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FirstCash Holdings, Inc.（FCFS）与Zurn Elkay Water Solutions Corp（ZWS）财务数据对比。点击上方公司名可切换其他公司
FirstCash Holdings, Inc.的季度营收约是Zurn Elkay Water Solutions Corp的1.2倍（$501.3M vs $407.2M），FirstCash Holdings, Inc.净利率更高（20.8% vs 10.3%，领先10.4%），FirstCash Holdings, Inc.同比增速更快（21.2% vs 9.8%），过去两年FirstCash Holdings, Inc.的营收复合增速更高（16.9% vs 4.4%）
FirstCash Holdings, Inc.是总部位于美国得克萨斯州沃斯堡的典当企业，在美国及拉丁美洲多地运营线下典当零售门店，为纳斯达克证券交易所公开上市企业，在美洲典当服务领域拥有成熟的业务布局与完善的运营网络。
Zurn Elkay Water Solutions是一家专业水资源管理解决方案提供商，主要生产销售商用给排水设备、饮用水系统、过滤产品及流量控制组件，服务北美及全球的商用、住宅、工业和公共基建领域，主打高效节水的可持续产品。
FCFS vs ZWS — 直观对比
营收规模更大
FCFS
是对方的1.2倍
$407.2M
营收增速更快
FCFS
高出11.3%
9.8%
净利率更高
FCFS
高出10.4%
10.3%
两年增速更快
FCFS
近两年复合增速
4.4%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $501.3M | $407.2M |
| 净利润 | $104.2M | $42.1M |
| 毛利率 | — | 44.4% |
| 营业利润率 | 28.5% | 14.8% |
| 净利率 | 20.8% | 10.3% |
| 营收同比 | 21.2% | 9.8% |
| 净利润同比 | 24.7% | 15.7% |
| 每股收益（稀释后） | $2.35 | $0.24 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FCFSZWS
| Q4 25 | $501.3M | $407.2M | ||
| Q3 25 | $411.0M | $455.4M | ||
| Q2 25 | $385.1M | $444.5M | ||
| Q1 25 | $371.1M | $388.8M | ||
| Q4 24 | $413.7M | $370.7M | ||
| Q3 24 | $363.1M | $410.0M | ||
| Q2 24 | $363.5M | $412.0M | ||
| Q1 24 | $366.8M | $373.8M |
净利润FCFSZWS
| Q4 25 | $104.2M | $42.1M | ||
| Q3 25 | $82.8M | $61.8M | ||
| Q2 25 | $59.8M | $50.5M | ||
| Q1 25 | $83.6M | $43.6M | ||
| Q4 24 | $83.5M | $36.4M | ||
| Q3 24 | $64.8M | $43.5M | ||
| Q2 24 | $49.1M | $46.0M | ||
| Q1 24 | $61.4M | $34.3M |
毛利率FCFSZWS
| Q4 25 | — | 44.4% | ||
| Q3 25 | — | 44.1% | ||
| Q2 25 | — | 45.5% | ||
| Q1 25 | — | 46.6% | ||
| Q4 24 | — | 43.5% | ||
| Q3 24 | — | 46.2% | ||
| Q2 24 | — | 45.2% | ||
| Q1 24 | — | 45.5% |
营业利润率FCFSZWS
| Q4 25 | 28.5% | 14.8% | ||
| Q3 25 | 27.4% | 17.0% | ||
| Q2 25 | 21.1% | 17.5% | ||
| Q1 25 | 30.0% | 16.3% | ||
| Q4 24 | 26.5% | 13.3% | ||
| Q3 24 | 23.5% | 17.1% | ||
| Q2 24 | 18.2% | 17.5% | ||
| Q1 24 | 22.3% | 14.2% |
净利率FCFSZWS
| Q4 25 | 20.8% | 10.3% | ||
| Q3 25 | 20.1% | 13.6% | ||
| Q2 25 | 15.5% | 11.4% | ||
| Q1 25 | 22.5% | 11.2% | ||
| Q4 24 | 20.2% | 9.8% | ||
| Q3 24 | 17.9% | 10.6% | ||
| Q2 24 | 13.5% | 11.2% | ||
| Q1 24 | 16.7% | 9.2% |
每股收益（稀释后）FCFSZWS
| Q4 25 | $2.35 | $0.24 | ||
| Q3 25 | $1.86 | $0.36 | ||
| Q2 25 | $1.34 | $0.29 | ||
