vs
Equifax（EFX）与RUSH ENTERPRISES INC \TX\（RUSHA）财务数据对比。点击上方公司名可切换其他公司
RUSH ENTERPRISES INC \TX\的季度营收约是Equifax的1.0倍（$1.7B vs $1.6B），Equifax净利率更高（10.4% vs 3.7%，领先6.7%），Equifax同比增速更快（697.0% vs -9.0%），过去两年Equifax的营收复合增速更高（7.4% vs -6.8%）
Equifax是总部位于美国佐治亚州亚特兰大的跨国消费信用报告机构，与益博睿、环联并称全球三大消费信用报告机构，在全球范围内收集汇总了超过8亿名个人消费者及8800万家企业的相关信息。
Rush Enterprises是总部位于美国得克萨斯州新布朗费尔斯的商用车经销商，核心业务是通过旗下Rush Truck Centers销售全新及二手卡车。2019年该公司在全美20个州运营超200家卡车中心，在加拿大设有14个网点，2020年入选财富500强榜单。
EFX vs RUSHA — 直观对比
营收规模更大
RUSHA
是对方的1.0倍
$1.6B
营收增速更快
EFX
高出706.0%
-9.0%
净利率更高
EFX
高出6.7%
3.7%
两年增速更快
EFX
近两年复合增速
-6.8%
损益表 — Q2 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.6B | $1.7B |
| 净利润 | $171.5M | $61.7M |
| 毛利率 | — | 20.4% |
| 营业利润率 | 17.4% | 4.9% |
| 净利率 | 10.4% | 3.7% |
| 营收同比 | 697.0% | -9.0% |
| 净利润同比 | 28.9% | 1.8% |
| 每股收益（稀释后） | $120.80 | $0.77 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EFXRUSHA
| Q2 26 | $1.6B | — | ||
| Q1 26 | — | $1.7B | ||
| Q4 25 | $1.6B | $1.7B | ||
| Q3 25 | $1.5B | $1.8B | ||
| Q2 25 | $1.5B | $1.8B | ||
| Q1 25 | $1.4B | $1.8B | ||
| Q4 24 | $1.4B | $1.9B | ||
| Q3 24 | $1.4B | $1.8B |
净利润EFXRUSHA
| Q2 26 | $171.5M | — | ||
| Q1 26 | — | $61.7M | ||
| Q4 25 | $175.7M | $64.3M | ||
| Q3 25 | $160.2M | $66.7M | ||
| Q2 25 | $191.3M | $72.4M | ||
| Q1 25 | $133.1M | $60.3M | ||
| Q4 24 | $174.0M | $74.8M | ||
| Q3 24 | $141.3M | $79.1M |
毛利率EFXRUSHA
| Q2 26 | — | — | ||
| Q1 26 | — | 20.4% | ||
| Q4 25 | — | 20.8% | ||
| Q3 25 | — | 21.0% | ||
| Q2 25 | — | 20.7% | ||
| Q1 25 | — | 20.3% | ||
| Q4 24 | — | 19.3% | ||
| Q3 24 | — | 21.0% |
营业利润率EFXRUSHA
| Q2 26 | 17.4% | — | ||
| Q1 26 | — | 4.9% | ||
| Q4 25 | 18.3% | 5.5% | ||
| Q3 25 | 17.1% | 5.6% | ||
| Q2 25 | 20.2% | 6.0% | ||
| Q1 25 | 16.4% | 5.2% | ||
| Q4 24 | 20.3% | 5.8% | ||
| Q3 24 | 17.1% | 6.7% |
净利率EFXRUSHA
| Q2 26 | 10.4% | — | ||
| Q1 26 | — | 3.7% | ||
| Q4 25 | 11.3% | 3.8% | ||
| Q3 25 | 10.4% | 3.7% | ||
| Q2 25 | 12.4% | 3.9% | ||
| Q1 25 | 9.2% | 3.4% | ||
| Q4 24 | 12.3% | 3.9% | ||
| Q3 24 | 9.8% | 4.4% |
每股收益（稀释后）EFXRUSHA
| Q2 26 | $120.80 | — | ||
| Q1 26 | — | $0.77 | ||
| Q4 25 | $1.44 | $0.81 | ||
| Q3 25 | $1.29 | $0.83 | ||
| Q2 25 | $1.53 | $0.90 | ||
| Q1 25 | $1.06 | $0.73 | ||
| Q4 24 | $1.40 | $-95.13 | ||
| Q3 24 | $1.13 | $0.97 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $183.4M | — |
| 总债务越低越好 | $5.3B | $277.8M |
| 股东权益账面价值 | $4.6B | $2.3B |
| 总资产 | $11.9B | $4.5B |
| 负债/权益比越低杠杆越低 | 1.16× | 0.12× |
8季度趋势，按日历期对齐
现金及短期投资EFXRUSHA
| Q2 26 | $183.4M | — | ||
| Q1 26 | — | — | ||
| Q4 25 | $180.8M | $212.6M | ||
| Q3 25 | $189.0M | $242.0M | ||
| Q2 25 | $189.0M | $211.1M | ||
| Q1 25 | $195.2M | $228.7M | ||
| Q4 24 | $169.9M | $228.1M | ||
| Q3 24 | $468.2M | $185.1M |
