vs
富兰克林柯维（FC）与HomeTrust Bancshares, Inc.（HTB）财务数据对比。点击上方公司名可切换其他公司
富兰克林柯维的季度营收约是HomeTrust Bancshares, Inc.的1.2倍（$64.0M vs $53.6M），HomeTrust Bancshares, Inc.同比增速更快（3.7% vs -7.3%），HomeTrust Bancshares, Inc.自由现金流更多（$45.3M vs $-1.6M），过去两年HomeTrust Bancshares, Inc.的营收复合增速更高（3.5% vs 2.2%）
富兰克林柯维总部位于美国犹他州盐湖城，是一家专业培训指导企业，面向各类组织与个人提供领导力提升、个人效能成长与业务执行领域的培训及评估服务。公司由富兰克林奎斯特与柯维领导力中心于1997年合并成立，最为人熟知的产品包括富兰克林柯维规划系统等。
HomeTrust Bancshares, Inc.是总部位于美国北卡罗来纳州阿什维尔的银行控股公司，总资产达43亿美元，在北卡、南卡、佐治亚和田纳西州共设有33家网点，旗下拥有HomeTrust银行、Tryon联邦银行等七家社区银行。
FC vs HTB — 直观对比
营收规模更大
FC
是对方的1.2倍
$53.6M
营收增速更快
HTB
高出11.0%
-7.3%
自由现金流更多
HTB
多$47.0M
$-1.6M
两年增速更快
HTB
近两年复合增速
2.2%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $64.0M | $53.6M |
| 净利润 | $-3.3M | — |
| 毛利率 | 75.5% | — |
| 营业利润率 | -5.7% | 37.0% |
| 净利率 | -5.1% | — |
| 营收同比 | -7.3% | 3.7% |
| 净利润同比 | -378.5% | — |
| 每股收益（稀释后） | $-0.27 | $0.93 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FCHTB
| Q4 25 | $64.0M | $53.6M | ||
| Q3 25 | $71.2M | $54.1M | ||
| Q2 25 | $67.1M | $54.4M | ||
| Q1 25 | $59.6M | $50.9M | ||
| Q4 24 | $69.1M | $51.7M | ||
| Q3 24 | $84.1M | $50.6M | ||
| Q2 24 | $73.4M | $50.6M | ||
| Q1 24 | $61.3M | $50.0M |
净利润FCHTB
| Q4 25 | $-3.3M | — | ||
| Q3 25 | $4.4M | $16.5M | ||
| Q2 25 | $-1.4M | $17.2M | ||
| Q1 25 | $-1.1M | $14.5M | ||
| Q4 24 | $1.2M | — | ||
| Q3 24 | $12.0M | $13.1M | ||
| Q2 24 | $5.7M | $12.4M | ||
| Q1 24 | $874.0K | $15.1M |
毛利率FCHTB
| Q4 25 | 75.5% | — | ||
| Q3 25 | 75.5% | — | ||
| Q2 25 | 76.5% | — | ||
| Q1 25 | 76.7% | — | ||
| Q4 24 | 76.3% | — | ||
| Q3 24 | 78.1% | — | ||
| Q2 24 | 76.6% | — | ||
| Q1 24 | 76.4% | — |
营业利润率FCHTB
| Q4 25 | -5.7% | 37.0% | ||
| Q3 25 | 11.1% | 38.5% | ||
| Q2 25 | -3.3% | 40.1% | ||
| Q1 25 | -2.4% | 36.2% | ||
| Q4 24 | 2.1% | 35.4% | ||
| Q3 24 | 21.3% | 33.2% | ||
| Q2 24 | 11.4% | 31.3% | ||
| Q1 24 | 2.4% | 38.0% |
净利率FCHTB
| Q4 25 | -5.1% | — | ||
| Q3 25 | 6.1% | 30.5% | ||
| Q2 25 | -2.1% | 31.6% | ||
| Q1 25 | -1.8% | 28.5% | ||
| Q4 24 | 1.7% | — | ||
| Q3 24 | 14.2% | 25.9% | ||
| Q2 24 | 7.8% | 24.6% | ||
| Q1 24 | 1.4% | 30.1% |
每股收益（稀释后）FCHTB
| Q4 25 | $-0.27 | $0.93 | ||
| Q3 25 | $0.34 | $0.95 | ||
| Q2 25 | $-0.11 | $1.00 | ||
| Q1 25 | $-0.08 | $0.84 | ||
| Q4 24 | $0.09 | $0.83 | ||
| Q3 24 | $0.89 | $0.76 | ||
| Q2 24 | $0.43 | $0.73 | ||
| Q1 24 | $0.06 | $0.88 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $17.5M | $324.7M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $54.0M | $600.7M |
