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Essent Group Ltd.（ESNT）与OLD REPUBLIC INTERNATIONAL CORP（ORI）财务数据对比。点击上方公司名可切换其他公司
OLD REPUBLIC INTERNATIONAL CORP的季度营收约是Essent Group Ltd.的7.7倍（$2.4B vs $312.4M）。Essent Group Ltd.净利率更高（49.6% vs 13.8%，领先35.9%）。OLD REPUBLIC INTERNATIONAL CORP同比增速更快（6.7% vs -0.8%）。过去两年OLD REPUBLIC INTERNATIONAL CORP的营收复合增速更高（13.2% vs 2.3%）
Essentra PLC是一家面向全球市场的塑料及纤维产品供应商，总部位于英国牛津郡基德灵顿，业务网络覆盖全球多个区域，目前在伦敦证券交易所上市，可面向各行业客户提供多元化的相关产品及配套服务，在所属细分领域拥有较高的市场认可度。
Old Republic International Corp是一家总部位于美国伊利诺伊州芝加哥的保险企业，核心业务覆盖财产保险、产权保险两大领域，深耕行业多年，具备成熟的风险防控能力与完善的服务体系，可为各类客户提供专业可靠的保险产品及相关解决方案。
ESNT vs ORI — 直观对比
营收规模更大
ORI
是对方的7.7倍
$312.4M
营收增速更快
ORI
高出7.6%
-0.8%
净利率更高
ESNT
高出35.9%
13.8%
两年增速更快
ORI
近两年复合增速
2.3%
损益表 — Q4 2025 vs Q1 2026
| 指标 | | |
|---|---|---|
| 营收 | $312.4M | $2.4B |
| 净利润 | $155.0M | $330.0M |
| 毛利率 | — | — |
| 营业利润率 | 59.1% | — |
| 净利率 | 49.6% | 13.8% |
| 营收同比 | -0.8% | 6.7% |
| 净利润同比 | -7.7% | 34.7% |
| 每股收益（稀释后） | $1.61 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ESNTORI
| Q1 26 | — | $2.4B | ||
| Q4 25 | $312.4M | $2.4B | ||
| Q3 25 | $311.8M | $2.4B | ||
| Q2 25 | $319.1M | $2.2B | ||
| Q1 25 | $317.6M | $2.1B | ||
| Q4 24 | $315.0M | $2.0B | ||
| Q3 24 | $316.6M | $2.3B | ||
| Q2 24 | $312.9M | $1.9B |
净利润ESNTORI
| Q1 26 | — | $330.0M | ||
| Q4 25 | $155.0M | $206.5M | ||
| Q3 25 | $164.2M | $279.5M | ||
| Q2 25 | $195.3M | $204.4M | ||
| Q1 25 | $175.4M | $245.0M | ||
| Q4 24 | $167.9M | $105.3M | ||
| Q3 24 | $176.2M | $338.9M | ||
| Q2 24 | $203.6M | $91.8M |
营业利润率ESNTORI
| Q1 26 | — | — | ||
| Q4 25 | 59.1% | — | ||
| Q3 25 | 63.9% | 14.6% | ||
| Q2 25 | 72.4% | 11.8% | ||
| Q1 25 | 65.2% | 14.6% | ||
| Q4 24 | 61.9% | — | ||
| Q3 24 | 65.6% | 18.2% | ||
| Q2 24 | 76.4% | 6.1% |
净利率ESNTORI
| Q1 26 | — | 13.8% | ||
| Q4 25 | 49.6% | 8.6% | ||
| Q3 25 | 52.7% | 11.5% | ||
| Q2 25 | 61.2% | 9.3% | ||
| Q1 25 | 55.2% | 11.6% | ||
| Q4 24 | 53.3% | 5.3% | ||
| Q3 24 | 55.6% | 14.5% | ||
| Q2 24 | 65.1% | 4.9% |
每股收益（稀释后）ESNTORI
| Q1 26 | — | — | ||
| Q4 25 | $1.61 | $0.82 | ||
| Q3 25 | $1.67 | $1.11 | ||
| Q2 25 | $1.93 | $0.81 | ||
| Q1 25 | $1.69 | $0.98 | ||
