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Fathom Holdings Inc.（FTHM）与HomeTrust Bancshares, Inc.（HTB）财务数据对比。点击上方公司名可切换其他公司
Fathom Holdings Inc.的季度营收约是HomeTrust Bancshares, Inc.的1.7倍（$90.6M vs $53.6M），HomeTrust Bancshares, Inc.同比增速更快（3.7% vs -1.2%），HomeTrust Bancshares, Inc.自由现金流更多（$45.3M vs $-20.7M），过去两年Fathom Holdings Inc.的营收复合增速更高（13.4% vs 3.5%）
Fathom Holdings Inc.是一家总部位于美国的房地产科技与服务企业，为房产经纪人、经纪机构和消费者提供数字交易管理、按揭服务、产权保险、住宅经纪等一站式解决方案，业务覆盖美国大部分区域市场。
HomeTrust Bancshares, Inc.是总部位于美国北卡罗来纳州阿什维尔的银行控股公司，总资产达43亿美元，在北卡、南卡、佐治亚和田纳西州共设有33家网点，旗下拥有HomeTrust银行、Tryon联邦银行等七家社区银行。
FTHM vs HTB — 直观对比
营收规模更大
FTHM
是对方的1.7倍
$53.6M
营收增速更快
HTB
高出4.9%
-1.2%
自由现金流更多
HTB
多$66.0M
$-20.7M
两年增速更快
FTHM
近两年复合增速
3.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $90.6M | $53.6M |
| 净利润 | $-6.7M | — |
| 毛利率 | — | — |
| 营业利润率 | -5.2% | 37.0% |
| 净利率 | -7.4% | — |
| 营收同比 | -1.2% | 3.7% |
| 净利润同比 | -7.7% | — |
| 每股收益（稀释后） | $-0.20 | $0.93 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FTHMHTB
| Q4 25 | $90.6M | $53.6M | ||
| Q3 25 | $115.3M | $54.1M | ||
| Q2 25 | $121.4M | $54.4M | ||
| Q1 25 | $93.1M | $50.9M | ||
| Q4 24 | $91.7M | $51.7M | ||
| Q3 24 | $83.7M | $50.6M | ||
| Q2 24 | $89.2M | $50.6M | ||
| Q1 24 | $70.5M | $50.0M |
净利润FTHMHTB
| Q4 25 | $-6.7M | — | ||
| Q3 25 | $-4.4M | $16.5M | ||
| Q2 25 | $-3.6M | $17.2M | ||
| Q1 25 | $-5.6M | $14.5M | ||
| Q4 24 | $-6.2M | — | ||
| Q3 24 | $-8.1M | $13.1M | ||
| Q2 24 | $-1.3M | $12.4M | ||
| Q1 24 | $-5.9M | $15.1M |
营业利润率FTHMHTB
| Q4 25 | -5.2% | 37.0% | ||
| Q3 25 | -3.5% | 38.5% | ||
| Q2 25 | -2.0% | 40.1% | ||
| Q1 25 | -4.8% | 36.2% | ||
| Q4 24 | -7.0% | 35.4% | ||
| Q3 24 | -9.3% | 33.2% | ||
| Q2 24 | -4.1% | 31.3% | ||
| Q1 24 | -8.0% | 38.0% |
净利率FTHMHTB
| Q4 25 | -7.4% | — | ||
| Q3 25 | -3.8% | 30.5% | ||
| Q2 25 | -3.0% | 31.6% | ||
| Q1 25 | -6.1% | 28.5% | ||
| Q4 24 | -6.8% | — | ||
| Q3 24 | -9.7% | 25.9% | ||
| Q2 24 | -1.5% | 24.6% | ||
| Q1 24 | -8.4% | 30.1% |
每股收益（稀释后）FTHMHTB
| Q4 25 | $-0.20 | $0.93 | ||
| Q3 25 | $-0.15 | $0.95 | ||
| Q2 25 | $-0.13 | $1.00 | ||
| Q1 25 | $-0.24 | $0.84 | ||
| Q4 24 | $-0.29 | $0.83 | ||
| Q3 24 | $-0.40 | $0.76 | ||
| Q2 24 | $-0.07 | $0.73 | ||
| Q1 24 | $-0.31 | $0.88 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $5.8M | $324.7M |
| 总债务越低越好 | $5.6M | — |
| 股东权益账面价值 | $37.4M | $600.7M |
| 总资产 | $78.0M | $4.5B |
| 负债/权益比越低杠杆越低 | 0.15× | — |
8季度趋势，按日历期对齐
现金及短期投资FTHMHTB
| Q4 25 | $5.8M | $324.7M | ||
| Q3 25 | $9.8M | $315.8M | ||
| Q2 25 | $4.9M | $297.2M | ||
| Q1 25 | $8.0M | $299.8M | ||
| Q4 24 | $7.1M | $279.2M | ||
| Q3 24 | $13.1M | $293.5M | ||