| Q1 25 | $1.87 | $0.26 | ||
| Q4 24 | $1.86 | $0.21 | ||
| Q3 24 | $1.44 | $0.25 | ||
| Q2 24 | $1.08 | $0.27 | ||
| Q1 24 | $1.35 | $0.19 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $125.2M | $300.5M |
| 总债务越低越好 | $2.2B | $496.5M |
| 股东权益账面价值 | $2.3B | $1.6B |
| 总资产 | $5.3B | $2.7B |
| 负债/权益比越低杠杆越低 | 0.98× | 0.31× |
8季度趋势，按日历期对齐
现金及短期投资FCFSZWS
| Q4 25 | $125.2M | $300.5M | ||
| Q3 25 | $130.2M | $260.1M | ||
| Q2 25 | $101.5M | $201.9M | ||
| Q1 25 | $146.0M | $144.7M | ||
| Q4 24 | $175.1M | $198.0M | ||
| Q3 24 | $106.3M | $187.9M | ||
| Q2 24 | $113.7M | $162.7M | ||
| Q1 24 | $135.1M | $157.1M |
总债务FCFSZWS
| Q4 25 | $2.2B | $496.5M | ||
| Q3 25 | $2.2B | $496.4M | ||
| Q2 25 | $1.7B | $495.9M | ||
| Q1 25 | $1.7B | $495.8M | ||
| Q4 24 | $1.7B | $495.6M | ||
| Q3 24 | $1.7B | $495.6M | ||
| Q2 24 | $1.7B | $495.5M | ||
| Q1 24 | $1.5B | $495.4M |
股东权益FCFSZWS
| Q4 25 | $2.3B | $1.6B | ||
| Q3 25 | $2.2B | $1.6B | ||
| Q2 25 | $2.1B | $1.6B | ||
| Q1 25 | $2.1B | $1.5B | ||
| Q4 24 | $2.1B | $1.6B | ||
| Q3 24 | $2.0B | $1.6B | ||
| Q2 24 | $2.0B | $1.6B | ||
| Q1 24 | $2.0B | $1.6B |
总资产FCFSZWS
| Q4 25 | $5.3B | $2.7B | ||
| Q3 25 | $5.2B | $2.7B | ||
| Q2 25 | $4.5B | $2.7B | ||
| Q1 25 | $4.4B | $2.6B | ||
| Q4 24 | $4.5B | $2.6B | ||
| Q3 24 | $4.4B | $2.7B | ||
| Q2 24 | $4.3B | $2.7B | ||
| Q1 24 | $4.2B | $2.7B |
负债/权益比FCFSZWS
| Q4 25 | 0.98× | 0.31× | ||
| Q3 25 | 1.01× | 0.31× | ||
| Q2 25 | 0.79× | 0.32× | ||
| Q1 25 | 0.83× | 0.32× | ||
| Q4 24 | 0.85× | 0.31× | ||
| Q3 24 | 0.87× | 0.31× | ||
| Q2 24 | 0.85× | 0.31× | ||
| Q1 24 | 0.75× | 0.31× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $206.6M | $91.7M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 1.98× | 2.18× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流FCFSZWS
| Q4 25 | $206.6M | $91.7M | ||
| Q3 25 | $135.8M | $101.3M | ||
| Q2 25 | $116.9M | $110.6M | ||
| Q1 25 | $126.6M | $42.9M | ||
| Q4 24 | $198.1M | $63.6M | ||
| Q3 24 | $113.1M | $90.9M | ||
| Q2 24 | $106.2M | $85.1M | ||
| Q1 24 | $122.5M | $53.9M |
现金转化率FCFSZWS
| Q4 25 | 1.98× | 2.18× | ||
| Q3 25 | 1.64× | 1.64× | ||
| Q2 25 | 1.95× | 2.19× | ||
| Q1 25 | 1.51× | 0.98× | ||
| Q4 24 | 2.37× | 1.75× | ||
| Q3 24 | 1.74× | 2.09× | ||
| Q2 24 | 2.16× | 1.85× | ||
| Q1 24 | 2.00× | 1.57× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
ZWS
暂无分部数据
