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Fifth Third Bancorp（FITB）与滨特尔（PNR）财务数据对比。点击上方公司名可切换其他公司
Fifth Third Bancorp的季度营收约是滨特尔的1.5倍（$1.5B vs $1.0B），Fifth Third Bancorp净利率更高（47.7% vs 16.6%，领先31.1%），Fifth Third Bancorp同比增速更快（6.4% vs 2.6%），Fifth Third Bancorp自由现金流更多（$765.0M vs $-85.7M）
Fifth Third Bancorp是总部位于美国俄亥俄州辛辛那提的银行控股集团，为美国大型银行之一，位列《财富》美国500强第321位。旗下银行在全美12个州共运营1087家分行及2400台自动柜员机，服务覆盖多区域市场。
滨特尔（股票代码PNR）是知名水处理企业，注册地位于爱尔兰，税务居民身份归属英国，美国区总部设于明尼苏达州金谷市。品牌起源于美国，2017年数据显示其65%的营收来自美国和加拿大，2014年集团完成架构重组，注册地由瑞士变更为爱尔兰。
FITB vs PNR — 直观对比
营收规模更大
FITB
是对方的1.5倍
$1.0B
营收增速更快
FITB
高出3.8%
2.6%
净利率更高
FITB
高出31.1%
16.6%
自由现金流更多
FITB
多$850.7M
$-85.7M
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.5B | $1.0B |
| 净利润 | $730.0M | $172.4M |
| 毛利率 | — | 41.8% |
| 营业利润率 | 59.7% | 20.3% |
| 净利率 | 47.7% | 16.6% |
| 营收同比 | 6.4% | 2.6% |
| 净利润同比 | 17.7% | 11.3% |
| 每股收益（稀释后） | $1.03 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FITBPNR
| Q1 26 | — | $1.0B | ||
| Q4 25 | $1.5B | $1.0B | ||
| Q3 25 | $1.5B | $1.0B | ||
| Q2 25 | $1.5B | $1.1B | ||
| Q1 25 | $1.4B | $1.0B | ||
| Q4 24 | $1.4B | $972.9M | ||
| Q3 24 | — | $993.4M | ||
| Q2 24 | — | $1.1B |
净利润FITBPNR
| Q1 26 | — | $172.4M | ||
| Q4 25 | $730.0M | $166.1M | ||
| Q3 25 | $649.0M | $184.3M | ||
| Q2 25 | $628.0M | $148.5M | ||
| Q1 25 | $515.0M | $154.9M | ||
| Q4 24 | $620.0M | $166.4M | ||
| Q3 24 | — | $139.6M | ||
| Q2 24 | — | $186.1M |
毛利率FITBPNR
| Q1 26 | — | 41.8% | ||
| Q4 25 | — | 40.4% | ||
| Q3 25 | — | 41.0% | ||
| Q2 25 | — | 40.7% | ||
| Q1 25 | — | 39.9% | ||
| Q4 24 | — | 38.8% | ||
| Q3 24 | — | 39.6% | ||
| Q2 24 | — | 39.8% |
营业利润率FITBPNR
| Q1 26 | — | 20.3% | ||
| Q4 25 | 59.7% | 20.1% | ||
| Q3 25 | 55.1% | 22.7% | ||
| Q2 25 | 54.0% | 19.4% | ||
| Q1 25 | 45.4% | 20.1% | ||
| Q4 24 | 53.3% | 20.1% | ||
| Q3 24 | — | 18.1% | ||
| Q2 24 | — | 22.6% |
净利率FITBPNR
| Q1 26 | — | 16.6% | ||
| Q4 25 | 47.7% | 16.3% | ||
| Q3 25 | 42.7% | 18.0% | ||
| Q2 25 | 42.0% | 13.2% | ||
| Q1 25 | 35.8% | 15.3% | ||
| Q4 24 | 43.1% | 17.1% | ||
| Q3 24 | — | 14.1% | ||
| Q2 24 | — | 16.9% |
每股收益（稀释后）FITBPNR
| Q1 26 | — | — | ||
| Q4 25 | $1.03 | $1.01 | ||
| Q3 25 | $0.91 | $1.12 | ||
| Q2 25 | $0.88 | $0.90 | ||
| Q1 25 | $0.71 | $0.93 | ||
| Q4 24 | $0.85 | $0.99 | ||
| Q3 24 | — | $0.84 | ||
| Q2 24 | — | $1.11 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $67.7M |
| 总债务越低越好 | $13.6B | $1.9B |
| 股东权益账面价值 | $21.7B | $3.8B |
| 总资产 | $214.4B | $7.1B |
| 负债/权益比越低杠杆越低 | 0.63× | 0.51× |
8季度趋势，按日历期对齐
现金及短期投资FITBPNR
| Q1 26 | — | $67.7M | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $128.4M | ||
| Q2 25 | — | $143.0M | ||
