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Fifth Third Bancorp（FITB）与QCR HOLDINGS INC（QCRH）财务数据对比。点击上方公司名可切换其他公司
Fifth Third Bancorp的季度营收约是QCR HOLDINGS INC的14.3倍（$1.5B vs $107.0M），QCR HOLDINGS INC同比增速更快（16.5% vs 6.4%），Fifth Third Bancorp自由现金流更多（$765.0M vs $354.1M）
Fifth Third Bancorp是总部位于美国俄亥俄州辛辛那提的银行控股集团，为美国大型银行之一，位列《财富》美国500强第321位。旗下银行在全美12个州共运营1087家分行及2400台自动柜员机，服务覆盖多区域市场。
QCR控股有限公司通过旗下子公司，为阔德城和锡达拉皮兹地区的客户提供商业与零售银行服务，以及信托和资产管理服务。公司成立于1993年，总部位于伊利诺伊州莫林市。
FITB vs QCRH — 直观对比
营收规模更大
FITB
是对方的14.3倍
$107.0M
营收增速更快
QCRH
高出10.1%
6.4%
自由现金流更多
FITB
多$410.9M
$354.1M
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.5B | $107.0M |
| 净利润 | $730.0M | — |
| 毛利率 | — | — |
| 营业利润率 | 59.7% | 36.1% |
| 净利率 | 47.7% | — |
| 营收同比 | 6.4% | 16.5% |
| 净利润同比 | 17.7% | — |
| 每股收益（稀释后） | $1.03 | $2.10 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FITBQCRH
| Q4 25 | $1.5B | $107.0M | ||
| Q3 25 | $1.5B | $101.5M | ||
| Q2 25 | $1.5B | $84.2M | ||
| Q1 25 | $1.4B | $76.9M | ||
| Q4 24 | $1.4B | $91.8M | ||
| Q3 24 | — | $152.6M | ||
| Q2 24 | — | $150.6M | ||
| Q1 24 | — | $141.9M |
净利润FITBQCRH
| Q4 25 | $730.0M | — | ||
| Q3 25 | $649.0M | $36.7M | ||
| Q2 25 | $628.0M | $29.0M | ||
| Q1 25 | $515.0M | $25.8M | ||
| Q4 24 | $620.0M | — | ||
| Q3 24 | — | $27.8M | ||
| Q2 24 | — | $29.1M | ||
| Q1 24 | — | $26.7M |
营业利润率FITBQCRH
| Q4 25 | 59.7% | 36.1% | ||
| Q3 25 | 55.1% | 40.0% | ||
| Q2 25 | 54.0% | 36.3% | ||
| Q1 25 | 45.4% | 34.0% | ||
| Q4 24 | 53.3% | 36.1% | ||
| Q3 24 | — | 19.6% | ||
| Q2 24 | — | 21.0% | ||
| Q1 24 | — | 19.7% |
净利率FITBQCRH
| Q4 25 | 47.7% | — | ||
| Q3 25 | 42.7% | 36.2% | ||
| Q2 25 | 42.0% | 34.5% | ||
| Q1 25 | 35.8% | 33.6% | ||
| Q4 24 | 43.1% | — | ||
| Q3 24 | — | 18.2% | ||
| Q2 24 | — | 19.3% | ||
| Q1 24 | — | 18.8% |
每股收益（稀释后）FITBQCRH
| Q4 25 | $1.03 | $2.10 | ||
| Q3 25 | $0.91 | $2.16 | ||
| Q2 25 | $0.88 | $1.71 | ||
| Q1 25 | $0.71 | $1.52 | ||
| Q4 24 | $0.85 | $1.77 | ||
| Q3 24 | — | $1.64 | ||
| Q2 24 | — | $1.72 | ||
| Q1 24 | — | $1.58 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | $13.6B | — |
| 股东权益账面价值 | $21.7B | $1.1B |
| 总资产 | $214.4B | $9.6B |
| 负债/权益比越低杠杆越低 | 0.63× | — |
8季度趋势，按日历期对齐
总债务FITBQCRH
| Q4 25 | $13.6B | — | ||
| Q3 25 | $13.7B | — | ||