总债务EFXRUSHA
| Q2 26 | $5.3B | — | ||
| Q1 26 | — | $277.8M | ||
| Q4 25 | $5.1B | $274.8M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $5.0B | $408.4M | ||
| Q3 24 | — | — |
股东权益EFXRUSHA
| Q2 26 | $4.6B | — | ||
| Q1 26 | — | $2.3B | ||
| Q4 25 | $4.6B | $2.2B | ||
| Q3 25 | $4.9B | $2.2B | ||
| Q2 25 | $5.1B | $2.2B | ||
| Q1 25 | $5.0B | $2.2B | ||
| Q4 24 | $4.8B | $2.1B | ||
| Q3 24 | $4.9B | $2.1B |
总资产EFXRUSHA
| Q2 26 | $11.9B | — | ||
| Q1 26 | — | $4.5B | ||
| Q4 25 | $11.9B | $4.4B | ||
| Q3 25 | $11.8B | $4.6B | ||
| Q2 25 | $11.9B | $4.7B | ||
| Q1 25 | $11.9B | $4.7B | ||
| Q4 24 | $11.8B | $4.6B | ||
| Q3 24 | $12.3B | $4.6B |
负债/权益比EFXRUSHA
| Q2 26 | 1.16× | — | ||
| Q1 26 | — | 0.12× | ||
| Q4 25 | 1.11× | 0.12× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 1.05× | 0.19× | ||
| Q3 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | — |
| 自由现金流经营现金流 - 资本支出 | — | $411.6M |
| 自由现金流率自由现金流/营收 | — | 24.4% |
| 资本支出强度资本支出/营收 | 7.3% | 2.0% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $828.4M |
8季度趋势，按日历期对齐
经营现金流EFXRUSHA
| Q2 26 | — | — | ||
| Q1 26 | — | — | ||
| Q4 25 | $470.8M | $112.9M | ||
| Q3 25 | $559.9M | $367.8M | ||
| Q2 25 | $361.1M | $227.6M | ||
| Q1 25 | $223.9M | $153.5M | ||
| Q4 24 | $324.8M | $392.3M | ||
| Q3 24 | $479.5M | $111.7M |
自由现金流EFXRUSHA
| Q2 26 | — | — | ||
| Q1 26 | — | $411.6M | ||
| Q4 25 | $340.8M | $31.9M | ||
| Q3 25 | $437.9M | $271.2M | ||
| Q2 25 | $238.9M | $113.8M | ||
| Q1 25 | $116.7M | $45.1M | ||
| Q4 24 | $205.9M | $263.5M | ||
| Q3 24 | $355.5M | $-20.0M |
自由现金流率EFXRUSHA
| Q2 26 | — | — | ||
| Q1 26 | — | 24.4% | ||
| Q4 25 | 22.0% | 1.9% | ||
| Q3 25 | 28.3% | 15.2% | ||
| Q2 25 | 15.5% | 6.2% | ||
| Q1 25 | 8.1% | 2.6% | ||
| Q4 24 | 14.5% | 13.7% | ||
| Q3 24 | 24.7% | -1.1% |
资本支出强度EFXRUSHA
| Q2 26 | 7.3% | — | ||
| Q1 26 | — | 2.0% | ||
| Q4 25 | 8.4% | 4.8% | ||
| Q3 25 | 7.9% | 5.4% | ||
| Q2 25 | 8.0% | 6.2% | ||
| Q1 25 | 7.4% | 6.2% | ||
| Q4 24 | 8.4% | 6.7% | ||
| Q3 24 | 8.6% | 7.3% |
现金转化率EFXRUSHA
| Q2 26 | — | — | ||
| Q1 26 | — | — | ||
| Q4 25 | 2.68× | 1.75× | ||
| Q3 25 | 3.50× | 5.51× | ||
| Q2 25 | 1.89× | 3.14× | ||
| Q1 25 | 1.68× | 2.55× | ||
| Q4 24 | 1.87× | 5.25× | ||
| Q3 24 | 3.39× | 1.41× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EFX
| Verification Services | $571.4M | 35% |
| Online Information Solutions | $448.1M | 27% |
| Other | $381.5M | 23% |
| Employer Services | $116.4M | 7% |
| Asia Pacific | $79.7M | 5% |
| Financial Marketing Services | $51.8M | 3% |
RUSHA
| New and used commercial vehicle sales | $955.1M | 57% |
| Aftermarket products and services sales | $627.2M | 37% |
| Lease and rental sales | $92.3M | 5% |
| Finance and insurance | $5.6M | 0% |
