vs
Fair Isaac（FICO）与OCEANEERING INTERNATIONAL INC（OII）财务数据对比。点击上方公司名可切换其他公司
OCEANEERING INTERNATIONAL INC的季度营收约是Fair Isaac的1.4倍（$692.4M vs $512.0M），Fair Isaac净利率更高（30.9% vs 5.2%，领先25.7%），Fair Isaac同比增速更快（16.4% vs 3.6%），Fair Isaac自由现金流更多（$173.9M vs $-76.5M），过去两年Fair Isaac的营收复合增速更高（8.6% vs 1.8%）
FICO（原Fair, Isaac and Company）是美国知名数据分析企业，1956年由比尔·费尔与厄尔·艾萨克创立，总部位于蒙大拿州博兹曼市，核心业务为信用评分服务，其推出的FICO信用分是评估消费者信贷风险的重要指标，目前已被美国消费信贷行业广泛采用。
奥什科什国际（Oceaneering International）是一家总部位于美国得克萨斯州休斯敦的水下工程及应用技术企业，为海洋、航天及其他特殊作业场景的客户提供定制化工程服务与硬件设备，在极端环境工程领域拥有深厚的技术积累。
FICO vs OII — 直观对比
营收规模更大
OII
是对方的1.4倍
$512.0M
营收增速更快
FICO
高出12.8%
3.6%
净利率更高
FICO
高出25.7%
5.2%
自由现金流更多
FICO
多$250.4M
$-76.5M
两年增速更快
FICO
近两年复合增速
1.8%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $512.0M | $692.4M |
| 净利润 | $158.4M | $36.1M |
| 毛利率 | 83.0% | — |
| 营业利润率 | 45.7% | — |
| 净利率 | 30.9% | 5.2% |
| 营收同比 | 16.4% | 3.6% |
| 净利润同比 | 3.8% | -28.3% |
| 每股收益（稀释后） | $6.61 | $0.36 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FICOOII
| Q1 26 | — | $692.4M | ||
| Q4 25 | $512.0M | $668.6M | ||
| Q3 25 | $515.8M | $742.9M | ||
| Q2 25 | $536.4M | $698.2M | ||
| Q1 25 | $498.7M | $674.5M | ||
| Q4 24 | $440.0M | $713.5M | ||
| Q3 24 | $453.8M | $679.8M | ||
| Q2 24 | $447.8M | $668.8M |
净利润FICOOII
| Q1 26 | — | $36.1M | ||
| Q4 25 | $158.4M | $177.7M | ||
| Q3 25 | $155.0M | $71.3M | ||
| Q2 25 | $181.8M | $54.4M | ||
| Q1 25 | $162.6M | $50.4M | ||
| Q4 24 | $152.5M | $56.1M | ||
| Q3 24 | $135.7M | $41.2M | ||
| Q2 24 | $126.3M | $35.0M |
毛利率FICOOII
| Q1 26 | — | — | ||
| Q4 25 | 83.0% | 19.8% | ||
| Q3 25 | 82.3% | 20.6% | ||
| Q2 25 | 83.7% | 21.3% | ||
| Q1 25 | 82.4% | 20.0% | ||
| Q4 24 | 80.1% | 19.9% | ||
| Q3 24 | 80.3% | 19.3% | ||
| Q2 24 | 80.3% | 18.0% |
营业利润率FICOOII
| Q1 26 | — | — | ||
| Q4 25 | 45.7% | 9.8% | ||
| Q3 25 | 46.0% | 11.6% | ||
| Q2 25 | 48.9% | 11.3% | ||
| Q1 25 | 49.3% | 10.9% | ||
| Q4 24 | 40.8% | 10.9% | ||
| Q3 24 | 43.4% | 10.5% | ||
| Q2 24 | 42.5% | 9.0% |
净利率FICOOII
| Q1 26 | — | 5.2% | ||
| Q4 25 | 30.9% | 26.6% | ||
| Q3 25 | 30.1% | 9.6% | ||
| Q2 25 | 33.9% | 7.8% | ||
| Q1 25 | 32.6% | 7.5% | ||
| Q4 24 | 34.7% | 7.9% | ||
| Q3 24 | 29.9% | 6.1% | ||
| Q2 24 | 28.2% | 5.2% |
每股收益（稀释后）FICOOII
| Q1 26 | — | $0.36 | ||
| Q4 25 | $6.61 | $1.75 | ||
| Q3 25 | $6.41 | $0.71 | ||
| Q2 25 | $7.40 | $0.54 | ||
| Q1 25 | $6.59 | $0.49 | ||
| Q4 24 | $6.14 | $0.55 | ||
| Q3 24 | $5.44 | $0.40 | ||
| Q2 24 | $5.05 | $0.34 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $162.0M | — |
| 总债务越低越好 | $3.2B | $488.8M |
| 股东权益账面价值 | $-1.8B | $1.1B |
| 总资产 | $1.9B | $2.6B |
| 负债/权益比越低杠杆越低 | — | 0.44× |
8季度趋势，按日历期对齐
现金及短期投资FICOOII
| Q1 26 | — | — | ||
| Q4 25 | $162.0M | $695.9M | ||
| Q3 25 | $134.1M | $7.0M | ||
