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FIRST FINANCIAL BANCORP（FFBC）与LiveRamp Holdings, Inc.（RAMP）财务数据对比。点击上方公司名可切换其他公司
FIRST FINANCIAL BANCORP的季度营收约是LiveRamp Holdings, Inc.的1.3倍（$271.5M vs $212.2M），FIRST FINANCIAL BANCORP净利率更高（27.4% vs 18.8%，领先8.6%），过去两年FIRST FINANCIAL BANCORP的营收复合增速更高（12.4% vs 11.1%）
第一金融银行集团是总部位于美国俄亥俄州辛辛那提的区域性银行，运营中心设于辛辛那提北郊斯普林代尔及印第安纳州格林斯堡。该行成立于1863年，拥有美国第六悠久的国家银行牌照，在俄亥俄、印第安纳、肯塔基、伊利诺伊四州共设有131个营业网点，2009年9月曾在政府协助下收购欧文金融公司及其子公司。
LiveRamp Holdings, Inc.是一家美国SaaS企业，核心业务为提供数据连接平台，服务涵盖数据导入、线下数据线上迁移等能力，助力企业开展营销相关的数据应用，为品牌及营销从业者的数字化运营提供技术支撑。
FFBC vs RAMP — 直观对比
营收规模更大
FFBC
是对方的1.3倍
$212.2M
净利率更高
FFBC
高出8.6%
18.8%
两年增速更快
FFBC
近两年复合增速
11.1%
损益表 — Q1 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $271.5M | $212.2M |
| 净利润 | $74.4M | $39.9M |
| 毛利率 | — | 71.9% |
| 营业利润率 | — | 18.6% |
| 净利率 | 27.4% | 18.8% |
| 营收同比 | — | 8.6% |
| 净利润同比 | — | 255.7% |
| 每股收益（稀释后） | $0.71 | $0.62 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FFBCRAMP
| Q1 26 | $271.5M | — | ||
| Q4 25 | $238.8M | $212.2M | ||
| Q3 25 | $234.0M | $199.8M | ||
| Q2 25 | $226.3M | $194.8M | ||
| Q1 25 | $200.4M | $188.7M | ||
| Q4 24 | $224.3M | $195.4M | ||
| Q3 24 | $201.3M | $185.5M | ||
| Q2 24 | $214.8M | $176.0M |
净利润FFBCRAMP
| Q1 26 | $74.4M | — | ||
| Q4 25 | — | $39.9M | ||
| Q3 25 | $71.9M | $27.4M | ||
| Q2 25 | $70.0M | $7.7M | ||
| Q1 25 | $51.3M | $-6.3M | ||
| Q4 24 | — | $11.2M | ||
| Q3 24 | $52.5M | $1.7M | ||
| Q2 24 | $60.8M | $-7.5M |
毛利率FFBCRAMP
| Q1 26 | — | — | ||
| Q4 25 | — | 71.9% | ||
| Q3 25 | — | 70.2% | ||
| Q2 25 | — | 70.1% | ||
| Q1 25 | — | 69.3% | ||
| Q4 24 | — | 71.9% | ||
| Q3 24 | — | 72.4% | ||
| Q2 24 | — | 70.6% |
营业利润率FFBCRAMP
| Q1 26 | — | — | ||
| Q4 25 | — | 18.6% | ||
| Q3 25 | 38.7% | 10.7% | ||
| Q2 25 | 38.8% | 3.7% | ||
| Q1 25 | 31.7% | -6.1% | ||
| Q4 24 | — | 7.5% | ||
| Q3 24 | 32.2% | 4.0% | ||
| Q2 24 | 34.8% | -3.0% |
净利率FFBCRAMP
| Q1 26 | 27.4% | — | ||
| Q4 25 | — | 18.8% | ||
| Q3 25 | 30.7% | 13.7% | ||
| Q2 25 | 30.9% | 4.0% | ||
| Q1 25 | 25.6% | -3.3% | ||
| Q4 24 | — | 5.7% | ||
| Q3 24 | 26.1% | 0.9% | ||
| Q2 24 | 28.3% | -4.3% |
每股收益（稀释后）FFBCRAMP
| Q1 26 | $0.71 | — | ||
| Q4 25 | $0.64 | $0.62 | ||
| Q3 25 | $0.75 | $0.42 | ||
| Q2 25 | $0.73 | $0.12 | ||
| Q1 25 | $0.54 | $-0.10 | ||
| Q4 24 | $0.68 | $0.17 | ||
| Q3 24 | $0.55 | $0.03 | ||
| Q2 24 | $0.64 | $-0.11 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $403.4M |
| 总债务越低越好 | $13.1M | — |
| 股东权益账面价值 | $2.9B | $962.3M |
| 总资产 | $22.5B | $1.3B |
| 负债/权益比越低杠杆越低 | 0.00× | — |
8季度趋势，按日历期对齐
现金及短期投资FFBCRAMP
| Q1 26 | — | — | ||
| Q4 25 | — | $403.4M | ||
| Q3 25 | — | $376.9M | ||
| Q2 25 | — | $371.1M | ||
| Q1 25 | — | $420.8M | ||
| Q4 24 | — | $384.3M | ||
| Q3 24 | — | $348.4M | ||
| Q2 24 | — | $342.7M |
总债务FFBCRAMP
| Q1 26 | $13.1M | — | ||
| Q4 25 | $514.1M | — | ||
| Q3 25 | $221.8M | — | ||
| Q2 25 | $345.0M | — | ||
| Q1 25 | $345.9M | — | ||
| Q4 24 | $347.5M | — | ||
| Q3 24 | $344.1M | — | ||
| Q2 24 | $338.6M | — |
股东权益FFBCRAMP
| Q1 26 | $2.9B | — | ||
| Q4 25 | $2.8B | $962.3M | ||
| Q3 25 | $2.6B | $943.8M | ||
| Q2 25 | $2.6B | $947.8M | ||
| Q1 25 | $2.5B | $948.9M | ||
| Q4 24 | $2.4B | $957.7M | ||
| Q3 24 | $2.5B | $932.1M | ||
| Q2 24 | $2.3B | $951.9M |
总资产FFBCRAMP
| Q1 26 | $22.5B | — | ||
| Q4 25 | $21.1B | $1.3B | ||
| Q3 25 | $18.6B | $1.2B | ||
| Q2 25 | $18.6B | $1.2B | ||
| Q1 25 | $18.5B | $1.3B | ||
| Q4 24 | $18.6B | $1.3B | ||
| Q3 24 | $18.1B | $1.2B | ||
| Q2 24 | $18.2B | $1.2B |
负债/权益比FFBCRAMP
| Q1 26 | 0.00× | — | ||
| Q4 25 | 0.19× | — | ||
| Q3 25 | 0.08× | — | ||
| Q2 25 | 0.13× | — | ||
| Q1 25 | 0.14× | — | ||
| Q4 24 | 0.14× | — | ||
| Q3 24 | 0.14× | — | ||
| Q2 24 | 0.15× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FFBC
| Net Interest Income | $189.6M | 70% |
| Noninterest Income | $81.9M | 30% |
RAMP
暂无分部数据
