5%），Corpay同比增速更快（20.7% vs 5.9%），Corpay自由现金流更多（$760.3M vs $434.3M），过去两年Corpay的营收复合增速更高（15.5% vs 13.7%）
Corpay总部位于美国佐治亚州亚特兰大，是专业的支付与支出管理服务提供商，旗下系统及服务可帮助客户高效管控采购、支付全流程的相关费用，核心业务覆盖车辆相关支出、住宿支出及企业支付三大领域。
Euronet Worldwide是总部位于美国堪萨斯州利伍德的全球电子支付服务提供商，业务涵盖自动柜员机（ATM）、销售点（POS）服务、信用卡/借记卡服务、货币兑换及其他电子金融服务与支付软件，旗下拥有Transact、PaySpot、epay等多家预付费业务子公司。
CPAY vs EEFT — 直观对比
营收规模更大
CPAY
是对方的1.1倍
$1.1B
营收增速更快
CPAY
高出14.8%
5.9%
净利率更高
CPAY
高出16.5%
4.7%
自由现金流更多
CPAY
多$326.0M
$434.3M
两年增速更快
CPAY
近两年复合增速
13.7%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.2B | $1.1B |
| 净利润 | $264.5M | $51.8M |
| 毛利率 | — | — |
| 营业利润率 | 45.2% | 9.1% |
| 净利率 | 21.2% | 4.7% |
| 营收同比 | 20.7% | 5.9% |
| 净利润同比 | 7.5% | 14.3% |
| 每股收益（稀释后） | $3.74 | $0.97 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CPAYEEFT
| Q4 25 | $1.2B | $1.1B | ||
| Q3 25 | $1.2B | $1.1B | ||
| Q2 25 | $1.1B | $1.1B | ||
| Q1 25 | $1.0B | $915.5M | ||
| Q4 24 | $1.0B | $1.0B | ||
| Q3 24 | $1.0B | $1.1B | ||
| Q2 24 | $975.7M | $986.2M | ||
| Q1 24 | $935.3M | $857.0M |
净利润CPAYEEFT
| Q4 25 | $264.5M | $51.8M | ||
| Q3 25 | $277.9M | $122.0M | ||
| Q2 25 | $284.2M | $97.6M | ||
| Q1 25 | $243.2M | $38.4M | ||
| Q4 24 | $246.0M | $45.3M | ||
| Q3 24 | $276.4M | $151.5M | ||
| Q2 24 | $251.6M | $83.1M | ||
| Q1 24 | $229.8M | $26.2M |
营业利润率CPAYEEFT
| Q4 25 | 45.2% | 9.1% | ||
| Q3 25 | 44.6% | 17.0% | ||
| Q2 25 | 43.5% | 14.8% | ||
| Q1 25 | 42.5% | 8.2% | ||
| Q4 24 | 47.2% | 11.7% | ||
| Q3 24 | 45.5% | 16.6% | ||
| Q2 24 | 44.4% | 13.6% | ||
| Q1 24 | 42.5% | 7.5% |
净利率CPAYEEFT
| Q4 25 | 21.2% | 4.7% | ||
| Q3 25 | 23.7% | 10.6% | ||
| Q2 25 | 25.8% | 9.1% | ||
| Q1 25 | 24.2% | 4.2% | ||
| Q4 24 | 23.8% | 4.3% | ||
| Q3 24 | 26.9% | 13.8% | ||
| Q2 24 | 25.8% | 8.4% | ||
| Q1 24 | 24.6% | 3.1% |
每股收益（稀释后）CPAYEEFT
| Q4 25 | $3.74 | $0.97 | ||
| Q3 25 | $3.91 | $2.75 | ||
| Q2 25 | $3.98 | $2.27 | ||
| Q1 25 | $3.40 | $0.85 | ||
| Q4 24 | $3.43 | $0.96 | ||
| Q3 24 | $3.90 | $3.21 | ||
| Q2 24 | $3.52 | $1.73 | ||
| Q1 24 | $3.12 | $0.55 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $2.4B | $1.0B |
| 总债务越低越好 | $10.0B | $1.0B |
| 股东权益账面价值 | $3.9B | $1.3B |
| 总资产 | $26.4B | $6.5B |
| 负债/权益比越低杠杆越低 | 2.58× | 0.79× |
8季度趋势，按日历期对齐
现金及短期投资CPAYEEFT
| Q4 25 | $2.4B | $1.0B | ||
| Q3 25 | $2.0B | $1.2B | ||
| Q2 25 | $2.2B | $1.3B | ||
| Q1 25 | $1.6B | $1.4B | ||
| Q4 24 | $1.6B | $1.3B | ||
| Q3 24 | $1.3B | $1.5B | ||
| Q2 24 | $1.4B | $1.3B | ||
| Q1 24 | $1.3B | $1.2B |
总债务CPAYEEFT
| Q4 25 | $10.0B | $1.0B | ||
| Q3 25 | $8.1B | $1.1B | ||
| Q2 25 | $8.1B | $1.0B | ||
| Q1 25 | $8.2B | $1.9B | ||
