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FIRST BANCORP（FBP）与Purple Innovation, Inc.（PRPL）财务数据对比。点击上方公司名可切换其他公司
FIRST BANCORP的季度营收约是Purple Innovation, Inc.的1.8倍（$257.2M vs $140.7M），FIRST BANCORP净利率更高（33.9% vs -2.3%，领先36.2%），Purple Innovation, Inc.同比增速更快（9.1% vs 6.5%），FIRST BANCORP自由现金流更多（$103.2M vs $-7.8M），过去两年Purple Innovation, Inc.的营收复合增速更高（8.3% vs 5.6%）
第一中西部银行总部位于美国伊利诺伊州芝加哥市，地处奥黑尔机场东侧，其前身可追溯至伊利诺伊州乔利埃特市。发展至今，该行服务范围覆盖芝加哥众多郊区，包括印第安纳州西北部、伊利诺伊州南部、威斯康星州东南部以及含爱荷华州在内的四城地区，是美国规模最大的银行机构之一。
Purple Carrot是一家总部位于马萨诸塞州尼达姆市的全植物性餐包品牌，由安迪·莱维特创立，每周为订阅用户提供预制餐品和自制餐包。据《大都会》2022年报道，对比美式标准餐食，该品牌每份餐包的碳排放量可降低72%，主打低碳环保的纯植物饮食方案。
FBP vs PRPL — 直观对比
营收规模更大
FBP
是对方的1.8倍
$140.7M
营收增速更快
PRPL
高出2.6%
6.5%
净利率更高
FBP
高出36.2%
-2.3%
自由现金流更多
FBP
多$111.0M
$-7.8M
两年增速更快
PRPL
近两年复合增速
5.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $257.2M | $140.7M |
| 净利润 | $87.1M | $-3.2M |
| 毛利率 | — | 41.9% |
| 营业利润率 | 41.7% | -1.6% |
| 净利率 | 33.9% | -2.3% |
| 营收同比 | 6.5% | 9.1% |
| 净利润同比 | 15.1% | 62.1% |
| 每股收益（稀释后） | $0.55 | $0.03 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FBPPRPL
| Q4 25 | $257.2M | $140.7M | ||
| Q3 25 | $248.7M | $118.8M | ||
| Q2 25 | $246.8M | $105.1M | ||
| Q1 25 | $248.1M | $104.2M | ||
| Q4 24 | $241.5M | $129.0M | ||
| Q3 24 | $234.6M | $118.6M | ||
| Q2 24 | $231.7M | $120.3M | ||
| Q1 24 | $230.5M | $120.0M |
净利润FBPPRPL
| Q4 25 | $87.1M | $-3.2M | ||
| Q3 25 | $100.5M | $-11.7M | ||
| Q2 25 | $80.2M | $-17.3M | ||
| Q1 25 | $77.1M | $-19.1M | ||
| Q4 24 | $75.7M | $-8.5M | ||
| Q3 24 | $73.7M | $-39.2M | ||
| Q2 24 | $75.8M | $27.0K | ||
| Q1 24 | $73.5M | $-50.2M |
毛利率FBPPRPL
| Q4 25 | — | 41.9% | ||
| Q3 25 | — | 42.8% | ||
| Q2 25 | — | 35.9% | ||
| Q1 25 | — | 39.4% | ||
| Q4 24 | — | 42.9% | ||
| Q3 24 | — | 29.7% | ||
| Q2 24 | — | 40.7% | ||
| Q1 24 | — | 34.8% |
营业利润率FBPPRPL
| Q4 25 | 41.7% | -1.6% | ||
| Q3 25 | 42.7% | -10.2% | ||
| Q2 25 | 41.7% | -13.5% | ||
| Q1 25 | 40.4% | -13.9% | ||
| Q4 24 | 39.8% | -6.0% | ||
| Q3 24 | 41.1% | -39.5% | ||
| Q2 24 | 43.8% | -12.1% | ||
| Q1 24 | 42.3% | -19.3% |
净利率FBPPRPL
| Q4 25 | 33.9% | -2.3% | ||
| Q3 25 | 40.4% | -9.9% | ||
| Q2 25 | 32.5% | -16.5% | ||
| Q1 25 | 31.1% | -18.4% | ||
| Q4 24 | 31.4% | -6.6% | ||
| Q3 24 | 31.4% | -33.1% | ||
| Q2 24 | 32.7% | 0.0% | ||
| Q1 24 | 31.9% | -41.8% |
每股收益（稀释后）FBPPRPL
| Q4 25 | $0.55 | $0.03 | ||
| Q3 25 | $0.63 | $0.11 | ||
| Q2 25 | $0.50 | $0.16 | ||
| Q1 25 | $0.47 | $0.18 | ||
| Q4 24 | $0.46 | $0.08 | ||
| Q3 24 | $0.45 | $0.36 | ||
| Q2 24 | $0.46 | $0.00 | ||
| Q1 24 | $0.44 | $0.47 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $24.3M |
| 总债务越低越好 | $290.0M | $126.7M |
| 股东权益账面价值 | $2.0B | $-29.7M |
| 总资产 | $19.1B | $296.3M |
| 负债/权益比越低杠杆越低 | 0.15× | — |
8季度趋势，按日历期对齐
现金及短期投资FBPPRPL
| Q4 25 | — | $24.3M | ||
| Q3 25 | — | $32.4M | ||
| Q2 25 | — | $34.2M | ||