| 总资产 | $221.3M | $4.5B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资FCHTB
| Q4 25 | $17.5M | $324.7M | ||
| Q3 25 | $31.7M | $315.8M | ||
| Q2 25 | $33.7M | $297.2M | ||
| Q1 25 | $40.4M | $299.8M | ||
| Q4 24 | $53.3M | $279.2M | ||
| Q3 24 | $48.7M | $293.5M | ||
| Q2 24 | $36.6M | $294.2M | ||
| Q1 24 | $40.9M | $380.5M |
股东权益FCHTB
| Q4 25 | $54.0M | $600.7M | ||
| Q3 25 | $66.9M | $595.8M | ||
| Q2 25 | $65.6M | $579.3M | ||
| Q1 25 | $72.5M | $565.4M | ||
| Q4 24 | $80.6M | $551.8M | ||
| Q3 24 | $83.1M | $540.0M | ||
| Q2 24 | $72.2M | $523.6M | ||
| Q1 24 | $70.8M | $513.2M |
总资产FCHTB
| Q4 25 | $221.3M | $4.5B | ||
| Q3 25 | $242.9M | $4.6B | ||
| Q2 25 | $218.3M | $4.6B | ||
| Q1 25 | $221.3M | $4.6B | ||
| Q4 24 | $239.9M | $4.6B | ||
| Q3 24 | $261.5M | $4.6B | ||
| Q2 24 | $221.0M | $4.7B | ||
| Q1 24 | $221.9M | $4.7B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $98.0K | $49.5M |
| 自由现金流经营现金流 - 资本支出 | $-1.6M | $45.3M |
| 自由现金流率自由现金流/营收 | -2.5% | 84.5% |
| 资本支出强度资本支出/营收 | 2.7% | 7.8% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $5.9M | $93.8M |
8季度趋势，按日历期对齐
经营现金流FCHTB
| Q4 25 | $98.0K | $49.5M | ||
| Q3 25 | $9.9M | $-11.3M | ||
| Q2 25 | $6.3M | $-8.8M | ||
| Q1 25 | $-1.4M | $71.7M | ||
| Q4 24 | $14.1M | $45.4M | ||
| Q3 24 | $21.9M | $43.8M | ||
| Q2 24 | $8.2M | $5.9M | ||
| Q1 24 | $12.8M | $-9.0M |
自由现金流FCHTB
| Q4 25 | $-1.6M | $45.3M | ||
| Q3 25 | $5.7M | $-12.0M | ||
| Q2 25 | $4.5M | $-10.2M | ||
| Q1 25 | $-2.6M | $70.7M | ||
| Q4 24 | $13.1M | $42.4M | ||
| Q3 24 | $20.8M | $43.1M | ||
| Q2 24 | $7.3M | $5.7M | ||
| Q1 24 | $12.1M | $-9.6M |
自由现金流率FCHTB
| Q4 25 | -2.5% | 84.5% | ||
| Q3 25 | 8.0% | -22.2% | ||
| Q2 25 | 6.7% | -18.7% | ||
| Q1 25 | -4.4% | 138.7% | ||
| Q4 24 | 19.0% | 82.0% | ||
| Q3 24 | 24.7% | 85.1% | ||
| Q2 24 | 9.9% | 11.2% | ||
| Q1 24 | 19.8% | -19.2% |
资本支出强度FCHTB
| Q4 25 | 2.7% | 7.8% | ||
| Q3 25 | 5.9% | 1.4% | ||
| Q2 25 | 2.7% | 2.5% | ||
| Q1 25 | 2.1% | 2.0% | ||
| Q4 24 | 1.4% | 5.9% | ||
| Q3 24 | 1.3% | 1.3% | ||
| Q2 24 | 1.2% | 0.5% | ||
| Q1 24 | 1.0% | 1.1% |
现金转化率FCHTB
| Q4 25 | — | — | ||
| Q3 25 | 2.27× | -0.68× | ||
| Q2 25 | — | -0.51× | ||
| Q1 25 | — | 4.93× | ||
| Q4 24 | 11.98× | — | ||
| Q3 24 | 1.83× | 3.34× | ||
| Q2 24 | 1.43× | 0.48× | ||
| Q1 24 | 14.62× | -0.60× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