| Q4 24 | $8.0B | $1.1B | ||
| Q3 24 | — | $1.2B | ||
| Q2 24 | — | $1.0B | ||
| Q1 24 | — | $1.3B |
股东权益CPAYEEFT
| Q4 25 | $3.9B | $1.3B | ||
| Q3 25 | $4.1B | $1.3B | ||
| Q2 25 | $3.9B | $1.4B | ||
| Q1 25 | $3.5B | $1.3B | ||
| Q4 24 | $3.1B | $1.2B | ||
| Q3 24 | $3.1B | $1.4B | ||
| Q2 24 | $2.8B | $1.2B | ||
| Q1 24 | $3.3B | $1.2B |
总资产CPAYEEFT
| Q4 25 | $26.4B | $6.5B | ||
| Q3 25 | $19.7B | $6.3B | ||
| Q2 25 | $20.4B | $6.6B | ||
| Q1 25 | $18.5B | $6.1B | ||
| Q4 24 | $18.0B | $5.8B | ||
| Q3 24 | $17.6B | $6.3B | ||
| Q2 24 | $16.2B | $6.1B | ||
| Q1 24 | $15.8B | $5.7B |
负债/权益比CPAYEEFT
| Q4 25 | 2.58× | 0.79× | ||
| Q3 25 | 1.99× | 0.85× | ||
| Q2 25 | 2.07× | 0.74× | ||
| Q1 25 | 2.37× | 1.46× | ||
| Q4 24 | 2.56× | 0.92× | ||
| Q3 24 | — | 0.88× | ||
| Q2 24 | — | 0.85× | ||
| Q1 24 | — | 1.01× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $812.7M | $559.8M |
| 自由现金流经营现金流 - 资本支出 | $760.3M | $434.3M |
| 自由现金流率自由现金流/营收 | 60.9% | 39.2% |
| 资本支出强度资本支出/营收 | 4.2% | 11.3% |
| 现金转化率经营现金流/净利润 | 3.07× | 10.81× |
| 过去12个月自由现金流最近4个季度 | $1.3B | $722.3M |
8季度趋势，按日历期对齐
经营现金流CPAYEEFT
| Q4 25 | $812.7M | $559.8M | ||
| Q3 25 | $-378.9M | $197.3M | ||
| Q2 25 | $1.1B | $182.9M | ||
| Q1 25 | $-74.2M | $1.7M | ||
| Q4 24 | $648.7M | $732.8M | ||
| Q3 24 | $400.8M | $440.3M | ||
| Q2 24 | $540.9M | $182.2M | ||
| Q1 24 | $350.2M | $30.0M |
自由现金流CPAYEEFT
| Q4 25 | $760.3M | $434.3M | ||
| Q3 25 | $-429.8M | $161.2M | ||
| Q2 25 | $1.1B | $148.3M | ||
| Q1 25 | $-118.9M | $-21.5M | ||
| Q4 24 | $604.6M | $615.6M | ||
| Q3 24 | $355.0M | $414.5M | ||
| Q2 24 | $496.8M | $148.8M | ||
| Q1 24 | $309.0M | $6.2M |
自由现金流率CPAYEEFT
| Q4 25 | 60.9% | 39.2% | ||
| Q3 25 | -36.7% | 14.1% | ||
| Q2 25 | 98.7% | 13.8% | ||
| Q1 25 | -11.8% | -2.3% | ||
| Q4 24 | 58.4% | 58.8% | ||
| Q3 24 | 34.5% | 37.7% | ||
| Q2 24 | 50.9% | 15.1% | ||
| Q1 24 | 33.0% | 0.7% |
资本支出强度CPAYEEFT
| Q4 25 | 4.2% | 11.3% | ||
| Q3 25 | 4.3% | 3.2% | ||
| Q2 25 | 4.8% | 3.2% | ||
| Q1 25 | 4.5% | 2.5% | ||
| Q4 24 | 4.3% | 11.2% | ||
| Q3 24 | 4.4% | 2.3% | ||
| Q2 24 | 4.5% | 3.4% | ||
| Q1 24 | 4.4% | 2.8% |
现金转化率CPAYEEFT
| Q4 25 | 3.07× | 10.81× | ||
| Q3 25 | -1.36× | 1.62× | ||
| Q2 25 | 4.01× | 1.87× | ||
| Q1 25 | -0.30× | 0.04× | ||
| Q4 24 | 2.64× | 16.18× | ||
| Q3 24 | 1.45× | 2.91× | ||
| Q2 24 | 2.15× | 2.19× | ||
| Q1 24 | 1.52× | 1.15× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CPAY
| Vehicle Payments | $572.9M | 46% |
| Corporate Payments | $480.8M | 39% |
| Lodging Payments | $112.5M | 9% |
| Other Operating Segments | $82.1M | 7% |
EEFT
暂无分部数据