| Q1 25 | — | $140.6M | ||
| Q4 24 | — | $118.7M | ||
| Q3 24 | — | $218.1M | ||
| Q2 24 | — | $214.3M |
总债务FITBPNR
| Q1 26 | — | $1.9B | ||
| Q4 25 | $13.6B | $1.6B | ||
| Q3 25 | $13.7B | $1.6B | ||
| Q2 25 | $14.5B | $1.4B | ||
| Q1 25 | $14.5B | $1.8B | ||
| Q4 24 | $14.3B | $1.6B | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $1.8B |
股东权益FITBPNR
| Q1 26 | — | $3.8B | ||
| Q4 25 | $21.7B | $3.9B | ||
| Q3 25 | $21.1B | $3.8B | ||
| Q2 25 | $21.1B | $3.7B | ||
| Q1 25 | $20.4B | $3.6B | ||
| Q4 24 | $19.6B | $3.6B | ||
| Q3 24 | — | $3.5B | ||
| Q2 24 | — | $3.4B |
总资产FITBPNR
| Q1 26 | — | $7.1B | ||
| Q4 25 | $214.4B | $6.9B | ||
| Q3 25 | $212.9B | $6.8B | ||
| Q2 25 | $210.0B | $6.5B | ||
| Q1 25 | $212.7B | $6.7B | ||
| Q4 24 | $212.9B | $6.4B | ||
| Q3 24 | — | $6.5B | ||
| Q2 24 | — | $6.5B |
负债/权益比FITBPNR
| Q1 26 | — | 0.51× | ||
| Q4 25 | 0.63× | 0.42× | ||
| Q3 25 | 0.65× | 0.42× | ||
| Q2 25 | 0.69× | 0.38× | ||
| Q1 25 | 0.71× | 0.51× | ||
| Q4 24 | 0.73× | 0.46× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 0.51× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $929.0M | — |
| 自由现金流经营现金流 - 资本支出 | $765.0M | $-85.7M |
| 自由现金流率自由现金流/营收 | 50.0% | -8.3% |
| 资本支出强度资本支出/营收 | 10.7% | 1.8% |
| 现金转化率经营现金流/净利润 | 1.27× | — |
| 过去12个月自由现金流最近4个季度 | $3.9B | $716.0M |
8季度趋势，按日历期对齐
经营现金流FITBPNR
| Q1 26 | — | — | ||
| Q4 25 | $929.0M | $50.8M | ||
| Q3 25 | $1.0B | $196.3M | ||
| Q2 25 | $1.3B | $606.6M | ||
| Q1 25 | $1.2B | $-38.9M | ||
| Q4 24 | $-101.0M | $86.5M | ||
| Q3 24 | — | $248.6M | ||
| Q2 24 | — | $539.2M |
自由现金流FITBPNR
| Q1 26 | — | $-85.7M | ||
| Q4 25 | $765.0M | $27.1M | ||
| Q3 25 | $886.0M | $178.9M | ||
| Q2 25 | $1.2B | $595.7M | ||
| Q1 25 | $1.1B | $-55.7M | ||
| Q4 24 | $-246.0M | $63.8M | ||
| Q3 24 | — | $233.2M | ||
| Q2 24 | — | $522.2M |
自由现金流率FITBPNR
| Q1 26 | — | -8.3% | ||
| Q4 25 | 50.0% | 2.7% | ||
| Q3 25 | 58.3% | 17.5% | ||
| Q2 25 | 77.8% | 53.0% | ||
| Q1 25 | 77.7% | -5.5% | ||
| Q4 24 | -17.1% | 6.6% | ||
| Q3 24 | — | 23.5% | ||
| Q2 24 | — | 47.5% |
资本支出强度FITBPNR
| Q1 26 | — | 1.8% | ||
| Q4 25 | 10.7% | 2.3% | ||
| Q3 25 | 10.5% | 1.7% | ||
| Q2 25 | 9.6% | 1.0% | ||
| Q1 25 | 8.1% | 1.7% | ||
| Q4 24 | 10.1% | 2.3% | ||
| Q3 24 | — | 1.6% | ||
| Q2 24 | — | 1.5% |
现金转化率FITBPNR
| Q1 26 | — | — | ||
| Q4 25 | 1.27× | 0.31× | ||
| Q3 25 | 1.61× | 1.07× | ||
| Q2 25 | 2.08× | 4.08× | ||
| Q1 25 | 2.39× | -0.25× | ||
| Q4 24 | -0.16× | 0.52× | ||
| Q3 24 | — | 1.78× | ||
| Q2 24 | — | 2.90× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FITB
暂无分部数据
PNR
| Water Solutions | $391.0M | 38% |
| Pool | $387.1M | 37% |
| Flow | $258.1M | 25% |