| Q2 24 | $10.4M | $294.2M | ||
| Q1 24 | $5.7M | $380.5M |
总债务FTHMHTB
| Q4 25 | $5.6M | — | ||
| Q3 25 | $5.1M | — | ||
| Q2 25 | $5.1M | — | ||
| Q1 25 | $5.1M | — | ||
| Q4 24 | $9.5M | — | ||
| Q3 24 | $8.8M | — | ||
| Q2 24 | $3.6M | — | ||
| Q1 24 | $3.7M | — |
股东权益FTHMHTB
| Q4 25 | $37.4M | $600.7M | ||
| Q3 25 | $43.4M | $595.8M | ||
| Q2 25 | $40.7M | $579.3M | ||
| Q1 25 | $43.4M | $565.4M | ||
| Q4 24 | $44.7M | $551.8M | ||
| Q3 24 | $47.1M | $540.0M | ||
| Q2 24 | $53.1M | $523.6M | ||
| Q1 24 | $51.9M | $513.2M |
总资产FTHMHTB
| Q4 25 | $78.0M | $4.5B | ||
| Q3 25 | $83.2M | $4.6B | ||
| Q2 25 | $80.4M | $4.6B | ||
| Q1 25 | $81.0M | $4.6B | ||
| Q4 24 | $75.4M | $4.6B | ||
| Q3 24 | $80.9M | $4.6B | ||
| Q2 24 | $80.2M | $4.7B | ||
| Q1 24 | $78.2M | $4.7B |
负债/权益比FTHMHTB
| Q4 25 | 0.15× | — | ||
| Q3 25 | 0.12× | — | ||
| Q2 25 | 0.12× | — | ||
| Q1 25 | 0.12× | — | ||
| Q4 24 | 0.21× | — | ||
| Q3 24 | 0.19× | — | ||
| Q2 24 | 0.07× | — | ||
| Q1 24 | 0.07× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-20.5M | $49.5M |
| 自由现金流经营现金流 - 资本支出 | $-20.7M | $45.3M |
| 自由现金流率自由现金流/营收 | -22.8% | 84.5% |
| 资本支出强度资本支出/营收 | 0.1% | 7.8% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $-29.4M | $93.8M |
8季度趋势，按日历期对齐
经营现金流FTHMHTB
| Q4 25 | $-20.5M | $49.5M | ||
| Q3 25 | $3.0M | $-11.3M | ||
| Q2 25 | $-5.9M | $-8.8M | ||
| Q1 25 | $-5.7M | $71.7M | ||
| Q4 24 | $-4.7M | $45.4M | ||
| Q3 24 | $-330.0K | $43.8M | ||
| Q2 24 | $-3.1M | $5.9M | ||
| Q1 24 | $-947.0K | $-9.0M |
自由现金流FTHMHTB
| Q4 25 | $-20.7M | $45.3M | ||
| Q3 25 | $3.0M | $-12.0M | ||
| Q2 25 | $-6.0M | $-10.2M | ||
| Q1 25 | $-5.8M | $70.7M | ||
| Q4 24 | $-4.7M | $42.4M | ||
| Q3 24 | $-364.0K | $43.1M | ||
| Q2 24 | $-3.1M | $5.7M | ||
| Q1 24 | $-948.0K | $-9.6M |
自由现金流率FTHMHTB
| Q4 25 | -22.8% | 84.5% | ||
| Q3 25 | 2.6% | -22.2% | ||
| Q2 25 | -4.9% | -18.7% | ||
| Q1 25 | -6.2% | 138.7% | ||
| Q4 24 | -5.2% | 82.0% | ||
| Q3 24 | -0.4% | 85.1% | ||
| Q2 24 | -3.5% | 11.2% | ||
| Q1 24 | -1.3% | -19.2% |
资本支出强度FTHMHTB
| Q4 25 | 0.1% | 7.8% | ||
| Q3 25 | 0.0% | 1.4% | ||
| Q2 25 | 0.0% | 2.5% | ||
| Q1 25 | 0.0% | 2.0% | ||
| Q4 24 | 0.1% | 5.9% | ||
| Q3 24 | 0.0% | 1.3% | ||
| Q2 24 | 0.0% | 0.5% | ||
| Q1 24 | 0.0% | 1.1% |
现金转化率FTHMHTB
| Q4 25 | — | — | ||
| Q3 25 | — | -0.68× | ||
| Q2 25 | — | -0.51× | ||
| Q1 25 | — | 4.93× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 3.34× | ||
| Q2 24 | — | 0.48× | ||
| Q1 24 | — | -0.60× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FTHM
| Real Estate Brokerage | $84.9M | 94% |
| Mortgage Segment | $3.4M | 4% |
| Other | $2.3M | 3% |
HTB
暂无分部数据
