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FIRST MERCHANTS CORP（FRME）与Purple Innovation, Inc.（PRPL）财务数据对比。点击上方公司名可切换其他公司
FIRST MERCHANTS CORP的季度营收约是Purple Innovation, Inc.的1.1倍（$157.1M vs $140.7M），FIRST MERCHANTS CORP净利率更高（17.9% vs -2.3%，领先20.2%），过去两年Purple Innovation, Inc.的营收复合增速更高（8.3% vs -0.9%）
第一商人集团是总部位于美国印第安纳州曼西的金融控股公司，业务覆盖印第安纳州中部地区，旗下拥有第一商人银行、第一商人私人财富顾问两大板块，在纳斯达克上市，股票代码为FRME。截至2023年3月，集团总资产达182亿美元，为客户提供商业银行、个人银行及投资顾问服务。
Purple Carrot是一家总部位于马萨诸塞州尼达姆市的全植物性餐包品牌，由安迪·莱维特创立，每周为订阅用户提供预制餐品和自制餐包。据《大都会》2022年报道，对比美式标准餐食，该品牌每份餐包的碳排放量可降低72%，主打低碳环保的纯植物饮食方案。
FRME vs PRPL — 直观对比
营收规模更大
FRME
是对方的1.1倍
$140.7M
净利率更高
FRME
高出20.2%
-2.3%
两年增速更快
PRPL
近两年复合增速
-0.9%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $157.1M | $140.7M |
| 净利润 | $28.2M | $-3.2M |
| 毛利率 | — | 41.9% |
| 营业利润率 | — | -1.6% |
| 净利率 | 17.9% | -2.3% |
| 营收同比 | — | 9.1% |
| 净利润同比 | -49.1% | 62.1% |
| 每股收益（稀释后） | $0.45 | $0.03 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FRMEPRPL
| Q1 26 | $157.1M | — | ||
| Q4 25 | $172.2M | $140.7M | ||
| Q3 25 | $166.1M | $118.8M | ||
| Q2 25 | $164.3M | $105.1M | ||
| Q1 25 | $160.3M | $104.2M | ||
| Q4 24 | $177.1M | $129.0M | ||
| Q3 24 | $156.0M | $118.6M | ||
| Q2 24 | $159.9M | $120.3M |
净利润FRMEPRPL
| Q1 26 | $28.2M | — | ||
| Q4 25 | $57.1M | $-3.2M | ||
| Q3 25 | $56.8M | $-11.7M | ||
| Q2 25 | $56.8M | $-17.3M | ||
| Q1 25 | $55.3M | $-19.1M | ||
| Q4 24 | $64.3M | $-8.5M | ||
| Q3 24 | $49.2M | $-39.2M | ||
| Q2 24 | $39.9M | $27.0K |
毛利率FRMEPRPL
| Q1 26 | — | — | ||
| Q4 25 | — | 41.9% | ||
| Q3 25 | — | 42.8% | ||
| Q2 25 | — | 35.9% | ||
| Q1 25 | — | 39.4% | ||
| Q4 24 | — | 42.9% | ||
| Q3 24 | — | 29.7% | ||
| Q2 24 | — | 40.7% |
营业利润率FRMEPRPL
| Q1 26 | — | — | ||
| Q4 25 | 38.0% | -1.6% | ||
| Q3 25 | 39.3% | -10.2% | ||
| Q2 25 | 39.6% | -13.5% | ||
| Q1 25 | 39.4% | -13.9% | ||
| Q4 24 | 43.3% | -6.0% | ||
| Q3 24 | 36.1% | -39.5% | ||
| Q2 24 | 27.5% | -12.1% |
净利率FRMEPRPL
| Q1 26 | 17.9% | — | ||
| Q4 25 | 33.1% | -2.3% | ||
| Q3 25 | 34.2% | -9.9% | ||
| Q2 25 | 34.6% | -16.5% | ||
| Q1 25 | 34.5% | -18.4% | ||
| Q4 24 | 36.3% | -6.6% | ||
| Q3 24 | 31.5% | -33.1% | ||
| Q2 24 | 25.0% | 0.0% |
每股收益（稀释后）FRMEPRPL
| Q1 26 | $0.45 | — | ||
| Q4 25 | $0.98 | $0.03 | ||
| Q3 25 | $0.98 | $0.11 | ||
| Q2 25 | $0.98 | $0.16 | ||
| Q1 25 | $0.94 | $0.18 | ||
| Q4 24 | $1.09 | $0.08 | ||
| Q3 24 | $0.84 | $0.36 | ||
| Q2 24 | $0.68 | $0.00 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $24.3M |
| 总债务越低越好 | — | $126.7M |
| 股东权益账面价值 | $2.7B | $-29.7M |