| Q2 25 | $14.5B | — | ||
| Q1 25 | $14.5B | — | ||
| Q4 24 | $14.3B | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益FITBQCRH
| Q4 25 | $21.7B | $1.1B | ||
| Q3 25 | $21.1B | $1.1B | ||
| Q2 25 | $21.1B | $1.1B | ||
| Q1 25 | $20.4B | $1.0B | ||
| Q4 24 | $19.6B | $997.4M | ||
| Q3 24 | — | $976.6M | ||
| Q2 24 | — | $936.3M | ||
| Q1 24 | — | $907.3M |
总资产FITBQCRH
| Q4 25 | $214.4B | $9.6B | ||
| Q3 25 | $212.9B | $9.6B | ||
| Q2 25 | $210.0B | $9.2B | ||
| Q1 25 | $212.7B | $9.2B | ||
| Q4 24 | $212.9B | $9.0B | ||
| Q3 24 | — | $9.1B | ||
| Q2 24 | — | $8.9B | ||
| Q1 24 | — | $8.6B |
负债/权益比FITBQCRH
| Q4 25 | 0.63× | — | ||
| Q3 25 | 0.65× | — | ||
| Q2 25 | 0.69× | — | ||
| Q1 25 | 0.71× | — | ||
| Q4 24 | 0.73× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $929.0M | $421.5M |
| 自由现金流经营现金流 - 资本支出 | $765.0M | $354.1M |
| 自由现金流率自由现金流/营收 | 50.0% | 330.9% |
| 资本支出强度资本支出/营收 | 10.7% | 63.0% |
| 现金转化率经营现金流/净利润 | 1.27× | — |
| 过去12个月自由现金流最近4个季度 | $3.9B | $397.4M |
8季度趋势，按日历期对齐
经营现金流FITBQCRH
| Q4 25 | $929.0M | $421.5M | ||
| Q3 25 | $1.0B | $47.5M | ||
| Q2 25 | $1.3B | $42.2M | ||
| Q1 25 | $1.2B | $-3.6M | ||
| Q4 24 | $-101.0M | $444.5M | ||
| Q3 24 | — | $238.1M | ||
| Q2 24 | — | $26.3M | ||
| Q1 24 | — | $2.7M |
自由现金流FITBQCRH
| Q4 25 | $765.0M | $354.1M | ||
| Q3 25 | $886.0M | $31.7M | ||
| Q2 25 | $1.2B | $24.2M | ||
| Q1 25 | $1.1B | $-12.7M | ||
| Q4 24 | $-246.0M | $400.0M | ||
| Q3 24 | — | $229.9M | ||
| Q2 24 | — | $16.2M | ||
| Q1 24 | — | $-9.4M |
自由现金流率FITBQCRH
| Q4 25 | 50.0% | 330.9% | ||
| Q3 25 | 58.3% | 31.3% | ||
| Q2 25 | 77.8% | 28.8% | ||
| Q1 25 | 77.7% | -16.5% | ||
| Q4 24 | -17.1% | 435.6% | ||
| Q3 24 | — | 150.7% | ||
| Q2 24 | — | 10.7% | ||
| Q1 24 | — | -6.6% |
资本支出强度FITBQCRH
| Q4 25 | 10.7% | 63.0% | ||
| Q3 25 | 10.5% | 15.5% | ||
| Q2 25 | 9.6% | 21.4% | ||
| Q1 25 | 8.1% | 11.9% | ||
| Q4 24 | 10.1% | 48.4% | ||
| Q3 24 | — | 5.4% | ||
| Q2 24 | — | 6.8% | ||
| Q1 24 | — | 8.6% |
现金转化率FITBQCRH
| Q4 25 | 1.27× | — | ||
| Q3 25 | 1.61× | 1.29× | ||
| Q2 25 | 2.08× | 1.46× | ||
| Q1 25 | 2.39× | -0.14× | ||
| Q4 24 | -0.16× | — | ||
| Q3 24 | — | 8.57× | ||
| Q2 24 | — | 0.90× | ||
| Q1 24 | — | 0.10× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