| Q2 25 | $189.0M | $7.0M | ||
| Q1 25 | $146.6M | $7.0M | ||
| Q4 24 | $184.3M | $504.5M | ||
| Q3 24 | $150.7M | — | ||
| Q2 24 | $156.0M | — |
总债务FICOOII
| Q1 26 | — | $488.8M | ||
| Q4 25 | $3.2B | $487.4M | ||
| Q3 25 | $3.1B | — | ||
| Q2 25 | $2.8B | — | ||
| Q1 25 | $2.5B | — | ||
| Q4 24 | $2.4B | $482.0M | ||
| Q3 24 | $2.2B | — | ||
| Q2 24 | $2.1B | — |
股东权益FICOOII
| Q1 26 | — | $1.1B | ||
| Q4 25 | $-1.8B | $1.1B | ||
| Q3 25 | $-1.7B | $907.7M | ||
| Q2 25 | $-1.4B | $842.1M | ||
| Q1 25 | $-1.1B | $773.1M | ||
| Q4 24 | $-1.1B | $714.3M | ||
| Q3 24 | $-962.7M | $698.0M | ||
| Q2 24 | $-829.3M | $651.0M |
总资产FICOOII
| Q1 26 | — | $2.6B | ||
| Q4 25 | $1.9B | $2.7B | ||
| Q3 25 | $1.9B | $2.5B | ||
| Q2 25 | $1.9B | $2.3B | ||
| Q1 25 | $1.8B | $2.3B | ||
| Q4 24 | $1.7B | $2.3B | ||
| Q3 24 | $1.7B | $2.4B | ||
| Q2 24 | $1.7B | $2.3B |
负债/权益比FICOOII
| Q1 26 | — | 0.44× | ||
| Q4 25 | — | 0.46× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.67× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $174.1M | — |
| 自由现金流经营现金流 - 资本支出 | $173.9M | $-76.5M |
| 自由现金流率自由现金流/营收 | 34.0% | -11.1% |
| 资本支出强度资本支出/营收 | 0.0% | 2.5% |
| 现金转化率经营现金流/净利润 | 1.10× | — |
| 过去12个月自由现金流最近4个季度 | $750.6M | $238.1M |
8季度趋势，按日历期对齐
经营现金流FICOOII
| Q1 26 | — | — | ||
| Q4 25 | $174.1M | $221.1M | ||
| Q3 25 | $223.7M | $101.3M | ||
| Q2 25 | $286.2M | $77.2M | ||
| Q1 25 | $74.9M | $-80.7M | ||
| Q4 24 | $194.0M | $128.4M | ||
| Q3 24 | $226.5M | $91.9M | ||
| Q2 24 | $213.3M | $52.6M |
自由现金流FICOOII
| Q1 26 | — | $-76.5M | ||
| Q4 25 | $173.9M | $190.7M | ||
| Q3 25 | $219.5M | $77.0M | ||
| Q2 25 | $284.4M | $46.9M | ||
| Q1 25 | $72.8M | $-106.8M | ||
| Q4 24 | $193.2M | $94.5M | ||
| Q3 24 | $224.7M | $67.0M | ||
| Q2 24 | $211.6M | $29.8M |
自由现金流率FICOOII
| Q1 26 | — | -11.1% | ||
| Q4 25 | 34.0% | 28.5% | ||
| Q3 25 | 42.6% | 10.4% | ||
| Q2 25 | 53.0% | 6.7% | ||
| Q1 25 | 14.6% | -15.8% | ||
| Q4 24 | 43.9% | 13.2% | ||
| Q3 24 | 49.5% | 9.9% | ||
| Q2 24 | 47.2% | 4.5% |
资本支出强度FICOOII
| Q1 26 | — | 2.5% | ||
| Q4 25 | 0.0% | 4.6% | ||
| Q3 25 | 0.8% | 3.3% | ||
| Q2 25 | 0.3% | 4.3% | ||
| Q1 25 | 0.4% | 3.9% | ||
| Q4 24 | 0.2% | 4.7% | ||
| Q3 24 | 0.4% | 3.7% | ||
| Q2 24 | 0.4% | 3.4% |
现金转化率FICOOII
| Q1 26 | — | — | ||
| Q4 25 | 1.10× | 1.24× | ||
| Q3 25 | 1.44× | 1.42× | ||
| Q2 25 | 1.57× | 1.42× | ||
| Q1 25 | 0.46× | -1.60× | ||
| Q4 24 | 1.27× | 2.29× | ||
| Q3 24 | 1.67× | 2.23× | ||
| Q2 24 | 1.69× | 1.50× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FICO
| Business To Business Scores | $248.6M | 49% |
| Saa S Products | $115.7M | 23% |
| Platform Software | $73.9M | 14% |
| Business To Consumer Scores | $55.9M | 11% |
| Technology Service | $19.2M | 4% |
OII
暂无分部数据