| Q1 25 | — | $21.6M | ||
| Q4 24 | — | $29.0M | ||
| Q3 24 | — | $23.4M | ||
| Q2 24 | — | $23.4M | ||
| Q1 24 | — | $34.5M |
总债务FBPPRPL
| Q4 25 | $290.0M | $126.7M | ||
| Q3 25 | $290.0M | — | ||
| Q2 25 | $320.0M | — | ||
| Q1 25 | $331.1M | — | ||
| Q4 24 | $561.7M | $70.7M | ||
| Q3 24 | — | $50.8M | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益FBPPRPL
| Q4 25 | $2.0B | $-29.7M | ||
| Q3 25 | $1.9B | $-26.9M | ||
| Q2 25 | $1.8B | $-15.6M | ||
| Q1 25 | $1.8B | $1.3M | ||
| Q4 24 | $1.7B | $20.2M | ||
| Q3 24 | $1.7B | $28.0M | ||
| Q2 24 | $1.5B | $66.4M | ||
| Q1 24 | $1.5B | $65.5M |
总资产FBPPRPL
| Q4 25 | $19.1B | $296.3M | ||
| Q3 25 | $19.3B | $302.1M | ||
| Q2 25 | $18.9B | $303.8M | ||
| Q1 25 | $19.1B | $293.8M | ||
| Q4 24 | $19.3B | $307.8M | ||
| Q3 24 | $18.9B | $309.3M | ||
| Q2 24 | $18.9B | $362.1M | ||
| Q1 24 | $18.9B | $382.1M |
负债/权益比FBPPRPL
| Q4 25 | 0.15× | — | ||
| Q3 25 | 0.15× | — | ||
| Q2 25 | 0.17× | — | ||
| Q1 25 | 0.19× | — | ||
| Q4 24 | 0.34× | 3.50× | ||
| Q3 24 | — | 1.82× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $107.3M | $-5.8M |
| 自由现金流经营现金流 - 资本支出 | $103.2M | $-7.8M |
| 自由现金流率自由现金流/营收 | 40.1% | -5.5% |
| 资本支出强度资本支出/营收 | 1.6% | 1.4% |
| 现金转化率经营现金流/净利润 | 1.23× | — |
| 过去12个月自由现金流最近4个季度 | $437.5M | $-41.9M |
8季度趋势，按日历期对齐
经营现金流FBPPRPL
| Q4 25 | $107.3M | $-5.8M | ||
| Q3 25 | $137.6M | $-968.0K | ||
| Q2 25 | $95.4M | $-4.0M | ||
| Q1 25 | $108.2M | $-23.1M | ||
| Q4 24 | $96.8M | $6.8M | ||
| Q3 24 | $118.0M | $1.1M | ||
| Q2 24 | $71.1M | $-8.9M | ||
| Q1 24 | $118.2M | $-16.8M |
自由现金流FBPPRPL
| Q4 25 | $103.2M | $-7.8M | ||
| Q3 25 | $134.8M | $-1.8M | ||
| Q2 25 | $92.8M | $-7.0M | ||
| Q1 25 | $106.7M | $-25.3M | ||
| Q4 24 | $95.2M | $5.7M | ||
| Q3 24 | $115.4M | $101.0K | ||
| Q2 24 | $69.4M | $-11.0M | ||
| Q1 24 | $114.1M | $-19.9M |
自由现金流率FBPPRPL
| Q4 25 | 40.1% | -5.5% | ||
| Q3 25 | 54.2% | -1.5% | ||
| Q2 25 | 37.6% | -6.6% | ||
| Q1 25 | 43.0% | -24.3% | ||
| Q4 24 | 39.4% | 4.4% | ||
| Q3 24 | 49.2% | 0.1% | ||
| Q2 24 | 30.0% | -9.2% | ||
| Q1 24 | 49.5% | -16.5% |
资本支出强度FBPPRPL
| Q4 25 | 1.6% | 1.4% | ||
| Q3 25 | 1.2% | 0.7% | ||
| Q2 25 | 1.1% | 2.8% | ||
| Q1 25 | 0.6% | 2.2% | ||
| Q4 24 | 0.7% | 0.8% | ||
| Q3 24 | 1.1% | 0.9% | ||
| Q2 24 | 0.7% | 1.7% | ||
| Q1 24 | 1.8% | 2.5% |
现金转化率FBPPRPL
| Q4 25 | 1.23× | — | ||
| Q3 25 | 1.37× | — | ||
| Q2 25 | 1.19× | — | ||
| Q1 25 | 1.40× | — | ||
| Q4 24 | 1.28× | — | ||
| Q3 24 | 1.60× | — | ||
| Q2 24 | 0.94× | -330.22× | ||
| Q1 24 | 1.61× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FBP
| Consumer Retail Banking Segment | $171.5M | 67% |
| Commercial And Corporate Segment | $46.9M | 18% |
| Mortgage Banking Segment | $22.4M | 9% |
| Virgin Islands Operations Segment | $18.6M | 7% |
PRPL
| Cost Of Revenues | $81.7M | 58% |
| Other | $59.0M | 42% |