| 总资产 | $21.1B | $296.3M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资FRMEPRPL
| Q1 26 | — | — | ||
| Q4 25 | — | $24.3M | ||
| Q3 25 | — | $32.4M | ||
| Q2 25 | — | $34.2M | ||
| Q1 25 | — | $21.6M | ||
| Q4 24 | — | $29.0M | ||
| Q3 24 | — | $23.4M | ||
| Q2 24 | — | $23.4M |
总债务FRMEPRPL
| Q1 26 | — | — | ||
| Q4 25 | — | $126.7M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $70.7M | ||
| Q3 24 | — | $50.8M | ||
| Q2 24 | — | — |
股东权益FRMEPRPL
| Q1 26 | $2.7B | — | ||
| Q4 25 | $2.5B | $-29.7M | ||
| Q3 25 | $2.4B | $-26.9M | ||
| Q2 25 | $2.3B | $-15.6M | ||
| Q1 25 | $2.3B | $1.3M | ||
| Q4 24 | $2.3B | $20.2M | ||
| Q3 24 | $2.3B | $28.0M | ||
| Q2 24 | $2.2B | $66.4M |
总资产FRMEPRPL
| Q1 26 | $21.1B | — | ||
| Q4 25 | $19.0B | $296.3M | ||
| Q3 25 | $18.8B | $302.1M | ||
| Q2 25 | $18.6B | $303.8M | ||
| Q1 25 | $18.4B | $293.8M | ||
| Q4 24 | $18.3B | $307.8M | ||
| Q3 24 | $18.3B | $309.3M | ||
| Q2 24 | $18.3B | $362.1M |
负债/权益比FRMEPRPL
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 3.50× | ||
| Q3 24 | — | 1.82× | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-5.8M |
| 自由现金流经营现金流 - 资本支出 | — | $-7.8M |
| 自由现金流率自由现金流/营收 | — | -5.5% |
| 资本支出强度资本支出/营收 | — | 1.4% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-41.9M |
8季度趋势，按日历期对齐
经营现金流FRMEPRPL
| Q1 26 | — | — | ||
| Q4 25 | $283.6M | $-5.8M | ||
| Q3 25 | $87.6M | $-968.0K | ||
| Q2 25 | $53.7M | $-4.0M | ||
| Q1 25 | $61.7M | $-23.1M | ||
| Q4 24 | $266.2M | $6.8M | ||
| Q3 24 | $76.8M | $1.1M | ||
| Q2 24 | $63.0M | $-8.9M |
自由现金流FRMEPRPL
| Q1 26 | — | — | ||
| Q4 25 | — | $-7.8M | ||
| Q3 25 | — | $-1.8M | ||
| Q2 25 | — | $-7.0M | ||
| Q1 25 | — | $-25.3M | ||
| Q4 24 | — | $5.7M | ||
| Q3 24 | — | $101.0K | ||
| Q2 24 | — | $-11.0M |
自由现金流率FRMEPRPL
| Q1 26 | — | — | ||
| Q4 25 | — | -5.5% | ||
| Q3 25 | — | -1.5% | ||
| Q2 25 | — | -6.6% | ||
| Q1 25 | — | -24.3% | ||
| Q4 24 | — | 4.4% | ||
| Q3 24 | — | 0.1% | ||
| Q2 24 | — | -9.2% |
资本支出强度FRMEPRPL
| Q1 26 | — | — | ||
| Q4 25 | — | 1.4% | ||
| Q3 25 | — | 0.7% | ||
| Q2 25 | — | 2.8% | ||
| Q1 25 | — | 2.2% | ||
| Q4 24 | — | 0.8% | ||
| Q3 24 | — | 0.9% | ||
| Q2 24 | — | 1.7% |
现金转化率FRMEPRPL
| Q1 26 | — | — | ||
| Q4 25 | 4.97× | — | ||
| Q3 25 | 1.54× | — | ||
| Q2 25 | 0.94× | — | ||
| Q1 25 | 1.11× | — | ||
| Q4 24 | 4.14× | — | ||
| Q3 24 | 1.56× | — | ||
| Q2 24 | 1.58× | -330.22× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FRME
| Net Interest Income | $151.3M | 96% |
| Noninterest Income | $5.8M | 4% |
PRPL
| Cost Of Revenues | $81.7M | 58% |
| Other | $59.0M | 42% |