| Q4 24 | $1.59 | $0.42 | ||
| Q3 24 | $1.65 | $1.32 | ||
| Q2 24 | $1.91 | $0.35 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $5.8B | $5.9M |
| 总资产 | $7.4B | $29.6M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
股东权益ESNTORI
| Q1 26 | — | $5.9M | ||
| Q4 25 | $5.8B | $5.9B | ||
| Q3 25 | $5.7B | $6.4B | ||
| Q2 25 | $5.7B | $6.2B | ||
| Q1 25 | $5.7B | $5.9B | ||
| Q4 24 | $5.6B | $5.6B | ||
| Q3 24 | $5.6B | $6.4B | ||
| Q2 24 | $5.4B | $6.0B |
总资产ESNTORI
| Q1 26 | — | $29.6M | ||
| Q4 25 | $7.4B | $29.9B | ||
| Q3 25 | $7.4B | $30.3B | ||
| Q2 25 | $7.2B | $29.3B | ||
| Q1 25 | $7.2B | $28.0B | ||
| Q4 24 | $7.1B | $27.8B | ||
| Q3 24 | $7.1B | $28.8B | ||
| Q2 24 | $6.7B | $27.5B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $229.1M | — |
| 自由现金流经营现金流 - 资本支出 | $228.0M | — |
| 自由现金流率自由现金流/营收 | 73.0% | — |
| 资本支出强度资本支出/营收 | 0.4% | — |
| 现金转化率经营现金流/净利润 | 1.48× | — |
| 过去12个月自由现金流最近4个季度 | $848.7M | — |
8季度趋势，按日历期对齐
经营现金流ESNTORI
| Q1 26 | — | — | ||
| Q4 25 | $229.1M | $234.9M | ||
| Q3 25 | $215.9M | $563.9M | ||
| Q2 25 | $189.5M | $133.8M | ||
| Q1 25 | $221.6M | $231.7M | ||
| Q4 24 | $226.7M | $361.7M | ||
| Q3 24 | $229.2M | $474.8M | ||
| Q2 24 | $188.7M | $236.5M |
自由现金流ESNTORI
| Q1 26 | — | — | ||
| Q4 25 | $228.0M | — | ||
| Q3 25 | $210.6M | — | ||
| Q2 25 | $188.8M | — | ||
| Q1 25 | $221.3M | — | ||
| Q4 24 | $226.0M | — | ||
| Q3 24 | $228.7M | — | ||
| Q2 24 | $187.6M | — |
自由现金流率ESNTORI
| Q1 26 | — | — | ||
| Q4 25 | 73.0% | — | ||
| Q3 25 | 67.5% | — | ||
| Q2 25 | 59.2% | — | ||
| Q1 25 | 69.7% | — | ||
| Q4 24 | 71.7% | — | ||
| Q3 24 | 72.2% | — | ||
| Q2 24 | 60.0% | — |
资本支出强度ESNTORI
| Q1 26 | — | — | ||
| Q4 25 | 0.4% | — | ||
| Q3 25 | 1.7% | — | ||
| Q2 25 | 0.2% | — | ||
| Q1 25 | 0.1% | — | ||
| Q4 24 | 0.2% | — | ||
| Q3 24 | 0.2% | — | ||
| Q2 24 | 0.3% | — |
现金转化率ESNTORI
| Q1 26 | — | — | ||
| Q4 25 | 1.48× | 1.14× | ||
| Q3 25 | 1.31× | 2.02× | ||
| Q2 25 | 0.97× | 0.65× | ||
| Q1 25 | 1.26× | 0.95× | ||
| Q4 24 | 1.35× | 3.43× | ||
| Q3 24 | 1.30× | 1.40× | ||
| Q2 24 | 0.93× | 2.58× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
